Current auto loan rates in Connecticut include Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit Union777 E Main St, Torrington, CT, 06790 3915A+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit Union200 Folly Brook Blvd, Wethersfield, CT, 06109A+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Riverbank Federal Credit UnionRiverbank Federal Credit Union516 Spring St, Windsor Locks, CT, 06096A+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Community Healthcare Credit UnionCommunity Healthcare Credit Union48 Haynes ST, Manchester, CT, 06040A5.0 ★Texas Ratio: 6.44% offering Auto Loan at 3.99%, Skyline Financial Federal Credit UnionSkyline Financial Federal Credit Union3528 E Main St, Waterbury, CT, 06705A5.0 ★Texas Ratio: 13.83% offering New Auto at 4.00%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Connecticut side-by-side. Connecticut auto loan rates currently start as low as 3.25% APR from Torrington Municipal & Teachers Federal Credit Union at 777 E Main St, Torrington, CT, 06790 3915. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Connecticut. Auto Loan Rates Last Updated and Verified: April 22, 2026
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As; w/auto pay
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Model Years 2023 - 2026; 100% Financing
As Low As
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As; Credit Score 720+
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
As Low As; 2018 to 2027 Model Years
As Low As
Fair Isaac 730+; A+
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Model Years 2023 - 2026; 100% Financing
As Low As; 2019 to 2027 Model Years
Fair Isaac 730+; A+
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
Fair Isaac 730+; A+
Model Years 2023 - 2026; 100% Financing
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
As Low As
Fair Isaac 730+; A+
Model Years 2023 - 2026; 100% Financing
Credit Score: 730 plus; Credit Tier: A Plus
As Low As; Credit Score 680 - 719
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2023 to 2027 Model Years
Fair Isaac 680-729; A
Model Years 2021 - 2022; 100% Financing
Credit Score: 680-729; Credit Tier: A
Fair Isaac 680-729; A
Credit Score: 680-729; Credit Tier: A
Fair Isaac 640-679; B
Model Years 2021 - 2022; 100% Financing
Credit Score: 640-679; Credit Tier: B
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 60 Months (2019 Model Year and Newer)
20% down - up to 60 months
Fair Isaac 600-639; C
Model Years 2016 - 2020; 100% Financing
Credit Score: 600-639; Credit Tier: C
As Low As; Credit Score 620 - 679
As Low As; Credit Score 620 - 679
Fair Isaac 600-639; C
Max Term is 60 Months on Used 2018 and Older.
100% financing available to qualified buyers - up to 60 months
Credit Score: 600-639; Credit Tier: C
Credit Score: 640-679; Credit Tier: B
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Over $20,000.00
As Low As; Credit Score 600 - 619
As Low As; Credit Score 600 - 619
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
61 - 76 Months (2019 Model Year and Newer)
Over $20,000.00
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Fair Isaac 550-599; D
Credit Score: 550-599; Credit Tier: D
Fair Isaac 550-599; D
Credit Score: 550-599; Credit Tier: D
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Fair Isaac 549 or Less; E
Credit Score: 540 or less; Credit Tier: E
Fair Isaac 549 or Less; E
Credit Score: 540 or less; Credit Tier: E
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As; Credit Score 720+
As Low As; 2025 to 2027 Model Years
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As; 2025 to 2027 Model Years
As Low As; Credit Score 680 - 719
20% down - up to 60 months
As Low As; Credit Score 620 - 679
100% financing available to qualified buyers - up to 60 months
Over $20,000.00
As Low As; Credit Score 600 - 619
Over $20,000.00
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2018 to 2027 Model Years
As Low As
As Low As
As Low As; 2019 to 2027 Model Years
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2023 to 2027 Model Years
As Low As
20% down - up to 60 months
As Low As; Credit Score 620 - 679
Max Term is 60 Months on Used 2018 and Older.
100% financing available to qualified buyers - up to 60 months
Over $20,000.00
As Low As; Credit Score 600 - 619
Over $20,000.00
As Low As
Compare local Connecticut auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut new auto rates fell 0.045 points over the past 7 days to 6.002% APR.
Connecticut used auto rates fell 0.010 points over the past 7 days to 6.559% APR.