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Idaho Auto Loan Rate Trends

Track current and weekly average auto loan rates in Idaho, view interactive rate trend charts, and compare local ID aprs against the national average.

New Auto Loan
6.200%
▲ 0.125 this week
As of Apr 23, 2026
Used Auto Loan
6.147%
As of Apr 23, 2026

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Current Idaho Auto Loan Rate Trends

Auto Loan rates in Idaho rose 0.125 this week, pushing the New Auto Loan average to 6.200%, up from 6.076% last week.

At 6.200%, Idaho’s average sits 0.493 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in ID.

The Idaho auto loan rate averages on this page are calculated from 116 verified auto loan rate quotes collected across 26 banks and credit unions actively operating in Idaho. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Idaho Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Idaho auto loan rate averages compiled from 116 current rate quotes across 26 banks and credit unions operating in ID — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Idaho auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.