Idaho Auto Loan Rate Trends
Track current and weekly average auto loan rates in Idaho, view interactive rate trend charts, and compare local ID aprs against the national average.
Current Idaho Auto Loan Rate Trends
Auto Loan rates in Idaho rose 0.096 this week, pushing the New Auto Loan average to 5.307%, up from 5.211% last week.
At 5.307%, Idaho’s average sits 0.677 below the current national average of 5.984%. ID borrowers may have a competitive advantage relative to the national market.
The Idaho auto loan rate averages on this page are calculated from 183 verified auto loan rate quotes collected across 31 banks and credit unions actively operating in Idaho. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Idaho Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Idaho auto loan rate averages compiled from 183 current rate quotes across 31 banks and credit unions operating in ID, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Idaho
Quarterly average rates at credit unions headquartered in Idaho, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Idaho (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
