Idaho Auto Loan Rate Trends
Track current and weekly average auto loan rates in Idaho, view interactive rate trend charts, and compare local ID aprs against the national average.
Current Idaho Auto Loan Rate Trends
Auto Loan rates in Idaho fell 0.119 this week to 5.698%, down from 5.818% last week.
At 5.698%, Idaho’s average sits 0.253 below the current national average of 5.951%. ID borrowers may have a competitive advantage relative to the national market.
The Idaho auto loan rate averages on this page are calculated from 148 verified auto loan rate quotes collected across 28 banks and credit unions actively operating in Idaho. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Idaho Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Idaho auto loan rate averages compiled from 148 current rate quotes across 28 banks and credit unions operating in ID — updated daily.
As of Sep 22, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Idaho
Quarterly average rates at credit unions headquartered in Idaho, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Idaho (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
