Louisiana Auto Loan Rate Trends
Track current and weekly average auto loan rates in Louisiana, view interactive rate trend charts, and compare local LA aprs against the national average.
Current Louisiana Auto Loan Rate Trends
Auto Loan rates in Louisiana held steady at a New Auto Loan average of 5.850% this week.
At 5.850%, Louisiana’s average sits 0.154 above the current national average of 5.696%. This above-average spread may reflect local market conditions or regional lender competition in LA.
The Louisiana auto loan rate averages on this page are calculated from 217 verified auto loan rate quotes collected across 48 banks and credit unions actively operating in Louisiana. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Louisiana Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Louisiana auto loan rate averages compiled from 217 current rate quotes across 48 banks and credit unions operating in LA — updated daily.
As of Jun 4, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Louisiana
Quarterly average rates at credit unions headquartered in Louisiana, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Louisiana (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
