Ohio Auto Loan Rate Trends
Track current and weekly average auto loan rates in Ohio, view interactive rate trend charts, and compare local OH aprs against the national average.
Current Ohio Auto Loan Rate Trends
Auto Loan rates in Ohio fell 0.090 this week to 5.704%, down from 5.794% last week.
At 5.704%, Ohio’s average sits 0.002 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in OH.
The Ohio auto loan rate averages on this page are calculated from 577 verified auto loan rate quotes collected across 107 banks and credit unions actively operating in Ohio. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Ohio Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Ohio auto loan rate averages compiled from 577 current rate quotes across 107 banks and credit unions operating in OH — updated daily.
As of May 15, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Ohio
Quarterly average rates at credit unions headquartered in Ohio, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Ohio (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
