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Rhode Island Auto Loan Rate Trends

Track current and weekly average auto loan rates in Rhode Island, view interactive rate trend charts, and compare local RI aprs against the national average.

New Auto Loan
4.925%
▼ 1.500 this week
As of Apr 23, 2026
Used Auto Loan
5.941%
▼ 0.499 this week
As of Apr 23, 2026

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Current Rhode Island Auto Loan Rate Trends

Auto Loan rates in Rhode Island fell 1.500 this week to 4.925%, down from 6.425% last week.

At 4.925%, Rhode Island’s average sits 0.783 below the current national average of 5.707%. RI borrowers may have a competitive advantage relative to the national market.

The Rhode Island auto loan rate averages on this page are calculated from 36 verified auto loan rate quotes collected across 6 banks and credit unions actively operating in Rhode Island. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Rhode Island Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Rhode Island auto loan rate averages compiled from 36 current rate quotes across 6 banks and credit unions operating in RI — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Rhode Island auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.