Community Bank and Trust - Alabama CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 5.50% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Community Bank and Trust - Alabama's 9-Month CD rates are at 5.65%, 6-Month CD rates are at 5.65%, 12-Month CD rates are at 5.65%.

Community Bank and Trust - Alabama

To see how these rates compare to Community Bank and Trust - Alabama CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community Bank and Trust - Alabama, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community Bank and Trust - Alabama CD rates. You can also compare Community Bank and Trust - Alabama savings rates, MMA rates and mortgage rates using our other rate lists.

Community Bank and Trust - Alabama money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank and Trust - Alabama? Share your experience about Community Bank and Trust - Alabama by leaving a review below, or read customer reviews before you decide to use Community Bank and Trust - Alabama.

Community Bank and Trust - Alabama Texas Ratio

Community Bank and Trust - Alabama's Texas Ratio is at -37.02%, which is considered excellent. The Texas Ratio for Community Bank and Trust - Alabama is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Community Bank and Trust - Alabama is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.65%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Community Bank and Trust - Alabama
202 Powell St N
Union Springs, AL 36089
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Community Bank and Trust - Alabama CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
6-Month CD
5.65%
$500
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
9-Month CD
5.65%
$500
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
12-Month CD
5.65%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Community Bank and Trust - Alabama Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
6-Month CD
5.65%
$500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD eCD
5.30%
$500
Community Financial Services Bank (CFSB)
Community Financial Services Bank (CFSB)
17-Month CD Special
4.87%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
3-Month CD
4.75%
$500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
13-Month CD
4.50%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month Jumbo CD
3.92%
$10,000
Generations Bank
Generations Bank
24-Month CD
3.75%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
48-Month CD
3.45%
$1,500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
3.25%
$500,000
Mountain Pacific Bank
Mountain Pacific Bank
3-Month CD
3.25%
$500
First State Bank of Harvey
First State Bank of Harvey
30-Month CD
3.14%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.12%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
60-Month CD share certificate
3.05%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
60-Month CD (Certificate)
3.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
3.00%
$1,000
Wyoming Community Bank
Wyoming Community Bank
36-Month CD
3.00%
$1,000
Westbury Bank
Westbury Bank
48-Month CD
3.00%
$500
Bank 21
Bank 21
48-Month CD
3.00%
$500
Kitsap Bank
Kitsap Bank
48-Month CD
2.85%
$5,000
F&M Bank & Trust
F&M Bank & Trust
60-Month CD
2.83%
$2,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD Certificate
2.55%
$1,000
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.37%
$250
Johnson State Bank
Johnson State Bank
48-Month CD
2.33%
$1,000
FNB Community Bank
FNB Community Bank
24-Month CD
2.32%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
2.02%
$1,000
Phelps County Bank
Phelps County Bank
Ultimate Checking
2.02%
$0
American State Bank of Grygla
American State Bank of Grygla
High Yield Savings
2.00%
$10,000
Walden Savings Bank
Walden Savings Bank
24-Month CD
2.00%
$1,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
1.80%
$1,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
12-Month CD
1.51%
$100
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
6-Month CD
1.51%
$1,000
Peoples Bank of Kentucky
Peoples Bank of Kentucky
18-Month CD
1.50%
$1,000
State Bank of Canton
State Bank of Canton
48-Month CD
1.50%
$500
American Bank
American Bank
30-Month CD
1.50%
$500
Hocking Valley Bank
Hocking Valley Bank
36-Month CD
1.30%
$1,000
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$1
Dundee Bank
Dundee Bank
12-Month CD
0.30%
$500
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
36-Month CD
0.30%
$500
Central Federal SLA
Central Federal SLA
60-Month CD
0.15%
$2,500
U.S. Bank
U.S. Bank
48-Month CD
0.15%
$500
Heritage Bank Marion, IA
Heritage Bank Marion, IA
Savings Account
0.10%
$0
Presence Bank
Presence Bank
Savings Account
0.10%
$100
WSB Municipal Bank
WSB Municipal Bank
Money Market Deposit Account
0.10%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Advantage Checking Account
0.05%
$500
Brenham National Bank
Brenham National Bank
48-Month CD
0.05%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Prime Share Savings
0.05%
$5
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings Account
0.03%
$5
First Seacoast Bank
First Seacoast Bank
Savings Account
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Community Bank and Trust - Alabama Information

Community Bank and Trust - Alabama
202 Powell St N
Union Springs, AL 36089
Bullock
Established Date: 05/18/1990
FDIC Certificate #: 32968
Date of FDIC Deposit Insurance: 05/18/1990
Bank Holding Company: COMMUNITY BANKSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Community Bank and Trust - Alabama FDIC Insured? Yes
What is Community Bank and Trust - Alabama's Cert number? 32968
What is the maximum amount for insured deposits? $250,000 per holder, per account

Community Bank and Trust - Alabama Financials

Total Assets:
$48,449,000
Total Deposits:
$48,325,000
Equity Capital:
$83,000
Domestic Deposits:
$48,325,000
Net Income:
$68,000
Return on Assets:
1.7050%
Quarterly Return on Assets:
0.5600%
Pretax Return on Assets:
0.5633%
Pretax Quarterly Return on Assets:
0.5600%
Return on Equity:
62.6300%
Quarterly Return on Equity:
0.0000%
Common Equity Tier 1 Capital Ratio:
20.3707%
Tier 1 Risk-Based Capital Ratio:
20.3707%
Leverage Tier 1 (Core Capital) Ratio:
8.9097%
Total Risk-Based Capital Ratio (YTD):
21.6545%
Total Interest Income (YTD):
3.6371%
 
 
Headquarters:
Union Springs
FDIC Field Office:
Montgomery
Regulator:
FDIC
County:
Bullock
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
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    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

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    Explore Other Rate Deals

    Average mortgage rates which hit record lows for several consecutive weeks in September are higher this week. Today's mortgage rates on 30 year conventional mortgage loans are averaging 3.46 percent, an increase from last week's average 30 year mortgage rate of 3.43 percent. Although average 30 year mortgage rates are up two weeks in a row average rates are just above an all-time record low of 3.36 percent.
    Most homeowners maintain or reduce mortgage debt when refinancing their loan, continuing the trend since the housing bust when most homeowners took money out when refinancing. In the fourth quarter of 2012, a whopping 84 percent of homeowners either maintained or reduced their mortgage balance in a refinance analysis released by Freddie Mac.

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    Community Bank and Trust - Alabama Reviews

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