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Fox Communities Credit Union

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Fox Communities Credit Union Rates & Review November 2026

Q: What are the current interest rates at Fox Communities Credit Union?

Current rates for Fox Communities Credit Union include: 12-Month CD: 3.50%, 18-Month CD: 3.55%, 24-Month CD: 3.55%, 60-Month CD: 3.85%, Savings: 2.50%, MMA: 3.75%

Q: What CD terms does Fox Communities Credit Union offer?

Fox Communities Credit Union CD rates are 3.50% APY for a 12 month CD, 3.55% APY for an 18 month CD, 3.55% APY for a 2 year CD, 3.60% APY for a 30 month CD, 3.65% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Fox Communities Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Fox Communities Credit Union's CD - 60 month rates are at 3.85%, CD - 48 month rates are at 3.75%, CD - 36 month rates are at 3.65%, CD - 30 month rates are at 3.60%, CD - 18 month rates are at 3.55%. Fox Communities Credit Union's savings rates are at 2.50%. Fox Communities Credit Union's money market rates are at 3.75%. Fox Communities Credit Union's checking rates are as high as 5.00%. Fox Communities Credit Union's Construction Loan - 15 Year Fixed rates are at 6.62%, Construction Loan - 10/1 ARM rates are at 6.50%, Fixed Rate Mortgages - 15 Year Fixed rates are at 6.62%, Construction Loan - 5/1 ARM rates are at 6.38%, Lot/Land Loans - 7/1 ARM rates are at 7.12%. Fox Communities Credit Union's Personal Loan Rates are as low as 11.24%. Fox Communities Credit Union's Credit Card Rates are at 15.49%. Fox Communities Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Fox Communities Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates last updated and verified on 10/29/2026.

Fox Communities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fox Communities Credit Union? Share your experience about Fox Communities Credit Union by leaving a review below, or read customer reviews before you decide to use Fox Communities Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.15%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Fox Communities Credit Union
Enterprise

2201 E Enterprise Ave
Appleton, WI 54913

https://www.foxcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Fox Communities Credit Union CD Rates

Product	Rate	APY	Term
Certificate Special - 22 month	4.47%	4.55%	22 Months
Min Balance $5,000 Details With active checking account; Early Withdrawal Penalty: 365 Days; Specials may end at any time, without prior notice; Active checking is a Fox checking account with a monthly direct deposit or two or more other deposits per month Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Jumbo Certificate - 12 month	4.43%	4.50%	12 Months
Min Balance $500,000 Details Early Withdrawal Penalty: 270 Days; Effective Date: October 25, 2026; Jumbo Certificates and IRAs $500,000 Minimum Balance Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate Special - 13 month	4.33%	4.40%	13 Months
Min Balance $5,000 Details With active checking account; Early Withdrawal Penalty: 270 Days; Specials may end at any time, without prior notice; Active checking is a Fox checking account with a monthly direct deposit or two or more other deposits per month Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate Special - 22 month	4.23%	4.30%	22 Months
Min Balance $5,000 Details Without active checking account; Early Withdrawal Penalty: 365 Days; Specials may end at any time, without prior notice Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Jumbo Certificate - 6 month	4.18%	4.25%	6 Months
Min Balance $500,000 Details Early Withdrawal Penalty: 180 Days; Effective Date: October 25, 2026; Jumbo Certificates and IRAs $500,000 Minimum Balance Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate Special - 9 month	4.16%	4.22%	9 Months
Min Balance $5,000 Details With active checking account; Early Withdrawal Penalty: 180 Days; Specials may end at any time, without prior notice; Active checking is a Fox checking account with a monthly direct deposit or two or more other deposits per month Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate Special - 13 month	4.09%	4.15%	13 Months
Min Balance $5,000 Details Without active checking account; Early Withdrawal Penalty: 270 Days; Specials may end at any time, without prior notice Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate Special - 9 month	3.94%	4.00%	9 Months
Min Balance $5,000 Details Without active checking account; Early Withdrawal Penalty: 180 Days; Specials may end at any time, without prior notice Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 60 month	3.80%	3.85%	60 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 365 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 48 month	3.70%	3.75%	48 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 365 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 36 month	3.60%	3.65%	36 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 365 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 30 month	3.55%	3.60%	30 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 270 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 18 month	3.50%	3.55%	18 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 180 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 24 month	3.50%	3.55%	24 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 270 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Certificate - 12 month	3.46%	3.50%	12 Months
Min Balance $500 Details Effective Date: October 25, 2026; Early Withdrawal Penalty: 180 Days Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
3 Month Certificate Special	2.97%	3.00%	3 Months
Min Balance $2,000 Details Balance: $2,000 Minimum; Early Withdrawal Penalty: 30 Days Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
6 Month Certificate Special	2.97%	3.00%	6 Months
Min Balance $2,000 Details Balance: $2,000 Minimum; Early Withdrawal Penalty: 90 Days Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificates - 24 month	3.60%	3.65%	24 Months
Min Balance $2,000 Details Early Withdrawal Penalty: 270 Days Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Business Certificates - 12 month	3.50%	3.55%	12 Months
Min Balance $2,000 Details Early Withdrawal Penalty: 180 Days Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Business Certificates - 3 month	2.97%	3.00%	3 Months
Min Balance $2,000 Details Early Withdrawal Penalty: 30 Days Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Business Certificates - 6 month	2.97%	3.00%	6 Months
Min Balance $2,000 Details Early Withdrawal Penalty: 90 Days Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Savings Rates

Product	Rate	APY
Health Savings Accounts (HSA)	2.47%	2.50%
Min Balance $25,000 Details Balance: $25,000+; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Savings	1.98%	2.00%
Details Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Health Savings Accounts (HSA)	1.98%	2.00%
Min Balance $10,000 Details Balance: $10,000-$24,999.99; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Health Savings Accounts (HSA)	1.74%	1.75%
Min Balance $2,500 Details Balance: $2,500-$9,999.99; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Health Savings Accounts (HSA)	1.49%	1.50%
Min Balance $100 Details Balance: $100-$2,499.99; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Money Market Rates

Product	Rate	APY
Fox Rewards Money Market	3.69%	3.75%
Min Balance $1,000,000 Details If qualifications are met; Balance: $1,000,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	3.45%	3.50%
Min Balance $500,000 Details If qualifications are met; Balance: $500,000-$999,999.99 Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	3.45%	3.50%
Min Balance $100,000 Details If qualifications are met; Balance: $100,000-$499,999.99 Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	3.45%	3.50%
Min Balance $15,000 Details If qualifications are met; Balance: $15,000-$99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Everyday Money Market	2.47%	2.50%
Min Balance $1,000,000 Details Balance: $1,000,000+; A minimum balance of $100 is required to earn the disclosed APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	2.47%	2.50%
Min Balance $500,000 Details If qualifications are NOT met; Balance: $500,000-$999,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 22, 2026 · 3.50% → 2.50% ▼ 1.00 pts · high 3.50% / low 2.50% Oct 29, 20262.50%▼ from 3.50% Sep 22, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Everyday Money Market	1.98%	2.00%
Min Balance $500,000 Details Balance: $500,000-$999,999.99; A minimum balance of $100 is required to earn the disclosed APY Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 2.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	1.98%	2.00%
Min Balance $100,000 Details If qualifications are NOT met; Balance: $100,000-$499,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 22, 2026 · 3.50% → 2.00% ▼ 1.50 pts · high 3.50% / low 2.00% Oct 29, 20262.00%▼ from 3.50% Sep 22, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Everyday Money Market	1.49%	1.50%
Min Balance $100,000 Details Balance: $100,000-$499,999.99; A minimum balance of $100 is required to earn the disclosed APY Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 1.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Everyday Money Market	1.00%	1.00%
Min Balance $15,000 Details Balance: $15,000-$99,999.99; A minimum balance of $100 is required to earn the disclosed APY Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 1.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	1.00%	1.00%
Min Balance $15,000 Details If qualifications are NOT met; Balance: $15,000-$99,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 22, 2026 · 3.50% → 1.00% ▼ 2.50 pts · high 3.50% / low 1.00% Oct 29, 20261.00%▼ from 3.50% Sep 22, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	1.00%	1.00%
Min Balance $0 Details If qualifications are met; Balance: $0.01-$14,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 0.50% → 1.00% ▲ 0.50 pts · high 1.00% / low 0.50% Sep 18, 20261.00%▲ from 0.50% Sep 14, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Everyday Money Market	0.50%	0.50%
Min Balance $100 Details Balance: $100-$14,999.99; A minimum balance of $100 is required to earn the disclosed APY Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox Rewards Money Market	0.50%	0.50%
Min Balance $0 Details If qualifications are NOT met; Balance: $0.01-$14,999.99 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 0.50% → 0.50% ▼ 0.00 pts · high 1.00% / low 0.50% Oct 29, 20260.50%▼ from 1.00% Sep 18, 20261.00%▲ from 0.50% Sep 14, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Checking Rates

Product	Rate	APY
Fox Rewards Checking	4.89%	5.00%
Details Balance tier: $5,000.00 & less; daily balance up to and including $5,000.00 earns 4.89% dividend rate, 5.00% APY Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Non-Profit Checking	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Non-Profit Checking	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Non-Profit Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500-$24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Business Checking Rates

Product	Rate	APY
Business Checking Plus	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000+; Minimum daily balance of $1,500 to avoid $15 monthly service charge Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Business Checking Plus	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000-$49,999.99; Minimum daily balance of $1,500 to avoid $15 monthly service charge Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Business Checking Plus	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500-$24,999.99; Minimum daily balance of $1,500 to avoid $15 monthly service charge Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Construction Loan - 15 Year Fixed	6.625%	-	6.726%
Details As Low As; Construction Loans; Rate as low as 6.625%, APR as low as 6.726% Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 6.80% → 6.73% ▼ 0.07 pts · high 6.80% / low 6.73% Oct 29, 20266.73%▼ from 6.80% Oct 19, 20266.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Construction Loan - 10/1 ARM	6.50%	-	6.734%
Details As Low As; Construction Loans; Rate as low as 6.500%, APR as low as 6.734% Last Updated 10/29/2026 Rate History 4 changes since Oct 5, 2026 · 6.64% → 6.73% ▲ 0.09 pts · high 6.73% / low 6.61% Oct 29, 20266.73%▲ from 6.66% Oct 26, 20266.66%▲ from 6.61% Oct 19, 20266.61%▼ from 6.63% Oct 13, 20266.63%▼ from 6.64% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fixed Rate Mortgages - 15 Year Fixed	6.625%	-	6.801%	15 years
Details As Low As; Rate/APR reflects discount with active Fox Communities Credit Union Checking account with monthly direct deposit or two or more deposits per month Last Updated 10/29/2026 Rate History 9 changes since Sep 18, 2026 · 6.77% → 6.80% ▲ 0.04 pts · high 7.11% / low 6.73% Oct 29, 20266.80%▼ from 6.95% Oct 26, 20266.95%▲ from 6.88% Oct 19, 20266.88%▼ from 6.91% Oct 13, 20266.91%▼ from 7.02% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Construction Loan - 5/1 ARM	6.375%	-	6.816%
Details As Low As; Construction Loans; Rate as low as 6.375%, APR as low as 6.816% Last Updated 10/29/2026 Rate History 4 changes since Oct 5, 2026 · 6.66% → 6.82% ▲ 0.16 pts · high 7.06% / low 6.63% Oct 29, 20266.82%▲ from 6.71% Oct 26, 20266.71%▲ from 6.63% Oct 19, 20266.63%▼ from 7.06% Oct 13, 20267.06%▲ from 6.66% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Lot/Land Loans - 7/1 ARM	7.125%	-	7.179%
Details As Low As; Rates/APR reflect a discount with an active Fox checking account with monthly direct deposit or two or more deposits per month Last Updated 10/29/2026 Rate History 4 changes since Oct 5, 2026 · 7.27% → 7.18% ▼ 0.09 pts · high 7.27% / low 7.09% Oct 29, 20267.18%▲ from 7.13% Oct 26, 20267.13%▲ from 7.09% Oct 19, 20267.09%▼ from 7.18% Oct 13, 20267.18%▼ from 7.27% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
7/1 ARM	7.125%	-	7.192%
Details As Low As Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 7.33% → 7.19% ▼ 0.14 pts · high 7.33% / low 7.18% Oct 29, 20267.19%▲ from 7.18% Oct 9, 20267.18%▼ from 7.33% Oct 5, 20267.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox First Home Advantage (30 Year Fixed)	7.125%	-	7.237%
Details As Low As Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fixed Rate Mortgages - 30 Year Fixed	7.125%	-	7.238%	30 years
Details As Low As; Rate/APR reflects discount with active Fox Communities Credit Union Checking account with monthly direct deposit or two or more deposits per month Last Updated 10/29/2026 Rate History 8 changes since Sep 18, 2026 · 7.08% → 7.24% ▲ 0.16 pts · high 7.62% / low 7.08% Oct 29, 20267.24%▼ from 7.25% Oct 26, 20267.25%▼ from 7.33% Oct 19, 20267.33%▼ from 7.48% Oct 13, 20267.48%▲ from 7.47% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Adjustable Rate Mortgage - 7/1 ARM	7.25%	-	7.261%
Details As Low As; Rate/APR reflects discount with active Fox checking account with monthly direct deposit or two or more deposits Last Updated 10/29/2026 Rate History 3 changes since Oct 13, 2026 · 7.25% → 7.26% ▲ 0.01 pts · high 7.26% / low 7.16% Oct 29, 20267.26%▲ from 7.20% Oct 26, 20267.20%▲ from 7.16% Oct 19, 20267.16%▼ from 7.25% Oct 13, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fixed Rate Mortgages - 20 Year Fixed	7.125%	-	7.272%	20 years
Details As Low As; Rate/APR reflects discount with active Fox Communities Credit Union Checking account with monthly direct deposit or two or more deposits per month Last Updated 10/29/2026 Rate History 8 changes since Sep 18, 2026 · 7.23% → 7.27% ▲ 0.04 pts · high 7.65% / low 7.23% Oct 29, 20267.27%▼ from 7.29% Oct 26, 20267.29%▲ from 7.23% Oct 19, 20267.23%▼ from 7.51% Oct 13, 20267.51%▲ from 7.50% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
10/1 ARM	7.25%	-	7.297%
Details As Low As Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 7.55% → 7.30% ▼ 0.26 pts · high 7.55% / low 7.30% Oct 29, 20267.30%▼ from 7.44% Oct 9, 20267.44%▼ from 7.55% Oct 5, 20267.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Lot/Land Loans - 10/1 ARM	7.375%	-	7.37%
Details As Low As; Rates/APR reflect a discount with an active Fox checking account with monthly direct deposit or two or more deposits per month Last Updated 10/29/2026 Rate History 4 changes since Oct 5, 2026 · 7.55% → 7.37% ▼ 0.18 pts · high 7.55% / low 7.34% Oct 29, 20267.37%▲ from 7.35% Oct 26, 20267.35%▲ from 7.34% Oct 19, 20267.34%▼ from 7.44% Oct 13, 20267.44%▼ from 7.55% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Adjustable Rate Mortgage - 10/1 ARM	7.375%	-	7.384%
Details As Low As; Rate/APR reflects discount with active Fox checking account with monthly direct deposit or two or more deposits Last Updated 10/29/2026 Rate History 3 changes since Oct 13, 2026 · 7.45% → 7.38% ▼ 0.07 pts · high 7.45% / low 7.34% Oct 29, 20267.38%▲ from 7.34% Oct 26, 20267.34%▲ from 7.34% Oct 19, 20267.34%▼ from 7.45% Oct 13, 20267.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit	7.00%	-	7.00%
Details As Low As; Rate as low as 7.000%, APR as low as 7.000%; Monthly payment not shown Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Home Equity Loan - 5/1 ARM Terms Up to 30 Years	5.99%	-	7.333%	Up to 30 Years
Details As Low As; Rate as low as 5.990%, APR as low as 7.333% Last Updated 10/29/2026 Rate History 1 change since Oct 9, 2026 · 7.28% → 7.33% ▲ 0.06 pts · high 7.33% / low 7.28% Oct 13, 20267.33%▲ from 7.28% Oct 9, 20267.28%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.69%	12 month or less
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.69%	13 - 24 months
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.69%	25 - 36 months
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.99%	37 - 48 months
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.99%	49 - 60 months
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan	-	-	4.99%	61 - 72 months
Details As Low As; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.24%	12 months or less
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.24%	13 - 24 months
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.24%	25 - 36 months
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.49%	37 - 48 months
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.49%	49 - 60 months
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners Loan	-	5.49%	61 - 72 months
Details As Low As; Model Year: 2021 & newer Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Credit Card Rates

Product	Rate	APR	View More
Fox Cash Back Credit Card	-	15.49%
Details Intro APR: 0%; Intro rate expires: 6 months; Regular APR: 15.49% - 23.49% Variable APR; 0% intro APR on purchases Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 15.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loans	11.24%	Up to 60 Months
Details As Low As; Terms up to 60 Months based on amount borrowed Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Fox Communities Credit Union Other Rates

Product	Rate	Points	APY/APR
Fox Best Rate Loan	-	-	10.49%
Details Intro APR: 0%; Intro rate expires: 6 months; Regular APR: 10.49% - 18.49% Variable APR; 0% intro APR on purchases Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 10.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Fox First Rewards Loan	-	-	14.49%
Details Variable APR Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 14.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Kwik Cash Line of Credit	-	-	12.90%
Details Payment of $15.00 or $3.00 for each $100.00 borrowed, whichever is greater as of the most recent advance date. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.90% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%
Individual Retirement Account	0.10%	-	0.10%
Min Balance $100 Details Also known as IRA; minimum balance of $100 required to earn the disclosed APY; Effective Date: October 25, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.15%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Fox Communities Credit Union’s Texas Ratio stayed near 2.04% in Q3 2023 to 2.15% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.4B	2.15%	5.0	A+
March 31, 2026	$3.3B	1.59%	5.0	A+
December 31, 2025	$3.3B	1.68%	5.0	A+
September 30, 2025	$3.2B	2.38%	5.0	A+
June 30, 2025	$3.2B	2.12%	5.0	A+
March 31, 2025	$3.1B	1.66%	5.0	A+
December 31, 2024	$3.0B	2.45%	5.0	A+
September 30, 2024	$3.1B	2.15%	5.0	A+
June 30, 2024	$3.0B	1.73%	5.0	A+
March 31, 2024	$2.9B	1.86%	5.0	A+
December 31, 2023	$2.8B	1.58%	5.0	A+
September 30, 2023	$2.7B	2.04%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Fox Communities Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Fox Communities Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fox Communities Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fox Communities Credit Union

Website https://www.foxcu.org

Address 2201 E Enterprise Ave, Appleton, WI 54913

Phone 920-993-9000

Fax 920-749-7285

President Bill Panella

CEO Chris Allen

Full-Time Employees 481

Part-Time Employees 44

Branch Locations 23

ATM Locations 23

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.15%

Return on Assets (ROA)

0.6569%

Return on Equity (ROE)

6.1570%

Non-Performing Loans Ratio (NPL)

0.29%

Total Assets

3,387,970,811

Total Amount of Shares and Deposits

2,663,583,696

Total Shares and Deposits < 1 Year

2,516,860,601

Total Shares and Deposits 1 3 Years

121,167,536

Total Shares and Deposits > 3 Years

25,555,558

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

211,712,250

Total Uninsured Shares and Deposits > $250K (F+J)

216,054,479

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,447,529,217

Total Interest Expense (Sum of items 6 8)

41,283,106

Share Certificates

21,448

Number of Accounts for Share Drafts

99,588

IRA KEOGH Accounts

6,769

Number of Accounts for Regular Shares

134,462

All other shares

4,337

Non Member Deposits

164

Money Market Shares

18,145

Net Income (unless the amount is already included in Undivided Earnings)

22,256,392

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

111,791,802

Total Liabilities

3,047,478,522

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Fox Communities Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Fox Communities Credit Union

Does Fox Communities Credit Union offer CDs?

Yes. Fox Communities Credit Union current CD rates include its CD - 60 month at 3.85% APY, its CD - 48 month at 3.75% APY and its CD - 36 month at 3.65% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Fox Communities Credit Union NCUA insured?

Yes. Fox Communities Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Fox Communities Credit Union?

The highest Fox Communities Credit Union CD rate is its CD Special - 22 month at 4.55% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Fox Communities Credit Union offer?

Fox Communities Credit Union CD rates are 3.50% APY for a 12 month CD, 3.55% APY for an 18 month CD, 3.55% APY for a 2 year CD, 3.60% APY for a 30 month CD, 3.65% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Fox Communities Credit Union for its full lineup.

What is the highest savings rate at Fox Communities Credit Union?

The highest Fox Communities Credit Union savings rate is its Health Savings Accounts (HSA) at 2.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Fox Communities Credit Union?

The highest Fox Communities Credit Union money market rate is its Fox Rewards Money Market at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Fox Communities Credit Union?

The highest Fox Communities Credit Union checking rate is its Fox Rewards Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Fox Communities Credit Union?

The lowest Fox Communities Credit Union 30 year fixed mortgage rate is its Fox First Home Advantage (30 Year Fixed) at 7.125%, verified by MonitorBankRates as of October 29, 2026. Fox Communities Credit Union mortgage rates are 7.125% for a 30 year mortgage, 7.125% for a 20 year mortgage, 6.625% for a 15 year mortgage, 6.375% for a 5/1 ARM, 7.125% for a 7/1 ARM and 7.25% for a 10/1 ARM.

What is the lowest auto loan rate at Fox Communities Credit Union?

The lowest Fox Communities Credit Union auto loan rate is its Vehicles, Boats, Campers & Motorcycles (2021 & newer) Loan at 4.69% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Fox Communities Credit Union?

The lowest Fox Communities Credit Union personal loan rate is its Unsecured Loans at 11.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Fox Communities Credit Union?

The lowest Fox Communities Credit Union credit card APR is its Fox Cash Back Credit Card at 15.49% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Fox Communities Credit Union operate?

Fox Communities Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fox Communities Credit Union?

Yes, to access services at Fox Communities Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fox Communities Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fox Communities Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fox Communities Credit Union offer online and mobile banking?

Most modern institutions like Fox Communities Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.foxcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Fox Communities Credit Union rates compare?

Fox Communities Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. Fox Communities Credit Union's top rates are its CD Special - 22 month at 4.55% APY, its Health Savings Accounts (HSA) at 2.50% APY, its Fox Rewards Money Market at 3.75% APY, its Fox Rewards Checking at 5.00% APY, its Construction Loan - 5/1 ARM at 6.375%, its Unsecured Loans at 11.24% APR and its Fox Cash Back Credit Card at 15.49% APR, verified by MonitorBankRates on October 29, 2026.

Current Fox Communities Credit Union Rates

12-Month CD3.50%
18-Month CD3.55%
24-Month CD3.55%
60-Month CD3.85%
Savings2.50%
MMA3.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Fox Communities Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Fox Communities Credit Union Texas Ratio

Fox Communities Credit Union Health Trend

Fox Communities Credit Union CD Rates

Fox Communities Credit Union Business CD Rates

Fox Communities Credit Union Savings Rates

Fox Communities Credit Union Business Savings Rates

Fox Communities Credit Union Money Market Rates

Fox Communities Credit Union Checking Rates

Fox Communities Credit Union Business Checking Rates

Fox Communities Credit Union Mortgage Rates

Fox Communities Credit Union Home Equity & HELOC

Fox Communities Credit Union Auto Loan Rates

Fox Communities Credit Union RV, Boat and Powersport Loan Rates

Fox Communities Credit Union Credit Card Rates

Fox Communities Credit Union Personal Loan Rates

Fox Communities Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Fox Communities Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Fox Communities Credit Union

Does Fox Communities Credit Union offer CDs?

Are CDs from Fox Communities Credit Union NCUA insured?

What is the highest CD rate at Fox Communities Credit Union?

What CD terms does Fox Communities Credit Union offer?

What is the highest savings rate at Fox Communities Credit Union?

What is the highest money market rate at Fox Communities Credit Union?

What is the highest checking rate at Fox Communities Credit Union?

What is the lowest 30 year fixed mortgage rate at Fox Communities Credit Union?

What is the lowest auto loan rate at Fox Communities Credit Union?

What is the lowest personal loan rate at Fox Communities Credit Union?

What is the lowest credit card APR at Fox Communities Credit Union?

How many branches does Fox Communities Credit Union operate?

Is a member application needed to join Fox Communities Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Fox Communities Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Fox Communities Credit Union rates compare?

Current Fox Communities Credit Union Rates

Compare to Other Credit Unions