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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 GR Consumers Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
GR Consumers Credit Union's 6 Month CD rates are at 4.15%, 12 Month CD rates are at 3.90%, 12 Month IRA CD rates are at 3.90%, 60 Month CD rates are at 1.41%, 60 Month IRA CD rates are at 1.41%. GR Consumers Credit Union's savings rates are at 0.10%. GR Consumers Credit Union's money market rates are at 0.30%. GR Consumers Credit Union's Personal Loan Rates are as low as 10.00%. GR Consumers Credit Union's Credit Card Rates are at 6.00%. MonitorBankRates evaluates the financial stability of GR Consumers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.32%. Rates last updated and verified on 09/22/2026. GR Consumers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GR Consumers Credit Union? Share your experience about GR Consumers Credit Union by leaving a review below, or read customer reviews before you decide to use GR Consumers Credit Union. GR Consumers Credit Union
GRCCU Main Office 1073 Gezon Pkwy SW
https://www.grccu.com Wyoming, MI 49509-9542 
GR Consumers Credit Union CD Rates
GR Consumers Credit Union Savings Rates
GR Consumers Credit Union Money Market Rates
GR Consumers Credit Union Home Equity & HELOC
GR Consumers Credit Union Auto Loan Rates
GR Consumers Credit Union Credit Card Rates
GR Consumers Credit Union Personal Loan Rates
GR Consumers Credit Union Other Rates
Financial Health HistoryGR Consumers Credit Union’s Texas Ratio fell from 1.16% in Q2 2023 to 0.32% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GR Consumers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GR Consumers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GR Consumers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GR Consumers Credit Union
Website
https://www.grccu.com
Address
1073 Gezon Pkwy SW,
Wyoming, MI 49509-9542
Phone
616-538-2810
Fax
616-538-2448
President
Rex Welbon
CEO
Amber Velthouse
Full-Time Employees
8
Part-Time Employees
5
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.32%
Return on Assets (ROA)
0.0771%
Return on Equity (ROE)
0.4671%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
51,999,118
Total Amount of Shares and Deposits
42,920,743
Total Shares and Deposits < 1 Year
42,775,198
Total Shares and Deposits 1 3 Years
81,575
Total Shares and Deposits > 3 Years
63,970
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,281,467
Total Uninsured Shares and Deposits > $250K (F+J)
1,281,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,639,276
Total Interest Expense (Sum of items 6 8)
114,061
Share Certificates
425
Number of Accounts for Share Drafts
1,915
IRA KEOGH Accounts
104
Number of Accounts for Regular Shares
3,996
Money Market Shares
170
Net Income (unless the amount is already included in Undivided Earnings)
40,090
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,512,175
Total Liabilities
43,404,062
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for GR Consumers Credit Union
Frequently Asked Questions About GR Consumers Credit UnionHow many branches does GR Consumers Credit Union operate?GR Consumers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GR Consumers Credit Union?Yes, to access services at GR Consumers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GR Consumers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GR Consumers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does GR Consumers Credit Union offer online and mobile banking?Most modern institutions like GR Consumers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.grccu.com. Current GR Consumers Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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