MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. New Community Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

New Community Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare New Community Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.03%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.40%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to New Community Federal Credit Union rates. MonitorBankRates evaluates the financial stability of New Community Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

New Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Community Federal Credit Union? Share your experience about New Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
New Community Federal Credit Union
New community FCU
274 S Orange Ave
Newark, NJ 07103 2419
https://www.newcommunityfcu.org
Member NCUA

Current Rate Availability

We do not have New Community Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Community Federal Credit Union
Website https://www.newcommunityfcu.org
Address 274 S Orange Ave, Newark, NJ 07103 2419
Phone 973-621-2363
Fax
President Richard Cammarieri
CEO Mulu Gebreyesus
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.1717%
Return on Equity (ROE)
1.3548%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
3,251,527
Total Amount of Shares and Deposits
2,770,003
Total Shares and Deposits < 1 Year
2,770,003
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,770,003
Total Interest Expense (Sum of items 6 8)
3,761
Number of Accounts for Share Drafts
430
Number of Accounts for Regular Shares
6,899
Non Member Deposits
2
Money Market Shares
83
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,730,664
Total Liabilities
2,839,440
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for New Community Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for New Community Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About New Community Federal Credit Union

Is New Community Federal Credit Union a safe place to deposit money?

Yes, New Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does New Community Federal Credit Union operate?

New Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Community Federal Credit Union?

Yes, to access services at New Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Community Federal Credit Union offer online and mobile banking?

Most modern institutions like New Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newcommunityfcu.org.

Compare to Other Credit Unions

Tri County Credit Union Marinette, WI Highway District 19 Employees Credit Union Devils Slide Federal Credit Union Deer Lodge County School Employees Federal Credit Union First Flight Federal Credit Union Saint Gregory Parish Credit Union University Federal Credit Union CTA South Federal Credit Union Louisiana Baptist Federal Credit Union Rocket Federal Credit Union LAF Credit Union Valley Communities Credit Union TMH Federal Credit Union Monroe County Teachers Federal Credit Union West Virginia Federal Credit Union Altonized Community Federal Credit Union Corning Federal Credit Union Lake Huron Credit Union Velma Federal Credit Union AllWealth Federal Credit Union Advantis Credit Union