Quontic CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.75% and 3-month CD rates at 0.55%. Current savings rates are at 0.30% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 9.20%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. Quontic's 12-Month CD rates are at 5.30%, 6-Month CD rates are at 5.05%, 24-Month CD rates are at 4.50%, 36-Month CD rates are at 4.40%, 60-Month CD rates are at 4.30%. Quontic's savings rates are at 4.50%. Quontic's money market rates are at 5.00%.

Quontic

To see how these rates compare to Quontic CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Quontic, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Quontic CD rates. You can also compare Quontic savings rates, MMA rates and mortgage rates using our other rate lists.

Quontic money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quontic? Share your experience about Quontic by leaving a review below, or read customer reviews before you decide to use Quontic.

Quontic Texas Ratio

Quontic's Texas Ratio is at 24.71%, which is considered excellent. The Texas Ratio for Quontic is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Quontic is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.30%
18-Month CD
N/A
24-Month CD
4.50%
36-Month CD
4.40%
48-Month CD
N/A
60-Month CD
4.30%
Savings
4.50%
MMA
5.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Quontic
31-05 Broadway
Astoria, NY 11060
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Quontic CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Quontic
Quontic
12-Month CD
5.30%
$500
Quontic
Quontic
6-Month CD
5.05%
$500
Quontic
Quontic
Money Market
5.00%
$100
Quontic
Quontic
24-Month CD
4.50%
$500
Quontic
Quontic
High Yield Savings
4.50%
$100
Quontic
Quontic
36-Month CD
4.40%
$500
Quontic
Quontic
60-Month CD
4.30%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Quontic Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Wayne Savings Community Bank
Wayne Savings Community Bank
Impact Checking <-$15K
6.00%
$100
Silver Lake Bank
Silver Lake Bank
Kasasa Cash Checking
6.00%
$0
NexBank
NexBank
12-Month CD Promotional Online
5.40%
$25,000
Prime Alliance Bank
Prime Alliance Bank
12-Month CD
5.30%
$500
Bread Financial
Bread Financial
Savings Account
5.15%
$100
Goldwater Bank
Goldwater Bank
9-Month CD
5.15%
$500
Seamens Bank
Seamens Bank
6-Month CD
5.00%
$1,000
First Bank of the Lake
First Bank of the Lake
12-Month CD
4.85%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
15-Month CD
4.75%
$1,000
Bank of Vici
Bank of Vici
6-Month CD
4.71%
$1,000
Bellevue State Bank
Bellevue State Bank
18-Month CD
4.45%
$5,000
Forbright
Forbright
Sprout Savings
4.25%
$0
Evergreen Bank Group
Evergreen Bank Group
6-Month CD
4.25%
$500
Hiawatha National Bank
Hiawatha National Bank
25-Month CD special
4.06%
$2,500
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.05%
$1,000
EverBank
EverBank
3-Month CD
3.95%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.82%
$500
The Bank of Tescott
The Bank of Tescott
18-Month CD
3.52%
$0
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.50%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD share certificate
3.25%
$500
BankVista
BankVista
Money Market Savings
3.04%
$100,000
State Bank of Danvers
State Bank of Danvers
60-Month CD
3.02%
$250
Mountain Pacific Bank
Mountain Pacific Bank
36-Month CD
3.00%
$500
State Bank of Newburg
State Bank of Newburg
Swell Money Market
2.78%
$100,000
Metropolitan Capital B&T
Metropolitan Capital B&T
36Month Jumbo CD
2.75%
$100,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
60-Month CD
2.50%
$1,000
Manasquan Bank
Manasquan Bank
6-Month CD
2.50%
$500
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Now Account Checking
2.25%
$1,000
Haviland State Bank
Haviland State Bank
Alliance Money Market Account
2.22%
$2,500
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
First National Bank in Ord
First National Bank in Ord
30-Month CD Step-Up
2.01%
$500
802 Credit Union
802 Credit Union
6-Month CD certificate
1.60%
$500
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Security FSB
Security FSB
60-Month CD
1.55%
$1,000
SouthernTrust Bank
SouthernTrust Bank
12-Month CD
1.26%
$1,000
Bank of Brenham
Bank of Brenham
36-Month CD
1.11%
$1,000
First FSB of Angola
First FSB of Angola
36-Month CD
0.90%
$500
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Personal Money Market
0.45%
$1,000
Bank of Lake Mills
Bank of Lake Mills
12-Month CD
0.40%
$500
The Bank of Elk River
The Bank of Elk River
Statement Savings Account
0.30%
$0
American Savings Bank, FSB
American Savings Bank, FSB
24-Month CD
0.25%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings Account
0.15%
$0
Gainey Business Bank
Gainey Business Bank
Personal Checking Account
0.10%
$0
Hebron Savings Bank
Hebron Savings Bank
3-Month CD
0.05%
$500
Brenham National Bank
Brenham National Bank
12-Month CD
0.05%
$1,000
Academy Bank
Academy Bank
Savings Account
0.03%
$0
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Quontic Information

Quontic
31-05 Broadway
Astoria, NY 11060
Queens
Established Date: 03/14/2005
FDIC Certificate #: 57807
Date of FDIC Deposit Insurance: 03/14/2005
Bank Holding Company: QUONTIC BANK ACQUISITION CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Quontic FDIC Insured? Yes
What is Quontic's Cert number? 57807
What is the maximum amount for insured deposits? $250,000 per holder, per account

Quontic Financials

Total Assets:
$583,673,000
Total Deposits:
$471,165,000
Equity Capital:
$81,446,000
Domestic Deposits:
$471,165,000
Net Income:
$-680,000
Return on Assets:
-3.4430%
Quarterly Return on Assets:
-0.4500%
Pretax Return on Assets:
-0.6439%
Pretax Quarterly Return on Assets:
-0.6400%
Return on Equity:
-31.5100%
Quarterly Return on Equity:
-3.3300%
Leverage Tier 1 (Core Capital) Ratio:
10.1686%
Total Interest Income (YTD):
4.8850%
 
 
Headquarters:
Astoria
FDIC Field Office:
New York City
Regulator:
OCC
County:
Queens
# of Offices:
2
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Highest Savings Account Rates for September 8, 2023

Since the Federal Reserve has been increasing rates for the past 15 months, high-yield savings accounts have become an even more attractive option for savers and investors. Gone are the days of low interest rates for online banks, if you're looking to maximize your returns on your savings account, you've come to the right place. Below, we list some of the highest and most competitive savings account rates available in descending order of the interest rate offered:

Highest Savings Rates:

  • UBS Bank USA: 5.40%, Minimum deposit: $1000
  •     Read more...

    Quontic Bank CD Rates

    Quontic Bank CD Rates - Best Rate AlertQuontic Bank CD rates are very competitive right now. 5 year rates are the highest rate offered by Quontic Bank at 3.05 percent with an APY of 3.10 percent. These same rates and yields also apply to IRA CD accounts. All certificates of deposit offer by Quontic Bank have a minimum opening balance of $1,000.The bank's 1 year CD rate is the third best rate on our 1 year rate list. 1 year CD rates at Quontic Bank are at 2.81 percent with an APY of 2.85 percent. The top 1 year rate on our list is only 5 basis points higher at 2.90 percent. These 1 year CD rates are also higher than the current national average 1 year rate of 2.72 percent.2 year CD rates at Quontic Bank are at 2.86 percent with an APY of 2.90 percent. 3 year and 4 year CD rates at Quontic Bank are actually lower than 1 and 2 year rates. 3 year rates are currently at 2.66 percent with an APY of 2.70 percent and 4 year rates are at 2.72 percent with an APY of 2.76 percent.     Read more...

    Quontic Bank Money Market Rates

    Quontic Bank Money Market RatesQuontic Bank money market rates are some of the best money market rates available online right now. In fact, jumbo money market rates at Quontic Bank are the best money market rates on our rate list. Current money market rates at Quontic Bank are at 2.37 percent with an APY of 2.40 percent. This top money market rate from Quontic Bank is on account balances of $100,000 or more. If you don't have $100k to invest in a money market account, don't worry, you can still get a very good rate from Quontic Bank.Money market account balances of $5,000 to $99,999.99 currently earn a rate of 2.32 percent with an APY of 2.35 percent. That rate is in the top 5 rates available on our rate list and only 5 bps below the best rate from Quontic Bank. Account balances of less than $5,000 still earn a respectable rate of 1.98 percent with an APY of 2.00 percent. The minimum opening balance is $500.00.To get the best deal on an account, see how money market account rates from other banks compare with Quontic Bank's Money Market Rate.     Read more...

    Explore Other Rate Deals

    new-credit-card-laws-2010A new set of credit card rules for 2010 took effect on February 22, 2010. The new credit card laws offer credit card consumers a new set of protections from what was deemed unscrupulous credit card practices.

    Listed below are recent First Internet Bank of Indiana CD Rate Changes. See how First IB's rates compare with other bank CD rates by searching our rate database at MonitorBankRates.com.

    First Internet Bank of Indiana CD Rates

     

    BankProductRate (new / old)Yield (new / old)
    First Internet Bank of Indiana3 yr CD1.55 / 1.601.56 / 1.61
    First Internet Bank of Indiana5 yr CD2.2 / 2.252.22 / 2.27
    First Internet Bank of Indiana5 yr jumbo CD2.2 / 2.252.22 / 2.27
    First Internet Bank of Indiana3 yr IRA CD1.55 / 1.601.56 / 1.61
    First Internet Bank of Indiana5 yr IRA CD2.2 / 2.252.22 / 2.27
    First Internet Bank of Indiana5 yr jumbo IRA CD2.2 / 2.252.22 / 2.27
    First Internet Bank of Indiana3 yr jumbo CD1.55 / 1.601.56 / 1.61
    First Internet Bank of Indiana3 yr jumbo IRA CD1.55 / 1.601.56 / 1.61
    First Internet Bank of Indiana4 yr CD1.8 / 1.851.81 / 1.87
    First Internet Bank of Indiana4 yr IRA CD1.8 / 1.851.81 / 1.87
    First Internet Bank of Indiana4 yr jumbo CD1.8 / 1.851.81 / 1.87
    First Internet Bank of Indiana4 yr jumbo IRA CD1.8 / 1.851.81 / 1.87
    National average fixed long term mortgage loan rates and refinance loan rates are lower this week except for 30 year conforming rates. Current 30 year conforming mortgage loan rates and refinancing rates are averaging 4.78 percent, a decline from last week’s average 30 year home loan rates and refi rates averaged 4.78 percent. 30 year loan interest rates and refinance interest rates in Virginia are higher than the national average 30 year rate. Current 30 year VA refinancing rates and mortgage loan rates are averaging 4.80 percent.

    Bank or Credit Union Offers and Deals

    Jumbo Mortgage Rates Coming Down?
    Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent
    Pending Home Sales Strong on Low Mortgage Rates Today
    Mortgage Rates Higher Again This Week: 30 Year Refinance Rates and Mortgage Rates at 4.28%, 15 Year Rates hit 3.78%
    Mortgage Rates Current: 30 Year Mortgage Rates at 5.17% and 15 Year Mortgage Rates at 4.55%
    Mortgage Rates Move Higher as Treasury Yields Increase
    Luther Burbank Savings CD Rates: Top Rate at 5.25% APY
    Banks and Credit Unions Continue Increasing CD Rates
    Returns on Certificates of Deposit Set to Increase
    Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%

    Alternative Bank and Credit Union Offers to Explore

    Comenity Direct CD Rates
    Choosing the Best Health Insurance
    Today's PNC Bank Mortgage Rates
    ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD
    Third Federal Savings and Loan Savings Jumbo Rates now at 0.20%
    Mortgage Rates Continue to Rise as 10 Year Treasury Yields Move Higher
    Mortgage Rates Fall from Recent high
    Average 30 Year Mortgage Rates Today at 3.45%, Lowest 30 Year Refinance Rates at 3.00%
    Latest EverBank CD Rate Changes all Rates Higher
    Adjustable Rate Mortgages Differ from Fixed Rate Mortgages

    Quontic Reviews

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