Raymond James CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.47%, 6-month CD rates at 4.00% and 3-month CD rates at 2.52%. Current savings rates are at 0.05% and money market rates are at 1.57%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. Raymond James's 3-Month CD rates are at 4.35%, 9-Month CD rates are at 4.30%, 6-Month CD rates are at 4.30%, 48-Month CD rates are at 4.25%, 36-Month CD rates are at 4.25%.

Raymond James

To see how these rates compare to Raymond James CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Raymond James, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Raymond James CD rates. You can also compare Raymond James savings rates, MMA rates and mortgage rates using our other rate lists.

Raymond James money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raymond James? Share your experience about Raymond James by leaving a review below, or read customer reviews before you decide to use Raymond James.

Rate

APY/APR

vs Avg

12-Month CD

4.25%

2.56%

18-Month CD

N/A

2.29%

24-Month CD

4.25%

2.29%

36-Month CD

4.25%

2.21%

48-Month CD

4.25%

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

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Raymond James CD Rates and Interest Rates

Raymond James

3-Month CD

4.35%

$1,000

Raymond James

9-Month CD

4.30%

$1,000

Raymond James

6-Month CD

4.30%

$1,000

Raymond James

12-Month CD

4.25%

$1,000

Raymond James

24-Month CD

4.25%

$1,000

Raymond James

36-Month CD

4.25%

$1,000

Raymond James

48-Month CD

4.25%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Raymond James Rates with Other Competitive Bank and Credit Union Rates

EagleBank

24-Month CD

4.40%

$1,000

Old Dominion National Bank

18-Month CD

4.35%

$500

Bank of the Flint Hills

18-Month CD

4.25%

$500

Morgan Stanley

11-Month CD

4.16%

$1,000

Belt Valley Bank

18-Month CD

4.13%

$500

First Federal S&L Newark, OH

18-Month CD

4.06%

$500

Franklin SB Farmington, ME

6-Month CD

4.00%

$500

The MINT National Bank

12-Month CD

4.00%

$10,000

United Trust Bank

12-Month CD

4.00%

$3,000

Alva State Bank & Trust Company

Kasasa Checking

3.97%

$100

360 Federal Credit Union

12-Month CD

3.82%

$1,000

Profinium, Inc.

48-Month CD

3.80%

$500

Quaint Oak Bank

60-Month CD

3.75%

$500

Capitol Federal Savings Bank

36-Month CD

3.50%

$1,000

Monroe Federal S&L

12-Month CD

3.50%

$1,000

DCU Digital Federal Credit Union

12-Month CD

3.50%

$500

F&M Union Bank

36-Month CD

3.48%

$1,000

First National Bank of Bemidji

36-Month CD

3.42%

$500

Farmers State Bank Yale, IA

60-Month CD

3.14%

$500

FNB Of Nokomis

Rewards Checking

3.05%

Pioneer Bank Mapleton, MN

48-Month CD

3.00%

$500

AAC Credit Union

FreePlus Checking

3.00%

Bank First, NA

36-Month CD

2.78%

$1,000

First National Bank VA

24-Month CD

2.78%

$500

First National Bank in Olney

Personal Plus Checking

2.02%

$100

Silver Lake Bank

48-Month CD

2.02%

$500

Gorham Savings Bank

24-Month CD

2.00%

$500

State Bank of St. Jacob

24-Month CD

2.00%

$1,000

American National Bank - Fox Cities

30-Month CD

1.50%

$500

Highland Bank

24-Month CD

1.45%

$100

Shelby County State Bank

60-Month CD

1.36%

$1,000

Middlesex Federal Savings

60-Month CD

0.80%

$500

Carson Bank

e-Checking

0.75%

$100

First Savings Bank of Hegewisch

Premier Money Market

0.65%

$1,500

American Eagle Financial Credit Union

48-Month CD

0.60%

$500

Peoples Bank of Moniteau County

Passbook Savings

0.40%

Winter Hill Bank

Prestige Money Market

0.40%

$10

Shelby County State Bank

Money Market

0.35%

$50,000

United Valley Bank

Valley Savings

0.25%

$200

American State Bank of Grygla

NOW Checking

0.15%

$500

1st Kansas Credit Union

Regular Share Savings

0.15%

$50

Androscoggin Savings Bank

Preferred Checking

0.10%

PSB of Rhineland

Money Market

0.10%

$2,500

VisionBank Saint Louis Park, MN

Vision Savings

0.10%

$50

Acme Continental Credit Union

Savings

0.10%

$100

Bank of Franklin County

Premier Checking

0.05%

Warsaw Federal S&L

Statement Savings

0.05%

$100

Evans Bank

Choice Money Market

0.05%

$5,000

Profile Bank

Passbook Savings

0.03%

$25

Eastern Bank

Statement Savings

0.01%

$10

Disclaimer

Mortgage Rates March 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

30 Year Mortgage Rates Will End 2014 Below 4.00 Percent

Average mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.

Current mortgage rates on 15 year conventional loans are averaging 3.10 percent, down from yesterday's average 15 year rate of 3.13 percent. In an article published yesterday, we predicted average 15 year mortgage rates would remain near 3.10 percent for the rest of 2014. The lowest 15 year refi rates on our table for Illinois are at 2.85 percent with 1 mortgage point and at 3.125 percent with no points, both quoted by AmeriSave. Read more...

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