Sofi Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.33%, 6-month CD rates at 5.50% and 3-month CD rates at 0.05%. Current savings rates are at 0.15% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 6.10%. Credit Card rates are at 9.90%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. Sofi Bank's savings rates are at 4.60%.

Sofi Bank

To see how these rates compare to Sofi Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sofi Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sofi Bank CD rates. You can also compare Sofi Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sofi Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sofi Bank? Share your experience about Sofi Bank by leaving a review below, or read customer reviews before you decide to use Sofi Bank.

Sofi Bank Texas Ratio

Sofi Bank's Texas Ratio is at 1.08%, which is considered excellent. The Texas Ratio for Sofi Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sofi Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
4.60%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sofi Bank
2750 E Cottonwood Pkwy
Cottonwood Heights, UT 84121
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Sofi Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Sofi Bank
Sofi Bank
Savings Account
4.60%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sofi Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Exchange Bank
First Exchange Bank
12-Month CD
4.80%
$500
Abbey Credit Union
Abbey Credit Union
18-Month CD
4.60%
$500
Tower Community Bank
Tower Community Bank
24-Month CD Tower
4.37%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
12-Month CD
4.37%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
3-Month CD
4.32%
$10,000
FSB of Westmoreland
FSB of Westmoreland
12-Month CD
4.29%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market Share
4.07%
$100,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month Super Jumbo CD
4.06%
$225,000
Abbey Credit Union
Abbey Credit Union
48-Month CD
3.90%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.82%
$500
Minster Bank
Minster Bank
Money Market Advantage
3.75%
$500,000
Connex Credit Union
Connex Credit Union
Unbank Checking Account
3.50%
$0
USAlliance Financial
USAlliance Financial
60-Month CD
3.40%
$500
Community State Bank Starke, FL
Community State Bank Starke, FL
18-Month CD
3.05%
$1,000
BankVista
BankVista
Money Market Savings
3.04%
$100,000
Teachers Federal Credit Union
Teachers Federal Credit Union
High-Yield Smart Checking
3.00%
$5,000
Savings Bank of Walpole
Savings Bank of Walpole
12-Month CD
3.00%
$500
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Westbury Bank
Westbury Bank
48-Month CD
3.00%
$500
Great Midwest Bank
Great Midwest Bank
24-Month CD
2.50%
$1,000
State Bank of Cherry
24-Month CD
2.32%
$1,000
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
2.30%
$1,000
First Minnetonka City Bank
First Minnetonka City Bank
24-Month CD
2.17%
$1,000
State Bank of Medora
State Bank of Medora
60-Month CD
2.02%
$500
South Central State Bank
South Central State Bank
48-Month CD
2.02%
$100
The Bank of South Carolina
The Bank of South Carolina
12-Month CD
2.00%
$1,000
Tucumcari Federal S&L
Statement Savings
1.77%
$100
TruBank
TruBank
48-Month CD
1.75%
$500
Primebank
Primebank
Money Market
1.50%
$100,000
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
QNB Bank
QNB Bank
60-Month CD
1.25%
$500
SpiritBank
SpiritBank
48-Month CD
1.15%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
Clinton Savings Bank
Clinton Savings Bank
60-Month CD
0.60%
$10
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
Queenstown Bank
Queenstown Bank
48-Month CD
0.50%
$500
PSECU
PSECU
Savings Account
0.50%
$0
Hamler State Bank
Hamler State Bank
24-Month CD
0.45%
$500
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
60-Month CD
0.41%
$500
USLA Union S&L
USLA Union S&L
30-Month CD
0.40%
$1,000
One Community Bank
One Community Bank
12-Month CD
0.40%
$500
Security Savings Bank
Security Savings Bank
Savings Account
0.25%
$50
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Peoples Bank Taylorsville, KY
24-Month CD
0.20%
$500
Central Federal SLA
Central Federal SLA
48-Month CD
0.15%
$2,500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Savings Account
0.15%
$0
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Abbey Credit Union
Abbey Credit Union
Regular Share Savings
0.05%
$300
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Premium Interest Checking
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sofi Bank Information

Sofi Bank
2750 E Cottonwood Pkwy
Cottonwood Heights, UT 84121
Salt Lake
Established Date: 12/29/1986
FDIC Certificate #: 26881
Date of FDIC Deposit Insurance: 12/29/1986
Bank Holding Company: SOFI TECHNOLOGIES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Sofi Bank FDIC Insured? Yes
What is Sofi Bank's Cert number? 26881
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sofi Bank Financials

Total Assets:
$13,239,321,000
Total Deposits:
$10,375,397,000
Equity Capital:
$1,452,972,000
Domestic Deposits:
$10,375,397,000
Net Income:
$72,977,000
Return on Assets:
2.1032%
Quarterly Return on Assets:
2.6100%
Pretax Return on Assets:
3.6039%
Pretax Quarterly Return on Assets:
3.6000%
Return on Equity:
10.1200%
Quarterly Return on Equity:
22.1900%
Common Equity Tier 1 Capital Ratio:
16.4443%
Tier 1 Risk-Based Capital Ratio:
16.4443%
Leverage Tier 1 (Core Capital) Ratio:
17.1840%
Total Risk-Based Capital Ratio (YTD):
17.0185%
Total Interest Income (YTD):
8.2791%
 
 
Headquarters:
Cottonwood Heights
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Salt Lake
# of Offices:
4
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Highest Savings Account Rates for September 8, 2023

Since the Federal Reserve has been increasing rates for the past 15 months, high-yield savings accounts have become an even more attractive option for savers and investors. Gone are the days of low interest rates for online banks, if you're looking to maximize your returns on your savings account, you've come to the right place. Below, we list some of the highest and most competitive savings account rates available in descending order of the interest rate offered:

Highest Savings Rates:

  • UBS Bank USA: 5.40%, Minimum deposit: $1000
  •     Read more...

    Explore Other Rate Deals

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    Citizens Access savings rates are the best savings rates currently available. The current Citizens Access savings account rates is at 2.25 percent with a minimum deposit of $5,000. You can compare the current savings rate at Citizens Access with other savings rates below.
    Mortgage rates are mostly lower, current 30 year mortgage rates are averaging 4.32%, an increase yesterday's average 30 year mortgage rate of 4.29%. Current mortgage rates on 15 year mortgage loans are averaging 3.46%, down from yesterday's average 15 year mortgage rate of 3.49%.  Today's mortgage rates on 30 year jumbo loans are averaging 4.65%, down from yesterday's average 30 year jumbo mortgage rate of 4.70%. 15 year jumbo rates are averaging 3.89%, down from yesterday's average 15 year jumbo rate of 3.96%.

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