Synchrony Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.75% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.50%. Credit Card rates are at 11.96%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. Synchrony Bank's 9-Month CD rates are at 5.10%, 12-Month CD rates are at 4.80%, 6-Month CD rates are at 4.80%, 18-Month CD rates are at 4.50%, 24-Month CD rates are at 4.20%. Synchrony Bank's savings rates are at 4.75%. Synchrony Bank's money market rates are at 2.25%.

Synchrony Bank

To see how these rates compare to Synchrony Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Synchrony Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Synchrony Bank CD rates. You can also compare Synchrony Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Synchrony Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Synchrony Bank? Share your experience about Synchrony Bank by leaving a review below, or read customer reviews before you decide to use Synchrony Bank.

Synchrony Bank Texas Ratio

Synchrony Bank's Texas Ratio is at 11.32%, which is considered excellent. The Texas Ratio for Synchrony Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Synchrony Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.80%
18-Month CD
4.50%
24-Month CD
3.60%
36-Month CD
4.15%
48-Month CD
4.00%
60-Month CD
4.00%
Savings
4.75%
MMA
2.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Synchrony Bank
170 W Election Rd
Draper, UT 84020
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Synchrony Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Synchrony Bank
Synchrony Bank
9-Month CD
5.10%
$0
Synchrony Bank
Synchrony Bank
6-Month CD
4.80%
$0
Synchrony Bank
Synchrony Bank
12-Month CD
4.80%
$0
Synchrony Bank
Synchrony Bank
High Yield Savings
4.75%
$0
Synchrony Bank
Synchrony Bank
18-Month CD
4.50%
$0
Synchrony Bank
Synchrony Bank
24-Month CD
4.20%
$0
Synchrony Bank
Synchrony Bank
36-Month CD
4.15%
$0
Synchrony Bank
Synchrony Bank
48-Month CD
4.00%
$0
Synchrony Bank
Synchrony Bank
60-Month CD
4.00%
$0
Synchrony Bank
Synchrony Bank
24-Month CD (Bump)
3.60%
$0
Synchrony Bank
Synchrony Bank
Money Market
2.25%
$0
Synchrony Bank
Synchrony Bank
3-Month CD
0.25%
$0
Synchrony Bank
Synchrony Bank
11-Month CD
0.25%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Synchrony Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
6-Month CD
5.57%
$1,000
Bankwell Bank
Bankwell Bank
6-Month CD
5.25%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
12-Month CD
5.10%
$500
SpiritBank
SpiritBank
13-Month CD (special)
5.00%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Plus Jumbo)
4.45%
$200,000
First National Bank in Philip
First National Bank in Philip
12-Month CD
4.32%
$1,000
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.20%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Gold Money Market
4.00%
$500,000
Bristol County Savings Bank
Bristol County Savings Bank
60-Month CD
3.82%
$1,000
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
3.75%
$1,000
Coffee County Bank
Coffee County Bank
18-Month CD
3.75%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
30-Month CD
3.75%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD
3.50%
$500
Merchants State Bank
Merchants State Bank
48-Month CD
3.25%
$5,000
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD (Bump-Up)
3.25%
$1,000
1st Community Credit Union
1st Community Credit Union
36-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
6-Month CD
3.10%
$1,000
First American Bank and Trust
First American Bank and Trust
48-Month CD
3.05%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month
3.04%
$500
Bank of Vici
Bank of Vici
24-Month CD
3.04%
$1,000
Ally Bank
Ally Bank
3-Month CD
3.00%
$0
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
OAB One American Bank
OAB One American Bank
36-Month CD
1.96%
$500
Central State Bank Clayton, IL
Central State Bank Clayton, IL
48-Month CD
1.76%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Money Market
1.76%
$2,500
Bank of Lake Mills
Bank of Lake Mills
36-Month CD
1.60%
$500
First National Bank VA
First National Bank VA
60-Month CD
1.51%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
6-Month CD
1.05%
$2,500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
Karnes County National Bank
Karnes County National Bank
Regular Savings
0.75%
$100
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
60-Month CD
0.70%
$1,000
State Bank of Medora
State Bank of Medora
Money Market
0.65%
$0
Fifth District Savings Bank
Fifth District Savings Bank
Money Market
0.60%
$100,000
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
48-Month CD
0.60%
$500
BankChampaign
BankChampaign
60-Month CD
0.55%
$500
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.40%
$0
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
6-Month CD
0.30%
$1,500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
Basic Savings
0.28%
$100
Cayuga Lake National Bank
Cayuga Lake National Bank
Passbook Savings
0.25%
$10
5 Star Bank
5 Star Bank
3-Month CD
0.20%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
JTNB
JTNB
Savings
0.10%
$100
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Synchrony Bank Information

Synchrony Bank
170 W Election Rd
Draper, UT 84020
Salt Lake
Established Date: 08/01/1988
FDIC Certificate #: 27314
Date of FDIC Deposit Insurance: 08/01/1988
Bank Holding Company: SYNCHRONY FINANCIAL
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Synchrony Bank FDIC Insured? Yes
What is Synchrony Bank's Cert number? 27314
What is the maximum amount for insured deposits? $250,000 per holder, per account

Synchrony Bank Financials

Total Assets:
$99,374,000,000
Total Deposits:
$77,638,000,000
Equity Capital:
$11,658,000,000
Domestic Deposits:
$77,638,000,000
Net Income:
$530,000,000
Return on Assets:
3.5651%
Quarterly Return on Assets:
2.1700%
Pretax Return on Assets:
2.8455%
Pretax Quarterly Return on Assets:
2.8500%
Return on Equity:
26.8400%
Quarterly Return on Equity:
18.4300%
Common Equity Tier 1 Capital Ratio:
15.5671%
Tier 1 Risk-Based Capital Ratio:
15.5671%
Leverage Tier 1 (Core Capital) Ratio:
13.5847%
Total Risk-Based Capital Ratio (YTD):
16.9001%
Total Interest Income (YTD):
13.5432%
 
 
Headquarters:
Draper
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Salt Lake
# of Offices:
3
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Synchrony Bank CD Rates

Synchrony Bank CD rates are some of the best CD rates available these days on both short- and long-term CDs. 14-month CD rates are at 5.15% APY, 18-month CD rates are at 5.00% APY and 12-month CD rates are at 4.75% APY. There is no minimum opening balance for a CD account. Besides those three high CD rates, Synchrony Bank is also offering a ton of other CDs with great rates. You can see a complete list of current CD rates below for Synchrony Bank's regular CDs, Bump-Up CD, No Penalty CD and IRA CDs.

Besides having competitive interest rates, Synchrony Bank CD accounts have many benefits and features. You can fund your CD account by using a Synchrony Bank or any external bank account by just linking the account. You can also add money to your CD account during the 10-day grace period after the CD matures. You can withdraw interest paid during your CD’s current term anytime without penalty. You can transfer the interest to a Synchrony Bank account or an external bank account.

Current Synchrony Bank CD Rates

    Read more...

Synchrony Bank CD Rates: 14-Month CD Rate at 5.00% APY

Synchrony Bank CD rates are some of the best CD rates available right now. Synchrony Bank's highest CD rate is on the 14-month CD at 5.00% APY. Synchrony Bank is a leading provider of online banking services, offering a range of financial products to meet the needs of consumers and businesses alike. One of their most popular offerings is their Certificate of Deposit (CD) account, which comes in terms ranging from 3-months to 60-months.

Synchrony Bank short-term and long-term CD rates are competitive and considerably higher than the comparable national average rates. Synchrony Bank 3-month CD rates are at 2.25percent, 6-month CD rates are at 4.25% and 1-year CD rates are at 4.50 percent. On the long end, 24-month bump up CD rates are at 3.70 percent and 60-month CD rates are at 4.30%.

Synchrony Bank offers competitive CD rates, making it an attractive option for people looking to earn a higher return on their investment without taking any risk. Currently, the bank's CD rates range from 0.25% APY for a 3-month CD to 5.00% APY for a 14-month CD. These CD rates are subject to change and can vary based on the deposit amount and CD term.

    Read more...

Synchrony Bank CD Rates: No Penalty CD at 3.50% APY

Synchrony Bank is a FDIC-insured online bank that offers a variety of deposit products, including certificates of deposit (CDs). Current CD rates at Synchrony Bank are very competitive, plus Synchrony Bank offers many different CD terms, along with a no penalty CD and Bump-Up CD. CDs are a type of deposit account that requires a deposit for a fixed term, usually ranging from a few months to several years. In return for keeping the money in the account for the term, the bank pays a higher interest rate than a traditional savings account.

Synchrony Bank offers a range of CD terms, ranging from 3-months to 60 months. The highest CD rate at Synchrony is on the bank's 14-month CD at 4.60% APY. The best CD rate for the term offered by Synchrony is on the bank's 12-month CD at 4.30% APY. Synchrony's CD rates are competitive with other online banks and are a lot higher than traditional brick-and-mortar banks.

Synchrony Bank CD Rates

    Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Synchrony Bank CD Rates Lowered After Fed Rate Cut

Synchrony Bank CD Rates Lowered After Fed Rate CutSynchrony Bank CD rates were lowered two days after the Federal Reserve cut the fed funds rate by 25 basis points. 1 year CD rates at Synchrony Bank were lowered by 30 basis points from 2.80 percent to 2.50 percent. 1 year jumbo CD rates from Synchrony were also lowered by the same amount to 2.50 percent. Synchrony isn't the only bank that lowered their CD rates after the rate cut last week.2 year jumbo and regular CD rates from Synchrony were lowered by 40 basis points to 2.50 percent from 2.90 percent. 18 month CD rates were lowered by 25 basis points from 2.75 percent to 2.50 percent. 3 year rates were lowered from 2.90 percent to 2.60 percent, 4 year rates were lowered from 3.00 percent to 2.65 percent, and 5 year rates were lowered from 3.05 percent to 2.80 percent.     Read more...

Synchrony Bank Savings Rates on High Yield Savings Account

Synchrony Bank Savings Rates on High Yield Savings AccountSynchrony Bank savings rates which were already some of the best savings rates available online were increased. Current savings rates on Synchrony Bank's High Yield Savings Accounts are at 2.18 percent with an APY of 2.20 percent. The savings rate from Synchrony Bank was increased from 2.03 percent with an APY of 2.05 percent. The minimum opening deposit is only $1.00. See how Synchrony Bank savings rates compare with other online rates today.     Read more...

Synchrony Bank Savings Rates

Synchrony Bank Savings RatesSynchrony Bank savings rate is one of the best savings rates available these days. Savings rates at Synchrony Bank are currently at 2.05 percent. In fact, Synchrony Bank savings rate is in the top 10 savings rates currently available. Compare savings rates at Synchrony Bank with other bank savings rates.     Read more...

Highest CD Rates Move Higher as Banks Increase Rates

The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.The biggest increases again this week were on shorter term certificates of deposit. This is because the Federal Reserve is driving short term rates higher. The Fed is scheduled to meet in the middle of next month and is widely expected to increase rates again.

Highest CD Rates

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Brand New High for 12 Month CD Rates in 2017

12 Month CD ratesWe just reached a new milestone for 12 Month CD rates in 2017 as rates continue to inch higher. Crestmark Bank is now offering 12 Month CD rates at 1.80 percent. Just about two months ago, we reported a new high for 1 year CD rates at 1.70 percent. That new high was also from CrestMark Bank. You can read about that post Crestmark Bank Best Rate 1.70%.The uptrend for CD rates will continue for the rest of this year and into at least 2018 and it may last even longer if the economy doesn't fall into a recession. The Federal Open Market Committee meets this month and will more than likely increase the fed funds rate by 25 basis points.Another fed funds rate increase will put additional upward pressure on short term interest rates. 1 year CD rates could therefore hit 1.90 percent this month and 2.00 percent sometime early in 2018. Back in early October, we forecast 1 year CD rates hitting 2.00 percent as a result of another fed funds rate increase.     Read more...

Top 2 Year CD Rate Now at 1.70 Percent

The top CD rates continue to move higher as the best 2 year CD rate hits 1.70 percent this week. 2 year CD rates at Connexus Credit Union take the top spot this week at 1.69 percent with a yield of 1.70 percent. Connexus has the best rate this week but two banks are right on the credit union's tail.

Northern Bank Direct, EverBank, and Popular Direct have the second best 2 year rate this week at 1.64 percent with a yield of 1.65 percent. We have another three-way tie for third place, My e-BAnC by BAC Florida Bank, TAB Bank, and VirtualBank all have a current 2 year rate of 1.61 percent with a yield of 1.62 percent.

Not only are the top rates moving higher this week, average 2 year CD rates are also higher. The current average 2 year CD rate is at 1.50 percent, up from last week's average 2 year rate of 1.47 percent. Listed below are the top ten 2 year CD rates for the week ending April 15, 2017.

Best 2 Year CD Rates

  1. Connexus CU - Rate 1.69% Yield 1.70%
  2. Northern Bank Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  3. Popular Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  4. TAB Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  5. My e-BAnC by BAC Florida Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  6. VirtualBank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  7. Banesco USA - Rate 1.60% Yield 1.60%
  8. Capital One Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  9. Synchrony Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  10. M.Y. Safra Bank, FSB - Rate 1.59% Yield 1.60% (tied for 5th place)
  11. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  12. Congressional Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  13. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  14. First Internet Bank of Indiana - Rate 1.56% Yield 1.57%
  15. CD Bank - Rate 1.55% Yield 1.56%
  16. Nationwide Bank - Rate 1.50% Yield 1.51% (tied for 8th place)
  17. Pentagon Federal Credit Union - Rate 1.50% Yield 1.51% (tied for 8th place)
  18. PurePoint Financial - Rate 1.49% Yield 1.50% (tied for 9th place)
  19. Home Savings Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  20. Live Oak Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  21. GS Bank - Rate 1.44% Yield 1.45%
    Read more...

Best 1 Year CD Rates April 5, 2017

CD rates continue to move higher this week. We look for the trend of higher CD rates to continue in 2017 as long as there isn't a recession. The Fed is expected to increase the federal funds rate at least two more times this year, which will put more upward pressure on CD rates.

This week, the best 1 year CD rate in the database is now at 1.49 percent with an APY of 1.50 percent. A couple of weeks ago, the top 1 year CD rate was 5 basis points less.

The current national average 1 year CD rate also moved higher this week over last. The current national average 1 year CD rate is at 1.26 percent, up from last week's average of 1.30 percent.

    Read more...

CD Rates Report: 1 Year CD Rates as of January 14, 2017

Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017.

Current 1 Year CD Rates

  • Pentagon Federal Credit Union 1.35% Yield 1.36% (tied for 1st place)
  • EverBank 1.35% Yield 1.36% (tied for 1st place)
  • VirtualBank 1.30% Yield 1.31%
  • Live Oak Bank 1.29% Yield 1.30%
  • My e-BAnC by BAC Florida Bank 1.28% yield 1.29%
  • E-Loan 1.27% Yield 1.28% (tied for 5th place)
  • Popular Direct 1.27% Yield 1.28% (tied for 5th place)
  • Pacific National Bank 1.26% Yield 1.27%
  • California First National Bank 1.25% Yield 1.26% (tied for 7th place)
  • TAB Bank 1.25% Yield 1.26% (tied for 7th place)
  • Synchrony Bank 1.24% Yield 1.25% (tied for 8th place)
  • Colorado Federal Savings Bank 1.24% Yield 1.25% (tied for 8th place)
  • Salle Mae 1.24% Yield 1.25% (tied for 8th place)
  • AloStar Bank of Commerce 1.22% Yield 1.23% (tied for 9th place)
  • giantbank AloStar 1.22% Yield 1.23% (tied for 9th place)
  • CIT Bank 1.21% Yield 1.22% (tied for 10th place)
  • BankDirect 1.21% Yield 1.22% (tied for 10th place)

For a list of today's 1 year CD rates in our database go to MontiorBankRates.com.

    Read more...

Top Savings Rates Update - January 11, 2017

Listed below are the top savings account rates available on our database for January 11, 2017. The sole leader with the best savings account rate this week is Popular Direct with a rate of 1.14 percent and a yield of 1.15 percent.

Top Savings Rates

  • Popular Direct 1.14% Yield 1.15%
  •     Read more...

    Highest Deposit Rates November 27, 2016

    Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.Listed below are the best savings rates and money market rates available in our database for November 27, 2016.

    Best Savings Rates

        Read more...

    Best Variable Deposit Rates October 12, 2016

    Variable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.The best savings rate on our rate database is at 1.25 percent with an APY of 1.26 percent from Popular Direct. This savings rate is only 4 basis points lower than the top 1 year CD rate in our database at 1.29 percent with a yield of 1.30 percent. The highest money market yield on our list is 5 basis point lower at 1.24 percent with a yield of 1.25 percent.Listed below are today's current highest savings rates and money market rates     Read more...

    Synchrony Bank CD Rates and Bank Review

    Synchrony Bank, formerly run as GE Capital Retail Finance Corporation, has consistently offered some of the best CD rates for the past couple of years. Synchrony Bank CD rates are usually in the top 5 rates available in our database.

    Let's take a brief look at the bank's history. Synchrony Bank and its parent company, Synchrony Financial, were created when GE Capital spun off GE Capital Retail Finance Corporation. Synchrony Financial was spun off as an initial public offering and it raised almost $3 billion. The stock is traded on the New York Stock Exchange under the ticker symbol SYF.

    Most of the big banks shun deposits these days but Synchrony Bank is always actively seeking deposits. This is the main reason CD rates at Synchrony Bank are very competitive. One of the ways Synchrony Financial funds its retail credit card business is by raising deposits through the bank division.

        Read more...

    Deposit Rate Report August 11, 2016

    Listed below are the best savings rates and money market account rates for August 11, 2016.

    Best Savings Rates August 11, 2016

    Nationwide Bank Drastically Reduces CD Rates

    Nationwide Bank has drastically reduced CD rates on intermediate and long term certificates of deposit. The CD rate changes are some of the largest changes we have seen in a while. Nationwide Bank CD rates were competitive on 2 to 5 year certificates of deposit but not with the recent rate reduction.

    The largest rate reduction was on Nationwide Bank's 5 year certificate of deposit, which was reduced by 33 basis points. The 5 year CD rate was lowered to 1.61 percent with a yield of 1.62 percent. The prior 5 year rate was 1.93 percent with a yield of 1.95 percent. The best 5 year CD rate in our database is currently much higher at 2.03 percent with a yield of 2.05 percent from Synchrony Bank.

    5 year jumbo CD rates at Nationwide Bank were also lowered 33 basis points. The new 5 year jumbo CD rate is 1.66 percent with a yield of 1.67 percent. The previous 5 year jumbo rate was 1.98 percent with a yield of 2.00 percent. The highest 5 year jumbo CD rate in our database is also from Synchrony Bank at 2.03 percent with a yield of 2.05 percent from Synchrony Bank.

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    Synchrony Bank Savings Rates now at 1.04%

    Synchrony Bank Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at Synchrony Bank below.     Read more...

    Synchrony Bank Money Market Account Rates now at 0.85%

    Synchrony Bank Money Market Account rates are now at 0.85 percent with a yield of 0.85 percent. View current Money Market Account rates at Synchrony Bank below.     Read more...

    Synchrony Bank Savings Rates now at 1.04%

    Synchrony Bank Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at Synchrony Bank below.     Read more...

    Savings Rate and Money Market Rate Report August 2, 2016

    Savings rates and money market rates remain stable in our Deposit Rate Report for August 2, 2016. There have been some rate changes since our last deposit rate report but no new highs to report. As expected, the FOMC didn't increase the fed funds rate during their meeting last week.The next FOMC meeting is scheduled for September 20-21 but it's unlikely the FOMC will increase the rate during that meeting. Listed below are the current best savings rates and money market rates available in our database of rates.

    Best Savings Account Rates August 2, 2016

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    Synchrony Bank Savings Jumbo Rates now at 1.04%

    Synchrony Bank Savings Jumbo rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings Jumbo rates at Synchrony Bank below.     Read more...

    Synchrony Bank Savings 25K Rates now at 1.04%

    Synchrony Bank Savings 25K rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings 25K rates at Synchrony Bank below.     Read more...

    Synchrony Bank 3 Year CD Rates now at 1.49%

    Synchrony Bank 3 Year CD rates are now at 1.49 percent with a yield of 1.50 percent. View current 3 Year CD rates at Synchrony Bank below.     Read more...

    Explore Other Rate Deals

    Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday’s average 15 year mortgage refinance rate of 3.31%.
    Mortgage rates were mixed as applications for mortgage loans increased 7 percent in the Mortgage Bankers Association Weekly Mortgage Application Survey for the week ending January 18, 2013. Average fixed conforming 30 year mortgage rates were higher and average 30 year fixed jumbo mortgage rates were lower in this week's survey.
    Barclays Bank CD Rates 2.15% APY 12-Month CD NationwideBarclays Bank CD rates on short and intermediate term certificates of deposit are really competitive right now. In fact, 12 month CD rates at Barclays Bank are near the top of our rate list. Current 12 month CD rates from Barclays Bank are at 2.13 percent with an APY of 2.15 percent. If you're looking for a longer term CD account, 18 month to 48 month CD rates are also at 2.13 percent with an APY of 2.15 percent. There is no minimum balance to open a CD account. To get the best deal on a CD account, compare online CD rates with Barclays Bank CD rates.

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