United Southern Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 5.13%, 6-month CD rates at 0.15% and 3-month CD rates at 3.30%. Current savings rates are at 0.40% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 12.96%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. United Southern Bank's 60-Month CD rates are at 0.30%, 48-Month CD rates are at 0.25%, 36-Month CD rates are at 0.25%, 30-Month CD rates are at 0.20%, 24-Month CD rates are at 0.20%. United Southern Bank's savings rates are at 0.05%. United Southern Bank's money market rates are at 0.05%.
To see how these rates compare to United Southern Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Southern Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Southern Bank CD rates. You can also compare United Southern Bank savings rates, MMA rates and mortgage rates using our other rate lists. United Southern Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Southern Bank? Share your experience about United Southern Bank by leaving a review below, or read customer reviews before you decide to use United Southern Bank. United Southern Bank Texas Ratio United Southern Bank's Texas Ratio is at 7.88%, which is considered excellent. The Texas Ratio for United Southern Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, United Southern Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. United Southern Bank CD Rates and Interest Rates
United Southern Bank
60-Month CD
0.30%
$1,000
United Southern Bank
36-Month CD
0.25%
$1,000
United Southern Bank
48-Month CD
0.25%
$1,000
United Southern Bank
24-Month CD
0.20%
$1,000
United Southern Bank
30-Month CD
0.20%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare United Southern Bank Rates with Other Competitive Bank and Credit Union Rates
Newtek Bank
High Yield Savings
5.25%
$0
Chesapeake Bank
7-Month CD
4.75%
$1,000
Bank 1st
6-Month CD
4.70%
$2,500
Lea County State Bank
3-Month CD (CDARS)
4.61%
$50,000
Prairie Bank of Kansas
12-Month CD
4.55%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates October 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. United Southern Bank InformationUnited Southern Bank
750 N Central AveUmatilla, FL 32784 Lake Established Date: 03/01/1937 FDIC Certificate #: 15465 Date of FDIC Deposit Insurance: 03/01/1937 Bank Holding Company: UNISOUTH INC How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.unitedsouthernbank.com
Is United Southern Bank FDIC Insured? Yes
What is United Southern Bank's Cert number? 15465
What is the maximum amount for insured deposits? $250,000 per holder, per account
United Southern Bank FinancialsTotal Assets:
$880,436,000
Total Deposits:
$787,320,000
Equity Capital:
$34,531,000
Domestic Deposits:
$787,320,000
Net Income:
$1,583,000
Return on Assets:
0.9850%
Quarterly Return on Assets:
0.7100%
Pretax Return on Assets:
0.9639%
Pretax Quarterly Return on Assets:
0.9600%
Return on Equity:
36.8900%
Quarterly Return on Equity:
18.0600%
Common Equity Tier 1 Capital Ratio:
15.8343%
Tier 1 Risk-Based Capital Ratio:
15.8343%
Leverage Tier 1 (Core Capital) Ratio:
8.1419%
Total Risk-Based Capital Ratio (YTD):
17.0934%
Total Interest Income (YTD):
3.9381%
Headquarters:
Umatilla
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Lake
# of Offices:
14
Metropolitan Statistical Area (MSA):
Orlando-Kissimmee-Sanford, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThis week two online banks, GE Capital Retail Bank and My Savings Direct, are offering the highest rate on our savings account rate table. Both banks are currently offering savings rates at of 1.04 percent and an APY of 1.05 percent. While the highest rates available remained the same, average rates moved slightly higher.
 Mortgage rates soared higher in the latest mortgage survey released this morning. The average contract 30 year mortgage rate is now at 5.31 percent, up considerably from last week's average mortgage rate of 5.04 percent. Average mortgage discount points decreased to 0.64 points from 1.07 points according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey.
Fultdirect.com 6 Month CD rates are now at 0.15 percent with a yield of 0.15 percent. View current 6 Month CD rates at Fultdirect.com below.
Bank or Credit Union Offers and DealsCurrent Mortgage Rates: June 22, 2009KS StateBank 5 Year Jumbo CD Rates now at 1.99% Credit Score: Raising Your FICO Credit Score Elkhorn Valley Bank and Trust CD Interest Rates and CD Yields Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59% AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease Credit Union of Ohio CD Rates Highest National Savings Rates: Best Savings Rate at 1.00% Retirement Accounts: Required Minimum Distributions for First (RMDs) by April 1, 2014 Title Insurance: Do I need Title Insurance? Alternative Bank and Credit Union Offers to ExploreMortgage Rates Return to All-Time Record Lows TodayMortgage Rates Lower: 30 Year Mortgage Rates at 5.14% Savings Account Rates CIT Bank Credit Cards and Charge Cards Northwest Hills Credit Union Savings Rates and Money Market Rates: HSA Rates at 2.00% Current Mortgage Rates Lower This Week 5.00% 3-Year Bonus CD Rate from Third Federal Savings & Loan: Best 3-Year Deal Mortgage Rates March 10, 2011: 30 Year Mortgage Rates at 4.88%, 15 Year Mortgage Rates at 4.15% New Higher CD Rates from Capital One 360 Bank ASECU Best CD Rates United Southern Bank ReviewsThere are no reviews for United Southern Bank yet. Feel free to create one below.
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