United Southern Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.93%, 6-month CD rates at 4.07% and 3-month CD rates at 1.00%. Current savings rates are at 0.30% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 10.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. United Southern Bank's 60-Month CD rates are at 0.30%, 48-Month CD rates are at 0.25%, 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.20%, 30-Month CD rates are at 0.20%. United Southern Bank's savings rates are at 0.05%. United Southern Bank's money market rates are at 0.75%.

United Southern Bank

To see how these rates compare to United Southern Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Southern Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Southern Bank CD rates. You can also compare United Southern Bank savings rates, MMA rates and mortgage rates using our other rate lists.

United Southern Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Southern Bank? Share your experience about United Southern Bank by leaving a review below, or read customer reviews before you decide to use United Southern Bank.

United Southern Bank Texas Ratio

United Southern Bank's Texas Ratio is at 10.69%, which is considered excellent. The Texas Ratio for United Southern Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Southern Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.15%
24-Month CD
0.20%
36-Month CD
0.25%
48-Month CD
0.25%
60-Month CD
0.30%
Savings
0.05%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Southern Bank
750 N Central Ave
Umatilla, FL 32784
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

United Southern Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
United Southern Bank
United Southern Bank
Money Market
0.75%
$250,000
United Southern Bank
United Southern Bank
60-Month CD
0.30%
$1,000
United Southern Bank
United Southern Bank
48-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
United Southern Bank
United Southern Bank
6-Month CD
0.10%
$1,000
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Southern Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
12-Month CD
0.05%
$1,000
Partners Bank of New England
36-Month CD
0.35%
$500
Camp Grove State Bank
Camp Grove State Bank
Checking Account High Performance Business
3.35%
$100,000
1st Street Credit Union
1st Street Credit Union
Money Market
1.26%
$150,000
Champlain National Bank
Champlain National Bank
9-Month CD special
4.60%
$500
First State Bank of Beecher City
First State Bank of Beecher City
30-Month CD
3.56%
$500
Tower Community Bank
Tower Community Bank
48-Month CD Tower
2.07%
$1,000
iGOBanking
iGOBanking
36-Month CD
4.25%
$1,000
New Albin Savings Bank
New Albin Savings Bank
60-Month CD
4.06%
$1,000
Northern Bank Direct
Northern Bank Direct
24-Month CD
4.50%
$500
Abington Bank
Abington Bank
11-Month CD special
4.85%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
18-Month CD
2.07%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
48-Month CD
0.50%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
36-Month CD
1.76%
$5,000
Bristol Morgan Bank
Bristol Morgan Bank
22-Month CD
3.75%
$5,000
Readlyn Savings Bank
Readlyn Savings Bank
60-Month CD
2.40%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Money Market Premier
0.75%
$25,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings Account
1.00%
$50
Yampa Valley Bank
Yampa Valley Bank
Money Market Premier Variable Rate
3.97%
$500,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
25-Month CD special
4.35%
$500
Community First Bank
Community First Bank
24-Month CD
2.63%
$1,000
Washington Business Bank
Washington Business Bank
Personal Money Market
1.51%
$500,000
New Tripoli Bank
New Tripoli Bank
18-Month CD
3.30%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Putnam County State Bank
Putnam County State Bank
48-Month CD
3.81%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
36-Month CD
1.26%
$500
Agility Bank
Agility Bank
6-Month CD
5.15%
$1,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
Popular Bank
Popular Bank
48-Month CD
3.80%
$1,000
Winter Hill Bank
Winter Hill Bank
48-Month CD
0.65%
$500
Portage Community Bank
Portage Community Bank
18-Month CD
4.05%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
21-Month CD special
3.25%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
3.63%
$50,000
Queenstown Bank
Queenstown Bank
12-Month CD
0.25%
$500
The Dolores State Bank
The Dolores State Bank
18-Month CD
5.09%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
60-Month CD
0.65%
$500
Petefish, Skiles & Co.
Investor Fund Money Market
0.15%
$0
Androscoggin Savings Bank
Androscoggin Savings Bank
36-Month CD
3.56%
$500
Finance Factors
Finance Factors
Premier Savings Account Jumbo
4.00%
$10,000
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
1.75%
$1,000
Madison County Bank
Madison County Bank
36-Month CD
2.30%
$500
FCNB of St. Paris
12-Month CD
2.22%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
4.58%
$500
PCSB Bank
PCSB Bank
12-Month CD
4.75%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
36-Month CD
1.00%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
60-Month CD
2.00%
$1,000
TriCentury Bank
TriCentury Bank
High Yield Savings IRA
3.00%
$200,000
NBT Financial Bank
NBT Financial Bank
60-Month CD
1.51%
$1,000
American Express National Bank
American Express National Bank
High Yield Savings Account
4.35%
$0
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
17-Month CD
3.82%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Southern Bank Information

United Southern Bank
750 N Central Ave
Umatilla, FL 32784
Lake
Established Date: 03/01/1937
FDIC Certificate #: 15465
Date of FDIC Deposit Insurance: 03/01/1937
Bank Holding Company: UNISOUTH INC
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is United Southern Bank FDIC Insured? Yes
What is United Southern Bank's Cert number? 15465
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Southern Bank Financials

Total Assets:
$929,534,000
Total Deposits:
$819,131,000
Equity Capital:
$27,484,000
Domestic Deposits:
$819,131,000
Net Income:
$2,306,000
Return on Assets:
0.9975%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.3776%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
25.5100%
Quarterly Return on Equity:
36.9700%
Common Equity Tier 1 Capital Ratio:
14.6930%
Tier 1 Risk-Based Capital Ratio:
14.6930%
Leverage Tier 1 (Core Capital) Ratio:
8.0339%
Total Risk-Based Capital Ratio (YTD):
15.9527%
Total Interest Income (YTD):
3.1220%
 
 
Headquarters:
Umatilla
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Lake
# of Offices:
14
Metropolitan Statistical Area (MSA):
Orlando-Kissimmee-Sanford, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

First National Bank of Omaha Savings Jumbo rates are now at 0.95 percent with a yield of 0.95 percent. View the current Savings Jumbo rates at First National Bank of Omaha below.

Applications for mortgage loans increased 7.1 percent in the latest Mortgage Application Survey released by the Mortgage Bankers Association. Loan volume was higher because of lower mortgage rates, driven lower on a weak 2nd quarter GDP report released July 29th.

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U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95%

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