Vio Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.69%, 6-month CD rates at 2.02% and 3-month CD rates at 0.10%. Current savings rates are at 0.55% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 19.49%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Vio Bank's 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.95%, 24-Month CD rates are at 3.75%, 36-Month CD rates are at 3.50%, 84-Month CD rates are at 2.75%. Vio Bank's savings rates are at 1.10%. Vio Bank's money market rates are at 5.20%.
To see how these rates compare to Vio Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vio Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vio Bank CD rates. You can also compare Vio Bank savings rates, MMA rates and mortgage rates using our other rate lists. Vio Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vio Bank? Share your experience about Vio Bank by leaving a review below, or read customer reviews before you decide to use Vio Bank. Vio Bank Texas Ratio Vio Bank's Texas Ratio is at 2.21%, which is considered excellent. The Texas Ratio for Vio Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Vio Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Vio Bank CD Rates and Interest Rates
Vio Bank
Cornerstone Money Market
5.20%
$100
Vio Bank
12-Month CD
4.00%
$500
Vio Bank
18-Month CD
3.95%
$500
Vio Bank
24-Month CD
3.75%
$500
Vio Bank
36-Month CD
3.50%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Vio Bank Rates with Other Competitive Bank and Credit Union Rates
First Community Bank Beemer, NE
7-Month CD (special)
4.75%
$5,000
Union Bank Morrisville, VT
6-Month CD
4.60%
$500
Volunteer State Bank
Kasasa Checking
4.50%
$100
NVE Bank
10-Month CD (special)
4.10%
$10,000
CNB Bank Direct, a div of Citizens National Bank
Premium Money Market
4.01%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates October 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Vio Bank InformationVio Bank
701 E Expressway 83Mcallen, TX 78501 Hidalgo Established Date: 02/11/1985 FDIC Certificate #: 25886 Date of FDIC Deposit Insurance: 02/11/1985 Bank Holding Company: RIO FINANCIAL SERVICES INC How Many Domestic U.S. Offices? 17 How Many Branches are There? 17 Website: https://www.viobank.com
Is Vio Bank FDIC Insured? Yes
What is Vio Bank's Cert number? 25886
What is the maximum amount for insured deposits? $250,000 per holder, per account
Vio Bank FinancialsTotal Assets:
$846,142,000
Total Deposits:
$725,195,000
Equity Capital:
$70,119,000
Domestic Deposits:
$725,195,000
Net Income:
$2,063,000
Return on Assets:
0.9527%
Quarterly Return on Assets:
1.0000%
Pretax Return on Assets:
1.2784%
Pretax Quarterly Return on Assets:
1.2800%
Return on Equity:
12.4800%
Quarterly Return on Equity:
11.7200%
Common Equity Tier 1 Capital Ratio:
16.1861%
Tier 1 Risk-Based Capital Ratio:
16.1861%
Leverage Tier 1 (Core Capital) Ratio:
10.2439%
Total Risk-Based Capital Ratio (YTD):
17.2509%
Total Interest Income (YTD):
5.4405%
Headquarters:
Mcallen
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Hidalgo
# of Offices:
17
Metropolitan Statistical Area (MSA):
McAllen-Edinburg-Mission, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The average contract rate on long term mortgages decreased for the week ending January 7, 2011. In the most recent Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association, the average contract rate on 30 year mortgages decreased to 4.78 percent. The previous week's mortgage survey had 30 year rates at 4.82 percent. Mortgage discount points on 30 year mortgages decreased to 0.91 points, down from the previous week's average of 1.10 points.
Bank or Credit Union Offers and DealsNorthern Bank Direct CD Rates ChangedHigher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent Great CD Deal at Central Bank - 7 Month APY 1.35% Sallie Mae Savings Rates at 3.65% APY: Bank Review Mortgage Rates Hit Yet Another Record Low: 30 Year Mortgage Rates at 4.49%, 15 Year Mortgage Rates at 3.95% PurePoint Financial CD Rates Move Upward Pending Home Sales Rise 6.3 Percent Short Term Direction of Mortgage Rates Depends on Greece Mortgage Rates Mixed in Mortgage Survey: Average 30 Year Contract Rates at 4.93% Mortgage Rates Higher Today Alternative Bank and Credit Union Offers to ExploreVirtualBank Money Market Account Rates now at 0.68%Navy FCU Mortgage Rates Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76% Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38% Flagstar Bank 12 Month CD Yield of 1.55% Home Equity Line of Credit Closed? Darby Direct Online Savings Account 3.00% Lower Mortgage Rates Today: 30 Year Conventional Rates Averaging 4.27 Percent First Internet Bank of Indiana 1 Year CD Rates now at 1.15% Vio Bank ReviewsThere are no reviews for Vio Bank yet. Feel free to create one below.
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See how Vio Bank Compares to other banks |
Vio Bank CD rates are competitive right now, but only on the bank's shorter-term certificates of deposit. Long-term CD rates at Vio Bank are not as competitive when compare to other online rates. For example, current 6-month CD rates from Vio Bank are at 1.64 percent with an APY of 1.65 percent. This 6-month rate places Vio Bank in the top 10 of our 6-month rate list. 24 month CD rates are also at 1.65 percent but the best CD rate for a 24-month CD account on our rate list is much higher at 2.25 percent. That's why it's always best to compare rates online, in this case comparing online rates with Vio Bank CD rates.According to Vio Bank's website they regularly monitor CD rates from other banks to make sure their CD rate are always some of the best nationally. The minimum opening deposit for a CD account at Vio bank is only $500. Vio bank offers CD terms ranging from 6 months to 10 years.
Vio Bank CD rates were recently lowered but are still competitive for online rates and still well above traditional brick and mortar bank CD rates. 1 year CD rates at Vio Bank were lowered to 1.69 percent with an APY of 1.70 percent, down from 1.74 percent with an APY of 1.75 percent. 2 year CD rates from Vio were decreased to 1.79 percent with an APY of 1.80 percent, down from 1.83 percent with an APY of 1.85 percent. CD rates were lowered 5 basis points for all other CD terms at Vio Bank. Below are the current CD rates Vio Bank is offering:
Vio Bank savings rates for July 2019 are currently the best savings rates available on our rate table. Savings rates from Vio Bank are currently at 2.49 percent with an APY of 2.52 percent. Besides being the highest online savings rate right now, this rate is also 25 times the current FDIC National Average Rate at 0.10 percent.Vio Bank regularly monitors the competitions' online savings rates to ensure that they always offer one of the best rates available. This ensures you are always getting a top savings rate even after opening an account. Another benefit of having a savings account from Vio Bank is that you only need $100 to open an account. Opening a Vio Bank savings account is done online and it's very easy.Interest is compounded daily, giving the savings account an overall higher APY. There are no monthly fees on the account. Vio Bank is a division of MidFirst Bank, and Vio Bank deposits are considered MidFirst Bank deposits for purposes of FDIC coverage of up to $250,000. 
Vio Bank savings account rate was recently increased and is now at a new high for 2019. The current online savings rate from Vio Bank is at 2.38 percent with an APY of 2.41 percent. The old savings rate from Vio Bank was 2.36 percent with an APY of 2.39 percent. The minimum opening deposit for a savings account is only $100.Vio Bank's savings rate is currently almost 27 times better than the FDIC's National Average Savings Rate of 0.09 percent. Vio Bank's savings rate is also the best savings rate available on our rate list today.
Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.The second best online savings rate goes to MySavings Direct at 2.40 percent with minimum opening deposit of only $1.00.The third highest online savings rate is at 2.36 percent from Popular Direct and VirtualBank. Vio Bank and PurePoint Financial are tied with the fourth best savings rate at 2.35 percent. Rounding out the top 5 
