Vio Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.25%, 6-month CD rates at 0.30% and 3-month CD rates at 3.00%. Current savings rates are at 0.15% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 13.50%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Vio Bank's 6-Month CD rates are at 5.25%, 12-Month CD rates are at 5.00%, 18-Month CD rates are at 4.50%, 24-Month CD rates are at 4.25%, 36-Month CD rates are at 3.50%. Vio Bank's savings rates are at 1.10%. Vio Bank's money market rates are at 5.30%.

Vio Bank

To see how these rates compare to Vio Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vio Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vio Bank CD rates. You can also compare Vio Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Vio Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vio Bank? Share your experience about Vio Bank by leaving a review below, or read customer reviews before you decide to use Vio Bank.

Vio Bank Texas Ratio

Vio Bank's Texas Ratio is at 0.76%, which is considered excellent. The Texas Ratio for Vio Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Vio Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
4.50%
24-Month CD
4.25%
36-Month CD
3.50%
48-Month CD
2.75%
60-Month CD
2.75%
Savings
1.10%
MMA
5.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Vio Bank
701 E Expressway 83
Mcallen, TX 78501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Vio Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Vio Bank
Vio Bank
Cornerstone Money Market Savings Account
5.30%
$100
Vio Bank
Vio Bank
6-Month CD
5.25%
$500
Vio Bank
Vio Bank
12-Month CD
5.00%
$500
Vio Bank
Vio Bank
18-Month CD
4.50%
$500
Vio Bank
Vio Bank
24-Month CD
4.25%
$500
Vio Bank
Vio Bank
36-Month CD
3.50%
$500
Vio Bank
Vio Bank
48-Month CD
2.75%
$500
Vio Bank
Vio Bank
60-Month CD
2.75%
$500
Vio Bank
Vio Bank
84-Month CD
2.75%
$500
Vio Bank
Vio Bank
120-Month CD
2.75%
$500
Vio Bank
Vio Bank
Online Savings Account
1.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vio Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NexBank
NexBank
6-Month CD
5.25%
$10,000
Guardian Savings Bank
Guardian Savings Bank
7-Month CD special
5.20%
$1,000
Beal Bank USA
Beal Bank USA
9-Month CD
5.15%
$1,000
Denison State Bank
Denison State Bank
12-Month CD
5.05%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
11-Month CD special
5.00%
$1,000
Chasewood Bank
Chasewood Bank
18-Month CD
4.89%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
12-Month CD (certificate)
4.87%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
18-Month CD
4.70%
$500
GSL Savings Bank
GSL Savings Bank
13-Month CD
4.40%
$500
Vio Bank
Vio Bank
24-Month CD
4.25%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
4.10%
$500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
24-Month CD
3.75%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Growth Savings Account
3.50%
$1,000
Osgood Bank OB
Osgood Bank OB
12-Month CD
3.30%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
3.29%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.28%
$1,000
Black River Country Bank
Black River Country Bank
60-Month CD
3.25%
$0
Mineola Community Bank
Mineola Community Bank
18-Month CD second chance
3.03%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
36-Month CD certificate
2.55%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
2.52%
$1,000
Coleman County State Bank
Coleman County State Bank
60-Month CD
2.43%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Money Market $1 million plus
2.42%
$1,000,000
FCNB of St. Paris
60-Month CD
2.20%
$1,000
The Bank of Tescott
The Bank of Tescott
36-Month CD
2.19%
$0
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
24-Month CD
2.00%
$500
Owen County State Bank OCSB
Owen County State Bank OCSB
Kasasa Cash Checking
2.00%
$0
National Exchange Bank and Trust
National Exchange Bank and Trust
48-Month CD
1.95%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
18-Month CD
1.76%
$1,000
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
FCNB Bank
FCNB Bank
36-Month CD
1.50%
$1,000
Security Federal Bank
Security Federal Bank
3-Month CD
1.40%
$500
Ozarks Federal OFSL
Ozarks Federal OFSL
36-Month CD IRA
1.10%
$100
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Genesee Regional Bank
Genesee Regional Bank
36-Month CD
1.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Craft Bank
Craft Bank
Personal Savings Account
0.50%
$50
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.50%
$10
Bank of Brenham
Bank of Brenham
3-Month CD
0.50%
$1,000
MCS Bank
MCS Bank
24-Month CD
0.42%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market
0.25%
$2,000
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
Hilltop National Bank
Hilltop National Bank
Health Savings Account
0.25%
$10,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD Bump Rate
0.20%
$5,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Connection Bank
Connection Bank
Interest Checking
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Vio Bank Information

Vio Bank
701 E Expressway 83
Mcallen, TX 78501
Hidalgo
Established Date: 02/11/1985
FDIC Certificate #: 25886
Date of FDIC Deposit Insurance: 02/11/1985
Bank Holding Company: RIO FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Vio Bank FDIC Insured? Yes
What is Vio Bank's Cert number? 25886
What is the maximum amount for insured deposits? $250,000 per holder, per account

Vio Bank Financials

Total Assets:
$814,708,000
Total Deposits:
$745,546,000
Equity Capital:
$64,460,000
Domestic Deposits:
$745,546,000
Net Income:
$1,544,000
Return on Assets:
0.7377%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
0.9497%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
9.2900%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
14.8764%
Tier 1 Risk-Based Capital Ratio:
14.8764%
Leverage Tier 1 (Core Capital) Ratio:
8.4998%
Total Risk-Based Capital Ratio (YTD):
15.7899%
Total Interest Income (YTD):
4.1950%
 
 
Headquarters:
Mcallen
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Hidalgo
# of Offices:
16
Metropolitan Statistical Area (MSA):
McAllen-Edinburg-Mission, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

The Top Savings Rates and MMA Rates: Maximize Your Annual Return

In 2023, high-yield savings accounts are offering surprisingly attractive rates, making an excellent time to grow your savings. Below are the best savings rates listed in our database of rates. The top choices based on their Annual Percentage Yield (APY), along with the minimum deposit required and the interest you could earn annually on deposits of $10,000 and $100,000.

Elevault leads the pack with their Savings Account offering a remarkable 5.50% APY. With no minimum deposit required, you could earn $550 annually on a $10,000 deposit and $5,500 on a $100,000 deposit.

Betterment comes in close competition, also offering a 5.50% APY through their Savings Special (boosted APY) account. The minimum deposit is a mere $10, and the interest earned annually would be $550 on a $10,000 deposit and $5,500 on a $100,000 deposit.

    Read more...

CD Rates: Best Interest Rates Available Today at 2.15% APY

CD rates started increasing when the Federal Reserve started increasing the fed funds rate back in March 2022. The increase in rates was rather swift, since March, the best CD rates on 12-month certificates of deposit are now over 2.00 percent. In fact, the highest 12-month CD rate right available today on the rate list is at 2.15% APY.

MonitorBankRates.com

CD Rates: Best 12-Month Rates Available Today

    Read more...

Vio Bank CD Rates

VIO Bank CD RatesVio Bank CD rates are competitive right now, but only on the bank's shorter-term certificates of deposit. Long-term CD rates at Vio Bank are not as competitive when compare to other online rates. For example, current 6-month CD rates from Vio Bank are at 1.64 percent with an APY of 1.65 percent. This 6-month rate places Vio Bank in the top 10 of our 6-month rate list. 24 month CD rates are also at 1.65 percent but the best CD rate for a 24-month CD account on our rate list is much higher at 2.25 percent. That's why it's always best to compare rates online, in this case comparing online rates with Vio Bank CD rates.According to Vio Bank's website they regularly monitor CD rates from other banks to make sure their CD rate are always some of the best nationally. The minimum opening deposit for a CD account at Vio bank is only $500. Vio bank offers CD terms ranging from 6 months to 10 years.

Vio Bank CD Rates

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Vio Bank CD Rates - Lowered

Vio Bank CD Rates - LoweredVio Bank CD rates were recently lowered but are still competitive for online rates and still well above traditional brick and mortar bank CD rates. 1 year CD rates at Vio Bank were lowered to 1.69 percent with an APY of 1.70 percent, down from 1.74 percent with an APY of 1.75 percent. 2 year CD rates from Vio were decreased to 1.79 percent with an APY of 1.80 percent, down from 1.83 percent with an APY of 1.85 percent. CD rates were lowered 5 basis points for all other CD terms at Vio Bank. Below are the current CD rates Vio Bank is offering:

Vio Bank Savings Rates July 2019

Vio Bank Savings Rates July 2019Vio Bank savings rates for July 2019 are currently the best savings rates available on our rate table. Savings rates from Vio Bank are currently at 2.49 percent with an APY of 2.52 percent. Besides being the highest online savings rate right now, this rate is also 25 times the current FDIC National Average Rate at 0.10 percent.Vio Bank regularly monitors the competitions' online savings rates to ensure that they always offer one of the best rates available. This ensures you are always getting a top savings rate even after opening an account. Another benefit of having a savings account from Vio Bank is that you only need $100 to open an account. Opening a Vio Bank savings account is done online and it's very easy.Interest is compounded daily, giving the savings account an overall higher APY. There are no monthly fees on the account. Vio Bank is a division of MidFirst Bank, and Vio Bank deposits are considered MidFirst Bank deposits for purposes of FDIC coverage of up to $250,000.     Read more...

Vio Bank Savings Account Rate

Vio Bank Savings Account RateVio Bank savings account rate was recently increased and is now at a new high for 2019. The current online savings rate from Vio Bank is at 2.38 percent with an APY of 2.41 percent. The old savings rate from Vio Bank was 2.36 percent with an APY of 2.39 percent. The minimum opening deposit for a savings account is only $100.Vio Bank's savings rate is currently almost 27 times better than the FDIC's National Average Savings Rate of 0.09 percent. Vio Bank's savings rate is also the best savings rate available on our rate list today.

Vio Bank Savings Account Benefits

    Read more...

Online Savings Rates Increase in 2019

Online Savings Rates Increase in 2019Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.The second best online savings rate goes to MySavings Direct at 2.40 percent with minimum opening deposit of only $1.00.The third highest online savings rate is at 2.36 percent from Popular Direct and VirtualBank. Vio Bank and PurePoint Financial are tied with the fourth best savings rate at 2.35 percent. Rounding out the top 5 savings rates is earn.bank with a rate of 2.31 percent.     Read more...

Explore Other Rate Deals

CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.
auto-insurance-additional-auto-insurance-coverageWhen shopping for auto insurance rates you should also consider additional auto insurance coverage beyond the minimums set by the state you live in. Most states require you to have bodily liability and property liability coverage.
AloStar Bank of Commerce Money Market Account 50K rates are now at 0.70 percent with a yield of 0.70 percent. View current Money Market Account 50K rates at AloStar Bank of Commerce below.

Bank or Credit Union Offers and Deals

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Refinance Rates This Week: 30 Year Refinance Rates at 4.13%
Lower Mortgage Rates and Home Prices
Mortgage Rates Continue to Decline: 30 Year Mortgage Rates at 4.75%
Pacific National Bank 18 Month CD Rates now at 1.36%
Deposit Rate Report August 11, 2016
Higher Mortgage Interest Rates
Current Mortgage Rates Down .20 Percent Since Monday
Mortgage Rates Weekly Report: Short Term and Long Term Mortgage Rates Increase - Bond Yields Up Substantially

Alternative Bank and Credit Union Offers to Explore

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Fixed Mortgage Rates and Adjustable Mortgage Rates Increase: 30 Year Mortgage Rates Above 5.00%
USA One Credit Union 8 Month Step-Up CD Yield of 1.45%
Mortgage Rates Start 2019 Lower
Are Checking Account Deals Worth It with a Low Checking Rate?
30 Year Mortgage Rates Only 8 Basis Points Above Record Low
Current Mortgage Rates on Fixed Conforming Loans Hit Record Lows
Banks Hold Steady on CD Rates - Top Rates Remain Unchanged this Week
Citizens Access Savings Rates - Best Savings Rate Available
ASECU Best CD Rates

Vio Bank Reviews

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