Western Alliance Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.75%, 6-month CD rates at 0.65% and 3-month CD rates at 1.26%. Current savings rates are at 0.15% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 7.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Western Alliance Bank's 9-Month CD rates are at 5.10%, 12-Month CD rates are at 5.05%. Western Alliance Bank's savings rates are at 5.22%.

Western Alliance Bank

To see how these rates compare to Western Alliance Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Western Alliance Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Western Alliance Bank CD rates. You can also compare Western Alliance Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Western Alliance Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Western Alliance Bank? Share your experience about Western Alliance Bank by leaving a review below, or read customer reviews before you decide to use Western Alliance Bank.

Western Alliance Bank Texas Ratio

Western Alliance Bank's Texas Ratio is at 25.03%, which is considered good. The Texas Ratio for Western Alliance Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Western Alliance Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.05%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
5.22%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Western Alliance Bank
1 E Washington St
Phoenix, AZ 85004
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Western Alliance Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Western Alliance Bank
Western Alliance Bank
Savings
5.22%
$1
Western Alliance Bank
Western Alliance Bank
9-Month CD
5.10%
$1
Western Alliance Bank
Western Alliance Bank
12-Month CD
5.05%
$1

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Western Alliance Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank5 Connect
Bank5 Connect
Jumbo Savings
5.10%
$25,000
River Falls State Bank
River Falls State Bank
6-Month CD
5.04%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
4.50%
$1,000
Mauch Chunk Trust Company
8-Month CD
4.50%
$10,000
Solvay Bank
Solvay Bank
16-Month CD
4.00%
$2,500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
4.00%
$1,000
Main Street Bank
Main Street Bank
24-Month CD
4.00%
$1,000
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
4.00%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
60-Month CD
4.00%
$1,000
Alliance Community Bank
Alliance Community Bank
48-Month CD
3.82%
$1,000
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Round Top State Bank
Round Top State Bank
12-Month CD
3.75%
$1,000
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.50%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
3.50%
$150,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
24-Month CD
3.50%
$1,000
City Credit Union
City Credit Union
60-Month CD
3.50%
$1,000
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
First National Bank in Ord
First National Bank in Ord
18-Month CD (Jumbo)
3.03%
$100,000
Bank Northwest
Bank Northwest
6-Month CD
3.03%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
48-Month CD
3.00%
$500
Fifth District Savings Bank
Fifth District Savings Bank
18-Month CD
3.00%
$1,000
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.52%
$500
Cendera Bank
Cendera Bank
60-Month CD
2.43%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
36-Month CD
2.00%
$1,000
Associated Bank
Associated Bank
6-Month CD
2.00%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Health Savings
1.51%
$100,000
Swedish-American State Bank
Swedish-American State Bank
12-Month CD
1.51%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market
1.50%
$100,000
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
FNB of Pandora
FNB of Pandora
24-Month CD
1.31%
$1,000
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
1.25%
$500
First State Bank Nebraska
First State Bank Nebraska
24-Month CD
1.25%
$5,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
60-Month CD
1.00%
$1,000
DB&T
DB&T
Premium Money Market
0.75%
$100,000
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
Adirondack Bank
Adirondack Bank
48-Month CD
0.50%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
12-Month CD
0.35%
$500
Somerset Trust Company
Somerset Trust Company
24-Month CD
0.35%
$500
Conneaut Savings Bank
Conneaut Savings Bank
12-Month CD (relationship bonus)
0.30%
$1,000
FNB of Lacon
FNB of Lacon
Passbook Savings
0.30%
$10
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
The Bank of Tescott
The Bank of Tescott
Statement Savings
0.10%
$0
Artisans Bank
Artisans Bank
6-Month CD
0.05%
$1,500
American Savings Bank, FSB
American Savings Bank, FSB
Money Market
0.02%
$0
First County Bank
First County Bank
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 20, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.550%
5.769%
0.000
5.625%
5.777%
0.500
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.750%
5.834%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.750%
5.905%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.957%
0.000
5.875%
5.968%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Western Alliance Bank Information

Western Alliance Bank
1 E Washington St
Phoenix, AZ 85004
Maricopa
Established Date: 02/03/2003
FDIC Certificate #: 57512
Date of FDIC Deposit Insurance: 02/03/2003
Bank Holding Company: WESTERN ALLIANCE BCORP
How Many Domestic U.S. Offices? 38
How Many Branches are There? 38
Is Western Alliance Bank FDIC Insured? Yes
What is Western Alliance Bank's Cert number? 57512
What is the maximum amount for insured deposits? $250,000 per holder, per account

Western Alliance Bank Financials

Total Assets:
$70,985,869,000
Total Deposits:
$47,852,002,000
Equity Capital:
$5,872,622,000
Domestic Deposits:
$47,852,002,000
Net Income:
$142,801,000
Return on Assets:
1.6029%
Quarterly Return on Assets:
0.8200%
Pretax Return on Assets:
1.0731%
Pretax Quarterly Return on Assets:
1.0700%
Return on Equity:
19.0300%
Quarterly Return on Equity:
9.8500%
Common Equity Tier 1 Capital Ratio:
9.8122%
Tier 1 Risk-Based Capital Ratio:
9.8122%
Leverage Tier 1 (Core Capital) Ratio:
7.9023%
Total Risk-Based Capital Ratio (YTD):
10.7981%
Total Interest Income (YTD):
4.1038%
 
 
Headquarters:
Phoenix
FDIC Field Office:
Phoenix
Regulator:
FED
County:
Maricopa
# of Offices:
38
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

Explore Other Rate Deals

A slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.
Barclays Bank U.S. is offering one of the best savings rates available right now for an online savings account in the U.S.. Barclays is offering a current savings rates and APY at 1.00% which is 6 times the national average rate right now. The bank's rate is also 10 times the FDIC's national average rate of 0.10%.

Bank or Credit Union Offers and Deals

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Which Direction are Mortgage Rates Headed?
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