Addition Financial CD Rates Limited Time Offer: 12-Month CD 5.12% APY

Addition Financial is offering some very high short-term CD rates, but you'll have to hurry, this deal ends October 31, 2023. This is a good opportunity if you're looking for short-term CDs with very good rates. 3-month Addition Financial CD rates are currently at 5.08% APY, 4-month CD rates are at 5.10% APY and 5-month CD rates are at 5.11%, you can see a complete list of these limited time CD deals below.

Special Limited-Time Rates (Terms in Months)

  • 3 months: 5.08%
  • 4 months: 5.10%
  • 5-10 months: 5.11%
  • 11-12 months: 5.12%
  • Key Features of the Offer

  • Annual Percentage Yield (APY): Up to 5.12%
  • Dividend Rate: 5.12for a 12-month term
  • Promotion Period: October 1, 2023, to October 31, 2023
  • Minimum Deposit: $1,000
  • Subject to Change: The offer can end or be modified without prior notice.
  • Why Opt for This CD?

    Guaranteed Financial Growth

    Once you open your CD, the rate at which your money will grow is locked in for the entire duration of the term, ensuring steady, predictable growth.

    Unchangeable Rate

    The rate of return is fixed. Unlike some investments where the rate can fluctuate with market conditions, your CD rate here remains constant.

    Federally Insured

    Addition Financial is federally insured by the NCUA, providing a safety net of up to $250,000 per depositor for each account type.

    Bump-Up Option

    Interested in a flexible rate? Consider the Bump-Up Certificate, which offers the opportunity to adjust your rate during the term.

    Important Considerations

  • Penalty for Early Withdrawal: Make sure to keep the term length in mind, as penalties apply for early withdrawals.
  • Account Fees: Fees can eat into your earnings.
  • Automatic Renewal: Upon maturity, the CD will automatically renew into a traditional 12-month term share certificate.
  • How Does This Compare to Traditional Banking?

    Term share certificates, as offered by Addition Financial, operate similarly to CDs from retail banks but often offer more competitive rates, like the ones in this limited-time promotion.

    Who Should Consider This?

    Investors looking for a low-risk investment option with guaranteed returns should consider this offer. The short-term lengths make these CDs ideal for those who may need the capital within the year.

    Addition Financial’s limited-time CD rates offer a good opportunity for a secure, low-risk, and high-return investment. But time is ticking; this promotion ends on October 31, 2023. Make your move and invest in a term that aligns with your financial objectives. You can also compare these rates with other credit union CD rates.

     
    Author: Brian McKay
    October 6th, 2023

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