Comerica CD Rates: Special CD 6-Month 5.00% APY

Comeria CD rates on the bank's special certificates of deposit are the highest CD rates available at Comerica. In order to get these high rates, you also need to have a Comerica checking account. Current 6-month CD rates at Comerica are at 5.00% APY, the two other best deals include a 9-month CD at 4.75% and a 12-month CD at 4.55%. You can view a complete list of Comerica CD rates below.

Comerica Special CD Rates

180-day CD: 5.00% APY

270-day CD: 4.75% APY

12-month CD: 4.55% APY

Comerica Standard CD Rates

Fixed Rate CDs - Terms under 1 year

$1 - $2,499: 0.03% APY

$2,500 - $9,999: 0.03% APY

$10,000 - $24,999: 0.03% APY

$25,000 - $49,999: 0.03% APY

$50,000 - $99,999: 0.03% APY

$100,000 - $249,999: 0.03% APY

$250,000 - $499,999: 0.03% APY

$500,000 & over: 0.03% APY

All balance tiers: 0.05% APY

Fixed Rate CDs - 1 year and over

All balance tiers: 0.10% APY

All balance tiers: 0.15% APY

All balance tiers: 0.20% APY

Note: A minimum opening deposit of $1,000 is required. Penalties apply for early withdrawal, and fees could reduce earnings.

Flexibility and Security

Choose from a wide range of terms, anywhere from 7 days to several years. You can have peace of mind knowing that your rate is locked in for the term you select, letting your money grow without risk.

Rates and Requirements

The rates differ depending on the term and your daily balance. For shorter-term CDs under 1 year, even balances as low as $1 can earn a 0.03% APY. For terms 1 year and over, the APY starts at 0.10% for a minimum daily balance of $1.

Added Perks

Interest Payout: Interest can be paid or compounded monthly. For CDs with terms of 7 to 29 days, interest is automatically transferred to your Comerica account or paid directly at maturity.

Automatic Renewal: Your CD will renew automatically at the current interest rate, making it a set-and-forget investment.

Rate Bonus: If you have an existing Comerica checking account, you may be eligible for an interest rate bonus on the special certificates of deposit.

See how Comerica CD rates compare to other bank cd rates by using our free search tool.

Author: Brian McKay

October 10th, 2023

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