Highest CD Rates: Best National 12 Month CD Yield at 1.33%

Right now on our list of the best CD rates on 12 month certificate of deposits Bank of Internet USA tops our list. Bank of Internet is offering 12 month CD rates at 1.32% with a CD yield of 1.33%. That rate is much higher than the current national average 12 month CD interest rate of 0.539% as reported by MonitorBankRates.com.

Find CD rates at banks and credit unions by searching our rate tables here: Highest CD rates.

The second best CD rate on our list of national CD rates is from E-Loan.com (Parent Company: Banco Popular North America). E-Loan is offering 1 year certificate of deposit rates at 1.25% with a CD yield of 1.26%.

The third highest CD rate on our list is from Discover Bank and Sallie Mae Bank. Both banks are offering 1 year bank CD rates at 1.19% with a yield of 1.20%.

Ally Bank is fourth on our list with a rate of 1.18% and a yield of 1.19%. Rounding out the top 5 highest CD rates is AIG Bank and Nationwide Bank. Both banks are offering 1 year CD rates at 1.14% with a yield of 1.15%.

Use our free CD calculator to figure out how much interest you will earn on your CD investment.