Best Credit Card Rates & Offers - October 2026 | As Low as 2.90% APR
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Star Ratings
- Finance Calculators
Credit card rates range from 2.90% to 20.92% APR, verified by MonitorBankRates as of October 12, 2026. Current competitive credit card options include: Your Choice Federal Credit UnionYour Choice Federal Credit Union110 John Muir Dr, Amherst, PA, 16602A+5.0 ★Texas Ratio: 0.16%'s Visa Card has an APR of 2.90%, Northeastern Operating Engineers Federal Credit UnionNortheastern Operating Engineers Federal Credit Union1965 Dixwell Ave, Whitestone, NY, 11357A+5.0 ★Texas Ratio: 2.15%'s Visa Credit Card has an APR of 3.99%, Pinnacle Federal Credit UnionPinnacle Federal Credit Union3C Buckingham Dr, Parlin, TX, 75234 2784's Premier Rate Mastercard has an APR of 4.24%, Pinnacle Federal Credit UnionPinnacle Federal Credit Union3C Buckingham Dr, Parlin, TX, 75234 2784's Premier Rate Mastercard has an APR of 4.49%, and Pinnacle Federal Credit UnionPinnacle Federal Credit Union3C Buckingham Dr, Parlin, TX, 75234 2784's Premier Rate Mastercard has an APR of 4.74%. Credit card rates as of October 12, 2026 according to verified data from MonitorBankRates.
Whether you want to earn cash back on everyday purchases, rack up travel miles, or save on interest with a 0% intro APR balance transfer offer, comparing credit card rates from top-rated banks and credit unions can save you significantly over time.
We empower cardholders with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently choose a card from a stable, highly-rated institution.
Credit card APRs reflect current market offers available to borrowers. Rates shown are typically “as low as” APRs for applicants with excellent credit. Your final approved rate will depend on your credit history, credit score, and income. Credit Card Rates Last Updated and Verified: October 12, 2026
Intro rate expires: 6 months; Regular APR: 9.90%
No additional details provided.
As Low As
As Low As
As Low As
No additional details provided.
No additional details provided.
Intro rate expires: 6 months; Regular APR: 1.99% for 12 months
As Low As
Intro APR: 0% for within the first yea; Term: within the first year of account opening; Intro rate expires: within the first year of account opening; Regular APR: up to 5% cash back in 2 categories you choose
No additional details provided.
As Low As; Share Secured
up to $10,000.00; Published APR range: 5.00 - 7.00%. As Low As
Payment Based Upon Balance; Maximum Credit Limit is $10,000; $25.00 Annual Fee; Secured by Credit Union shares
As Low As
Credit Score: 750+ A+
Credit Score: 750+ A+
As Low As; APR* as low as
RATES AS LOW AS 5.99%
Standard
Credit Tier: Share Secured; Visa Credit Cards secured with funds in account (share secured) will be given the lowest rate offered. If funds on hold are released, rate will adjust to qualifying rate.
- Oct 12, 20265.99%▼ from 8.25%
- Sep 17, 20268.25%first recorded
Maximum: $20,000.00; +2.00% above Share Savings Dividend Rate*
No additional details provided.
No additional details provided.
Rates range from 6.00% to 11.50%
No additional details provided.
As low as; *
Credit Score: 701-749 A
Credit Score: 750+ A+
Credit Score: 750+ A+
Additional APR listed for this product: 11.99%. Credit card disclosures are available on our website at https://www.brazosstarcu.com/cards/visa-credit-cards/. Not all applicants may qualify for the lowest rate.
Balance-transfer promotional rate; reverts to 8.50%-18% on 07/01/2027
Balance-transfer promotional rate; reverts to 8.50%-18% on 07/01/2027
No additional details provided.
No additional details provided.
Credit Score: 701-749 A
As Low As
No annual fee; No balance transfer fee; Same low rate for purchases, cash advances, and balance transfers; $5,000 maximum credit limit. Your credit limit will be determined based on creditworthiness and other factors.
Intro/promo APR: 1.99%; Introductory rate for 12 months; Regular APR: 6.74% APR - 18% APR. Click for more disclosure information. Subject to credit approval. The rate may vary depending on credit and underwriting factors. Your actual APR may differ based on credit history, loan terms, and other factors. Rates are not available to refinance any existing StagePoint FCU loan. Other restrictions may apply. Revised September 2026.
Intro rate expires: 12 months; Regular APR: 6.75%
Intro rate expires: 12 billing cycles; Regular APR: 6.75%-19.75%
- Sep 22, 20266.75%▼ from 19.99%
- Sep 14, 202619.99%first recorded
Rate is equal to the U.S. Prime Rate published in the Wall Street Journal. Current Prime Rate is 6.75%.
Intro rate expires: 12 Month Intro %; Regular APR: 6.75%; Credit Score: 760+; Margin: -0.25
Variable
- Oct 12, 20266.75%▼ from 10.75%
- Sep 16, 202610.75%first recorded
Credit Score: 651-700 B
No additional details provided.
As Low As
Published APR range: 6.90% - 16.90%.
Published APR range: 6.90% to 16.99%.
No additional details provided.
Helps establish or rebuild your credit. Low fixed rate of 6.9%. All the same great benefits as a Platinum Mastercard! Limit up to $25,000.
Receive a rate as low as 6.90% APR*, along with a spending limit that reflects your credit history. No Annual Fee. Cash Advance: Up to $500 per day. No Transfer Fee. Online Access: Conveniently access your account 24/7. Make payments and more at DX Online.
As low as 6.90%
Published APR range: 6.90% to 18.00%. ****
As Low As
No additional details provided.
No additional details provided.
Published APR range: 6.90% to 18.00%.
Published APR range: 6.90% - 18.00%.
Always Low Rate; No Annual Fees; No Cash Advance Fees; No Balance Transfer Fees; No Transaction Fees; 25-Day Interest Free Grace Period; Loss of Life, Injury or Illness, and Unemployment Protection Available
No Annual Fees; No Cash Advance Fees; No Balance Transfer Fees; No Transaction Fees; 25-Day Interest Free Grace Period; Loss of Life, Injury or Illness, and Unemployment Protection Available
Purchase and cash advance APR; no annual fee
50% Lower than the national average
No additional details provided.
As Low As
As Low As; Rates start at 6.9% APR, based on credit score; footnote applies to Classic VISA and Platinum VISA; no annual fees, balance transfer fees, or cash advance fees; 25 day grace period
As Low As; Rates start at 6.9% APR, based on credit score; footnote applies to Classic VISA and Platinum VISA; no annual fees, balance transfer fees, or cash advance fees; 25 day grace period
Published APR range: 6.90%-17.90%. Rates based on credit score
Published APR range: 6.90% to 16.40%. Minimum monthly payment is greater of $20 or 3% of outstanding balance; rate for which you qualify determined by creditworthiness
No additional details provided.
No additional details provided.
As Low As; Loan Limits: $300 - $25,000
As Low As; Loan Limits: $300 - $25,000
As Low As
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
As Low As; depending on your creditworthiness.
Published APR range: 6.99% - 11.99%.
Intro rate expires: 9 months; Regular APR: 6.99%*
- Oct 1, 20266.99%▼ from 12.90%
- Sep 14, 202612.90%first recorded
Intro/promo APR: 3.99%; Intro rate for 12 months!; Regular APR: 6.99%
Visa Platinum Credit Card++++ (max. loan amount $20,000)
Visa Signature Credit Card++++ (max. loan amount $20,000)
As Low As; *
Annual Fee: $10.00; Cash Advance Fee: $25.00; Balance Transfer Fee: $25.00; Card Replacement Fee: $5.00; Pin Replacement Fee: $5.00
Credit Grade: A+
All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates shown may not apply to every borrower.
- Oct 9, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates shown may not apply to every borrower.
- Oct 9, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
Variable Rate
- Oct 5, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
The APR is variable and may change at any time. The APRs are based upon your creditworthiness and the index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal.
Your APR will be a fixed rate based on your credit score. You will be informed of the APR for which you qualify before you become contractually liable for the account.
Rate based on credit-worthiness; You set your own credit limit with a deposit to your SouthPoint FCU Regular Savings account.
No additional details provided.
- Oct 6, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
No Annual, Cash Advance, Over Limit or Balance Transfer fees. All Cash Advances have 7% APR
Intro rate expires: 12 Month Intro %; Regular APR: 7.00%; Credit Score: 700-759; Margin: 0.00
Advertised rates and terms are subject to change at any time without notice.
Published APR range: 7.0% to 17.5%.
As Low As; Rates effective as of 9/1/26
Equals Prime Rate; Rates available on approved credit
- Oct 4, 20267.00%▲ from 6.75%
- Sep 12, 20266.75%first recorded
Credit Score: 701-749 A
7.17% APR for life on purchases and balance transfers made in the first 90 days; No annual fee, cash advance or balance transfer fees
Fixed rate for purchases, balance transfers, and cash advances; no annual fee; 25-day finance charge grace period on purchases; ScoreCard Rewards points earned on every purchase
May qualify for up to two times gross monthly income.
Credit Score: 651-700 B
Published APR range: 7.45% to 17.99%. Regular variable APRs 7.45% to 17.99%, subject to change. As of the date of this disclosure, the Prime Rate is 7.00% APR as of 10/01/2026. 4.00% over savings dividend rate.
- Oct 5, 20267.45%▲ from 6.70%
- Sep 17, 20266.70%first recorded
Published APR range: 7.45% to 17.99%.
- Oct 5, 20267.45%▲ from 6.70%
- Sep 14, 20266.70%first recorded
Published APR range: 7.45% - 18%. No Annual Fee
No additional details provided.
Fixed Rate; No Annual Fee; No extra fees or charges for balance transfers; uChoose Rewards (including CASH BACK*); Contactless Payments; Tap to Pay
No additional details provided.
No additional details provided.
Rates as low as 7.5%, depending on credit.
No additional details provided.
Intro rate expires: N/A; Regular APR: 7.50%
Determined by the amount member designates to be secured from the savings or certificate account
Published APR range: 7.50% - 16.75%. Purchases; Penalty:
Intro rate expires: 12 Month Intro %; Regular APR: 7.50%; Credit Score: 660-699; Margin: 0.50
As Low As*
Credit Score: 750+ A+
Published APR range: 7.74% - 15.74%. Internationally recognized and easy to use. Whether you are making a mobile purchase, paying a vendor, or having staff make quick purchases. Let us help your business grow. Internationally recognized for small business. Low variable rate that adjusts to prime interest rate plus 9.99% after the introductory rate period. Access to funds when you need it.
- Oct 10, 20267.74%▼ from 16.74%
- Sep 14, 202616.74%first recorded
Published APR range: 7.74% - 15.74%. Introductory rate as low as 6.99% APR* for the first 6 payment cycles. Earn 2% Cash Back on all purchases. Plus, 3% Cash Back in select categories ( click for details ). Tap to Pay for fast and secure purchases. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more
Published APR range: 7.74% - 15.74%. Credit line of either $500 or $1,000. No annual fee. A Sierra Central VISA card is recognized worldwide. Add to your mobile wallet. Can be used as an overdraft protection option for your Sierra Central Checking account.
- Oct 10, 20267.74%▼ from 21.74%
- Sep 18, 202621.74%first recorded
Published APR range: 7.74% - 15.74%. Low variable rate that adjusts to prime interest rate plus "as low as" 4.99% after the introductory rate period. Introductory rate for the first 6 payment cycles. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more. Credit lines from $1,000 to $25,000. 25 day grace period on purchases. Low introductory rates.
- Oct 1, 20267.74%▼ from 11.74%
- Sep 14, 202611.74%first recorded
Published APR range: 7.74% - 15.74%. Build credit. Set your credit limit. Your refundable deposit is held in a secured Savings account. The credit limit on your card is established at a level $200 below your security deposit. An everyday card for your purchases. Use your card wherever credit cards are accepted. It works just like a traditional Credit card, and it looks the same, too - merchants can't tell the difference between a secured card and traditional card.
- Oct 1, 20267.74%▼ from 22.99%
- Sep 27, 202622.99%▲ from 7.74%
- Sep 22, 20267.74%▼ from 22.99%
- Sep 14, 202622.99%first recorded
Present rate - variable rate subject to change semi annually at prime + 1.00%
Intro rate expires: 12 months; Regular APR: 7.75%
Intro rate expires: 12 months; Regular APR: 7.75%
As Low As
- Oct 10, 20267.75%▼ from 8.50%
- Sep 14, 20268.50%first recorded
Published APR range: 7.75% - 13.75%. The type of card issued and your Annual Percentage Rate (APR) are based upon credit qualification. The range of APRs for Visa cards is 7.75% to 13.75%.
Rates as low as 7.75 APR*; An unsecured business line of credit with a 8.50% APR is based on your credit score and line of credit between $5,000 and $250,000. All unsecured business lines of credit require a Personal Guaranty. Unsecured line of credit accounts have a $100 annual fee. An interest-only monthly payment based on a 10.00% APR is approximately
No additional details provided.
No additional details provided.
Credit Score: 651-700 B
No annual Fee
max $15,000; Rate: 7.90%
As Low As
No additional details provided.
As Low As; Regular APR: 0 0%
No additional details provided.
No additional details provided.
Credit Score: 680+
No additional details provided.
Fixed rate as low as 7.9 APR* on our credit cards for retail purchases or cash advances. No introductory rate or annual fees. Monthly minimum payment is only 2% of the outstanding balance. Maximum credit card amount offered is $20,000. Rewards Points: Receive points just for using your 705 credit card.
Term: Rate varies depending on card; Rates below are based on a credit score of 730 or higher. Lower rates may apply for terms less than 60 months.
No additional details provided.
Balance: $5,000 minimum credit balance; Earn REWARDS on your purchases with choices from 1% cash back, gift cards, merchandise, and more.
Regular APR: 9.90%
No additional details provided.
Interest Rate As Low As; Choose MyPointsPlus Rewards; Final rates subject to credit worthiness.
As Low As
Borrow up to $40,000.00 for personal needs
Fixed rate; Credit limits based on credit worthiness; Must be 21 for a card on your own or at 18 with a qualified adult; for credit scores of 700 or more.
No additional details provided.
Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.
Published APR range: 7.90% - 16.90%. determined by credit worthiness
No annual fees; No Balance transfer fees; You can access the credit card information through our online banking or mobile app!; Make payments easily through the mail, in a branch or through our mobile app.; Rates as low as 7.90%
Published APR range: 7.90% - 9.90%. FIXED
No annual fee; No balance transfer fees; Proof of income is required on all new applications or line of credit increase requests; Make purchases online or in-store virtually anytime, anywhere; View transactions and manage your card at any time with EZCardInfo; Earn points for prizes with Score Card Rewards
Intro/promo APR: 3.90%; Intro rate for 6 months; Regular APR: 7.90%
Published APR range: 7.90% - 12.90%. Regular APR: 7.90% - 12.90%
Published APR range: 7.9%-13.9%. Non-Variable Rate dependent on your creditworthiness
As Low As
No annual fees; No balance transfer fees; 24/7 account access through Mobile and Online Banking; ScoreCard Rewards program; Call for Details
As Low As; Your rate may vary from the stated rate and will be determined by your credit history and term
Published APR range: 7.90% - 16.00%. Based on Credit Score
No additional details provided.
Visa Gold Credit Cards (Required $2,000 minimum limit)
As Low As
Regular APR: 7.90%
As Low As; Rates, terms, and conditions subject to change without notice.
As Low As; Rates, terms, and conditions subject to change without notice.
As Low As; Credit card limit is secured by savings deposit to help member re-establish credit. Rates, terms, and conditions subject to change without notice.
As Low As
Depending on your credit you can get as low as 7.9%
As Low As*
Published APR range: 7.90% - 13.90%. Foreign Transaction Fee: 1.00%*
As Low As; *
As low as
As low as
Funds will be held in share account
Minimum Credit Limit: $5,000; Maximum Credit Limit: $20,000; Minimum Payments: The minimum payment for all programs is the greater of $10 or 3.0% of the outstanding balance.; Annual Fee: NO FEE; Grace Period for Purchases: Twenty-five (25) days; Method of Computing the Balance for Purchases: Average daily balance (including new transactions); Late Fee: 5% of the past due amount with a minimum charge of $5, or the amount of the required minimum payment: Not to exceed $25.; Free Additional Benefits: Rental Car Collision Damage, $1,000,000 Travel Accident Insurance, Concierge program, $1,000 ID Theft Protection, Purchase Security & Extended Protection; Over Limit Fee: $20 for each payment period account balance exceeds the credit limit
No additional details provided.
Published rate range: 7.90% -17.90%.
Revolving
Fixed rate; Revolving (no set term, closed upon member request); Interest only fees; Payments: 3% of balance (min. $20); Funds held until loan is paid off
Published APR range: 7.90% - 16.90%. Max $15,000.00
As Low As; Fixed rates as low as 7.90% APR; up to $15,000 credit limit; no annual fee
Intro APR: 0% for 6 months; Intro rate expires: 6 months; Regular APR: As low as 7.90%; No annual fee; No balance transfer fees; 0% introductory APR on purchases
Credit limit: $5,000-$50,000
As Low As; Maximum Amount: $20,000
Published APR range: 7.90% to 17.25%. Non-Variable; Interest rate determined by credit rating and other underwriting factors
Published APR range: 7.90% to 17.25%. Interest rate determined by credit rating and other underwriting factors. Rates subject to change without notice.
As Low As; Rates and terms are subject to qualifications and creditworthiness and may vary by term.
Rates Effective 10/01/2026; APR
- Oct 12, 20267.90%▲ from 7.00%
- Oct 8, 20267.00%▼ from 7.90%
- Sep 12, 20267.90%first recorded
Published APR range: 7.90% to 17.90%.
Credit limit: $15,000.00 and under; Regular APR; rates quoted at APR and based on credit score and qualifying discounts
Visa Credit Card; Regular APR not separately stated; APR for which you may qualify is based on credit qualifications; Minimum monthly payment 2% of outstanding balance or $15, whichever is greater
As Low As; based on credit rating
Intro APR: 0% for within the first yea; Term: within the first year of account opening; Intro rate expires: within the first year of account opening; Regular APR: up to 5% cash back in 2 categories you choose
Published APR range: 7.0% to 17.5%.
Fixed Rate; No Annual Fee; No extra fees or charges for balance transfers; uChoose Rewards (including CASH BACK*); Contactless Payments; Tap to Pay
Published APR range: 7.74% - 15.74%. Introductory rate as low as 6.99% APR* for the first 6 payment cycles. Earn 2% Cash Back on all purchases. Plus, 3% Cash Back in select categories ( click for details ). Tap to Pay for fast and secure purchases. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more
Balance: $5,000 minimum credit balance; Earn REWARDS on your purchases with choices from 1% cash back, gift cards, merchandise, and more.
As Low As; 1% Cash Back on net purchases
As Low As; Fixed Rate. No Annual Fee. No-Fee Balance Transfers. No-Fee Cash Advances.
Min. Payment greater of 4% or $40
Published APR range: 9.79 - 18.00%. APR for Purchases; based on creditworthiness; will vary with the market based on the Prime Rate; 1% cash reward on net purchases
As Low As; Apply for a MasterCard Credit Card with 2% Cash Back; Base rate, adjusted by risk-based lending (Vantage Score)
As Low As; Minimum Loan: $1,000
Apply for our Cash Back Rewards Visa card with $0 balance-transfer fees and low 1.9% APR for 6 months.
Published APR range: 9.90-16.90%.
As Low As; Fixed APR; Minimum limit $200.00 unless part of a promotional program
Earn 1% cash back monthly on all purchases with a fixed rate and no annual fee; As Low As
1% cash back with every purchase!
Published APR range: 9.99% - 17.99%. Earn up to 1% cashback on all qualifying Purchases, earn up to $250.00 per month. Other terms and conditions apply, call us at 888.810.1148 for more information. Rates Effective: January 1, 2026. All Visa Credit Cards are subject to approval, actual APR is based on borrower's creditworthiness and is subject to change. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
Low 9.99% APR for Purchases and Cash Advances (daily periodic rate 0.0278%); no annual fee; 25-day grace period; rewards program with cash back for statement credit; no interest on purchases if paid in full by due date
Earn up to 1% cash back; No annual fee; Great low rates for purchase and cash advances; Reduced fees; Convenient payments at your local branch.
Additional APR listed for this product: 12.25%. As Low As; Same low rate for purchases, balance transfers and cash advances; Variable rate; No annual fee; No balance transfer fee; No cash-back fee; Earns cash back; Online & Mobile Banking; Free e-statements; Mobile Wallet (Apple, Google, Samsung); Card Controls; Tap to Pay Technology; Chip-Enabled; Nationwide ATM Access
- Sep 22, 202610.25%▼ from 12.25%
- Sep 14, 202612.25%first recorded
Rates as low as 10.50% APR*; No balance transfer fees, cash back rewards, Tap to Pay security, and more - get a card today!
Rewards: 1.5% Cash Back. Cash back rewards are net of returns and exclude cash purchases such as PIN-based purchases and purchases of travelers checks, money orders, etc.. Annual Fee: No Annual Fee. Late Fee (10 days after Due Date): $25. Balance Transfer Fee: No Balance Transfer Fee. Cash Advance Fee: 3%. Minimum Payment: 3% of Balance or $25. Grace Period for Repayment of Balance of Purchase: 25 days. Method of Computing the Balance of Purchases: Average Daily Balance including current transaction.
- Sep 25, 202610.74%▲ from 10.49%
- Sep 16, 202610.49%first recorded
1.5% Cash Back on ALL purchases; As Low As
Published APR range: 10.90%-15.90%. From 10.90%-15.90%
Fixed rates as low as 10.90%; CashBack rewards on every purchase. Rewards are credited once a year to your monthly statement. Nothing to redeem and no expiration dates. Travel Accident Insurance. Manage your VISA online through your online banking. Need help with a credit issue after hours? Call (888) 999-0168 .
Published APR range: 10.90%-12.90%. As Low As; cash back rewards on purchases; rates subject to change without notice
Published APR range: 10.99% to 17.75%. Late Fee - If a payment is 10 days or more past due, you will be charged a Late Payment Fee of $25.00<br/> Return Check Fee - $24.00
- Oct 1, 202610.99%▲ from 10.74%
- Sep 14, 202610.74%first recorded
Introductory variable rate that adjust to the prime interest rate plus a rate margin after the introductory period. 25 day grace period on purchases.
Unlimited 1% Cash Back
As Low As; Rewards, Cash Back and Secured
Rates as low as 11.00% APR (Annual Percentage Rate). Credit is subject to approval. Rate is subject to change and may vary based on creditworthiness. Must qualify for membership. Participants can earn 1% (.01) cash reward up to $200 per month by using the West Michigan Credit Union Better Reward credit card to make purchases. Cash rewards will be calculated at the end of each billing cycle by multiplying your purchases by 1% (.01). Cash rewards will be credited to your credit card account within your next billing cycle and rounded to the nearest cent. Full terms and conditions will be sent with your Better Reward credit card. You, as the member, are responsible for reading the Better Reward Terms and Conditions. West Michigan Credit Union may amend the terms and conditions at any time without notice.
- Sep 18, 202611.00%▼ from 19.99%
- Sep 14, 202619.99%first recorded
No additional details provided.
As Low As; Variable; Balance Transfer and Cash Advance Rate: As Low as 11.49% APR Variable; Benefits: Low variable rate, cash back on every dollar you spend
Introductory APR 3.39% for 12 months; Balance Transfer Fee: $0.00; Cash Back Rewards: 1.5 point per $2 spent
As Low As**
- Sep 29, 202611.74%▲ from 11.49%
- Sep 14, 202611.49%first recorded
No additional details provided.
Published APR range: 11.75% to 18.00%. Your rate may vary, based on your credit worthiness, between the APR range quoted above. Your APR may increase in the future. The APR will vary with the market based on the prime rate. POPA reserves the right to adjust the balance rewards prior to posting to account. The following benefits are included with your VISA Cash Rewards: auto rental collision damage waiver, roadside dispatch, cardholder inquiry service, emergency cash disbursement, emergency card replacement, lost/stolen card reporting, travel accident insurance $250,000 and travel emergency assistance. For full details about the card benefits, please refer to the disclosures that will accompany your Consumer Credit Card Agreement.
1% cashback rewards; No annual fees; No set-up fees; No maintenance fees
Earn Unlimited 2%* Cash Back; Earn Unlimited 3%** Cash Back
Whether you're looking for cash back rewards, a great introductory balance transfer offer, or a little help rebuilding your credit history, we have a credit card that fits your lifestyle.
As low as*
Published APR range: 11.99% - 17.99%. Earn up to 1% cashback on all qualifying Purchases, earn up to $250.00 per month. Other terms and conditions apply, call us at 888.810.1148 for more information. Rates Effective: January 1, 2026. All Visa Credit Cards are subject to approval, actual APR is based on borrower's creditworthiness and is subject to change. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
No additional details provided.
2% Cash Back on Gas; 1% Cash Back on Everything Else; No Annual Fee; Regular APR: 12.40%
- Sep 29, 202612.40%▲ from 11.15%
- Sep 14, 202611.15%first recorded
Purchase APR - As low as 12.45% variable APR; Earn 1.00% cash back with each qualifying net dollar spent; $0 annual fee for Farm Bureau entities; Online Banking self-service to add cards, edit limits, and restrict employee spending; Connect transactions to an Expense Management Tool; Regular APR: 12.45% variable APR
2% cash back on gas, grocery and dining; 1% cash back on everything else; No annual fee
As Low As; Variable Rate
Intro rate expires: 12 months; Regular APR: 12.74% - N/A; Earn 1.5% cash back on net purchases annually*
Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max. APR: 23.74%
- Oct 9, 202612.74%▲ from 12.49%
- Sep 22, 202612.49%first recorded
Cash Back Card rate is a variable rate tied to the prime rate and can be adjusted every year. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ.
Intro/promo APR: 0.99%; Intro rate expires: 6-month Term; Regular APR: 12.90% - 17.90%
- Oct 9, 202612.90%▲ from 12.65%
- Sep 14, 202612.65%first recorded
2% Cashback on grocery purchases; As low as 12.9% APR for purchases. 1% foreign transaction fee. Additional fees could include; Late payment fee of $15.00, returned payment fee of $20.00, or cash advance fee of $2.50 at ATMs.
Published APR range: 12.9-18.9%. Non-Variable Rate dependent on your creditworthiness; 1% Cash Back on all purchases
No additional details provided.
Maximum limit of $300. 1% cash back reward on purchases. Must attend our educational class on credit cards and proper management to apply.
As Low As; Fixed APR; Minimum limit $200.00 unless part of a promotional program
Annual Fee: $20 per year; Earn up to 2% cash rewards on new purchases and cash advances; 25-day grace period on repayment of purchases; Special benefits for travel, including travel accident insurance (up to $250,000), baggage delay insurance, and auto rental insurance
As low as*
Published APR range: 12.99% - 21.99%. Regular APR: 12.99% - 21.99%
- Sep 26, 202612.99%▲ from 12.74%
- Sep 14, 202612.74%first recorded
Published APR range: 12.99% - 18.99%. Non-variable
As Low As; APR based on evaluation of applicant's credit
- Oct 4, 202612.99%▲ from 12.74%
- Sep 16, 202612.74%first recorded
Published APR range: 12.99% - 18.00%.
Published APR range: 13.00% - 23.50%. Same rates for cash advances and balance transfers. Earn 1.5% cash back with each purchase. APR (Low) and APR (High) reflect the range of rates available. When you open a credit account, the applicable APR will be based on your creditworthiness. After that, your APR will vary with the market, based on the prime rate. Membership in this credit union is required to open a credit account.
- Oct 10, 202613.00%▲ from 12.75%
- Sep 14, 202612.75%first recorded
Published APR range: 13.15%-17.15%. As Low As; Credit limits beginning at $5,000 and the option of cash back rewards, our Signature Card is sure to be your top-of-wallet, everyday use card.
- Sep 22, 202613.15%▲ from 12.90%
- Sep 14, 202612.90%first recorded
Published APR range: 13.24% - 17.99%. Introductory Purchase APR: 0%; A flexible rewards credit card that pays you 2% cash back for all qualifying purchases.
Published APR range: 13.24% - 17.99%. Introductory Purchase APR: 0%; Pays you 2% cash back for all qualifying purchases.
As low as; Variable Rate; Method Of Computing the Balance For Purchases: Average Daily Balance; Grace Period For Repayment Of the Balance For Purchases: You have 27 days to repay your balance before being charged a finance charge.; Variable rate is based on The Wall Street Journal Prime plus 7.00% to 17.00%. Rate may be adjusted monthly and depends upon applicant's creditworthiness at time of application.
- Oct 12, 202613.25%▼ from 13.50%
- Oct 4, 202613.50%▲ from 13.25%
- Sep 16, 202613.25%first recorded
Competitive interest rates as low as 13.49% APR; 2% cash back on all purchases all the time; Pay nothing to save with free balance transfers; Get approved in days with easy online applications
Published APR range: 13.50% - 24.00%. Intro rate expires: 6 months; Regular APR: 13.50% - 24.00% depending on your creditworthiness
Published APR range: 13.50% - 23.99%. Earn 1.5% unlimited cash back with every purchase. Variable Rate (APR); The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request.
Variable
- Oct 5, 202613.50%▼ from 13.75%
- Sep 14, 202613.75%first recorded
Published APR range: 13.74% - 19.99%. Earn points on purchases redeemable for cash back, Amazon, and more. Competitive Rates. No Cost Balance Transfer. No Annual Fee. Tap-to-Pay. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more. Credit lines from $1,000 to $25,000. 25 day grace period on purchases. Low introductory rates.
Intro rate expires: N/A; Regular APR: N/A.
Published APR range: 13.74-18.00%. Regular APR: 13.74%-18.00%
- Oct 1, 202613.74%▲ from 13.49%
- Sep 30, 202613.49%first recorded
Published APR range: 13.74% to 16.74%. Variable APR: 13.74% to 16.74%; Non-Variable APR: 18.00%; Based on credit worthiness; interest determined by credit rating and other underwriting factors
Published APR range: 13.74%-18.00%. Purchases, balance transfers and cash advances APR range 13.74%-18.00%; APR may vary with the Prime Rate; APR will not exceed 18.00%; Annual fee; Earn Up to 100,000 Bonus Points on new card (apply by December 31, 2026)
- Oct 4, 202613.74%▲ from 13.49%
- Sep 14, 202613.49%first recorded
Published APR range: 13.75% to 18.00%. Intro rate expires: 12 months; Regular APR: 13.75% to 18.00% based on creditworthiness. This APR will vary with the market based on the Prime Rate.
No additional details provided.
As low as
As Low As; Rates as low as 13.75% APR
No additional details provided.
No additional details provided.
1% cash back on all purchases; Rates as low as 14.00% APR; No annual fee; Free balance transfers; Zero liability for fraudulent transactions; Perfect for racking up rewards with every swipe
Published APR range: 14.00% - 22.00%. Earn Rewards: 1% cash back on purchases; Foreign Transaction Fee: 1.00% of each transaction in U.S Dollars
- Sep 18, 202614.00%▲ from 13.75%
- Sep 14, 202613.75%first recorded
Visa Signature variable rates start at 7% over Prime Rate and are adjusted quarterly. Subject to credit approval.
- Oct 9, 202614.00%▲ from 13.75%
- Sep 14, 202613.75%first recorded
Published APR range: 14.25% to 22.25%. Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria. Variable APR* after introductory period is 14.25% to 22.25% variable APR, based on creditworthiness. Cash Advance APR will be 19.25% to 27.25%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee: 4% of cash advance $10.00 minimum / no maximum. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no maximum. Foreign Transaction Fee is 2.1% of the U.S. dollar amount of the foreign transaction.
Qualifications Required: 1.5% Base Rewards plus 0.5% Bonus Rewards requires monthly direct deposit totaling $500 or more, in aggregate, in an active qualifying SECU deposit account (certain accounts are excluded).; Introductory APR for the first 12 months after account opening on balances transferred within the first 90 days after account opening, then 14.25% - 17.25% variable APR. Earn 1.5% Cash Rewards on qualifying purchases, plus a 0.5% bonus with a qualifying direct deposit for up to 2% Cash Rewards.; APR range: 14.25% - 17.25% variable
Published APR range: 14.25% to 17.90%. Rewards: Earn 1.5 points for every $1 spent; Annual Fee: No annual fee; Balance Transfers: No balance transfer fee; Cash Back Rewards: Yes
- Sep 27, 202614.25%▲ from 14.00%
- Sep 14, 202614.00%first recorded
Published APR range: 14.40%-16.40%. APR varies with the market based on prime rate; some restrictions apply
- Oct 4, 202614.40%▲ from 14.15%
- Sep 16, 202614.15%first recorded
Published APR range: 14.40% - 17.40%. Variable Rate; Monthly Payment: the greater of 2% of the outstanding balance or $10
APR as low as*
As Low As; Earn 1.5 points per $1 spent - redeem for cash back, merchandise, gift cards, travel, and more!
- Oct 12, 202614.65%▲ from 14.40%
- Sep 12, 202614.40%first recorded
Published APR range: 14.74% - 16.74%. Intro rate expires: 15 months; Regular APR: 14.74% - 16.74%
- Oct 6, 202614.74%▲ from 14.49%
- Sep 18, 202614.49%first recorded
Published APR range: 14.75%-18.00%*. APR for Purchases
Published APR range: 14.75% to 18.00%. Rates are accurate as of 10/01/2026 and are subject to change without notice. Rates are variable and may change after account opening. ADR= Annual Dividend Rate The fee for cash advances is 3% of advance amount. The fee for international transactions for the Visa Platinum Card, Visa Platinum Rewards Card, and Visa Platinum Cash Rewards Card is equal to the exchange rate + 1% of the transaction. Visa Signature Card has no foreign transaction fee. Balance transfer fee is $0 for purchases posted through before January 15, 2027. After January 15, 2027, a balance transfer fee of 2.50% of the amount of each transfer will apply.
Published APR range: 14.75%-18.00%*. APR for Purchases
Rate Type: Variable; Limit: up to $35,000
Good: 15.90%; Average: 16.90%; Fair: 17.49%; Marginal: 17.90%; Low / No score: 17.90%
No additional details provided.
variable APR
- Oct 8, 202614.99%▲ from 14.74%
- Sep 14, 202614.74%first recorded
Earn cashback on every qualifying purchase. Spend $1,000 in the first 90 days and earn 15,000 points = $150. Redeem points for cashback or prestigious rewards, or donate your cashback to The Diamond Charitable Foundation. Variable rates start as low as 15.00% APR**. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin.
- Oct 1, 202615.00%▲ from 14.75%
- Sep 14, 202614.75%first recorded
Beacon Score: 730 or more; Your APR may vary. The rate is determined monthly by adding 8% if your Beacon Score is >= 730, 11% if your Beacon Score is <=729 and >= 639, or 16% if your Beacon Score is <= 638, to the Prime Rate**
- Oct 5, 202615.00%▲ from 14.75%
- Sep 14, 202614.75%first recorded
No additional details provided.
- Oct 9, 202615.00%▲ from 14.75%
- Sep 14, 202614.75%first recorded
$35 annual fee; No cap on cash back, get 1% cash back on every dollar you spend; 0% intro APR on purchases for the first 7 billing cycles after account opening; Manage expenses 24/7 through consumer.cardservices.bank
As Low As
- Oct 4, 202615.25%▲ from 15.00%
- Sep 17, 202615.00%first recorded
As Low As:
For important information, see SFCU MasterCard rates, fees and disclosures.
- Sep 18, 202615.49%▲ from 15.24%
- Sep 14, 202615.24%first recorded
Regular APR: 15.65%-18.00% Variable; APR range: 15.65%-18.00% Variable
- Oct 9, 202615.65%▲ from 15.40%
- Sep 18, 202615.40%first recorded
As Low As; Credit lines from $5,000 to $50,000; No annual fee; Foreign transaction fee: 2.00%
Published APR range: 15.74% - 22.74%.
Credit Limit: up to $20,000; Rate: WSJ Prime^ + 7.49%
Credit Limit: up to $20,000; Rate: WSJ Prime^ + 7.49%
Regular APR: 15.74% - 25.74%; APR range: 15.74% - 25.74% APR
Published APR range: 15.75% - 18.00%. Rate based on credit-worthiness; Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year.
Excellent credit and risk score
Excellent: 14.90%; Average: 16.90%; Fair: 17.49%; Marginal: 17.90%; Low / No score: 17.90%
No additional details provided.
fixed; Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
Published APR range: 15.99% - 24.99%. Earn 1% cash back on purchases; Rewards earned monthly; Variable rate; Apple Pay, Google Pay, Samsung Pay; Tap to Add Card; 25-day grace period; No balance transfer fee; No annual fee; Visa purchase alerts; Great for cardholders who are looking to earn cash back on all purchases.; Rate will vary based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month.
- Oct 10, 202615.99%▲ from 15.74%
- Sep 14, 202615.74%first recorded
Published APR range: 16.24%-18.00%. Rate Type: Variable; Rewards Rate: 1.75% on ALL purchases; Annual Fee:; Balance Transfer Fee:; Foreign Transaction Fee:; Cash Back card
16.49%-25.49% variable APR for purchases, balance transfers, cash advances
As Low As
- Sep 18, 202616.49%▲ from 16.24%
- Sep 14, 202616.24%first recorded
Introductory APR for 12-months on all purchases and balance transfers. After that, 16.74% or 21.74% APR on all purchases and balance transfers, based on your credit history. 1.25% cash back on all purchases. No limit to the amount of earned cash back, and your cash rewards don't expire.; APR range: 16.74% or 21.74%
Rewards: 2% Total Cashback; Earn 1.5% on purchases and 0.5% when you pay. It's a card that puts real money back in your pocket every time you use it. See U.S. Eagle for complete details.; APR range: 16.74% - 18.00% APR*
- Oct 4, 202616.74%▲ from 16.49%
- Sep 16, 202616.49%first recorded
Intro rate expires: 12 months; Regular APR: 16.75%; Currently as low as
No additional details provided.
Regular APR: 16.75%
Good credit and risk score
Excellent: 14.90%; Good: 15.90%; Fair: 17.49%; Marginal: 17.90%; Low / No score: 17.90%
No additional details provided.
- Oct 9, 202616.99%▲ from 16.74%
- Sep 14, 202616.74%first recorded
APR range 16.99% - 28.99%; variable Prime-based; 1.5% cash back; no annual fee
2.0% cash back on all purchases. **Diamond Mastercard earns 2.0% cash back on all purchases and 550 or higher credit score to qualify for 10%APR. 549 or lower credit score to qualify for 17%APR. No annual fee. ***Loan rates and approval subject to credit score and analysis. Equal opportunity lender. For HELOC no fees charged up front. All fees are due at closing and range from $810 to $3,111. Items that can affect the amount of your costs are the dollar amount of the mortgage and number of people on the loan. All fees are disclosed at time of application and can be more than this disclosed range if there is more than two borrowers on the loan or other extenuating circumstances. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment is calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.
Excellent: 14.90%; Good: 15.90%; Average: 16.90%; Marginal: 17.90%; Low / No score: 17.90%
Published APR range: 17.49% - 18.00%. Rate Type: Variable
Published APR range: 17.49%-18.00%. APR for Purchases, Balance Transfers, Cash Advances
Published APR range: 17.49% to 17.99%. As Low As; Rewards: 1 point per $1 spent; Annual Fee: $0
$79 annual fee; 1% Cash back on all qualifying purchases up to $100,000 annually; Manage business expenses 24/7 through our online portal; Variable APRs are tied to the U.S. Prime Rate as published in The Wall Street Journal.
No additional details provided.
- Oct 9, 202617.50%▲ from 17.25%
- Sep 14, 202617.25%first recorded
Published APR range: 17.74% to 27.74%. Intro APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.74% to 27.74% will apply. 3% Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
Published APR range: 17.74% to 27.74%. 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.74% to 27.74% will apply. 3% Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
Published APR range: 17.74% to 27.74%. 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.74% to 27.74% will apply. 3% Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
Published APR range: 17.74% to 26.74%. Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (See definition of Prime Rate below.)
- Sep 27, 202617.74%▲ from 15.74%
- Sep 24, 202615.74%first recorded
Introductory APR on purchases and balance transfers for 12 months. 1% Cash back. $0 annual fee.; APR range: 17.74% - 26.99% variable
Published APR range: 17.74% to 26.99%. Introductory APR for purchases and balance transfers for the first 12 billing cycles; Regular APR: 17.74% to 26.99%
Average credit and risk score
Excellent: 14.90%; Good: 15.90%; Average: 16.90%; Fair: 17.49%; Low / No score: 17.90%
No additional details provided.
The HawaiiUSA Life Matters Cash Back Visa is also known as the 2% Cash Back Visa. Rate is a fixed 17.99% APR subject to creditworthiness and HawaiiUSA's loan terms and conditions. Maximum line of $25,000.00, based on qualifications. Minimum membership of 12-months required to open account. Other membership guidelines and restrictions may apply.
No additional details provided.
Beacon Score: 729 through 639; Your APR may vary. The rate is determined monthly by adding 8% if your Beacon Score is >= 730, 11% if your Beacon Score is <=729 and >= 639, or 16% if your Beacon Score is <= 638, to the Prime Rate**
- Oct 13, 202615.00%▼ from 18.00%
- Sep 14, 202618.00%first recorded
Cash Advances have a fixed APR of 18.00%.
- Oct 9, 202618.00%▲ from 14.25%
- Oct 1, 202614.25%▼ from 18.00%
- Sep 14, 202618.00%first recorded
Published APR range: 18.00% to 18.00%. Apply Now (Opens in a new Window)
Regular APR: 18.00% fixed
Regular APR: 2.5% of Balance
Regular APR: 18.00% fixed
Monthly Pmt: 2.5% of Balance
As Low As; Type: Fixed; Max: $30,000
As Low As; APR varies with the market based on the Prime Rate; 2% monthly cashback on purchases; No foreign transaction fees, no balance transfer fee
Published APR range: 18.00%-18.00%. Intro rate expires: 12 months; Regular APR: 18.00%-18.00%; Introductory Bonus: Earn $100 cash rewards after $3,000 in purchases within 90 days; Card Limit $500 - $50,000; Credit Level Outstanding; Up to 1.5% cash rewards; Introductory 0% APR applies to purchases and balance transfers (new U Rewards cards only); Cash Advance Rate 18.00%-18.00% APR
Credit Score: All qualifying credit scores; Cash Back: 1.5% on everything*
1% cash back on purchases
Published APR range: 18.49 %- 27.99 %. $0. Earn 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store and 1% on all other purchases.
Published APR range: 18.49 %- 27.99 %. $0. Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually, 5% cash back on Chase Travel purchases, and 2% cash back on restaurants, gas stations, and on select streaming services.
Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00%
- Sep 18, 202618.49%▲ from 18.24%
- Sep 14, 202618.24%first recorded
Intro rate expires: 12 months; Regular APR: 18.49%
- Sep 18, 202618.49%▲ from 18.24%
- Sep 14, 202618.24%first recorded
Cash back with funds directly into Bravera accounts or statement credit. Minimum $25 to maximum $2,500 daily. Deposit accounts posting can take up to 3 business days to be seen in Bravera account. Statement credit will be the date following statement cycle. Cost per point = $0.01. If you are charged interest, the charge will be no less than $1.
Special Financing 0% introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. Choose how you redeem Redeem rewards your way - cash back, gift cards, travel, or merchandise.
Introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. Unlimited 1.5% cash back. Redeem rewards your way - cash back, gift cards, travel, or merchandise.
Intro rate expires: 12 months; Regular APR: 18.99% and 28.99% APR. Unlimited 1.5% cash back. Get rewarded for every purchase - no tracking necessary. Choose how you redeem. Must apply here for this offer. Offers vary elsewhere.*
Introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. Unlimited 1.5% cash back. Get rewarded for every purchase - no tracking necessary. Choose how you redeem. Must apply here for this offer. Offers vary elsewhere.*
Intro/promo APR: 11.00%; Intro rate expires: N/A; Regular APR: 19.99% - 29.99%. Participants can earn 1% (.01) cash reward up to $200 per month by using the West Michigan Credit Union Better Reward credit card to make purchases. Cash rewards will be calculated at the end of each billing cycle by multiplying your purchases by 1% (.01). Cash rewards will be credited to your credit card account within your next billing cycle and rounded to the nearest cent. Full terms and conditions will be sent with your Better Reward credit card. You, as the member, are responsible for reading the Better Reward Terms and Conditions. West Michigan Credit Union may amend the terms and conditions at any time without notice.
- Sep 29, 202619.99%▲ from 12.00%
- Sep 22, 202612.00%▲ from 11.00%
- Sep 18, 202611.00%▼ from 19.99%
- Sep 14, 202619.99%first recorded
Intro/promo APR: 18.00%; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
- Oct 6, 202619.99%▲ from 18.00%
- Sep 14, 202618.00%first recorded
Intro/promo APR: 15.24%; Published APR range: 15.24% to 24.24%. Intro rate expires: 12 months; Regular APR: 19.99% to 29.99%; 1% cash back on every purchase; No annual fee
Cash back with funds directly into Bravera accounts or statement credit. Minimum $25 to maximum $2,500 daily. Deposit accounts posting can take up to 3 business days to be seen in Bravera account. Statement credit will be the date following statement cycle. Cost per point = $0.01.
Earn 1.5% cash back rewards on purchases; No fees for balance transfers, cash advances, or over-the-limit; Concierge service for travel, dining and entertainment; Exclusive access to promotional offers; Local servicing; 24/7 dedicated Visa support
Published APR range: 7.74% - 15.74%. Introductory rate as low as 6.99% APR* for the first 6 payment cycles. Earn 2% Cash Back on all purchases. Plus, 3% Cash Back in select categories ( click for details ). Tap to Pay for fast and secure purchases. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more
Published APR range: 7.74% - 15.74%. Low variable rate that adjusts to prime interest rate plus "as low as" 4.99% after the introductory rate period. Introductory rate for the first 6 payment cycles. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more. Credit lines from $1,000 to $25,000. 25 day grace period on purchases. Low introductory rates.
- Oct 1, 20267.74%▼ from 11.74%
- Sep 14, 202611.74%first recorded
Minimum Credit Limit: $5,000; Maximum Credit Limit: $20,000; Minimum Payments: The minimum payment for all programs is the greater of $10 or 3.0% of the outstanding balance.; Annual Fee: NO FEE; Grace Period for Purchases: Twenty-five (25) days; Method of Computing the Balance for Purchases: Average daily balance (including new transactions); Late Fee: 5% of the past due amount with a minimum charge of $5, or the amount of the required minimum payment: Not to exceed $25.; Free Additional Benefits: Rental Car Collision Damage, $1,000,000 Travel Accident Insurance, Concierge program, $1,000 ID Theft Protection, Purchase Security & Extended Protection; Over Limit Fee: $20 for each payment period account balance exceeds the credit limit
Fixed Rates as low as 8.99% APR (No Penalty APR); No Annual Fee; Credit Lines up to $25,000; No Balance Transfer or Cash Advance Fees*; Travel Accident Insurance up to $150,000 is included (No Cost); Secure Lock and Purchase Alerts are available; Credit Disability and Life protections are available; Fraud Monitoring; Chip Enabled Cards; Able to use card internationally**; 25 Day grace period to repay your balance for new purchases before a finance charge on purchases will be imposed; View account balances and activity online at www.ezcardinfo.com; We also have loan programs for first-time borrowers for members with little or no credit history. Let us be your or your child's first loan!
Credit limits starting at $5,000; No annual fee or minimum interest charge; No-Bounce overdraft protection; Purchase insurance program; Travel assistance services; Auto rental insurance coverage; Roadside assistance service
Fixed APR; Same APR for purchases and cash advances; No penalty APR; No balance transfer fee; 5 days grace period for late payments; No cash advance fee; Low late payment fees; Low international transaction fees; Fraud protection - Zero fraud liability; Earn rewards when you make purchases to be redeemed for gift cards, travel, and even cash! A reward point is earned with every dollar spent!; International transaction fees: multiple currency transaction in USD - 1.00%; single currency transaction in USD - 0.80%
As low as; No Annual Fee; Platinum Card with Rewards; ScoreCard Reward can be used for Travel or Merchandise; 25 day grace period
Credit Limits start at $3,000 and are available up to $15,000. No Annual Fee. No Balance Transfer Fee. Low Monthly Payments. Earn reward points for every $1 you spend! If you are looking to redeem your points for merchandise or travel credit, visit ScoreCard Rewards to browse the catalog and place your order! The APR is Tri-Cities Credit Union's current rate as of January 1, 2023. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Tri-Cities Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Call us at (616) 842-6320 for current rates, terms and conditions.
Fixed rate as low as 9.90%. Worldwide acceptance of Mastercard logo. No annual fee. No cash advances or balance transfer fees. Same low rate for purchases, cash advances, and balance transfers. Rewards Program earns you points towards merchandise and travel rewards. EMV chip-enabled provides greater security. Tap to pay. Works with digital wallets. Limit up to $25,000.
Credit Limits from $5,000.00 to $15,000.00; No Balance Transfer Fee; No Annual Fee; 25-Day Grace Period on Retail Purchases; Plus earn ScoreCard Rewards toward merchandise, events and travel
Minimum Credit Limit: $2,000; Maximum Credit Limit: $20,000; Minimum Payments: The minimum payment for all programs is the greater of $10 or 3.0% of the outstanding balance.; Annual Fee: NO FEE; Grace Period for Purchases: Twenty-five (25) days; Method of Computing the Balance for Purchases: Average daily balance (including new transactions); Late Fee: 5% of the past due amount with a minimum charge of $5, or the amount of the required minimum payment: Not to exceed $25.; Free Additional Benefits: Rental Car Collision Damage, $1,000,000 Travel Accident Insurance, Concierge program, $1,000 ID Theft Protection, Purchase Security & Extended Protection; Over Limit Fee: $20 for each payment period account balance exceeds the credit limit
Rewards: 1.5% Cash Back. Cash back rewards are net of returns and exclude cash purchases such as PIN-based purchases and purchases of travelers checks, money orders, etc.. Annual Fee: No Annual Fee. Late Fee (10 days after Due Date): $25. Balance Transfer Fee: No Balance Transfer Fee. Cash Advance Fee: 3%. Minimum Payment: 3% of Balance or $25. Grace Period for Repayment of Balance of Purchase: 25 days. Method of Computing the Balance of Purchases: Average Daily Balance including current transaction.
- Sep 25, 202610.74%▲ from 10.49%
- Sep 16, 202610.49%first recorded
No annual fee; No balance transfer fee; No cash advance fee if transaction is done in person or by phone; 25-day interest grace period on purchases; Worldwide acceptance and access to cash at international ATMs; Lost or stolen card reporting services by calling (866) 855-9050 during regular office hours or (888) 297-3416 after hours. You may earn valuable points toward travel and exciting merchandise just by using your card!
Fixed rates as low as 10.90%; CashBack rewards on every purchase. Rewards are credited once a year to your monthly statement. Nothing to redeem and no expiration dates. Travel Accident Insurance. Manage your VISA online through your online banking. Need help with a credit issue after hours? Call (888) 999-0168 .
Travel Accident Insurance/Emergency Assistance; Auto Rental Collision Damage Waiver; Debt Protection (Life Plus, Disability & Unemployment); Visa Purchase Alerts; No annual fee, balance transfer fee or cash advance fee; SCOREMORE DEALS (eZCard); APR range: 11.24% to 16.24% Variable APR
$0 Annual fee; As Low As; Travel Perks and Services
- Oct 12, 202611.25%▼ from 11.50%
- Oct 4, 202611.50%▲ from 11.25%
- Sep 16, 202611.25%first recorded
Published APR range: 11.50% to 17.99%. No annual fee and no cash-advance fee. $150,000 of travel accident insurance FREE when common carrier tickets are charged to your card. Rate determined at time of application, based on credit score and debt ratio. APR is annual percentage rate.
Published APR range: 11.75% to 18.00%. Your rate may vary, based on your credit worthiness, between the APR range quoted above. Your APR may increase in the future. The APR will vary with the market based on the prime rate. POPA reserves the right to adjust the balance rewards prior to posting to account. The following benefits are included with your VISA Cash Rewards: auto rental collision damage waiver, roadside dispatch, cardholder inquiry service, emergency cash disbursement, emergency card replacement, lost/stolen card reporting, travel accident insurance $250,000 and travel emergency assistance. For full details about the card benefits, please refer to the disclosures that will accompany your Consumer Credit Card Agreement.
Rate tied to Prime + 5.00%; Earn points on each purchase for travel, merchandise or cash
- Oct 9, 202612.00%▲ from 8.00%
- Sep 14, 20268.00%first recorded
$1 = 1 Point. Earn 1,000 points after your first purchase. Redeem for travel, home decor, appliances, electronics, and much more. Variable rates start as low as 12.65% APR**. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin.
- Oct 1, 202612.65%▲ from 12.40%
- Sep 14, 202612.40%first recorded
Published APR range: 12.75% to 14.75%. Low variable APRs. (APRs can vary.) Current APRs range from 12.75% to 14.75% based on the Prime Rate as of 1-9-2026. APRs are determined by adding 6.00% to 8.00% to the Prime Rate in effect at the time of account opening.; Minimum Credit Limit: $5,000; ATM Cash Advance Fee: No fees; Balance Transfer Fee: No fees; Late Fee: Up to $5 late fee; Foreign Transaction Fee: 1%; uChoose Rewards; Benefits & Travel Perks; ID Navigator Powered by NortonLifeLock; Visa Account Updater
Published APR range: 12.75% to 14.75%. Part of the BBN? Get the official card. The Central Bank UK Alumni Visa Card has all the world-wide benefits you expect from Visa. But with this credit card, you do more than just show your support for UK - you give your support. The University of Kentucky Alumni Association receives a portion of the proceeds to support student activities. Go Big Blue!; Low variable APRs. (APRs can vary.) Current APRs range from 12.75% to 14.75% based on the Prime Rate as of 1-9-2026. APRs are determined by adding 6.00% to 8.00% to the Prime Rate in effect at the time of account opening.; Minimum Credit Limit: $5,000; ATM Cash Advance Fee: No fees; Balance Transfer Fee: No fees; Late Fee: Up to $5 late fee; Foreign Transaction Fee: 1%; uChoose Rewards; Benefits & Travel Perks; ID Navigator Powered by NortonLifeLock; Visa Account Updater
Annual Fee: $20 per year; Earn up to 2% cash rewards on new purchases and cash advances; 25-day grace period on repayment of purchases; Special benefits for travel, including travel accident insurance (up to $250,000), baggage delay insurance, and auto rental insurance
Earn 3x rewards at gas stations and restaurants, 2x rewards at grocery stores, and 1.5x rewards on everything else; No Rewards Limit; Cell Phone Protection: Available with monthly payment; Travel Accident Insurance/Emergency Assistance; Purchase Security ($1,000 per occurrence); Ride Share Protection ($250 PersonalProperty, $10,000 Medical Reimbursement, $250,000 TravelAccident); Auto Rental Collision Damage Waiver; Visa Concierge; Visa Purchase Alerts; Debt Protection (Life Plus, Disability & Unemployment); No annual fee, balance transfer fee, foreign transaction fee, or cash advance fee; APR range: 13.24% to 18.24% Variable APR
$0 Annual fee; As Low As; Travel Perks and Services; 5,000 Point New Card Bonus!
- Oct 12, 202613.25%▼ from 13.50%
- Oct 4, 202613.50%▲ from 13.25%
- Sep 16, 202613.25%first recorded
Premier Rewards - earn 1 point for every $1 that you spend. Use points for gift cards, travel or merchandise.; Regular APR: 13.49% Variable Rate.; Maximum rate is 18.00%
- Oct 9, 202613.49%▲ from 13.24%
- Sep 14, 202613.24%first recorded
Regular APR (Non-variable); Rate after introductory period: Same; Rate after a late payment: Same; Credit limit $1,000.00 to $7,000.00; Annual fee $0.00; Balance transfer fee $0.00; Over-limit fee $0.00; Late payment fee up to $25.00; Travel accident insurance $250,000.00; Credit life and/or disability insurance: Optional; APR range: 13.50% or 16.50%
Regular APR (Non-variable); Rate after introductory period: Same; Rate after a late payment: Same; Credit limit $500.00 to $7,000.00; Annual fee $0.00; Balance transfer fee $0.00; Over-limit fee $0.00; Late payment fee up to $25.00; Travel accident insurance $250,000.00; Credit life and/or disability insurance: Optional; APR range: 13.50% or 16.50%
Published APR range: 13.74% - 19.99%. Earn points on purchases redeemable for cash back, Amazon, and more. Competitive Rates. No Cost Balance Transfer. No Annual Fee. Tap-to-Pay. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more. Credit lines from $1,000 to $25,000. 25 day grace period on purchases. Low introductory rates.
Good: 14.90%; Average: 15.90%; Fair: 16.90%; Marginal: 17.90%; Low / No score: 17.90%
Published APR range: 13.99% - 17.99%. APR for Purchases*
- Sep 26, 202613.99%▲ from 13.74%
- Sep 14, 202613.74%first recorded
Published APR range: 13.99% - 19.99%. Regular APR: 13.99% - 19.99%
- Sep 26, 202613.99%▲ from 13.74%
- Sep 14, 202613.74%first recorded
Published APR range: 14.24% to 24.24%. Annual fee; Applicant must have a minimum of $150k in annual gross income OR verified non-retirement liquid asset balances equal to or greater than $50k. Exclusive Signature Benefits such as travel, entertainment, sports, shopping, fine wine and food
Variable; This APR will vary with the market based on the Prime Rate. Annual Fee: . Foreign Transaction Fee: 3.00% of each transaction in U.S. dollars. Fly Miles Plus Reward Program: $35.00 annually. This program fee is charged to all accounts that elect to have SDCCU's Fly Miles Plus Reward Program. This fee is waived if annual purchases are $6,000.00 or more.; APR range: 14.24%, 15.24%, 16.24%, 17.24% or 20.24%
Annual Fee: $20 per year; Cash advance privileges in our office or at ATMs - with the same low 14.5% rate as purchases; Special benefits for travel, including travel accident insurance (up to $100,000), baggage delay insurance, and auto rental insurance
As Low As; Earn 1.5 points per $1 spent - redeem for cash back, merchandise, gift cards, travel, and more!
- Oct 12, 202614.65%▲ from 14.40%
- Sep 12, 202614.40%first recorded
Excellent: 13.90%; Average: 15.90%; Fair: 16.90%; Marginal: 17.90%; Low / No score: 17.90%
Annual Fee: $699 for the first credit card and $99 for each additional card. This fee will be waived in the second year and subsequent years if annual expenditure is $50,000 or more. Cash Advance APR 19.99% Fixed. Cash Advance Fee: Either $5 or 3% of the amount of each Cash Advance, whichever is greater. No foreign transaction fees. Terms and conditions apply, refer to the Visa Infinite Credit Card Agreement for full details. Certain terms, conditions, and exclusions apply. Please refer to the Visa Infinite Travel & Lifestyle Benefits Guide for full details. To receive the statement credit, the applicable Global Entry or TSA PreCheck application fee must be paid with the Bradesco Bank Visa Infinite credit card. Global Entry and TSA PreCheck are programs administered by the U.S. Government. Program availability and eligibility criteria are determined solely by the U.S. Government and may change without notice. For current information on program availability, eligibility and other requirements, please refer to the official Global Entry and TSA PreCheck websites. Terms and conditions apply. Please refer to the Visa Infinite Rewards Program Terms and Conditions (Livelo - Brazil) and Rewards Program Terms and Conditions (Scorecard - non-Brazil) for complete details.
Annual Fee: $250 for the primary card only, this fee is waived the first year and in subsequent years if annual expenditure is $35,000 or more. No fee for additional cards. Cash Advance APR 19.99% Fixed. Cash Advance Fee: Either $5 or 3% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 2.5% of each non-U.S. transaction after conversion to US dollars. Terms and conditions apply, refer to the Visa Signature Credit Card Agreement for full details. Certain terms, conditions, and exclusions apply. Please refer to the Visa Signature Travel & Lifestyle Benefits Guide for full details. Terms and conditions apply. Please refer to the Visa Signature Rewards Program Terms and Conditions (Livelo - Brazil) and Rewards Program Terms and Conditions (Scorecard - non-Brazil) for complete details.
variable APR; Earn 1 point for every $1 you spend with uChoose Rewards - redeemable for cash, travel, merchandise and more1; No annual fee
Minimum Credit Limit: $500; Maximum Credit Limit: $20,000; Minimum Payments: The minimum payment for all programs is the greater of $10 or 3.0% of the outstanding balance.; Annual Fee: NO FEE; Grace Period for Purchases: Twenty-five (25) days; Method of Computing the Balance for Purchases: Average daily balance (including new transactions); Late Fee: 5% of the past due amount with a minimum charge of $5, or the amount of the required minimum payment: Not to exceed $25.; Free Additional Benefits: Rental Car Collision Damage & $250,000 Travel Accident Insurance; Over Limit Fee: $20 for each payment period account balance exceeds the credit limit
Rate: Variable APR*; Rewards: Travel, Gifts (Click Here for info)
Excellent credit and risk score
Excellent: 13.90%; Good: 14.90%; Fair: 16.90%; Marginal: 17.90%; Low / No score: 17.90%
Travel Accident Insurance/Emergency Assistance; Auto Rental Collision Damage Waiver; Debt Protection (Life Plus, Disability & Unemployment); Visa Purchase Alerts; No annual fee, balance transfer fee or cash advance fee; SCOREMORE DEALS (eZCard)
Published APR range: 16.74% - 17.74%. Intro rate expires: 15 months; Regular APR: 16.74% - 17.74%
- Oct 6, 202616.74%▲ from 16.49%
- Sep 18, 202616.49%first recorded
Good credit and risk score
Excellent: 13.90%; Good: 14.90%; Average: 15.90%; Marginal: 17.90%; Low / No score: 17.90%
Rate: Variable APR*; Rewards: Travel, Gifts (Click Here for info)
Published APR range: 17.74% to 27.74%. 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.74% to 27.74% will apply. 3% Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
Average credit and risk score
Excellent: 13.90%; Good: 14.90%; Average: 15.90%; Fair: 16.90%; Low / No score: 17.90%
Regular APR: 18.00% fixed
Monthly Pmt: 2.5% of Balance
Fixed APR; 4321 Travel has a $50 annual fee; Up to 2% foreign transaction fee
Published APR range: 18.49 %- 27.99 %. $49. 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.49 %- 27.99 %. Earn 5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Earn 2% on select card purchases and 1% on all other card purchases. Redeem toward most anything Disney at most Disney U.S. locations and for a statement credit toward airline purchases. Terms apply.
Published APR range: 18.49 %- 27.99 %. $0. Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually, 5% cash back on Chase Travel purchases, and 2% cash back on restaurants, gas stations, and on select streaming services.
Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00%
- Sep 18, 202618.49%▲ from 18.24%
- Sep 14, 202618.24%first recorded
Intro rate expires: 12 months; Regular APR: 18.49%
- Sep 18, 202618.49%▲ from 18.24%
- Sep 14, 202618.24%first recorded
Special Financing 0% introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. Choose how you redeem Redeem rewards your way - cash back, gift cards, travel, or merchandise.
Introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. Unlimited 1.5% cash back. Redeem rewards your way - cash back, gift cards, travel, or merchandise.
Published APR range: 19.49% - 29.49%. Intro rate expires: 15 months; Regular APR: 19.49% - 29.49%, based on your creditworthiness and other factors. Annual Fee: $99. No foreign transaction fees on international purchases. $100 companion discount for round-trip Main Cabin travel on eligible Hawaiian Airlines or Alaska Airlines flights after each account anniversary. No blackout dates.
Intro rate expires: 15 months; Regular APR: 19.74% - 28.74% variable APR; Earn a $300 stays credit, plus earn 75K bonus miles; APR range: 19.74% - 28.74% variable APR
- Oct 2, 202619.74%▲ from 19.49%
- Sep 15, 202619.49%first recorded
Earn 75,000 bonus miles; 10,000 anniversary miles & $300 annual Capital One Travel credit; APR range: 19.74% - 28.74% variable APR
- Oct 2, 202619.74%▲ from 19.49%
- Sep 15, 202619.49%first recorded
Published APR range: 19.99 %- 28.49 %. 0% intro APR for 12 months from account opening on purchases. After the intro period, a variable APR of 19.99 %- 28.49 %, see pricing and terms for more details. Earn 2 checked bags each year, receive 25% back on United inflight and Club premium drink purchases, and earn unlimited miles with no annual fee.
Intro APR: 0% for 12 months; Intro rate expires: 12 months on Balance Transfers PLUS 3X Travel Rewards. Regular APR: 19.99% - 29.99%
Earn 1.5% cash back rewards on purchases; No fees for balance transfers, cash advances, or over-the-limit; Concierge service for travel, dining and entertainment; Exclusive access to promotional offers; Local servicing; 24/7 dedicated Visa support
Intro rate expires: 6 months; Regular APR: 9.90%
No additional details provided.
No additional details provided.
Term: Luxury Only<br/>61 - 72 Months
Intro rate expires: 6 months; Regular APR: 1.99% for 12 months
Rate quoted based on 36 month term, $1,000 up to $30,000; Rates available on approved credit; 0.25% discount with e-Statements and automated payments on select collateral loans
Intro APR: 0% for within the first yea; Term: within the first year of account opening; Intro rate expires: within the first year of account opening; Regular APR: up to 5% cash back in 2 categories you choose
No additional details provided.
Term: Luxury Only<br/>73 - 84 Months
Borrow up to $3,500; Special Promotional Rate, subject to change at anytime. New money only.
- Oct 9, 20265.74%▲ from 5.24%
- Sep 28, 20265.24%first recorded
Borrow $500- $5,000. Guaranteed Approval as long as you have income. Fixed Interest rates as low as 5.80% APR. You select repayment term (9 to 60 months). Low monthly payments. Payroll deduction or automatic transfer for payment options available. Reports to credit bureaus. Loan proceeds are deposited to your savings then pledged to the loan until it is repaid. Payments made will be shown on your credit report. Ask for more details!
Loan amount $1,000 to $35,000
Intro rate expires: 12 months; Regular APR: 5.99%3
Borrow up to $6,000; Special Promotional Rate, subject to change at anytime. New money only.
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Balance-transfer promotional rate; reverts to 8.50%-18% on 07/01/2027
Balance-transfer promotional rate; reverts to 8.50%-18% on 07/01/2027
No annual fee; No balance transfer fee; Same low rate for purchases, cash advances, and balance transfers; $5,000 maximum credit limit. Your credit limit will be determined based on creditworthiness and other factors.
Intro/promo APR: 1.99%; Introductory rate for 12 months; Regular APR: 6.74% APR - 18% APR. Click for more disclosure information. Subject to credit approval. The rate may vary depending on credit and underwriting factors. Your actual APR may differ based on credit history, loan terms, and other factors. Rates are not available to refinance any existing StagePoint FCU loan. Other restrictions may apply. Revised September 2026.
Intro rate expires: 12 months; Regular APR: 6.75%
Intro rate expires: 12 billing cycles; Regular APR: 6.75%-19.75%
- Sep 22, 20266.75%▼ from 19.99%
- Sep 14, 202619.99%first recorded
Intro rate expires: 12 Month Intro %; Regular APR: 6.75%; Credit Score: 760+; Margin: -0.25
Receive a rate as low as 6.90% APR*, along with a spending limit that reflects your credit history. No Annual Fee. Cash Advance: Up to $500 per day. No Transfer Fee. Online Access: Conveniently access your account 24/7. Make payments and more at DX Online.
Always Low Rate; No Annual Fees; No Cash Advance Fees; No Balance Transfer Fees; No Transaction Fees; 25-Day Interest Free Grace Period; Loss of Life, Injury or Illness, and Unemployment Protection Available
No Annual Fees; No Cash Advance Fees; No Balance Transfer Fees; No Transaction Fees; 25-Day Interest Free Grace Period; Loss of Life, Injury or Illness, and Unemployment Protection Available
As Low As; Rates start at 6.9% APR, based on credit score; footnote applies to Classic VISA and Platinum VISA; no annual fees, balance transfer fees, or cash advance fees; 25 day grace period
As Low As; Rates start at 6.9% APR, based on credit score; footnote applies to Classic VISA and Platinum VISA; no annual fees, balance transfer fees, or cash advance fees; 25 day grace period
Featured Rates
No additional details provided.
Loan amount $1,000 to $35,000
Intro rate expires: 9 months; Regular APR: 6.99%*
- Oct 1, 20266.99%▼ from 12.90%
- Sep 14, 202612.90%first recorded
Intro/promo APR: 3.99%; Intro rate for 12 months!; Regular APR: 6.99%
Annual Fee: $10.00; Cash Advance Fee: $25.00; Balance Transfer Fee: $25.00; Card Replacement Fee: $5.00; Pin Replacement Fee: $5.00
Credit Rating: A+
Intro rate expires: 12 months; Regular APR: 7.00%; ** A secured credit card requires funds that equal the credit limit be deposited and held in your SouthPoint Regular Savings Account.
No Annual, Cash Advance, Over Limit or Balance Transfer fees. All Cash Advances have 7% APR
Intro rate expires: 12 Month Intro %; Regular APR: 7.00%; Credit Score: 700-759; Margin: 0.00
7.17% APR for life on purchases and balance transfers made in the first 90 days; No annual fee, cash advance or balance transfer fees
No additional details provided.
- Oct 11, 20267.20%▲ from 7.08%
- Oct 3, 20267.08%▼ from 7.20%
- Sep 27, 20267.20%▲ from 6.95%
- Sep 24, 20266.95%▼ from 7.08%
No additional details provided.
- Oct 11, 20267.24%▲ from 7.11%
- Oct 3, 20267.11%▼ from 7.24%
- Sep 27, 20267.24%▲ from 6.99%
- Sep 24, 20266.99%▼ from 7.11%
Credit Union rates range from ONLY 7.25% to 13.25%. Loan amount may be as much as $15,000.
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Fixed rate for purchases, balance transfers, and cash advances; no annual fee; 25-day finance charge grace period on purchases; ScoreCard Rewards points earned on every purchase
Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate.
Loan amount $1,000 to $35,000
Fixed Rate; No Annual Fee; No extra fees or charges for balance transfers; uChoose Rewards (including CASH BACK*); Contactless Payments; Tap to Pay
Intro rate expires: N/A; Regular APR: 7.50%
Fixed (as low as); PROMO RATE
Intro rate expires: 12 Month Intro %; Regular APR: 7.50%; Credit Score: 660-699; Margin: 0.50
Published APR range: 7.74% - 15.74%. Internationally recognized and easy to use. Whether you are making a mobile purchase, paying a vendor, or having staff make quick purchases. Let us help your business grow. Internationally recognized for small business. Low variable rate that adjusts to prime interest rate plus 9.99% after the introductory rate period. Access to funds when you need it.
- Oct 10, 20267.74%▼ from 16.74%
- Sep 14, 202616.74%first recorded
Published APR range: 7.74% - 15.74%. Introductory rate as low as 6.99% APR* for the first 6 payment cycles. Earn 2% Cash Back on all purchases. Plus, 3% Cash Back in select categories ( click for details ). Tap to Pay for fast and secure purchases. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more
Published APR range: 7.74% - 15.74%. Low variable rate that adjusts to prime interest rate plus "as low as" 4.99% after the introductory rate period. Introductory rate for the first 6 payment cycles. Added VISA benefits such as Travel Accident Insurance , Travel and Emergency Assistance , and more. Credit lines from $1,000 to $25,000. 25 day grace period on purchases. Low introductory rates.
- Oct 1, 20267.74%▼ from 11.74%
- Sep 14, 202611.74%first recorded
Credit Rating: A
Intro rate expires: 12 months; Regular APR: 7.75%
Intro rate expires: 12 months; Regular APR: 7.75%
Annual percentage rate (APR) as low as 7.90%; No annual fee; No cash advance fees; No balance transfer fees; Regular APR: 7.90% - 7.90%
Fixed rate as low as 7.9 APR* on our credit cards for retail purchases or cash advances. No introductory rate or annual fees. Monthly minimum payment is only 2% of the outstanding balance. Maximum credit card amount offered is $20,000. Rewards Points: Receive points just for using your 705 credit card.
No annual fees; No Balance transfer fees; You can access the credit card information through our online banking or mobile app!; Make payments easily through the mail, in a branch or through our mobile app.; Rates as low as 7.90%
No annual fee; No balance transfer fees; Proof of income is required on all new applications or line of credit increase requests; Make purchases online or in-store virtually anytime, anywhere; View transactions and manage your card at any time with EZCardInfo; Earn points for prizes with Score Card Rewards
Intro/promo APR: 3.90%; Intro rate for 6 months; Regular APR: 7.90%
No annual fees; No balance transfer fees; 24/7 account access through Mobile and Online Banking; ScoreCard Rewards program; Call for Details
Intro APR: 0% for 6 months; Intro rate expires: 6 months; Regular APR: As low as 7.90%; No annual fee; No balance transfer fees; 0% introductory APR on purchases
Published APR range: As low as 7.95%.
Intro/promo APR: 2.99%; Intro rate expires: 6 months; Regular APR: 7.99%-15.74%
No additional details provided.
No Annual Fee, No Balance Transfer Fee, Same Low Rate on Cash Advances
Combine higher-rate balances into a single payment with a fixed rate and no hidden fees. Perfect for getting ahead of higher-rate credit card debt.
Loan amount $1,000 to $35,000
Intro/promo APR: 3.99%; Introductory rate for the first six months! Regular APR: 7.99% FIXED
Published APR range: 7.99% to 17.99%. 1 As Low As
As low as; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
No additional details provided.
No additional details provided.
Published APR range: 7.99% - 16.99%. APR on Balance Transfers: 7.99% - 16.99%; APR on Cash Advances: 9.99% - 17.99%; Annual Fee:; Rates Effective: January 1, 2026; All Visa Credit Cards are subject to approval, actual APR is based on borrower's creditworthiness and is subject to change. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
Available Terms: Revolving / up to $50,000; No annual cash advance or balance transfer fee; Minimum monthly payment is 2% of outstanding balance or $25.00; Twenty-five day grace period on purchases
Up to $15,000; promotional rate available September 1 to December 31, 2026; limit one Debt Consolidation Loan per member; existing debt consolidation loan can be refinanced; automatic payments and direct deposit into an IFCU checking account required
Published APR range: 8.00%-18.00%*. Intro rate expires: 12 months; Regular APR: 8.00%-18.00%*
Published APR range: 8.00% to 12.00%. Intro rate expires: 12 months; Regular APR: 8.00% to 12.00%; Lines from $5,000-$50,000; No Annual Fee; No Balance Transfer Fee; Requires annual spend of $10,000 or more; Earn 1 point per $1 spent with uChoose Rewards!; APR based on creditworthiness. APR will vary with the market based on the Prime Rate.; Balance transfers limited to maximum of $10,000 OR no more than 1/2 of available credit line.
Term: 12-month repayment term; Borrow up to $2,500; Rates depend on credit. Some restrictions may apply.
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
No annual fee; Same low rate on Cash Advances and purchases; No hidden fees; No Cash Advance or Balance Transfer Fees; Zero liability on unauthorized transactions; Credit lines up to $8,000; Rewards with our ScoreCard Rewards program; Check your balance and view transactions from your home; Make your payments here
Intro rate expires: 12 Month Intro %; Regular APR: 8.00%; Credit Score: 620-659; Margin: 1.00
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. APR and estimated monthly payment calculated using sample amount listed (which includes a $50 application fee for personal loans and $100 application fee for generator and pool loans) and max term. Not everyone will qualify for rate or APR advertised. Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
- Oct 6, 20268.00%▲ from 7.25%
- Sep 30, 20267.25%first recorded
As Low As; Fixed Rate. No Annual Fee. No-Fee Balance Transfers. No-Fee Cash Advances.
up to $10,000; As Low As; Depends on total debt & credit history; Payment: Monthly; APR Type: Fixed
Introductory rates are good for 12 months on transactions posted within 30 days from the date that your new account is opened. After this introductory period, your new rate will be the standard variable APR. (See cardholder agreement for details.)
- Oct 9, 20268.15%▲ from 7.90%
- Sep 14, 20267.90%first recorded
As Low As; Rate reflects a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares
As Low As; Fixed
As Low As; Competitive fixed rates for A+ credit
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Credit Grade: A
- Oct 5, 20268.40%▲ from 8.25%
- Sep 14, 20268.25%first recorded
Loan amount $1,000 to $35,000
Calculator Disclaimer Personal Loan Rate: The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.
No additional details provided.
Credit Rating: B
Intro rate expires: 90 days; Regular APR: 8.50%
As Low As; Fixed Rate. No Annual Fee. No-Fee Balance Transfers. No-Fee Cash Advances.
Condition: Max $20,000.
Max $20,000; Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates subject to change at any time. Other restrictions & details may apply. As Low As
Maximum Dollar Amount: $25,000; Maximum Term: 60 Months; Credit Score: 720+
Rates as of 10/1/2026
As Low As; Borrow amount up to $15,000; Available for credit scores of 640 and above, $10,000 maximum for credit scores under 640; No payments for 2 Summer months (July & August)
As Low As; Loan amounts $500 - $20,000; credit score 670 minimum; limited-time offer; loan proceeds for debt consolidation only, paid directly to creditors
Loan amount: $500-$2,499
Fixed rates as low as 8.75%-a fraction of what your credit cards are charging. A set term means you know exactly when you'll be done - no more minimum-payment treadmill.
Published APR range: 8.75% - 17.75%.
Intro/promo APR: 6.75%; Intro rate expires: six months; Regular APR: 8.75%
As low as; 0% intro APR for 6 months; up to $10,000 maximum based on current credit score
$35,000; As Low As
APR for Purchases; Cash Advance APR: 8.8%, 10.8%, 15.8%; Balance Transfer APR: 8.8%, 10.8%, 15.8%; Grace Period for Purchases: 25 days; Method: Average Daily Balance (including new purchases); Annual Fee:; Minimum Finance Charge:; APR range: 8.8%, 10.8%, 15.8%
LIFETIME 8.9% APR for balance transfers.
Regular APR: 8.90% (Balance Transfer); Regular APR: 8.90% (Cash Advances); Grace Period: 25 Days; Annual Fee:; Min. Finance Charge:; Balance Transfer Fee:; Cash Advance Fee:; Over Limit Fee:; Late Payment Fee:
Published APR range: 8.90% to 18.00%. Introductory Rate on Purchases for 6 Months; Standard Fixed Rates: 8.90% to 18.00%; $0 Annual Fee; $0 Balance Transfer Fee
- Oct 1, 20268.90%▼ from 18.00%
- Sep 22, 202618.00%first recorded
No Annual Fee - No Transfer Fee
Credit Limits from $500.00 to $15,000.00; No Balance Transfer Fee; No Annual Fee; 25-Day Grace Period on Retail Purchases
Intro rate expires: 6 Month; Regular APR: 8.9%
8.9% on purchases - 10.9% on cash advances & balance transfers. Credit score of 680 or higher required.
10.90% APR Cash Advances; $0 Annual Fee; No Balance Transfer Fees; 2% Cash Advance Fee ($2.00 minimum, $50.00 maximum); 1% Foreign Transaction Fee; UChoose Rewards
Purchases, cash advances and balance transfers rate; Earn ScoreCard Rewards Bonus Points on purchases
As Low As; Annual Percentage Rate for Purchases and Cash Advances; Grace Period for Purchases: 25 days; No Annual Fee; Application Fee $5.00; Transfer Rate - 0% APR for six billing cycles
As Low As; Annual Percentage Rate between 8.90% - 18.00% APR based on creditworthiness; 1% foreign transaction fee; no balance transfer fees; loans subject to credit approval
Intro/promo APR: 3.90%; As Low As; Introductory rate; Intro rate expires: not stated; Regular APR: 8.90%; Minimum Payment: $25
Regular APR on Platinum; one-year balance transfer intro rate 4.9%; no balance transfer fee; no annual fee
Published APR range: 8.90% - 17.90%. APR for Purchases, Balance Transfers and Cash Advances; subject to creditworthiness; Penalty APR 17.90%; Cash advance fee 2.00% of each cash advance; Balance transfer fee 2.00% of each cash transfer; Foreign transaction fee 1.00%; Returned payment and late payment fees up to $29.00 each
No additional details provided.
3% of balance payment; Max line: $20,000; No annual fee; No balance transfer fee
Term: Revolving (0.90% 12-month introductory rate); Introductory rate for A+ Category = or > 725; Introductory rate for A Category 660 - 724
Published rate range: 8.99% - 18%. Intro 2.99% balance transfer; Regular APR: 8.99% - 18%
- Sep 17, 20268.99%▼ from 18.00%
- Sep 14, 202618.00%first recorded
Published APR range: 8.99% - 16.99%. Intro rate expires: N/A; Regular APR: N/A
Published APR range: 8.99% - 16.99%. APR for Purchase: 8.99% - 16.99%; APR for Balance Transfer: 8.99% - 16.99%; APR for Cash Advances: 8.99% - 16.99%
Published APR range: 8.99% to 17.99%. Based on your creditworthiness. APR For Balance Transfers: 8.99% to 17.99% based on your creditworthiness. APR for Cash Advances: 8.99% to 17.99% based on your creditworthiness. How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Annual Fee: . Account Set-up Fee: . Program Fee: . Participation Fee: . Additional Card Fee: . Application Fee: . Balance Transfer Fee: . Cash Advance Fee: . Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars. Transaction Fee for Purchases: . Late Payment Fee: Up to $25.00. Over-the-Credit Limit Fee: . Returned Payment Fee: Up to $25.00.
Published APR range: 8.99% to 17.99%. Based on your creditworthiness. APR For Balance Transfers: 8.99% to 17.99% based on your creditworthiness. APR for Cash Advances: 8.99% to 17.99% based on your creditworthiness. How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Annual Fee: . Account Set-up Fee: . Program Fee: . Participation Fee: . Additional Card Fee: . Application Fee: . Balance Transfer Fee: . Cash Advance Fee: . Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars. Transaction Fee for Purchases: . Late Payment Fee: Up to $25.00. Over-the-Credit Limit Fee: . Returned Payment Fee: Up to $25.00.
Published APR range: 8.99% to 21.00%. The APR will vary with the market. The APR is determined by adding your assigned margin to the Wall Street Journal Prime Rate. Reward points apply to Rewards Mastercard and on purchase transactions only. Some restrictions may apply. No annual fee or balance transfer fee. Cash advance fee is 2% (min $5) with maximum of $75. Minimum payment of $25. Interest begins to accrue at time of balance transfer or cash advance.
Published APR range: 8.99% to 21.00%. The APR will vary with the market. The APR is determined by adding your assigned margin to the Wall Street Journal Prime Rate. No annual fee or balance transfer fee. Cash advance fee is 2% (min $5) with maximum of $75. Minimum payment of $25. Interest begins to accrue at time of balance transfer or cash advance.
Purchases, Balance transfers, Cash advances; APR range: 8.99%, 10.99%, 13.99%, 15.99% or 17.99%
Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Fixed Rates as low as 8.99% APR (No Penalty APR); No Annual Fee; Credit Lines up to $25,000; No Balance Transfer or Cash Advance Fees*; Travel Accident Insurance up to $150,000 is included (No Cost); Secure Lock and Purchase Alerts are available; Credit Disability and Life protections are available; Fraud Monitoring; Chip Enabled Cards; Able to use card internationally**; 25 Day grace period to repay your balance for new purchases before a finance charge on purchases will be imposed; View account balances and activity online at www.ezcardinfo.com; We also have loan programs for first-time borrowers for members with little or no credit history. Let us be your or your child's first loan!
Introductory variable rate that adjust to the prime interest rate plus a rate margin after the introductory period. 25 day grace period on purchases.
And that's not a promotional rate... that's our every day rate! No annual fee. No cash advance transaction fee. Mobile payment capabilities with Apple Pay, Samsung Pay and Google Pay. Fast application process. Local payments and service OR easy online account management through eZCard. Secure online purchase with Verified by Visa. Additional security with VISA purchase alerts.
Annual Percentage Rate. Rates accurate as of 10/01/26. Programs, rates, terms and conditions are subject to change without notice. Subject to credit qualification and approval. Rate may vary based on individual creditworthiness. Additional restrictions may apply.
Intro rate expires: 12 months; Regular APR: 8.99%-17.99%
No additional details provided.
As Low As; Personal Loan
Introductory rate 3.99% for six months; regular APR for purchases and cash advances 8.99%; Annual Percentage Rate on approved credit
Maximum Loan Amount: $15,000
Fixed APR; Same APR for purchases and cash advances; No penalty APR; No balance transfer fee; 5 days grace period for late payments; No cash advance fee; Low late payment fees; Low international transaction fees; Fraud protection - Zero fraud liability; Earn rewards when you make purchases to be redeemed for gift cards, travel, and even cash! A reward point is earned with every dollar spent!; International transaction fees: multiple currency transaction in USD - 1.00%; single currency transaction in USD - 0.80%
As low as; Advertised rate is based on creditworthiness and includes up to a .50% discount for automatic payment from a United Teletech Checking Account.
No additional details provided.
Rate = Prime Rate + 2%; For Qualified Members; No Annual Fee; No Cash Advance Fee; No Balance Transfer Fees; 25-day grace period on purchases; Automatic payments from CFCCU account; Foreign Transaction Fee = 1% of each foreign transaction in U.S. Dollars; This Annual Percentage Rate (APR) is a variable rate and is subject to change without notice.
- Oct 1, 20269.00%▲ from 8.75%
- Sep 14, 20268.75%first recorded
Published APR range: 9.00% to 15.00%.
Interest rate as low as 9.00% A.P.R.; 2% of balance repayment; 26 day grace period; Free fraud monitoring service 24/7; Lost or stolen card reporting day or night 800-325-3678; Free e-statements available; Convenient transactions through online banking or telephone service; EZ balance transfer of other high interest rate credit cards
As Low As; Fixed Rate. No Annual Fee. No-Fee Balance Transfers. No-Fee Cash Advances.
Purchases APR 9%; balance transfers APR 9% with no balance transfer fee; variable periodic rate (has been 9% APR for more than 10 years); annual fee $5; late payment fee $10; 10-day grace period; ScoreCard Rewards
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances
$35,000; As Low As
$26,000; Published APR range: As low as 9.20%. As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
As low as
No additional details provided.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
As Low As; Rate may vary based on credit worthiness and term; Minimum savings balance of $100 required to be eligible for loans; Membership is required
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Published APR range: 9.25 - 15.25%. Debt Ratio: 40%; Loan Amount: $2,500
No additional details provided.
Debt Consolidation loans
Intro/promo APR: 1.99%; Intro rate expires: 6 months; Regular APR: 9.49% - 16.49%
Under $10,000; Loan Amount: Up to $10,000
Maximum: total not to exceed $40,000
$500 Minimum Loan Amount
Interest rate as low as 9.50%* APR; No Annual Fee; Low Balance Transfer Fee; No Cash Advance Fee
No Annual Fee, No Balance Transfer Fee, Same Low Rate on Cash Advances
No fees for balance transfers from other high interest cards. Low, competitive variable and fixed rates. Rates vary based on the length of the loan and your individual credit worthiness.
Intro APR. After 12 months, APR increases to 9.50%. Subject to approval and creditworthiness. Other restrictions may apply. Please contact our office for additional information.
up to $10,000; Debt ratio of 38% or less
Intro rate expires: 90 days; Regular APR: 9.50%
As Low As; Rate includes discounts2, see details below. Fixed-rate loans as low as 9.50% APR1
Credit Limits start at $3,000 and are available up to $15,000. No Annual Fee. No Balance Transfer Fee. Low Monthly Payments. Earn reward points for every $1 you spend! If you are looking to redeem your points for merchandise or travel credit, visit ScoreCard Rewards to browse the catalog and place your order! The APR is Tri-Cities Credit Union's current rate as of January 1, 2023. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Tri-Cities Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Call us at (616) 842-6320 for current rates, terms and conditions.
Intro rate expires: N/A; Regular APR: 9.50%
Annual Percentage Rates for Purchases: 9.5%; Annual Percentage Rates for Cash Advances: 10.5%; Penalty Annual Percentage Rate:; Annual Fee:; Transaction Fees Balance Transfer:; Transaction Fees Cash Advance:; Transaction Fees Foreign Transaction:; Penalty Fees Late Payment: $15 when the payment is 15 or more days late; Penalty Fees Over the Credit Litmit:; Penalty Fees Returned Payment: $25; How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Fixed rate; promotional offer: apply today and take advantage of our 9.5% fixed rate
Intro 1.99% APR for first 12 billing cycles on balance transfers
Published APR range: 9.50% - 18.00%. APR for Purchases, Balance Transfers and Cash Advances; APR based on creditworthiness when you open your account
Debt Consolidation loans
Published APR range: 9.74% to 12.99%. Intro rate expires: 7 billing cycles; Regular APR: 9.74% to 12.99%
No additional details provided.
No additional details provided.
As low as 9.74%*; Applies to applicants with direct deposit of net pay and a checking account.
maximum $35,000
Published APR range: 9.75% - 16.00%; Published rate range: 9.75% - 16.00%.
Intro rate expires: N/A; Regular APR: N/A; Terms and specials are accurate as of Monday, February 1, 2021. Review the full terms and conditions of the Visa Gold Credit Card during application for additional disclosure, rate, and fee information. Rates are subject to change. Terms are subject to change.
The APR is variable and may change at any time. The APRs are based upon your creditworthiness and the index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal.
Published APR range: 7.74% - 15.74%. Internationally recognized and easy to use. Whether you are making a mobile purchase, paying a vendor, or having staff make quick purchases. Let us help your business grow. Internationally recognized for small business. Low variable rate that adjusts to prime interest rate plus 9.99% after the introductory rate period. Access to funds when you need it.
- Oct 10, 20267.74%▼ from 16.74%
- Sep 14, 202616.74%first recorded
Rates as low as 7.75 APR*; An unsecured business line of credit with a 8.50% APR is based on your credit score and line of credit between $5,000 and $250,000. All unsecured business lines of credit require a Personal Guaranty. Unsecured line of credit accounts have a $100 annual fee. An interest-only monthly payment based on a 10.00% APR is approximately
Available Terms: Revolving / up to $50,000; No annual cash advance or balance transfer fee; Minimum monthly payment is 2% of outstanding balance or $25.00; Twenty-five day grace period on purchases
Variable Rate
- Oct 5, 20268.99%▲ from 8.74%
- Sep 14, 20268.74%first recorded
Published APR range: 8.99%-18.00%.
As Low As; Minimum Payment: $25
No additional details provided.
- Oct 5, 20269.00%▲ from 8.75%
- Sep 14, 20268.75%first recorded
Prime Rate: Variable APRs are based on the 7.00% Prime Rate as of 1/01/2026. Earn points on all of your purchases! Rewards are earned on purchases only; returns will be deducted from the calculation. If your account is closed, voluntarily or involuntarily, past due or over limit, you will forfeit all rewards.
$5,000 - $49,999; Published APR range: 9.00% - 13.15%. Variable Rate - Based on WSJ Prime Rate applied to end of Business Day Outstanding Balance (Prime plus applicable margin based on creditworthiness)
Published APR range: 9.50% - 16.75%. Purchases; Penalty:
Credit Score: 730
As Low As
- Oct 9, 20269.74%▲ from 9.49%
- Sep 14, 20269.49%first recorded
No additional details provided.
- Oct 10, 20269.75%▲ from 9.50%
- Sep 14, 20269.50%first recorded
Monthly Payment: 3% of statement balance or $10, whichever is greater
Published APR range: 9.90% - 19.90%. Variable Rate. Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.
Published APR range: 9.90% - 15.90%. Regular APR: 9.90% - 15.90%
As Low As; Fixed APR; Minimum limit $200.00 unless part of a promotional program
Credit Score: 700-729
- Sep 18, 20269.95%▲ from 9.70%
- Sep 14, 20269.70%first recorded
As low as
No additional details provided.
Intro/promo APR: 1.99%; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00%; Balance transfers from existing Jeanne D'Arc Credit Union VISA Credit Cards are not eligible. A $5.00 Membership Account is required.
As Low As; Minimum Payment: $25
No additional details provided.
Purchases and Cash Advances; Annual Percentage Rate on approved credit.
Published APR range: 10.00% to 14.00%. Intro rate expires: 12 months; Regular APR: 10.00% to 14.00%; Lines from $500-$25,000; No Annual Fee; No Balance Transfer Fee; Earn 1 point per $1 spent with uChoose Rewards! PLUS: 10,000 bonus points after first purchase!
As Low As; See Credit Card Addendum
Credit Score: 730
Intro APR: 0.00% for Three (3) Months; Intro rate expires: Three (3) Months; Regular APR: 10.74%
Term: Adjusts Quarterly (Prime + 4.00%); Rate: Prime + 4.00%
Rate Type: Variable; Limit: up to $35,000
Regular APR: 10.80%
Fixed Rate
No additional details provided.
Credit Score: 700-729
- Sep 18, 202610.95%▲ from 10.70%
- Sep 14, 202610.70%first recorded
Credit Limit: $500 Minimum up to $50,000 Maximum; Annual Fee:
No additional details provided.
As Low As; Credit limit: $1,000 to $100,000; Rate current as of 10/01/26
Published APR range: 11.50% - 22.00%. Based on creditworthiness. APR will vary with the market based on the prime rate.
As low as
Published APR range: 11.50% - 17.50%. Based on your creditworthiness at the time of application; APR will vary thereafter based on the Prime Rate.
Published APR range: 11.65%-18.00%. Variable Rate Information: APR=Annual Percentage Rate. Your APR may vary. Your rate is determined by adding a Margin (initially determined based on an evaluation of each member's credit score, economic conditions and other risk factors) to the highest Prime Rate published in the Wall Street Journal on the first business day of the current month, and the rate will then adjust monthly (on the first day of your billing cycle), according to monthly increases or decreases in the Wall Street Journal Prime Rate. The APR will not be more than 18.00%, regardless of the Wall Street Journal Prime Rate. The margin applicable to your account is subject to review every 6 months. After a period of 12 months from card issuance, we may increase or decrease the margin applicable to your account based upon changes in your credit history. We will notify you in accordance with applicable law before we apply any margin increase to your account. The margins will
APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/28/2026.
APR As Low As 11.74%. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance.
No additional details provided.
Published APR range: 11.75% - 18.00%. Purchase and Cash Advance APR; Variable; Balance Transfer APR: 8.75% - 18.00% Variable; 18% ceiling
- Oct 4, 202611.75%▲ from 8.75%
- Sep 25, 20268.75%▼ from 11.75%
- Sep 16, 202611.75%first recorded
Credit Limits from $500.00 to $15,000.00; No Balance Transfer Fee; No Annual Fee; 25-Day Grace Period on Retail Purchases
Published APR range: 11.90% - 17.99%. Regular APR: 11.90% - 17.99%
No additional details provided.
Credit Score: 675-699
- Sep 18, 202611.95%▲ from 10.70%
- Sep 14, 202610.70%first recorded
Currently 11.99%; Minimum Payment: $25
Fixed rate.
as low as
Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%.
Rate tied to Prime + 5.00%; Earn points on each purchase for travel, merchandise or cash
- Oct 9, 202612.00%▲ from 8.00%
- Sep 14, 20268.00%first recorded
No additional details provided.
Published APR range: 12.00% - 23.00%.
- Sep 18, 202612.00%▲ from 11.75%
- Sep 14, 202611.75%first recorded
Published APR range: 12.00% - 18.00%. Regular APR: 12.00% - 18.00% APR. Your APRs are variable, except the Penalty interest rate. Because the Prime Rate can change, your variable interest rate-and therefore your payment-may increase or decrease accordingly. From the 1st day of each billing period, we apply APRs based on the published prime rate 10 business days before the beginning of that billing period. To determine your APRs, we add to the prime rate: 5.00 - 11.00 percentage points or the maximum allowed by law for purchases, balance transfers, and for cash advances, based on your creditworthiness.
- Oct 8, 202612.00%▼ from 14.50%
- Sep 16, 202614.50%first recorded
As Low As; APR varies with the market based on the Prime Rate; 1% year-end rebate on purchases; No annual fee, no balance transfer fee
- Oct 4, 202612.00%▲ from 11.75%
- Sep 25, 202611.75%first recorded
No additional details provided.
Visa Credit Card Annual Percentage Rates are based on the WSJ prime rate and are subject to change on the first day of the billing cycle quarterly in January, April, July & October. Credit limits up to $25,000.
Published APR range: 12.24% - 22.24%. Intro APR: 0% for 12 months. Regular APR: 12.24% - 22.24%. Variable APR applies after intro period. Rates accurate as of September 1, 2022.
As Low As
- Sep 25, 202612.25%▼ from 12.50%
- Sep 16, 202612.50%first recorded
Purchase APR - As low as 12.45% variable APR; Earn 1.00% cash back with each qualifying net dollar spent; $0 annual fee for Farm Bureau entities; Online Banking self-service to add cards, edit limits, and restrict employee spending; Connect transactions to an Expense Management Tool; Regular APR: 12.45% variable APR
Regular APR: 12.45%
Published APR range: 12.49% - 15.49%. Rate: Prime Rate plus the margin equal the Annual Percentage Rate (APR). The margin will be based on creditworthiness. APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.
As Low As; Visa Credit Card Rates are based on the WSJ prime rate and are subject to change on the first day of the billing cycle quarterly in January, April, July & October.
- Oct 10, 202612.49%▲ from 12.24%
- Sep 14, 202612.24%first recorded
No additional details provided.
- Oct 5, 202612.50%▲ from 12.25%
- Sep 14, 202612.25%first recorded
Published APR range: 12.50% - 23.00%. Based on creditworthiness. APR will vary with the market based on the prime rate.
Published APR range: 12.650% - 18.000%.
- Sep 17, 202612.65%▲ from 12.40%
- Sep 14, 202612.40%first recorded
Variable. The Annual Percentage Rate is subject to change monthly to reflect any change in the index and will be determined by the Prime Rate.
APR range: 12.65%-21.00% variable APR+
- Oct 9, 202612.65%▲ from 12.40%
- Sep 14, 202612.40%first recorded
As Low As
- Oct 9, 202612.74%▲ from 12.49%
- Sep 14, 202612.49%first recorded
Published APR range: 12.75% - 18.00%. Purchase and Cash Advance APR; Variable; Balance Transfer APR: 9.75% - 18.00% Variable; 18% ceiling
- Oct 4, 202612.75%▲ from 9.75%
- Sep 25, 20269.75%▼ from 12.75%
- Sep 16, 202612.75%first recorded
As Low As; Rates As Low As
As Low As*
- Oct 9, 202612.90%▲ from 12.65%
- Sep 18, 202612.65%first recorded
No additional details provided.
Published APR range: 12.90% - 22.90%. Variable Rate. Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.
Subject to credit approval based on several factors, including credit history
Regular APR: up to 12.96%
No additional details provided.
Card Type Variable Rate Visa Business Rewards Credit Card Annual Fee No Annual Fee ( see terms )
Intro rate expires: 6 months; Regular APR: 12.99%
No additional details provided.
No additional details provided.
- Oct 5, 202612.99%▲ from 12.74%
- Sep 14, 202612.74%first recorded
No additional details provided.
As low as
- Sep 21, 202613.00%▲ from 12.75%
- Sep 14, 202612.75%first recorded
Maximum APR: 17.01%; Annual Percentage Rate (APR) is variable and is based on the current prime rate.
Published APR range: 13.00% - 24.00%.
- Oct 10, 202613.00%▲ from 12.00%
- Sep 18, 202612.00%▲ from 11.75%
- Sep 14, 202611.75%first recorded
Published APR range: 13.20% - 15.20%. Explore Business Credit Card (Opens in a new Window)
- Oct 5, 202613.20%▲ from 12.95%
- Sep 26, 202612.95%first recorded
Published APR range: 13.24% - 18.00%. Balance Transfer APR: 13.24% - 18.00%; Cash Advance APR: 16.49% - 18.00%
- Sep 17, 202613.24%▲ from 12.99%
- Sep 14, 202612.99%first recorded
Published APR range: 13.24% - 18.00%. APR for Balance Transfers: 13.24% - 18.00%; APR for Cash Advances: 16.49% - 18.00%
- Sep 17, 202613.24%▲ from 12.99%
- Sep 14, 202612.99%first recorded
Published APR range: 13.24% - 17.99%. Introductory Purchase APR: 0%
No additional details provided.
No additional details provided.
As Low As*
- Oct 6, 202613.49%▲ from 13.24%
- Sep 30, 202613.24%first recorded
Published APR range: 13.49%-24%. Rates are subject to change or expire without notice.
- Oct 6, 202613.49%▲ from 13.24%
- Sep 30, 202613.24%first recorded
Published APR range: 13.49% - 18.00%. Regular APR: 15.49% - 18.00%
As low as
Prime-based
Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%.
Published APR range: 13.50% to 18.00%. As Low As; Purchases 13.50% to 18.00%; Balance Transfers 13.50% to 18.00%; Cash Advance 15.50% to 18.00%
APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Rewards margin is 6.99% to 13.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/28/2026.
quarterly variable *12; APR range: 13.74% or 16.74% APR*
Published APR range: 13.74% to 18.00%. Regular APR: 13.74% to 18.00%
- Oct 5, 202613.74%▲ from 13.49%
- Sep 14, 202613.49%first recorded
Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max. APR: 24.74%
- Oct 9, 202613.74%▲ from 13.49%
- Sep 22, 202613.49%first recorded
Published APR range: 13.74% - 25.74%. Intro rate expires: N/A; Regular APR: N/A. APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points. Balance transfers do not earn Unitus Rewards Points. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
- Oct 9, 202613.74%▲ from 13.49%
- Sep 14, 202613.49%first recorded
Variable***
APR As Low As 13.74%. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Rewards margin is 6.99% to 13.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance.
No additional details provided.
As Low As; Rates as low as 13.75% APR; APR varies with the Prime Rate
As Low As; Business Credit Card
As Low As; Business Credit Card
Excellent credit and risk score
As low as
- Sep 17, 202613.90%▲ from 13.65%
- Sep 14, 202613.65%first recorded
No additional details provided.
No additional details provided.
Published APR range: 13.99% - 17.99%. APR for Purchases*
- Sep 26, 202613.99%▲ from 13.74%
- Sep 14, 202613.74%first recorded
Intro/promo APR: 1.99%; Intro rate expires: 1.99%; Regular APR: 13.99% - 18.00%
As low as; Payment per $1,000: 2% of balance or $25
Variable rate
- Sep 22, 202614.00%▲ from 13.75%
- Sep 14, 202613.75%first recorded
Published APR range: 14.24% - 18.24%.
- Sep 27, 202614.24%▲ from 13.99%
- Sep 14, 202613.99%first recorded
Published APR range: 14.25% - 20.00%. Learn More
Rates Effective as of 10/12/2026. APR = Annual Percentage Rate. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Rates and terms subject to change without notice, contact us for current details. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. APR varies from 14.40% to 18% for the Visa Simply First Card when you open your account based on your credit worthiness. This APR is for purchases and will vary with the market based on the Prime Rate. Subject to credit approval.
Published APR range: 14.40% - 18.00%. Business Credit Card; Rates effective March 2, 2026; Variable Rate; Interest rate is Prime plus margin, never greater than 18.00%
Regular APR: 14.49%
APR range 14.49% - 26.49%; variable, Prime + 7.74%-22.24% margin; no annual fee
Variable Rate; No annual fee; No cash advance or foreign transaction fees on international purchases.
Published APR range: 14.49% - 17.49%. Rate: Prime Rate plus the margin equal the Annual Percentage Rate (APR). The margin will be based on creditworthiness. APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.
For important information, see SFCU MasterCard rates, fees and disclosures.
- Sep 18, 202614.49%▲ from 14.24%
- Sep 14, 202614.24%first recorded
Published APR range: 14.49% to 22.15%. Rates are variable and subject to change without notice. APR shown is for Purchases = (Prime + 7.49%) to (Prime + 15.15%) : Cash Advance APR = Purchase APR + 3% : Balance Transfer APR = Purchase APR + 3% : Penalty APR = Same as Purchase APR. Loan Amount: $5,000 - $30,000. Maximum Financed: $50,000
- Oct 10, 202614.49%▲ from 14.24%
- Sep 14, 202614.24%first recorded
Published APR range: 14.50% - 19.00%. Rate applies to Purchases. ** See footnote.
- Sep 18, 202614.50%▲ from 14.25%
- Sep 14, 202614.25%first recorded
APR range: 14.65%-21.00% variable APR+
- Oct 9, 202614.65%▲ from 14.40%
- Sep 14, 202614.40%first recorded
If your business needs the flexibility and convenience of spending on the go, look no further. With credit limits starting at $500, variable rate as low as 14.65% APR and no annual fee, the Visa Business Platinum Credit Card will help you - and your business - thrive. A member service representative can get you started on the path to spending with ease. APR = Annual Percentage Rate will vary with the market based on the Prime Rate and is subject to change. All loans are subject to credit approval. See Terms and Conditions.; APR range: 14.65% APR to 17.90% APR
As Low As; See Business Credit Card Agreement and Disclosure for important terms and conditions.
Published APR range: 14.75% - 22.75%.
No additional details provided.
As Low As
- Sep 25, 202614.75%▲ from 14.50%
- Sep 16, 202614.50%first recorded
Good credit and risk score
APR = Annual Percentage Rate. National Exchange Bank & Trust extends credit cards primarily to established customers that meet our credit criteria.
No additional details provided.
Credit Score: 700-729
- Sep 18, 202614.95%▲ from 14.70%
- Sep 14, 202614.70%first recorded
As Low As; (Variable Rate); VISA Credit Cards
- Sep 17, 202615.00%▼ from 15.25%
- Sep 14, 202615.25%first recorded
Intro rate expires: 12 months; Regular APR: 15.24%; Currently as low as; Must apply at one of our convenient branch locations
Rate as low as*
- Oct 10, 202615.49%▲ from 15.24%
- Sep 14, 202615.24%first recorded
Variable
APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Signature Credit Card margin is 8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/28/2026.
APR As Low As 15.74%. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Signature Credit Card margin is 8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance.
Published APR range: 15.74% - 24.74%.
No additional details provided.
- Oct 5, 202615.75%▼ from 16.50%
- Sep 14, 202616.50%first recorded
No additional details provided.
Fixed APR*
Excellent credit and risk score
Average credit and risk score
Excellent credit and risk score
Paying Interest: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
Regular APR: 15.900%
Credit Score: 700-729
- Sep 18, 202615.95%▲ from 15.70%
- Sep 14, 202615.70%first recorded
Credit Score: 650-674
- Sep 18, 202615.95%▲ from 10.70%
- Sep 14, 202610.70%first recorded
Published APR range: 15.99% - 32.99%. Variable
- Oct 10, 202615.99%▲ from 15.74%
- Sep 14, 202615.74%first recorded
Published APR range: 15.99% - 24.99%. Earn 1% cash back on purchases; Rewards earned monthly; Variable rate; Apple Pay, Google Pay, Samsung Pay; Tap to Add Card; 25-day grace period; No balance transfer fee; No annual fee; Visa purchase alerts; Great for cardholders who are looking to earn cash back on all purchases.; Rate will vary based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month.
- Oct 10, 202615.99%▲ from 15.74%
- Sep 14, 202615.74%first recorded
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.
Rates Effective as of 10/12/2026. APR = Annual Percentage Rate. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Rates and terms subject to change without notice, contact us for current details. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. APR varies from 16.40% to 18% for the Visa Cash Plus and Visa First Step Cards when you open your account based on your credit worthiness. This APR is for purchases and will vary with the market based on the Prime Rate. Subject to credit approval.
Rates Effective as of 10/12/2026. APR = Annual Percentage Rate. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Rates and terms subject to change without notice, contact us for current details. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. APR varies from 16.40% to 18% for the Visa Cash Plus and Visa First Step Cards when you open your account based on your credit worthiness. This APR is for purchases and will vary with the market based on the Prime Rate. Subject to credit approval.
Rates Effective as of 10/12/2026. APR = Annual Percentage Rate. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Rates and terms subject to change without notice, contact us for current details. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. APR varies from 16.40% to 18% for the Visa Cash Plus and Visa First Step Cards when you open your account based on your credit worthiness. This APR is for purchases and will vary with the market based on the Prime Rate. Subject to credit approval.
Published APR range: 16.49% to 24.15%. Rates are variable and subject to change without notice. APR shown is for Purchases = (Prime + 9.49%) to (Prime + 17.15%) : Cash Advance APR = Purchase APR + 3% : Balance Transfer APR = Purchase APR + 3% : Penalty APR = Same as Purchase APR. Loan Amount: $5,000 - $30,000. Maximum Financed: $50,000
- Oct 10, 202616.49%▲ from 16.24%
- Sep 14, 202616.24%first recorded
After 6 -Months Intro APR*: Regular APR: 16.49%
As Low As
- Oct 9, 202616.74%▲ from 16.49%
- Sep 14, 202616.49%first recorded
Published APR range: 16.74%-18.00%. Regular APR: 16.74%-18.00% Variable; Balance transfer APR: N/A
No additional details provided.
No additional details provided.
Fixed APR*
Good credit and risk score
Good credit and risk score
Credit Score: 675-699
- Sep 18, 202616.95%▲ from 15.70%
- Sep 14, 202615.70%first recorded
APR = Annual Percentage Rate. Rates are subject to applicant credit. Rates are subject to change. Actual rate may vary. For a complete list of Business Credit Card fees please refer to your cardholder agreement. Contact the credit union for more information. Rates effective as of 09/28/2026.
APR As Low As 16.98%. APR = Annual Percentage Rate. Rates are subject to applicant credit. Rates are subject to change. Actual rate may vary. For a complete list of Business Credit Card fees please refer to your cardholder agreement. Contact the credit union for more information.
Published APR range: 16.99% - 17.99%.
No additional details provided.
- Oct 5, 202616.99%▲ from 16.74%
- Sep 14, 202616.74%first recorded
APR range 16.99% - 28.99%; variable Prime-based; 1.5% cash back; no annual fee
No additional details provided.
- Oct 5, 202617.00%▲ from 16.75%
- Sep 14, 202616.75%first recorded
No additional details provided.
Published APR range: 17.49%-18.00%. APR for Purchases, Balance Transfers, Cash Advances
As Low As*
- Oct 6, 202617.49%▲ from 17.24%
- Sep 30, 202617.24%first recorded
$79 annual fee; 1% Cash back on all qualifying purchases up to $100,000 annually; Manage business expenses 24/7 through our online portal; Variable APRs are tied to the U.S. Prime Rate as published in The Wall Street Journal.
Published APR range: 17.74% to 26.74%. Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (See definition of Prime Rate below.)
- Sep 27, 202617.74%▲ from 15.74%
- Sep 24, 202615.74%first recorded
Fixed APR*
Average credit and risk score
Average credit and risk score
No additional details provided.
Intro rate expires: 12 months; Regular APR: 17.99%
As Low As
Annual Percentage Rate (APR) is a non-variable rate of 17.99%. APR and credit card approval depend on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Business accounts are not eligible. Other loan plans, better rates, and terms may be available.
Published APR range: 17.99% - 32.99%. Variable
- Oct 10, 202617.99%▲ from 17.74%
- Sep 14, 202617.74%first recorded
No additional details provided.
As Low As*; Rate & Fee Disclosure (Opens in a new Window)
No additional details provided.
As Low As; APR varies with the market based on the Prime Rate; 2% monthly cashback on purchases; No foreign transaction fees, no balance transfer fee
Intro APR: 0.00% for 9 months; Introductory Purchase APR of 0% for the first 9 months. After that, your Purchase APR will be 18.49% (quote based on the Prime Rate in effect as of December 1, 2024). Regular APR: 18.49% - 18.49%
Published APR range: 18.90%-24.90%. No Cash Advance or Balance Transfer Fees
Credit Card Rate Trends
Weekly average APRs, compiled from 8,500+ banks & credit unions, updated nightly.
Standard Credit Card rates fell 0.011 points this week to 11.924%, down from 11.935% last week.
Cash Back Card rates fell 0.001 points this week to 13.950%, down from 13.951% last week.
Credit Card Rate Trends
Weekly average APRs. Hover to see exact rates for each day.
Credit Card Rate Forecast, Next 12 Months
Most credit card APRs are variable and tied directly to the prime rate, which moves in lockstep with the federal funds rate. Our model projects the likely path of card averages from the current national figures.
Forecast Methodology & Assumptions
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; variable-rate cards reprice within one to two billing cycles of any prime rate change, passing increases through nearly one-for-one.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
What Carrying a Balance Actually Costs
Unlike a car loan or mortgage, a credit card balance has no fixed payoff date. Interest compounds on whatever you leave unpaid. At the current average APR of 11.92%, here is what a balance costs you per month, and how long it takes to clear at a fixed $250 monthly payment.
| Balance | Interest Accrued per Month | Payoff Time at $250/mo | Total Interest Paid |
|---|---|---|---|
| $1,000 | $9.94 | 5 mo | $25 |
| $2,500 | $24.84 | 11 mo | $146 |
| $5,000 | $49.68 | 1 yr 11 mo | $602 |
| $10,000 | $99.36 | 4 yrs 4 mo | $2,809 |
| $15,000 | $149.05 | 7 yrs 8 mo | $7,928 |
Assumes a fixed $250 monthly payment, no new purchases on the card, and monthly compounding at the average APR. Most issuers actually compound daily, which makes the real cost slightly higher. Your APR is set by your credit profile and issuer and may differ substantially from the average.
The Minimum Payment Trap
Minimum payments are calculated to keep you in debt as long as possible while staying current. Because the minimum shrinks as the balance falls, the last stretch of the payoff crawls. Here is a $5,000 balance at 11.92% APR under a typical minimum payment versus fixed monthly amounts.
| Monthly Payment Strategy | Time to Pay Off | Total Interest | Interest Saved vs. Minimum |
|---|---|---|---|
| Minimum only (interest + 1% of principal) | 17 yrs 4 mo | $4,213 | — |
| Fixed $150 every month | 3 yrs 5 mo | $1,103 | $3,110 |
| Fixed $250 every month | 1 yr 11 mo | $602 | $3,611 |
| Fixed $400 every month | 1 yr 2 mo | $365 | $3,847 |
Minimum payment modeled as accrued interest plus 1% of principal, subject to a $25 floor (the most common issuer formula). Yours is stated in your cardholder agreement and may differ; some issuers use a flat percentage of the balance, which stretches the payoff even further. All rows assume no new purchases. The lesson holds regardless of the exact formula: a fixed payment that does not shrink with the balance is what ends the debt.
About Our Credit Card Rate Database
The tables on this page surface the lowest-APR credit card offers we track: standard, cash back, travel, balance transfer, secured, and business cards, drawn from the thousands of verified rates in our database. Every APR is sourced directly from the issuer’s own website and re-verified regularly.
The lowest verified credit card APR in our database right now is 2.90% APR from Your Choice Federal Credit Union. Card APRs are usually published as a range, and the rate you receive depends on your credit profile. Treat the advertised figure as the floor. Note that federal credit unions are capped by regulation on the APR they may charge, which is why credit union cards cluster at the low end of these tables.
How to Pay Less Credit Card Interest
Pay the Statement Balance in Full
This is the only strategy that reduces your interest cost to exactly zero. Pay the full statement balance by the due date and the grace period covers your purchases. The APR on the card becomes irrelevant. Carrying a balance does not help your credit score; that myth costs cardholders a great deal of money every year.
Run the Balance Transfer Math
A 0% intro APR offer can wipe out interest for a promotional window, but transfer fees typically run 3–5% of the amount moved. Compare that one-time fee to the interest you’d otherwise pay over the same period, and make sure you can clear the balance before the promo ends, whatever remains reverts to the regular APR.
Look at Credit Union Cards
Federal credit unions operate under a regulatory ceiling on the APR they can charge, so their cards consistently sit at the low end of our tables. If you carry a balance even occasionally, that ceiling is worth more than any rewards rate. Membership is usually easier to obtain than most people expect.
Call and Ask for a Lower APR
It costs nothing and works more often than people assume. If you’ve paid on time and your credit has improved since you opened the account, call the number on the back of the card and ask. Issuers would rather cut your rate than lose the balance to a competitor offering a transfer.
Once a balance is large enough that you can’t clear it inside a balance transfer promo window, a fixed-rate personal loan is often the cheaper path. It converts revolving debt at a card APR into an installment loan with a lower fixed rate and a guaranteed payoff date. Either way, the strategy only works if the paid-off cards stay paid off.
Which Type of Credit Card Fits You?
The right card depends almost entirely on one question: do you carry a balance, or do you pay in full every month? Rewards are only worth chasing if you never pay interest.
| Card Type | Best If You… | APR Matters? | Typical Annual Fee | Main Trade-off |
|---|---|---|---|---|
| Cash Back | Pay in full monthly | ✗ Not if you pay in full | Often $0 | Rewards are erased by even one month of interest |
| Travel / Miles | Pay in full and travel often | ✗ Not if you pay in full | $0 to premium | Fee only pays off with consistent redemption |
| Low Interest | Sometimes carry a balance | ✓ Yes. The whole point | Usually $0 | Little or no rewards program |
| Balance Transfer | Are moving existing debt | ✓ Yes, after the promo ends | Usually $0 | 3–5% transfer fee, and the promo expires |
| Secured | Are building or rebuilding credit | ● Yes, but limits are small | Varies | Requires a refundable cash deposit |
| Business | Need to separate business spending | ● Depends on your usage | $0 to premium | Often requires a personal guarantee |
General comparison for educational purposes. Features, fees, and eligibility vary by issuer and by applicant credit profile. MonitorBankRates is not an issuer or financial advisor.
Credit Card Payoff Calculator
See how long your balance will take to clear and what the interest will cost. We’ve prefilled the APR with the current average, or click any rate on the right to apply it instantly. Raise the monthly payment and watch the payoff date move.
Assumes a fixed monthly payment, no new purchases or cash advances on the card, and monthly compounding. Most issuers compound daily, so real-world interest runs slightly higher. Fees, penalty APRs, and promotional rates are not modeled. This tool is for illustration and is not an offer of credit.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our credit card rate tables are free for consumers to use, and we do not receive payment from any issuer to be included or to be ranked in any particular order. Listings are based solely on the rates each issuer publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Credit Card Rate Data: We aggregate credit card rates and terms directly from the official websites of banks, credit unions, and card issuers using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the issuers’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Comprehensive Coverage: Our systems constantly monitor the market to provide a complete picture of available credit card products. We feature a comprehensive mix of issuers, from neighborhood credit unions and regional banks to large card issuers available to applicants in all 50 states.
Regularly Updated APRs: Our rate updaters verify and update credit card rates regularly. Because APRs and promotional offers can change based on market conditions and issuer policies, every product features its own “last updated” date for full transparency. Credit card APRs shown typically represent the lowest available rate for applicants with excellent credit; your actual rate will depend on your credit history, credit score, income, and other underwriting factors.
Frequently Asked Questions
Is it better to get a credit card from a bank or credit union?
What credit score do I need to qualify for a low-interest credit card?
What is a balance transfer credit card and how does it work?
What is the difference between a cash back and a travel rewards card?
Top Credit Card APRs
- Your Choice Federal Credit Union: 2.90% APR (Visa Card)
- Northeastern Operating Engineers Federal Credit Union: 3.99% APR (Visa Credit Card)
- Pinnacle Federal Credit Union: 4.24% APR (Premier Rate Mastercard)
- Pinnacle Federal Credit Union: 4.49% APR (Premier Rate Mastercard)
- Pinnacle Federal Credit Union: 4.74% APR (Premier Rate Mastercard)
Credit Card Calculators
