Best Credit Union Credit Cards — June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
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Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
Top credit union credit cards currently available include: StagePoint Federal Credit UnionStagePoint Federal Credit Union3905 E Grand Ave Ste 100, Laramie, WY, 82072A+5.0 ★Texas Ratio: 1.54%'s Visa Credit Cards has an APR of 1.99%, San Mateo Credit UnionSan Mateo Credit Union575 Middlefield Rd, South San Francisco, CA, 94402 3098A+5.0 ★Texas Ratio: 4.10%'s Credit Cards has an APR of 1.99%, Utilities Employees Credit UnionUtilities Employees Credit Union337 Clay Ave, Wyomissing, PA, 19610A+5.0 ★Texas Ratio: 3.55%'s Visa® Credit Card has an APR of 1.99%, Neighborhood Credit UnionNeighborhood Credit Union791 W Wheatland Rd, Waxahachie, TX, 76018 2734A5.0 ★Texas Ratio: 7.88%'s Visa Personal Platinum has an APR of 1.99%, and Diamond Credit UnionDiamond Credit Union6th Avenue and Spruce St, Wyomissing, PA, 19611A+5.0 ★Texas Ratio: 1.69%'s Visa Diamond Credit Cards has an APR of 1.99%. Rates as of June 1, 2026 per MonitorBankRates.
Credit union credit cards consistently offer lower APRs than bank-issued cards because credit unions are member-owned, not-for-profit cooperatives. Accounts at NCUA-insured credit unions carry the same $250,000 federal deposit protection as FDIC-insured banks.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution.
Rates reflect actual verified offers. Last Updated: June 1, 2026
Compare Credit Union Credit Card Rates Nationwide
Source: Verified Credit Card Data by MonitorBankRates
Institution
Product
APR
Profile
StagePoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3905 E Grand Ave Ste 100, Laramie, WY, 82072
Visa Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 17, 2026
Details
As Low As; Intro rate expires: 12 months; Regular APR: 6.74% - 18%
San Mateo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
575 Middlefield Rd, South San Francisco, CA, 94402 3098
Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 18, 2026
Details
As Low As
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
337 Clay Ave, Wyomissing, PA, 19610
Visa® Credit Card
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 8.75% - 18.00%
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
791 W Wheatland Rd, Waxahachie, TX, 76018 2734
Visa Personal Platinum
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
No additional details provided.
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6th Avenue and Spruce St, Wyomissing, PA, 19611
Visa Diamond Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 1 year; Regular APR: 11.40% - 18% variable
AmeriCU Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.21%
871 Arsenal St, Yorkville, NY, 13602 5477
AmeriCONNECT Visa Card
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.65%-17.99%
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 21.04%
999 N 18th St, Washington, IA, 52641 3217
C1 Flex Rewards Card
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 14.24% - 24.24%
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 21.04%
999 N 18th St, Washington, IA, 52641 3217
C1 Signature Rewards Card
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 12.24% - 20.24%
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Platinum
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 12.90%
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2 Stony Hill Rd Ste 100, South Boston, MA, 06810
Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 7.99% - 17.99%
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Platinum Visa Credit Card
1.99%
▼
APR1.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 Months; Regular APR: N/A
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
9411 AL Highway 22, Wetumpka, AL, 36750 3264
Secure Credit Card
1.99%
▼
APR1.99%
UpdatedMay 21, 2026
Details
Monthly Participation Fee - $10 applied to the card balance
Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1800 W Magnolia Blvd, San Fernando, CA, 91506 1726
Platinum Rewards Mastercard
1.99%
▼
APR1.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 12.25% - 17.50%
Stanford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
905 Barron Avenue, Stanford, CA, 94305
Credit Card
1.99%
▼
APR1.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.49% - 18.00%
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
975 Tech Dr, Ruston, LA, 71463 3539
Prime Plus Visa Credit Card
1.99%
▼
APR1.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 months; Regular APR: 11.75% to 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
975 Tech Dr, Ruston, LA, 71463 3539
Rewards Visa Credit Card
1.99%
▼
APR1.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 months; Regular APR: 13.75% to 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Credit Card
1.99%
▼
APR1.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
9861 N Nevada St, Weiser, WA, 99218 3407
Elusive Credit Card
1.99%
▼
APR1.99%
UpdatedMay 23, 2026
Details
As Low As; earn a $250 bonus!
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.51%
989 Beaver Grade Rd, Moon Twp, PA, 16037
Visa Platinum Credit card
1.99%
▼
APR1.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 billing cycles
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Features & Rewards Platinum
1.99%
▼
APR1.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Features & Rewards Signature
1.99%
▼
APR1.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
501 Gardner Rd, Wellsboro, PA, 16933 9586
VISA BALANCE TRANSFER
1.99%
▼
APR1.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 month introductory APR; Regular APR: N/A
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
9911 Pacific Ave, Tukwila, WA, 98506
Visa Balance Transfers
1.99%
▼
APR1.99%
UpdatedMay 31, 2026
Details
Intro rate expires: June 2027; Regular APR: 10.45% - 22.45%
Jolt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
915 S Euclid Ave, Saginaw, MI, 48732
Ignite! Visa
2.00%
▼
APR2.00%
UpdatedMay 20, 2026
Details
CASH BACK
Embers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
E2906 State Highway M67, Wells, MI, 49894
Credit Card
2.00%
▼
APR2.00%
UpdatedMay 23, 2026
Details
Regular APR: 1%
Greater Niagara Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
2901 MILITARY RD, NORTH TONAWANDA, NY, 14304 1251
VISA Balance Transfer
2.34%
▼
APR2.34%
UpdatedMay 29, 2026
Details
No additional details provided.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, York, ME, 04106 3292
Visa Platinum
2.49%
▼
APR2.49%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 11.49%
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, York, ME, 04106 3292
Visa Signature®
2.49%
▼
APR2.49%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 13.75%
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
793 Hase Road Bldg 416, Statesboro, GA, 31409
Visa Credit Cards
2.50%
▼
APR2.50%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: Competitive rates; No balance transfer fees; Transfer balances from other creditors to your GeoVista CU credit card; Competitive rates and boosted purchasing power online and offline; Shop everywhere Visa® is accepted; No annual fees; Savings Secured card available to help you build up credit; Earn and redeem reward points with [ScoreCard Rewards](https://www.scorecardrewards.com/#/home); Includes benefits like [Roadside Dispatch](https://www.geovistacu.com/_/kcms-doc/638/60006/roadside-dispatch-card-benefit.pdf)® and zero liability1; Enroll in [purchase alerts](https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html) to better monitor your money; Handle and make payments 24/7 with [eZCardInfo](https://www.ezcardinfo.com/#/); EMV chip included for greater security; Quickly replace your card if [lost or stolen](https://www.geovistacu.com/about/contact-us.html#lostCard)
DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 0.47%
9205 Eagle Dr Ste 700, Vidor, TX, 77713
All credit cardholders
2.50%
▼
APR2.50%
UpdatedJune 1, 2026
Details
for 3 months on purchases and balance transfers made between May 4 - July 31, 2026. *Annual Perccentage Rate. Restrictions apply.
Teaneck Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
100 ELIZABETH AVE, TEANECK, NJ, 07666
Visa Credit Cards
2.90%
▼
APR2.90%
UpdatedMay 17, 2026
Details
Intro rate expires: 6 months; Regular APR: N/A
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
522 ADAMS ST, HOBOKEN, NJ, 07030 2002
VISA Platinum
2.90%
▼
APR2.90%
UpdatedMay 17, 2026
Details
Intro rate expires: 6mo; Regular APR: 9.90% - 18.0%
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
807 9th St SE, Waukee, WI, 61036 8104
Platinum Visa Rate
2.90%
▼
APR2.90%
UpdatedMay 18, 2026
Details
Intro rate expires: 6 mos.; Regular APR: 12.50% - 19.50%
Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
110 John Muir Dr, Amherst, PA, 16602
Visa Card
2.90%
▼
APR2.90%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 months; Regular APR: 9.90%
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
849 Chesterfield HWY, Hartsville, SC, 29550 4136
Mastercard
2.90%
▼
APR2.90%
UpdatedMay 23, 2026
Details
Intro rate expires: 12 months; Regular APR: 9.90%
Traverse Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3797 Veterans Dr, Traverse City, MI, 49684 4516
VISA Classic
2.90%
▼
APR2.90%
UpdatedMay 29, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 14.90%. APR *This APR will vary with the market based on the Prime Rate.
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
740 W Hamilton St Ste 300, Whitehall, PA, 18104 3214
Credit Card
2.90%
▼
APR2.90%
UpdatedMay 29, 2026
Details
Introductory; Same Low Rate for Purchases, Balance Transfers and Cash Advances; No Fee for Balance Transfers or Cash Advances
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
676 Magnolia Ave, Port Neches, TX, 77713
Visa Platinum Rewards
2.90%
▼
APR2.90%
UpdatedMay 29, 2026
Details
As Low As; Intro rate expires: 6 months; See Credit Card Addendum
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
676 Magnolia Ave, Port Neches, TX, 77713
Visa Platinum Rewards Secured
2.90%
▼
APR2.90%
UpdatedMay 29, 2026
Details
As Low As; Intro rate expires: 6 months; See Credit Card Addendum
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Visa Platinum
2.90%
▼
APR2.90%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 9.9% - 19.9%
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum CARGO Rewards Visa
2.95%
▼
APR2.95%
UpdatedMay 23, 2026
Details
up to $30,000; Intro rate expires: 12-Month Introductory Rate; Regular APR: 11.45% - 17.95%
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum Visa Credit Card
2.95%
▼
APR2.95%
UpdatedMay 23, 2026
Details
up to $30,000; Intro rate expires: 12-Month Introductory Rate; Regular APR: 9.95% - 15.95%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Cash Back Rewards - Purchases
2.99%
▼
APR2.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Rewards - Purchases
2.99%
▼
APR2.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
503 2nd St, Traer, IA, 50675
Visa Platinum Cashback
2.99%
▼
APR2.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 12 month; Regular APR: 11.15%
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
1605 Queens Dr Ste 101, Woodbury, MN, 55433
Visa Rewards Platinum
2.99%
▼
APR2.99%
UpdatedMay 18, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
3005 7th St, Muscatine, IL, 61265 5925
Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 18, 2026
Details
6-Mo. Intro Balance Transfer
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
6211 Middlebrook Pike, Seymour, TN, 37909
VISA Platinum
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: 10.9%; Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate ARP.
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
3710 168TH ST NE STE A108, Everett, WA, 98223 8462
Visa Platinum
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12-months on purchases and balance transfers; Regular APR: N/A
MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
9420 Farnham St, San Diego, CA, 92128 2586
MyPoint Perks Visa
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Intro rate expires: no balance transfer fee; Regular APR: null
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
774 Post Rd, Wells, ME, 04090 4104
Credit Card
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Special Intro Rate*
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
Credit Card
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: null
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Gold
2.99%
▼
APR2.99%
UpdatedMay 20, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 13.75% - 14.75%
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6222 Little River Tpke, Washington, VA, 24153 3851
Visa Rewards® Credit Card Balance Transfer Special
2.99%
▼
APR2.99%
UpdatedMay 21, 2026
Details
Intro rate expires: 12 months; Regular APR: Not specified
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
857 Route 45, Pilesgrove, NJ, 08098
Visa Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 21, 2026
Details
Intro rate expires: 12 Months; Regular APR: standard APR
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44212
Visa® Balance Transfer and Purchases
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
For the LIFE of transactions made before 7/31/26
Faith Connection Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
450 Martin L King Jr Ave, Marietta, GA, 33815
Visa Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 months; Regular APR: standard rate set through the credit union
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Mastercard®
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
Intro rate expires: Transfer APR††; Regular APR: 12.90% - 17.90%
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Rewards Mastercard®
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
Intro rate expires: Transfer APR††; Regular APR: 15.40% - 17.90%
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
595 Marine Dr, Warrenton, OR, 97146 7359
VISA Rewards
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.40%
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Glen Burnie, MD, 21229
Visa Credit Card
2.99%
▼
APR2.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: As Low As; 11.75%
Arbor Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
8910 PORTAGE RD, WYOMING, MI, 49519 4185
Credit Card Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 6 monthly billing cycles; Regular APR: standard rate
Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
640 Blackhawk Blvd, Sterling, IL, 61081
Credit Card Special
2.99%
▼
APR2.99%
UpdatedMay 23, 2026
Details
As Low As
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
95 Jefferson Blvd, Warwick, RI, 02910 4414
Credit Card
2.99%
▼
APR2.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: N/A
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
Visa Platinum card
2.99%
▼
APR2.99%
UpdatedMay 23, 2026
Details
Intro rate expires: Fixed Rate; Regular APR: null
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
VISA® Platinum Rewards Credit Card
2.99%
▼
APR2.99%
UpdatedMay 23, 2026
Details
As Low As; Regular APR: 12.92%
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
830 E Main St Unit 170, Yuma, AZ, 85938
Visa® Credit Cards: Platinum, Signature, or Business
2.99%
▼
APR2.99%
UpdatedMay 29, 2026
Details
Introductory rate.
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
PO BOX 1058, Ruidoso, NM, 88345 6178
OFCU Visa Platinum
2.99%
▼
APR2.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card With Rewards
2.99%
▼
APR2.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: 14.96%
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card Without Rewards
2.99%
▼
APR2.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: Base - 13.96%, Tier 1 - 16.96%, Tier 2 - 18.00%
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
501 11th St, New Kensington, PA, 15068
VISA Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.9%
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4500 Intermediate Ave, York, PA, 17408 2228
Visa Platinum Credit Card
2.99%
▼
APR2.99%
UpdatedMay 30, 2026
Details
Intro rate expires: After Introductory Rate; Regular APR: 11.49% - 18.00%
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
59 Field St, Torrington, CT, 06790
Platinum Visa Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 31, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 9.99%
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 12.40%-21.00% variable
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, VA, 22202 3781
Credit Builder
3.00%
▼
APR3.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.22%
725 N Cherry ST, Winston Salem, NC, 27530 3648
Visa Credit Card
3.00%
▼
APR3.00%
UpdatedMay 31, 2026
Details
Intro rate expires: 6 months; Regular APR: 10.5%
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.22%
725 N Cherry ST, Winston Salem, NC, 27530 3648
VISA® Credit Cards
3.00%
▼
APR3.00%
UpdatedMay 31, 2026
Details
As Low As
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
526 N Antrim Way, Hanover, PA, 17331 5214
Visa Credit Cards
3.25%
▼
APR3.25%
UpdatedMay 20, 2026
Details
As Low As; Up to 36 months (as low as)
Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Credit Mastercard
3.39%
▼
APR3.39%
UpdatedMay 29, 2026
Details
Intro rate expires: 12 Months; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
526 N Antrim Way, Hanover, PA, 17331 5214
Visa Credit Cards
3.75%
▼
APR3.75%
UpdatedMay 20, 2026
Details
As Low As; 37 - 60 months (as low as)
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
701 Loyola Ave, New Orleans, LA, 70433 3279
CREDIT CARD
3.90%
▼
APR3.90%
UpdatedMay 18, 2026
Details
As Low As; Intro rate expires: 6 months; Regular APR: null
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7020 Brookville Rd, Shelbyville, IN, 46239
Visa Platinum
3.90%
▼
APR3.90%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.65%
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
Platinum VISA®
3.90%
▼
APR3.90%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 12.90%
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
REWARDS Platinum VISA®
3.90%
▼
APR3.90%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 14.90%
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
94 N Lhs Dr, Port Neches, TX, 77706
Credit Cards
3.90%
▼
APR3.90%
UpdatedMay 20, 2026
Details
Intro rate expires: Regular APR:
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
94 N Lhs Dr, Port Neches, TX, 77706
VISA Platinum
3.90%
▼
APR3.90%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.00% - 17.99%
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
557 Main St, South Portland, ME, 04106 5408
Visa Credit Card
3.90%
▼
APR3.90%
UpdatedMay 29, 2026
Details
As Low As; Regular APR: 8.90%
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
557 Main St, South Portland, ME, 04106 5408
Visa Rewards Credit Card
3.90%
▼
APR3.90%
UpdatedMay 29, 2026
Details
As Low As; Regular APR: 10.90%
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Visa Signature Balance Transfer
3.90%
▼
APR3.90%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 13.40%-21.00% variable APR+
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE, 19804
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 17, 2026
Details
No additional details provided.
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 17, 2026
Details
Intro rate expires: 12 months; Regular APR: regular credit card rate
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Intro Credit Card Rate
3.99%
▼
APR3.99%
UpdatedMay 17, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa® Purchases
3.99%
▼
APR3.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.50% - 22.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa®with Rewards - Purchases
3.99%
▼
APR3.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.50% - 23.00%
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1584 Highway 264, Tse Bonito, NM, 87301
Mastercard Credit Card
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 6.99%
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
111 E Randolph St, Wausau, WI, 54401
Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
As Low As
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1930 N Monroe St, Spokane, WA, 99205 4538
Diamond VISA
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Classic Credit Card
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 9 months; Regular APR: The applicant's individual credit score determines the actual rate offered.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Classic
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 15.90% - 22.90%
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
PROVIDENCE SQ SHPG CTR, Woodstock, GA, 30701
Visa Platinum
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 12 months; Regular APR: 15.58%
El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: As low as 10.99%
Willow Island Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.87%
7910 S Pleasants HWY, Saint Marys, WV, 26170 8028
Visa Credit Card
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
As Low As
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
7610 E Main St, Reynoldsburg, OH, 43228 3649
VISA
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
345 S Magnolia Dr, Tallahassee, FL, 32308
Visa® PROMO for 12 Months
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 12 Months
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
494 E Main St, Malone, WI, 53045 5815
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
As Low As; (For Life of Balance Transfer)
Northeastern Operating Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1965 Dixwell Ave, Whitestone, NY, 11357
VISA Credit Card
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
No additional details provided.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Visa Platinum
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 months; Regular APR: 7.99%
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
8585 State Route 28, Utica, NY, 13501
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 22, 2026
Details
As Low As; Intro rate expires: 12 months; Regular APR: null
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
955 Harpersville Rd, Yorktown, VA, 23707
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 12 months; Regular APR: 11.49%-18.00%
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1431 Valley View Blvd, Altoona, PA, 16602
VISA CLASSIC - Contactless
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 12 months; Regular APR: Based on creditworthiness as well as your individual credit scores
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1431 Valley View Blvd, Altoona, PA, 16602
Visa Classic Credit Card
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 12 months; *Annual Percentage Rate
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1431 Valley View Blvd, Altoona, PA, 16602
VISA Credit Card
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro Rate for 12 months
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Classic
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 90 days; Regular APR: 11.90%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Platinum
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 90 days; Regular APR: 8.50%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Classic
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 90 days; Regular APR: 12.90%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Platinum
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: 90 days; Regular APR: 9.50%
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
5397 W Michigan Ave, Ypsilanti, MI, 48197 4900
Visa Rewards Driven Credit Card
3.99%
▼
APR3.99%
UpdatedMay 23, 2026
Details
Intro rate expires: First 6 Months; Regular APR: 12.75%
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6006 HIGHWAY 63, PASCAGOULA, MS, 39581
Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 29, 2026
Details
Intro rate expires: 6 Months; Regular APR: 10.99 - 17.99%
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
8770 N State Route 66, Napoleon, OH, 50325 8616
VISA® Platinum
3.99%
▼
APR3.99%
UpdatedMay 29, 2026
Details
No Annual Fee or Balance Transfer Fee
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
740 Fannin St, Woodville, TX, 77707 0001
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 30, 2026
Details
As Low As; Intro Rate
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
740 Fannin St, Woodville, TX, 77707 0001
total REWARDS Business VISA
3.99%
▼
APR3.99%
UpdatedMay 30, 2026
Details
Intro rate expires: credit card disclosure; Regular APR: See credit card disclosure
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
740 Fannin St, Woodville, TX, 77707 0001
totalREWARDS VISA
3.99%
▼
APR3.99%
UpdatedMay 30, 2026
Details
Intro rate expires: credit card disclosure; Regular APR: See credit card disclosure
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
N9660 County Rd N, Oshkosh, WI, 54956
Special Intro Rate Credit Card
3.99%
▼
APR3.99%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 3.99%
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
The Greater Allen Cathedral of New York, Yonkers, NY, 33126 2035
Credit Card balance transfer
4.00%
▼
APR4.00%
UpdatedMay 22, 2026
Details
introductory period of 6 months
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
8195 Dexter Rd, Moon Township, TX, 90245
Premier Visa
4.00%
▼
APR4.00%
UpdatedMay 22, 2026
Details
As Low As; Prime + 4.00% APR
Upward Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
510 Veterans Blvd Ste B, Redwood City, CA, 94063
Credit Builder
4.24%
▼
APR4.24%
UpdatedMay 20, 2026
Details
$500 - $1,500
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14900 Sweitzer Ln Ste 104, Laurel, MD, 20769
Introductory Rate Visa® Platinum
4.49%
▼
APR4.49%
UpdatedMay 22, 2026
Details
Regular APR: 12.65% - 18.00%
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.75%
2985 SE 75th Ave, Portland, OR, 97233 5319
Credit Builder
4.50%
▼
APR4.50%
UpdatedMay 18, 2026
Details
No additional details provided.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
501 Westlake Park Blvd, Houston, TX, 77079 4136
Credit Cards
4.65%
▼
APR4.65%
UpdatedMay 30, 2026
Details
Prime Rate + 4.65%
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
526 N Antrim Way, Hanover, PA, 17331 5214
Visa Credit Cards
4.75%
▼
APR4.75%
UpdatedMay 20, 2026
Details
As Low As; 61-120 months (as low as)
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 13.95%
7201 S Broadway, Littleton, CO, 80122 2076
Credit Builder
4.90%
▼
APR4.90%
UpdatedMay 10, 2026
Details
No additional details provided.
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
4301 Barnett Rd, Wichita Falls, TX, 76310
Mastercard Credit Card
4.90%
▼
APR4.90%
UpdatedMay 17, 2026
Details
Intro rate expires: 12 Months; Subject to Approval; Regular APR: Subject to Approval
One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
70 John Stark Hwy, Vergennes, VT, 05641
Platinum Visa
4.90%
▼
APR4.90%
UpdatedMay 18, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
8530 Fern Ave, Wake Village, TX, 75672
Visa® Platinum
4.90%
▼
APR4.90%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 month; Regular APR: 9.65%
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
811 NW 25th St, Topeka, KS, 67502
ENVISTABLACK Credit Card
4.90%
▼
APR4.90%
UpdatedMay 23, 2026
Details
As Low As
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
925 14th Ave E, West Fargo, ND, 58784
Visa Classic Student®
4.90%
▼
APR4.90%
UpdatedMay 23, 2026
Details
No additional details provided.
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
6171 NW 183rd St, Pinecrest, FL, 33156 5958
Visa Gold Card
4.90%
▼
APR4.90%
UpdatedMay 23, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.90%
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
433 Metairie Rd, New Orleans, LA, 70112
Credit Card
4.90%
▼
APR4.90%
UpdatedMay 29, 2026
Details
Secure and Credit Builder Options Available; Great Introductory Rates
Tippecanoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
3450 south st, lafayette, IN, 47905
Visa Platinum Card
4.90%
▼
APR4.90%
UpdatedMay 29, 2026
Details
Intro rate expires: 1 year; Regular APR: 8.9%
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME, 04240 5721
Visa Credit Card
4.95%
▼
APR4.95%
UpdatedMay 29, 2026
Details
Regular APR: 9.90%
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME, 04240 5721
Visa Credit Card Balance Transfer
4.95%
▼
APR4.95%
UpdatedMay 29, 2026
Details
Regular APR: 9.90%
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card
4.99%
▼
APR4.99%
UpdatedMay 17, 2026
Details
Promotional APR
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card Limit
4.99%
▼
APR4.99%
UpdatedMay 17, 2026
Details
$5,000 - $30,000; As Low As; Regular APR: Based on Prime Rate plus a margin. APR on those purchases will remain at 4.99% through the initial 90-day promotional period. The APR will not exceed the ceiling, or highest APR of 18.00%. Rates are subject to change at any time and are subject to approval. Offer valid for existing First New York credit card holders only. Offer not valid for current cardholders or cardholders currently in another promotional program.
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card Secured
4.99%
▼
APR4.99%
UpdatedMay 17, 2026
Details
As Low As; Regular APR: Based on Prime Rate plus a margin. APR on those purchases will remain at 4.99% through the initial 90-day promotional period. The APR will not exceed the ceiling, or highest APR of 18.00%. Rates are subject to change at any time and are subject to approval. Offer valid for existing First New York credit card holders only. Offer not valid for current cardholders or cardholders currently in another promotional program.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Cash Back Rewards - Balance transfers
4.99%
▼
APR4.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 12 months; Regular APR: 15.50% - 26.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Rewards - Balance transfers
4.99%
▼
APR4.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 12 months; Regular APR: 15.50% - 26.00%
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5329 Sunrise Blvd, Sacramento, CA, 95827 2508
Low Interest Credit Card
4.99%
▼
APR4.99%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.99% - 36.00%
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
Visa Balance Transfer
4.99%
▼
APR4.99%
UpdatedMay 23, 2026
Details
As Low As; Intro rate expires: 12 months; Regular APR: 7.99% - 14.99%
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
One Space Park Dr Bldg R6, St Augustine, VA, 93550 7610
Low Rate Visa Card or Mastercard
4.99%
▼
APR4.99%
UpdatedMay 30, 2026
Details
Intro rate expires: 6 months; Regular APR: null
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Rewards Balance Transfer
4.99%
▼
APR4.99%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 14.40%-21.00% variable
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Visa Platinum Secured
5.00%
▼
APR5.00%
UpdatedMay 17, 2026
Details
Secured Visa secured by Credit Union shares.
Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Platinum Card
5.00%
▼
APR5.00%
UpdatedMay 30, 2026
Details
Intro rate expires: 6 months; Regular APR: 9.00%
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4817 S Morey Rd, Lake City, MI, 49651 9018
Secured VISA
5.00%
▼
APR5.00%
UpdatedMay 31, 2026
Details
No additional details provided.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
5.14%
▼
APR5.14%
UpdatedMay 29, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
5.75%
▼
APR5.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
5.80%
▼
APR5.80%
UpdatedMay 17, 2026
Details
As Low As
Midstate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
217 Roosevelt Ave, Linden, NJ, 07201
Credit Cards
5.90%
▼
APR5.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
315 W 12th Ave, Cordele, GA, 31015 2333
Credit Cards
5.90%
▼
APR5.90%
UpdatedMay 20, 2026
Details
No additional details provided.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2105 W Grande Blvd, Tyler, TX, 75703 0551
Credit Card
5.90%
▼
APR5.90%
UpdatedMay 22, 2026
Details
Balance transfer rate
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1400 Franklin St, Houston, TX, 77002 2147
Credit Card
5.90%
▼
APR5.90%
UpdatedMay 29, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2000 Continental Blvd, Charlotte, NC, 28273
Mastercard Balance Transfer APR
5.95%
▼
APR5.95%
UpdatedMay 18, 2026
Details
As Low As
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum
5.99%
▼
APR5.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.90% or 13.90%
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum Preferred
5.99%
▼
APR5.99%
UpdatedMay 22, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.90% or 13.90%
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
3404 Old Forest Rd, Madison Heights, VA, 24572 2447
Visa
5.99%
▼
APR5.99%
UpdatedMay 22, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
3404 Old Forest Rd, Madison Heights, VA, 24572 2447
Visa Secured
5.99%
▼
APR5.99%
UpdatedMay 22, 2026
Details
No additional details provided.
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
N9660 County Rd N, Oshkosh, WI, 54956
Special Intro Rate Credit Card
5.99%
▼
APR5.99%
UpdatedMay 31, 2026
Details
Intro rate expires: 12 months; Regular APR: 5.99%
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.43%
524 N Pearl St, Cedarville, NJ, 08311 2542
Visa Credit Cards
6.00%
▼
APR6.00%
UpdatedMay 17, 2026
Details
As Low As
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Woodland, WA, 98674 9359
Credit Builder
6.00%
▼
APR6.00%
UpdatedMay 20, 2026
Details
No additional details provided.
GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
17010 Croswell St, Wyoming, MI, 49509 9542
Classic Credit Card Rate
6.00%
▼
APR6.00%
UpdatedMay 20, 2026
Details
Regular APR: 14.65%
GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
17010 Croswell St, Wyoming, MI, 49509 9542
Gold Credit Card Rate
6.00%
▼
APR6.00%
UpdatedMay 20, 2026
Details
Regular APR: 10.65%
Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
8601 University City Blvd, Winston Salem, NC, 28303
Credit Builder
6.00%
▼
APR6.00%
UpdatedMay 20, 2026
Details
No additional details provided.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Unsecured Financing A+
6.00%
▼
APR6.00%
UpdatedMay 22, 2026
Details
No additional details provided.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Credit Cards
6.00%
▼
APR6.00%
UpdatedMay 22, 2026
Details
No additional details provided.
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
10 Jefferson Square Ave, Batavia, NY, 14020
Rewards VISA Signature
6.00%
▼
APR6.00%
UpdatedMay 22, 2026
Details
No additional details provided.
Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Gold Credit Card
6.00%
▼
APR6.00%
UpdatedMay 30, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.00%
Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR, 72204 4940
Visa Credit Card
6.00%
▼
APR6.00%
UpdatedMay 30, 2026
Details
As Low As; Regular APR: 6.00% - 11.50%
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.25%
▼
APR6.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
6.30%
▼
APR6.30%
UpdatedMay 17, 2026
Details
As Low As
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
701 Harvey Rd, College Station, TX, 77840 3546
Credit card
6.49%
▼
APR6.49%
UpdatedMay 20, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, Torrance, CA, 90502 1306
Credit Cards
6.49%
▼
APR6.49%
UpdatedMay 22, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, Torrance, CA, 90502 1306
Platinum VISA
6.49%
▼
APR6.49%
UpdatedMay 22, 2026
Details
Intro rate expires: Limited-Time; Regular APR: Purchases & Balance Transfers
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Road 909, Villalba, VA, 24502
Mastercard
6.50%
▼
APR6.50%
UpdatedMay 22, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
8195 Dexter Rd, Moon Township, TX, 90245
Visa Classic Secured
6.50%
▼
APR6.50%
UpdatedMay 22, 2026
Details
No additional details provided.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
5034 Bobby Hicks Hwy Ste 2, Rogersville, VA, 37857
Secured Visa Platinum Credit Card
6.50%
▼
APR6.50%
UpdatedMay 30, 2026
Details
(fixed rate)
Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
1600 CANTRELL RD, Little Rock, AR, 72201 1110
CREDIT CARD
6.69%
▼
APR6.69%
UpdatedMay 22, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
851 Van Ness Ave, San Francisco, CA, 94132 1623
Credit Cards
6.70%
▼
APR6.70%
UpdatedMay 30, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
851 Van Ness Ave, San Francisco, CA, 94132 1623
VISA® Platinum
6.70%
▼
APR6.70%
UpdatedMay 30, 2026
Details
As Low As; Regular APR: 6.70% - 17.99%
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
6.75%
▼
APR6.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
6.75%
▼
APR6.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.75%
▼
APR6.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
6.75%
▼
APR6.75%
UpdatedMay 17, 2026
Details
No additional details provided.
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
2335 S Ellis St, Hornell, NY, 85286 6701
Unsecured
6.75%
▼
APR6.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured
6.75%
▼
APR6.75%
UpdatedMay 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
3422 Emmorton Rd, Bel Air, MD, 21014 3249
Secured Card
6.75%
▼
APR6.75%
UpdatedMay 20, 2026
Details
No additional details provided.
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
3033 S Parker Rd Ste 800, Golden, CO, 80401
Credit Cards
6.75%
▼
APR6.75%
UpdatedMay 20, 2026
Details
As Low As
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
3033 S Parker Rd Ste 800, Golden, CO, 80401
Visa Credit Cards
6.75%
▼
APR6.75%
UpdatedMay 20, 2026
Details
as low as
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
3033 S Parker Rd Ste 800, Golden, CO, 80401
Visa Platinum
6.75%
▼
APR6.75%
UpdatedMay 20, 2026
Details
No additional details provided.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Credit Cards
6.75%
▼
APR6.75%
UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Prime Lock
6.75%
▼
APR6.75%
UpdatedMay 22, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
968 N Lapeer Rd, West Bloomfield, MI, 48377 2509
Current Prime Rate Visa® Credit Cards
6.75%
▼
APR6.75%
UpdatedMay 23, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Educator Visa2,3
6.75%
▼
APR6.75%
UpdatedMay 29, 2026
Details
Equals Prime Rate
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
6.85%
▼
APR6.85%
UpdatedMay 29, 2026
Details
No additional details provided.
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
VISA Card
6.87%
▼
APR6.87%
UpdatedMay 22, 2026
Details
As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
Visa Platinum
6.87%
▼
APR6.87%
UpdatedMay 22, 2026
Details
No additional details provided.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
5811 Red Arrow Hwy, Stevensville, MI, 49127 1142
Platinum card
6.90%
▼
APR6.90%
UpdatedMay 17, 2026
Details
purchase and cash advance APR
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Low Rate Visa
6.90%
▼
APR6.90%
UpdatedMay 17, 2026
Details
No additional details provided.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Rewards Visa
6.90%
▼
APR6.90%
UpdatedMay 17, 2026
Details
No additional details provided.
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.39%
PO Box 555, Rocky Ford, CO, 81067
VISA Credit Card
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.28%
90 Universal City Plz, Universal City, CA, 91608 1002
Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
No additional details provided.
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN, 37214
Visa Secured Credit Card
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
No additional details provided.
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
901 E UNIVERSITY AVE STE Q, Zuni, NM, 88130 6242
Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
As low as
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
901 E UNIVERSITY AVE STE Q, Zuni, NM, 88130 6242
Mastercard® Gold
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH, 46280 1396
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 months; Regular APR: based on their score at application
Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
966 FM 105, Spurger, TX, 77660 9264
Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
As Low As
Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
966 FM 105, Spurger, TX, 77660 9264
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
No additional details provided.
Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
966 FM 105, Spurger, TX, 77660 9264
Visa Platinum Card
6.90%
▼
APR6.90%
UpdatedMay 20, 2026
Details
Fixed APR*
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
8603 University Ave, Odessa, TX, 79766
MasterCard Platinum
6.90%
▼
APR6.90%
UpdatedMay 21, 2026
Details
No Annual Fee
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
8603 University Ave, Odessa, TX, 79766
VISA Platinum
6.90%
▼
APR6.90%
UpdatedMay 21, 2026
Details
No Annual Fee
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Richmond, VA, 23860
VISA Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 22, 2026
Details
No additional details provided.
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Onyx Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 22, 2026
Details
Purchases APR; Balance Transfer APR
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Visa Balance Transfer
6.90%
▼
APR6.90%
UpdatedMay 22, 2026
Details
As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
34 Licking View Dr, Newark, OH, 43056
Visa Platinum Credit Card
6.90%
▼
APR6.90%
UpdatedMay 22, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
322 S Detroit St, Warsaw, IN, 46580 4401
VISA Credit Card
6.90%
▼
APR6.90%
UpdatedMay 22, 2026
Details
As Low As; Regular APR: 8.9% Base(10.9%) 12.9% 15.9% 17.9%
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 76006
Mastercard Platinum Secured
6.90%
▼
APR6.90%
UpdatedMay 23, 2026
Details
No additional details provided.
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2130 Cunningham Dr, Hampton, VA, 23666
VISA Platinum Rewards Card
6.90%
▼
APR6.90%
UpdatedMay 23, 2026
Details
No additional details provided.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
W3803 US Highway 2 41, Stephenson, MI, 49887
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 29, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2110 3rd Ave N, Gladstone, MI, 49837
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 29, 2026
Details
No additional details provided.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
401 S Poplar St, Salem, IL, 62881 3804
VISA Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 31, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
401 S Poplar St, Salem, IL, 62881 3804
Visa Platinum
6.90%
▼
APR6.90%
UpdatedMay 31, 2026
Details
No additional details provided.
Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Platinum
6.95%
▼
APR6.95%
UpdatedMay 20, 2026
Details
As Low As; $300 - $25,000
Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Secured
6.95%
▼
APR6.95%
UpdatedMay 20, 2026
Details
As Low As; $300 - $25,000
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
6277 E Slauson Ave, New York, NY, 90064
Secured VISA®
6.95%
▼
APR6.95%
UpdatedMay 22, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
6277 E Slauson Ave, New York, NY, 90064
VISA Credit Card
6.95%
▼
APR6.95%
UpdatedMay 22, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
6277 E Slauson Ave, New York, NY, 90064
VISA® Classic
6.95%
▼
APR6.95%
UpdatedMay 22, 2026
Details
As Low As
RAH Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
45 DIAUTO DR, RANDOLPH, MA, 02368 4501
VISA
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 Months; Regular APR: 9.99%
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
91 1717 Fort Weaver Rd Ste B, Honolulu, HI, 96850
VISA® Platinum Credit Card
6.99%
▼
APR6.99%
UpdatedMay 17, 2026
Details
No annual fee, up to 25 day grace period.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa® Balance transfers
6.99%
▼
APR6.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 12 months; Regular APR: 13.50% - 24.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa®with Rewards - Balance transfers
6.99%
▼
APR6.99%
UpdatedMay 18, 2026
Details
Intro rate expires: 12 months; Regular APR: 14.50% - 25.00%
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
92 North Ave, Winooski, VT, 05701 4743
Credit Builder
6.99%
▼
APR6.99%
UpdatedMay 18, 2026
Details
No additional details provided.
City of Boston Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.18%
CITY HALL, WEST ROXBURY, MA, 02201
Visa® Platinum Credit Card
6.99%
▼
APR6.99%
UpdatedMay 20, 2026
Details
max. loan amount $20,000
City of Boston Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.18%
CITY HALL, WEST ROXBURY, MA, 02201
Visa® Signature Credit Card
6.99%
▼
APR6.99%
UpdatedMay 20, 2026
Details
max. loan amount $20,000
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
10 Rachel Dr, Nashville, TN, 37214
SECURED VISA PLATINUM
6.99%
▼
APR6.99%
UpdatedMay 20, 2026
Details
No Annual Fee - 25 day grace period
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
860 Main St, Waterboro, ME, 04087 3013
Credit Card
6.99%
▼
APR6.99%
UpdatedMay 20, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
VISA Credit Card
6.99%
▼
APR6.99%
UpdatedMay 22, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
VISA Credit Cards
6.99%
▼
APR6.99%
UpdatedMay 22, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
494 E Main St, Malone, WI, 53045 5815
Visa Credit Card
6.99%
▼
APR6.99%
UpdatedMay 22, 2026
Details
As Low As
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
43 High St, Wareham, MA, 02746 2126
Visa Balance Transfer Promo
6.99%
▼
APR6.99%
UpdatedMay 22, 2026
Details
Transfer the balances of your existing high interest credit cards and let us help you start saving money today!
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA Credit Card
6.99%
▼
APR6.99%
UpdatedMay 23, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA® Gold
6.99%
▼
APR6.99%
UpdatedMay 23, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Maui County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
69 N Market St, Wailuku, HI, 96793 1719
Visa® Platinum, Platinum Cash Rewards and Secured
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Southwest Communities Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
213 Pine St, Carnegie, PA, 15106 2438
VISA Credit Cards
7.00%
▼
APR7.00%
UpdatedMay 17, 2026
Details
As Low As; Rates effective as of 5/1/26 Rates subject without notice.
Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
6901 W Bell Rd, TUCSON, AZ, 86004
Unsecured Home Improvement
7.00%
▼
APR7.00%
UpdatedMay 18, 2026
Details
As Low As
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
975 Central St, Waconia, MN, 56087 1133
Platinum Secured Card**
7.00%
▼
APR7.00%
UpdatedMay 20, 2026
Details
No additional details provided.
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
5202 SW Lee Blvd, Lawton, OK, 73507
Credit Cards
7.15%
▼
APR7.15%
UpdatedMay 29, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7371 California Ave, Warren, OH, 44718 2552
United Way of Trumbull County Visa® Credit Card
7.17%
▼
APR7.17%
UpdatedMay 23, 2026
Details
Intro rate expires: 90 days; Regular APR: 7.17%
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.25%
▼
APR7.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A Used
7.25%
▼
APR7.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.25%
▼
APR7.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ Used
7.25%
▼
APR7.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.25%
▼
APR7.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
520 1ST ST, Spokane, WA, 99224 7434
CFCU VISA Credit Card
7.25%
▼
APR7.25%
UpdatedMay 29, 2026
Details
No Annual Fee
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
520 1ST ST, Spokane, WA, 99224 7434
VISA
7.25%
▼
APR7.25%
UpdatedMay 29, 2026
Details
May qualify for up to two times gross monthly income.
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
UpdatedMay 17, 2026
Details
No additional details provided.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Visa Credit Card
7.49%
▼
APR7.49%
UpdatedMay 29, 2026
Details
As low as
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
791 4th Pl SW, Trussville, AL, 35216
VISA Credit Card
7.49%
▼
APR7.49%
UpdatedMay 31, 2026
Details
No additional details provided.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
7 Frankford Ave Bldg 141, Pell City, AL, 36265
VISA Signature Card
7.49%
▼
APR7.49%
UpdatedJune 1, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.50%
▼
APR7.50%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.50%
▼
APR7.50%
UpdatedMay 17, 2026
Details
No additional details provided.
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
6305 SW Archer Rd, Old Town, FL, 34470 4868
Credit Builder Secured
7.50%
▼
APR7.50%
UpdatedMay 20, 2026
Details
No additional details provided.
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
976 Main St, Panama City Beach, FL, 32444 4620
Platinum Credit Cards
7.50%
▼
APR7.50%
UpdatedMay 20, 2026
Details
As Low As
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
976 Main St, Panama City Beach, FL, 32444 4620
Platinum VISA®
7.50%
▼
APR7.50%
UpdatedMay 20, 2026
Details
Regular APR: 7.50% - 16.75%
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Washington, VA, 63102
Visa Credit Cards
7.50%
▼
APR7.50%
UpdatedMay 21, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
4473 Durham Rd, Roxboro, NC, 28306 2865
Visa Credit Cards
7.50%
▼
APR7.50%
UpdatedMay 22, 2026
Details
As Low As; Fixed Rate; No Annual Fee; No Cash Advance Fee; Accepted anywhere with Visa logo
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
4473 Durham Rd, Roxboro, NC, 28306 2865
Vision Visa Credit Card - Platinum
7.50%
▼
APR7.50%
UpdatedMay 22, 2026
Details
As Low As; Fixed rate
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Wilmington, DE, 19808
Unsecured Fixed Rate/ Closed End
7.50%
▼
APR7.50%
UpdatedMay 22, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Visa Balance Transfer
7.50%
▼
APR7.50%
UpdatedMay 29, 2026
Details
Regular APR: 7.50%
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87701
Visa Platinum
7.50%
▼
APR7.50%
UpdatedMay 31, 2026
Details
Non-variable Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87701
Visa® Platinum card
7.50%
▼
APR7.50%
UpdatedMay 31, 2026
Details
Take Control of Your Debt
Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
8767 Satyr Hill Rd, Randallstown, MD, 21234
DCU MasterCard Secured
7.50%
▼
APR7.50%
UpdatedMay 31, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.75%
▼
APR7.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Crossroads at Kapolei, Pearl City, HI, 96826
Platinum Mastercard®
7.75%
▼
APR7.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured
7.75%
▼
APR7.75%
UpdatedMay 18, 2026
Details
As Low As
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Platinum Visa
7.75%
▼
APR7.75%
UpdatedMay 20, 2026
Details
with credit score 650 or >
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
495 S San Antonio Rd, Sunnyvale, CA, 95123 1103
Visa Platinum
7.75%
▼
APR7.75%
UpdatedMay 20, 2026
Details
Regular APR: 7.75% - 13.75%
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Line of Credit (Variable Rate)
7.75%
▼
APR7.75%
UpdatedMay 21, 2026
Details
No additional details provided.
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
703 S 9th St, Weatherford, OK, 73644 6456
Visa Platinum Card
7.75%
▼
APR7.75%
UpdatedMay 22, 2026
Details
Present rate - variable rate subject to change semi annually at prime + 1.00%
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
7.89%
▼
APR7.89%
UpdatedMay 29, 2026
Details
No additional details provided.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
4595 S Muskogee Ave, Tahlequah, OK, 74464 5419
Visa Platinum
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, Washington, VA, 22314 2259
VISA Secured
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
Funds will be held in share account
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
81 6631 Mamalahoa Hwy, Kealakekua, HI, 96755 3001
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
As Low As
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
233 Vineyard St, Honolulu, HI, 96813 2446
Visa PLATINUM PLUS Credit Card
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
No additional details provided.
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
4301 Barnett Rd, Wichita Falls, TX, 76310
Platinum Mastercard
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
No additional details provided.
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
7901 E Speedway Blvd, Tucson, AZ, 85719 1534
Secured Credit Card
7.90%
▼
APR7.90%
UpdatedMay 17, 2026
Details
variable rate
Metro Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1306 VERSAILLES RD STE 140, Lexington, KY, 40507 1459
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 18, 2026
Details
As Low As
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.86%
3100 McFarland Blvd, Tuscaloosa, AL, 35476
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 18, 2026
Details
As Low As
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.86%
3100 McFarland Blvd, Tuscaloosa, AL, 35476
Low-Interest Rate Credit Card
7.90%
▼
APR7.90%
UpdatedMay 18, 2026
Details
As Low As
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.86%
3100 McFarland Blvd, Tuscaloosa, AL, 35476
VISA Credit Card (fixed rate)
7.90%
▼
APR7.90%
UpdatedMay 18, 2026
Details
No additional details provided.
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
121 W 3rd St N, Newton, IA, 50208 3040
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
820 N Cobb St, Milledgeville, GA, 31210
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
As Low As
Community South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
775 US Highway 331 S, Defuniak Springs, FL, 32435
Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
No additional details provided.
WesTex Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
608 W Avenue E, Pecos, TX, 79830
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
As Low As
Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
567 Veritas St, Nashville, TN, 37211
VISA CREDIT CARD
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
No additional details provided.
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN, 37214
Visa Classic Credit Card
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
No additional details provided.
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
600 AFG Rd, Mt Carmel, TN, 37664 3163
Visa Gold Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
No additional details provided.
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
600 AFG Rd, Mt Carmel, TN, 37664 3163
VISA® GOLD
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
Fixed 7.9% Rate
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2000 S Russell St, Missoula, MT, 59801 6658
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
891 KELLER PKWY STE 100, North Richland Hills, TX, 76248
VISA® Gold Credit Card
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
No additional details provided.
My Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
976 Dawsonville Hwy, Jefferson, GA, 30601
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
As Low As
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
9120 Eastchase Pkwy, Montgomery, AL, 36832 6330
Mastercard Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 20, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4005 S Mendenhall Rd, Memphis, TN, 38134
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
GHS Federal Credit Union
Institution Rating:
D3.2 ★Texas Ratio: 31.38%
910 Upper Front St, Norwich, NY, 13905 1337
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4718 N Roan St, Marion, VA, 37620 6018
Platinum Preferred Visa
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4718 N Roan St, Marion, VA, 37620 6018
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4718 N Roan St, Marion, VA, 37620 6018
Visa Credit Card Platinum Preferred
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Cornerstone Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6485 S Transit Rd, North Tonawanda, NY, 14305
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
9622 Patriot Hwy, King George, VA, 22485 5329
Preferred Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
9622 Patriot Hwy, King George, VA, 22485 5329
Visa Preferred
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No Annual Fee
SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3156 Constitution Dr, Livermore, CA, 94551 7570
Visa
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
fixed for life
SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3156 Constitution Dr, Livermore, CA, 94551 7570
Visa Platinum
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No Annual Fees, No Balance Transfer Fees, No Cash Advance Fees
Four Seasons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.35%
2915 Pepperell Pkwy, Opelika, AL, 36804 7473
Visa Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
2 Ledgeview Dr, Westbrook, ME, 04457 4000
Visa
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
2 Ledgeview Dr, Westbrook, ME, 04457 4000
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
Regular APR: 7.90% - 15.90%
Twin Rivers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
23 Phillips St, Massena, NY, 13662
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
Rate varies depending on card
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5201 Alpha Commons Dr, Baltimore, MD, 21224 5732
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
72 Champlain St, Rouses Point, NY, 12979
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
Regular APR: 7.90% - 9.90%
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Texarkana, TX, 75572
Visa Secured Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
Oswego County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
90 E Bridge St, Phoenix, NY, 13135
Visa Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
As Low As; Choose MyPointsPlus® Rewards
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
14963 River Rd, La Place, LA, 70068 6413
Secured VISA®
7.90%
▼
APR7.90%
UpdatedMay 22, 2026
Details
No additional details provided.
Louisiana Central Credit Union
Institution Rating:
D3.4 ★Texas Ratio: 32.35%
824 Elmwood Park Blvd, Harahan, LA, 70123 3332
VISA Classic Platinum
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
As Low As; No annual fee; No transfer fee; No surprises
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
1157 Harrison Ave, harrison, OH, 45030
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
$500-$7500; Regular APR: 7.90% - 9.90% FIXED
Settlers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5384 US Highway 45 N, Watersmeet, MI, 49969
VISA Preferred Platinum
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, LAWRENCE, KS, 66112
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, LAWRENCE, KS, 66112
Visa Card
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
Platinum APR*: 7.9%
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
5751 Stage Rd, Memphis, TN, 38134 4515
Mastercard® Platinum Rewards Credit Card
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
determined by credit worthiness
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
N 6747 M117, Rudyard, MI, 49868
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
1601 Ownby Ln, Richmond, VA, 23220
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 23, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
733 Lancaster Ave Ste K, Wyomissing, PA, 19610 2859
Platinum Visa® Credit Card, Non-Variable
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
No additional details provided.
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
733 Lancaster Ave Ste K, Wyomissing, PA, 19610 2859
Youth Platinum Visa® Credit Card
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
Regular APR: 7.90% - 17.25%
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
820 MAIN ST, Pineville, LA, 71360 6406
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
As Low As
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
820 MAIN ST, Pineville, LA, 71360 6406
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
As Low As
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
820 MAIN ST, Pineville, LA, 71360 6406
VISA® Credit Card
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
As Low As; Regular APR: 7.9%
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
65 W LAKETON AVE, MUSKEGON, MI, 49445 1472
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
65 W LAKETON AVE, MUSKEGON, MI, 49445 1472
VISA- PLATINUM SCORECARD
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
No additional details provided.
The Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
FM 2373 US Hwy 60, Childress, TX, 79201
MasterCard Credit Card without Rewards
7.90%
▼
APR7.90%
UpdatedMay 29, 2026
Details
No additional details provided.
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.75%
5711 S Sherwood Forest Blvd, Walker, LA, 70816 6034
Visa Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 30, 2026
Details
No additional details provided.
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.23%
516 28 Rd, Grand Junction, CO, 81521
Visa Secured Credit Card
7.90%
▼
APR7.90%
UpdatedJune 1, 2026
Details
No additional details provided.
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
214 Main St, Savanna, IL, 61074 1628
CLASSIC Credit Card
7.95%
▼
APR7.95%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 11.95%
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
214 Main St, Savanna, IL, 61074 1628
GENY Credit Card
7.95%
▼
APR7.95%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 7.95%
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
214 Main St, Savanna, IL, 61074 1628
PLATINUM Credit Card
7.95%
▼
APR7.95%
UpdatedMay 20, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 9.95%
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, Parsippany, NJ, 19720
Visa Platinum
7.95%
▼
APR7.95%
UpdatedMay 22, 2026
Details
As Low As; *based on credit rating
Polam Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
589 N LARCHMONT BLVD, ORANGE, CA, 92865 4603
POLAM Visa Preferred
7.98%
▼
APR7.98%
UpdatedMay 22, 2026
Details
As Low As; *No Annual Fee*
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
VISA Classic Credit Card
7.99%
▼
APR7.99%
UpdatedMay 17, 2026
Details
For Score A+, A, B
Pacific Crest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6450 Galpin Ln, Lakeview, OR, 97641
Visa® Credit Card
7.99%
▼
APR7.99%
UpdatedMay 17, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
17314 State Highway 249 Ste 107, Houston, TX, 77064 1100
Credit Card
7.99%
▼
APR7.99%
UpdatedMay 17, 2026
Details
As low as
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9701 Marion Park Dr, Overland Park, MO, 66213 1303
Mastercard Secured
7.99%
▼
APR7.99%
UpdatedMay 18, 2026
Details
No additional details provided.
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
575 N Broadway, Oswego, IL, 60543
VISA Credit Cards
7.99%
▼
APR7.99%
UpdatedMay 18, 2026
Details
No additional details provided.
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
4712 Clairton Blvd, Pittsburgh, PA, 16046
VISA (Secured)
7.99%
▼
APR7.99%
UpdatedMay 20, 2026
Details
No additional details provided.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8013 Centre Park Dr, Beaumont, TX, 78756
Platinum MasterCard
7.99%
▼
APR7.99%
UpdatedMay 20, 2026
Details
No additional details provided.
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO, 80234 1161
Platinum Mastercard®
7.99%
▼
APR7.99%
UpdatedMay 20, 2026
Details
No additional details provided.
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2 Stony Hill Rd Ste 100, South Boston, MA, 06810
Credit Cards
7.99%
▼
APR7.99%
UpdatedMay 20, 2026
Details
Regular APR: 7.99% up to 17.99%
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
51 N Barlow Road, Tawas City, MI, 49779
Visa Balance Transfer
7.99%
▼
APR7.99%
UpdatedMay 21, 2026
Details
Transplant your balances and watch your savings grow with our Visa Balance Transfer Special of 7.99%
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Platinum VISA
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
VISA - Platinum
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
Regular APR: 7.99%; No Annual Fee, No Balance Transfer Fee, Same Low Rate on Cash Advances
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Credit Cards
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
No additional details provided.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Visa Credit
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
As Low As
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
8585 State Route 28, Utica, NY, 13501
GPO Visa Credit Card
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
As Low As; Low rates, no annual fee, and plenty of perks.
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
8585 State Route 28, Utica, NY, 13501
Visa Platinum
7.99%
▼
APR7.99%
UpdatedMay 22, 2026
Details
As Low As
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
VISA Credit Card
7.99%
▼
APR7.99%
UpdatedMay 23, 2026
Details
As Low As
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
Visa Platinum
7.99%
▼
APR7.99%
UpdatedMay 23, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA® Classic
7.99%
▼
APR7.99%
UpdatedMay 23, 2026
Details
No additional details provided.
Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
615 W Maple Ave, Adrian, MI, 49221 4382
VISA Credit Card
7.99%
▼
APR7.99%
UpdatedMay 23, 2026
Details
As Low As
Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
615 W Maple Ave, Adrian, MI, 49221 4382
VISA Platinum-As Low as 7.99%
7.99%
▼
APR7.99%
UpdatedMay 23, 2026
Details
As Low As; * No Annual Fee
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
9040 Benson Ave, Rapid City, TN, 91763
Corporate Elite Visa
7.99%
▼
APR7.99%
UpdatedMay 29, 2026
Details
No additional details provided.
Pheple Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.63%
911 Armory Dr, youngwood, PA, 15697 1814
Student Credit Card
7.99%
▼
APR7.99%
UpdatedMay 29, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
VISA Credit Cards
7.99%
▼
APR7.99%
UpdatedMay 29, 2026
Details
As Low As
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
570 Tony Marchio Dr, Townsend, DE, 19734 2215
edUFCU Visa Card
7.99%
▼
APR7.99%
UpdatedMay 29, 2026
Details
Regular APR: 7.99% - 14.99%
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
570 Tony Marchio Dr, Townsend, DE, 19734 2215
Visa Credit Card
7.99%
▼
APR7.99%
UpdatedMay 29, 2026
Details
Cash Advance APR: 7.99% - 14.99%; Method of Computing the Balance for Purchases: Average Daily Balance (Including new purchases); Maximum Credit Limit based on Credit Worthiness: $15,000; Annual Fee: ; Minimum Finance Charge: ; Transaction Fee for Purchases: ; Late Payment Fee: $20.00; Over-the-Limit Fee:
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
892 BELVIDERE RD, WARREN, MI, 61008 9302
VISA Credit Card
7.99%
▼
APR7.99%
UpdatedJune 1, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
892 BELVIDERE RD, WARREN, MI, 61008 9302
Visa Platinum
7.99%
▼
APR7.99%
UpdatedJune 1, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
8.00%
▼
APR8.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B New
8.00%
▼
APR8.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
VISA Credit Card Platinum
8.00%
▼
APR8.00%
UpdatedMay 17, 2026
Details
No additional details provided.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Visa Platinum Unsecured
8.00%
▼
APR8.00%
UpdatedMay 17, 2026
Details
Maximum Credit Limit is $10,000. Lower Limits may be applicable. $25.00 Annual Fee.
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★Texas Ratio: 54.48%
201 E ASH ST, GOLDSBORO, NC, 27530
VISA Credit Card
8.00%
▼
APR8.00%
UpdatedMay 18, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
VISA Premium
8.00%
▼
APR8.00%
UpdatedMay 18, 2026
Details
No additional details provided.
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Platinum Visa
8.00%
▼
APR8.00%
UpdatedMay 20, 2026
Details
with credit score 650 or >
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06811 4077
VISA Credit Cards Gold
8.00%
▼
APR8.00%
UpdatedMay 21, 2026
Details
No additional details provided.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
90 Auto Dr, Waldorf, MD, 20678 3939
Credit Card
8.00%
▼
APR8.00%
UpdatedMay 22, 2026
Details
As Low As
Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
956 Mulberry St, Sweetwater, TN, 37874
Visa Credit Card
8.00%
▼
APR8.00%
UpdatedMay 22, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
MasterCard Elite
8.00%
▼
APR8.00%
UpdatedMay 22, 2026
Details
As Low As
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Unsecured Financing A
8.00%
▼
APR8.00%
UpdatedMay 22, 2026
Details
No additional details provided.
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6320 Logans Ln, Roanoke, VA, 24572 6259
Blue Visa Credit Card
8.00%
▼
APR8.00%
UpdatedMay 23, 2026
Details
As Low As; Variable
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
904 W State St, Tomah, WI, 54660
Visa Credit Cards
8.00%
▼
APR8.00%
UpdatedMay 23, 2026
Details
As Low As
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
715 Terrace St, Muskegon, MI, 49442
Non-Rewards Visa
8.00%
▼
APR8.00%
UpdatedMay 29, 2026
Details
As Low As
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
820 Putney Rd, Windsor, VT, 05641 4815
Visa® Credit Card
8.02%
▼
APR8.02%
UpdatedMay 18, 2026
Details
Intro rate expires: 8 month; Regular APR: 11.99%-13.99%
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B New
8.25%
▼
APR8.25%
UpdatedMay 17, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Go Green Unsecured
8.25%
▼
APR8.25%
UpdatedMay 20, 2026
Details
As Low As; $5,000 Minimum; $50,000 Maximum
Morton Lane Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Elm and Carlton St, BUFFALO, NY, 14263 0001
Visa Credit Card
8.25%
▼
APR8.25%
UpdatedMay 22, 2026
Details
No additional details provided.
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4817 S Morey Rd, Lake City, MI, 49651 9018
VISA
8.25%
▼
APR8.25%
UpdatedMay 31, 2026
Details
No additional details provided.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Visa Platinum
8.40%
▼
APR8.40%
UpdatedMay 20, 2026
Details
Regular APR: 8.40% - 9.40%
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Three Rivers, TX, 78407
Credit Cards
8.40%
▼
APR8.40%
UpdatedMay 30, 2026
Details
As Low As
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
816 Washington Ave, Golden, CO, 80403
Unsecured
8.45%
▼
APR8.45%
UpdatedMay 20, 2026
Details
As Low As; APR* Starting at; APR* up to 18.00%
Empire One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3020 Orchard Park Rd, West Seneca, NY, 14224
Visa
8.49%
▼
APR8.49%
UpdatedMay 17, 2026
Details
No additional details provided.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
8.49%
▼
APR8.49%
UpdatedMay 17, 2026
Details
Credit Score Ranking A & B
Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
600 W Main St, Visalia, CA, 93291 6148
VISA Credit Card
8.49%
▼
APR8.49%
UpdatedMay 18, 2026
Details
As Low As
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
750 N Cedar St, Saint Johns, MI, 48917 7753
Simple Visa
8.49%
▼
APR8.49%
UpdatedMay 20, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured Personal Line of Credit
8.49%
▼
APR8.49%
UpdatedMay 21, 2026
Details
As Low As
United Catholics Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
160 E COLLEGE ST, COVINA, CA, 91723 2104
VISA Rewards Card
8.49%
▼
APR8.49%
UpdatedMay 22, 2026
Details
As Low As
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
905 N Meridian ST, Winchester, IN, 47394 8102
Visa Preferred
8.49%
▼
APR8.49%
UpdatedMay 29, 2026
Details
As Low As
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5096 US Highway 41 S, Marquette, MI, 49855
VISA Platinum
8.49%
▼
APR8.49%
UpdatedMay 29, 2026
Details
No additional details provided.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
7 Frankford Ave Bldg 141, Pell City, AL, 36265
VISA Platinum Card
8.49%
▼
APR8.49%
UpdatedJune 1, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B Used
8.50%
▼
APR8.50%
UpdatedMay 17, 2026
Details
No additional details provided.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Salon de Actividades Bianca Carretera #2 Km 1430, Virginia Beach, WI, 92705 5849
Unsecured Home Improvement Line of Credit
8.50%
▼
APR8.50%
UpdatedMay 20, 2026
Details
As Low As
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
976 Main St, Panama City Beach, FL, 32444 4620
PlatinumEdge VISA® Awards
8.50%
▼
APR8.50%
UpdatedMay 20, 2026
Details
Regular APR: 8.50% - 17.75%
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06811 4077
VISA Credit Cards Platinum
8.50%
▼
APR8.50%
UpdatedMay 21, 2026
Details
No additional details provided.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Unsecured Visa
8.50%
▼
APR8.50%
UpdatedMay 21, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Unsecured Visa® Credit Card
8.50%
▼
APR8.50%
UpdatedMay 21, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
VISA Credit
8.50%
▼
APR8.50%
UpdatedMay 22, 2026
Details
No additional details provided.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
VISA Gold Card
8.50%
▼
APR8.50%
UpdatedMay 22, 2026
Details
No additional details provided.
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
130 W Superior St, Saint Johns, MI, 48879 1150
Credit Cards
8.50%
▼
APR8.50%
UpdatedMay 22, 2026
Details
As Low As
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
130 W Superior St, Saint Johns, MI, 48879 1150
Platinum Mastercard
8.50%
▼
APR8.50%
UpdatedMay 22, 2026
Details
As Low As
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
130 W Superior St, Saint Johns, MI, 48879 1150
Platinum Mastercard Secured
8.50%
▼
APR8.50%
UpdatedMay 22, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
Nature 2 Bldg LL B250, Spring, TX, 77449
Unsecured Line of Credit
8.50%
▼
APR8.50%
UpdatedMay 23, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Platinum
8.50%
▼
APR8.50%
UpdatedMay 23, 2026
Details
Regular APR: 8.50%
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
3410 McNiel Ave, Wichita Falls, TX, 76308
MASTERCARD Standard, Gold, Platinum
8.50%
▼
APR8.50%
UpdatedMay 29, 2026
Details
Regular APR: 8.5% - 17.00% Fixed Rate
Dakota Star Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
3122 W SAINT LOUIS ST, RAPID CITY, SD, 57702 2354
Credit Card - Visa
8.50%
▼
APR8.50%
UpdatedMay 29, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, MO, 67212 3834
Visa Credit Card
8.59%
▼
APR8.59%
UpdatedMay 18, 2026
Details
No additional details provided.
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
360 N Wood Ave, North Brunswick, NJ, 08902
Credit Card Cruncher (Debt Consolidation)
8.60%
▼
APR8.60%
UpdatedMay 21, 2026
Details
No additional details provided.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Visa Gold Card (Class A rate)
8.64%
▼
APR8.64%
UpdatedMay 20, 2026
Details
No additional details provided.
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88103
VISA Credit Card
8.73%
▼
APR8.73%
UpdatedMay 29, 2026
Details
No additional details provided.
Community Resource Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
631 Bloomingrove Dr, Rensselaer, NY, 12144
Unsecured Home Improvement
8.74%
▼
APR8.74%
UpdatedMay 17, 2026
Details
n/a
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
751 Plain St, Weymouth, MA, 02190 1157
Visa Traditional
8.74%
▼
APR8.74%
UpdatedMay 20, 2026
Details
No additional details provided.
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
751 Plain St, Weymouth, MA, 02190 1157
VISA Traditional Credit Card (Variable Rate)
8.74%
▼
APR8.74%
UpdatedMay 20, 2026
Details
As Low As; APR with Auto Pay
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
990 S Barrington Rd, Waukegan, IL, 61111 8652
Mastercard Low Rate
8.74%
▼
APR8.74%
UpdatedMay 21, 2026
Details
No additional details provided.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Advantage Secured
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Business Platinum
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Platinum Advantage
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Platinum Family
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23456 3409
Credit Cards
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23456 3409
Visa® Platinum
8.74%
▼
APR8.74%
UpdatedMay 22, 2026
Details
Variable*
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.66%
180 N 300 E, Roosevelt, UT, 84066
Credit Card
8.74%
▼
APR8.74%
UpdatedMay 23, 2026
Details
As Low As; no annual or balance transfer fee
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.66%
180 N 300 E, Roosevelt, UT, 84066
MASTERCARD REWARDS
8.74%
▼
APR8.74%
UpdatedMay 23, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
8.75%
▼
APR8.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured C
8.75%
▼
APR8.75%
UpdatedMay 17, 2026
Details
No additional details provided.
Educational and Governmental Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
333 N Central Ave Fl 2, Mount Vernon, NY, 10550 3069
Visa® Premier
8.75%
▼
APR8.75%
UpdatedMay 17, 2026
Details
APR* for Balance Transfers: 10.25%; APR* for Cash Advances: 10.25%
Educational and Governmental Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
333 N Central Ave Fl 2, Mount Vernon, NY, 10550 3069
Visa® Premier Rewards
8.75%
▼
APR8.75%
UpdatedMay 17, 2026
Details
APR* for Balance Transfers: 10.25%; APR* for Cash Advances: 10.25%
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
337 Clay Ave, Wyomissing, PA, 19610
Visa® Power CardTM
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
No additional details provided.
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
7305 N Military Trl, West Palm Beach, FL, 33410 7417
Gold Visa
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
Minimum Limit $4,000
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1600 Huntington Dr, Naperville, IL, 60914
Visa Platinum
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
As Low As
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
9986 W Happy Valley Pkwy Ste 101, Surprise, AZ, 86326 5479
Business Line of Credit - Unsecured
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
No additional details provided.
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
495 S San Antonio Rd, Sunnyvale, CA, 95123 1103
Visa Platinum Rewards
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
Regular APR: 8.75% - 12.75%
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
495 S San Antonio Rd, Sunnyvale, CA, 95123 1103
Visa® Signature
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6640 Via Del Oro, Sunnyvale, CA, 95119
Go Green Unsecured
8.75%
▼
APR8.75%
UpdatedMay 20, 2026
Details
As Low As; $5,000 Minimum; $50,000 Maximum
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Credit Card
8.75%
▼
APR8.75%
UpdatedMay 21, 2026
Details
Cash Advance & Balance Transfer
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Visa Credit Card
8.75%
▼
APR8.75%
UpdatedMay 21, 2026
Details
Balance Transfers
Malden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Credit Card Consolidation
8.75%
▼
APR8.75%
UpdatedMay 22, 2026
Details
Risk > 700; $15,000
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
9101 Hwy 3125, Tuscaloosa, TN, 72315 6917
Premium Visa Credit Card
8.75%
▼
APR8.75%
UpdatedMay 23, 2026
Details
No additional details provided.
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
5001 W 7th St, Texarkana, TX, 75501 6269
Credit Card (Limits
8.75%
▼
APR8.75%
UpdatedMay 30, 2026
Details
$1,000 - $10,000
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
4140 John F Kennedy Blvd, North Little Rock, AR, 72211
Visa® Platinum Credit Card
8.75%
▼
APR8.75%
UpdatedMay 30, 2026
Details
No additional details provided.
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
420 Viking Rd, Waverly, IA, 50707
Credit Card
8.75%
▼
APR8.75%
UpdatedMay 31, 2026
Details
As Low As
Billerica Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
365 boston rd, billerica, MA, 01821
Credit Card
8.75%
▼
APR8.75%
UpdatedMay 31, 2026
Details
No additional details provided.
New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
291 Springfield Ave, New Lenox, IL, 60451 3506
VISA Credit Card
8.80%
▼
APR8.80%
UpdatedMay 17, 2026
Details
As Low As
Capstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
3 POLARIS WAY STE 31B, ALISO VIEJO, CA, 92656
Visa Gold
8.80%
▼
APR8.80%
UpdatedMay 29, 2026
Details
Regular APR: 8.80%-15.80%; Up to $15,000 Plan A,B No Annual Fee, Plan C,D Annual Fee 20.00. APR will be based on your credit worthiness.
Fergus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
106 E Janeaux St, Lewistown, MT, 59457 3033
Visa Classic
8.80%
▼
APR8.80%
UpdatedMay 29, 2026
Details
Regular APR: 8.8%, 10.8%, 15.8%
Voyage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.70%
5800 E 18th St Ste 101, Vermillion, SD, 57110
Credit Cards
8.88%
▼
APR8.88%
UpdatedMay 17, 2026
Details
No annual fees, balance transfer fees, or cash advance fees on Credit Cards
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
9389 Cherry Ave, Fontana, CA, 92335
Credit Card
8.88%
▼
APR8.88%
UpdatedMay 22, 2026
Details
As Low As; Apply for a MasterCard Credit Card today!
Financial Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1200 W International Speedway Blvd, Daytona Beach, FL, 32114 2817
Falcon MasterCard
8.88%
▼
APR8.88%
UpdatedMay 22, 2026
Details
As Low As
Northwest Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
2948 Garfield Rd N, Traverse City, MI, 49686 5008
Visa Credit Card
8.88%
▼
APR8.88%
UpdatedMay 29, 2026
Details
As Low As
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Credit Union Credit Card APR Trend
Daily national average APR compiled from 1,463 banks & credit unions — updated daily.
CC National Avg — National Avg APR
11.21%
▼ -0.015 vs 7 days ago
APRs fell 0.015 pts to 11.21%, down from 11.23% last week.
Averages from 2,849 APR quotes across 1,463 institutions • As of Jun 2, 2026
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MonitorBankRates
What Is a Credit Union Credit Card?
A credit union credit card is issued by a member-owned financial cooperative rather than a publicly traded bank. Because credit unions return earnings to members rather than shareholders, they consistently offer lower APRs, fewer fees, and more flexible underwriting than bank-issued alternatives.
Federal credit union credit card APRs are capped at 18% by the National Credit Union Administration (NCUA). Many state-chartered credit unions voluntarily maintain comparable limits. This ceiling makes credit union cards particularly valuable for cardholders who occasionally carry a balance.
Membership requirements vary by credit union. Some serve specific employers, geographic areas, or associations; others offer community membership to anyone in a state or region. MonitorBankRates displays Safety Grades and financial health metrics alongside APR data so you can evaluate the institution as well as the card offer.
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: We aggregate credit union credit card APRs nationwide directly from the official websites of credit unions using our proprietary rate aggregation technology. By pulling data straight from institutions’ own digital properties and manually verifying rates daily, every APR on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems monitor thousands of credit unions across all 50 states. Because credit unions are community-based and membership eligibility varies, using the state filter is highly recommended to surface credit unions actively serving your area.
Daily Updates & Time-Stamped Accuracy: Our rate team verifies and updates credit union card APRs daily. Every product listed features its own specific “last updated” date for full transparency. Credit unions often carry lower APRs than banks due to their not-for-profit structure.
Proprietary Institution Health & Safety Grades: MonitorBankRates evaluates the financial stability of every listed credit union. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective NCUA regulatory data — including the Texas Ratio — ensuring you choose financially secure institutions.
Disclaimer: APRs shown are the ongoing purchase APR as disclosed by each credit union. Credit union membership eligibility requirements vary. Your actual approved rate depends on your creditworthiness. MonitorBankRates is not a credit card issuer and does not originate credit decisions. Last Updated: June 1, 2026
Frequently Asked Questions about Credit Union Credit Cards
Why choose a credit union credit card?
Credit unions are not-for-profit cooperatives that return earnings to members through lower rates, lower fees, and better terms. Credit union credit cards consistently rank among the lowest APR cards available nationally.
How do I join a credit union to get a card?
Membership eligibility varies. Common qualifications include living or working in a specific area, employment with a certain employer or industry, or affiliation with a civic organization. Many credit unions have expanded eligibility significantly in recent years.
Are credit union credit cards NCUA insured?
The credit union itself is insured by the NCUA up to $250,000 per depositor — the same protection as FDIC-insured banks. This applies to deposit accounts. The credit card is a line of credit, not a deposit, but it is backed by the same federally regulated institution.
Do credit union credit cards have rewards?
Many credit unions offer cash back and points rewards on their credit cards. While rewards programs may be less elaborate than major bank card programs, they often combine meaningful rewards with significantly lower APRs and fees.
Can I use a credit union card nationwide?
Yes. Credit union Visa and Mastercard credit cards are accepted everywhere those networks are accepted, which includes virtually all merchants worldwide.
Top Credit Union Credit Cards Today
- StagePoint Federal Credit Union: 1.99% APR (Visa Credit Cards)
- San Mateo Credit Union: 1.99% APR (Credit Cards)
- Utilities Employees Credit Union: 1.99% APR (Visa® Credit Card)
- Neighborhood Credit Union: 1.99% APR (Visa Personal Platinum)
- Diamond Credit Union: 1.99% APR (Visa Diamond Credit Cards)
Rates reflect actual verified offers. Last Updated: June 1, 2026
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