Copper State Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Copper State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Copper State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCopper State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Copper State Credit Union? Share your experience about Copper State Credit Union by leaving a review below, or read customer reviews before you decide to use Copper State Credit Union. Overall, Copper State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Copper State Credit Union Operations Center 15458 N 28th Ave Phoenix, AZ 85053  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Platinum Secured Visa
8.750%
Visa Credit Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonAnything Loan
10.990%
$500
36
Signature Loan
14.990%
$0
25 - 36
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Copper State Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Copper State Credit Union
Website: https://www.copperstatecu.org
Full Time Employees: 142Part Time Employees: 7 President: Dennis McDonald CEO: Robert Scott Branch Locations: 7 ATM Locations: 9 Corporate Office Address:
15458 N 28th Ave
Phoenix, AZ 85053 Phone Number: 602-375-7300 Fax Number: 602-375-7333 FinancialsTotal Assets:
631,949,909
Total Amount of Shares and Deposits:
552,705,855
Total Shares and Deposits < 1 Year:
534,522,877
Total Shares and Deposits 1 3 Years:
10,922,364
Total Shares and Deposits > 3 Years:
7,260,614
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
29,760,127
Total Uninsured Shares and Deposits > $250K (F+J):
29,760,127
Total Insured Shares and Deposits > $250K (item 17 less item K):
522,945,728
Total Interest Expense (Sum of items 6 8):
6,533,118
Share Certificates:
3,641
Number of Accounts for Share Drafts:
26,108
Number of Accounts for Regular Shares:
42,601
Non Member Deposits:
40
Money Market Shares:
4,280
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
56,350,701
Total Liabilities:
580,536,031
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Copper State Credit UnionIs a member application needed to join Copper State Credit Union?Yes, to access services at Copper State Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Copper State Credit Union provides a range of mortgage and home equity products. Is Copper State Credit Union a safe place to deposit money?Yes, Copper State Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Copper State Credit Union offer online and mobile banking?Most modern institutions like Copper State Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 3.02% and 3-month CD rates at 3.90%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.98%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
