First Technology Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Technology Federal Credit Union's 12-Month CD share certificate rates are at 3.93%, 60-Month CD share certificate rates are at 2.96%, 24-Month CD share certificate rates are at 1.98%, 36-Month CD share certificate rates are at 1.79%. First Technology Federal Credit Union's savings rates are at 0.05%. First Technology Federal Credit Union's 5/1 ARM rates are at 7.00%, 30-Year Fixed (Jumbo) rates are at 7.00%, 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.38%. First Technology Federal Credit Union's Personal Loan Rates are at 9.29. First Technology Federal Credit Union's Credit Card Rates are at 12.24.

First Technology Federal Credit Union

Compare First Technology Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Technology Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Technology Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Technology Federal Credit Union? Share your experience about First Technology Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Technology Federal Credit Union.

Overall, First Technology Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.93%
18-Month CD
N/A
24-Month CD
1.98%
36-Month CD
1.79%
48-Month CD
N/A
60-Month CD
2.96%
Savings
0.05%
MMA
N/A
30-Year Fixed
7.04%
Credit Card
12.24%
Personal Loan
9.29%
First Technology Federal Credit Union
San Jose Corporate
2702 Orchard Pkwy
San Jose, CA 95134 2012
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Technology Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month CD (Flex Index)
5.92%
$1,000
Monesty, a div of American Commerce Bank
Monesty, a div of American Commerce Bank
6-Month CD
5.12%
$500
First National Bank of America (FNBA)
First National Bank of America (FNBA)
12-Month CD
5.05%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
5.00%
$5,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
19-Month CD (special)
4.75%
$500
Marion County State Bank
Marion County State Bank
12-Month CD
4.75%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
12-Month CD
4.73%
$5,000
BMO Alto
BMO Alto
36-Month CD
4.60%
$0
Financial Federal Bank
Financial Federal Bank
Money Market
4.50%
$100,000
StonehamBank
StonehamBank
36-Month CD
4.50%
$1,000
Dieterich Bank
Dieterich Bank
12-Month CD
4.35%
$500
Vermont State Bank
Vermont State Bank
60-Month CD
4.30%
$500
Investment Savings Bank
Investment Savings Bank
12-Month CD
4.20%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
48-Month CD
4.10%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
12-Month CD share certificate
3.93%
$500
Westfield Bank, FSB
Westfield Bank, FSB
36-Month CD
3.82%
$2,500
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Sullivan Bank
Sullivan Bank
60-Month CD
3.55%
$1,000
Mauch Chunk Trust Company
6-Month CD
3.29%
$500
Old Dominion National Bank
Old Dominion National Bank
Prime Personal Money Market
3.27%
$10,000
Bank of Zachary
Bank of Zachary
36-Month CD
3.14%
$2,500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
Ambler Savings Bank
Ambler Savings Bank
48-Month CD
3.00%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
60-Month CD share certificate
2.96%
$500
Coleman County State Bank
Coleman County State Bank
Platinum Savings
2.53%
$75,000
Glen Burnie MSB
18-Month CD
2.53%
$500
Zions Bank
Zions Bank
18-Month CD
2.53%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
60-Month CD
2.34%
$2,500
United Republic Bank
United Republic Bank
60-Month CD
2.25%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
24-Month CD share certificate
1.98%
$500
First Technology Federal Credit Union
First Technology Federal Credit Union
36-Month CD share certificate
1.79%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
The Peoples Community Bank
The Peoples Community Bank
36-Month CD
1.50%
$500
SSB of Wanamingo
SSB of Wanamingo
48-Month CD
1.46%
$500
Federation Bank
Federation Bank
60-Month CD
1.10%
$500
Bank Bank
Bank Bank
24-Month CD
1.10%
$10,000
First Enterprise Bank
First Enterprise Bank
2-Month CD
1.00%
$1,000
FNB Of Nokomis
FNB Of Nokomis
24-Month CD
1.00%
$1,000
OBC Bank
OBC Bank
60-Month CD
1.00%
$1,000
Bellevue State Bank
Bellevue State Bank
48-Month CD
0.90%
$5,000
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.80%
$0
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
1st Bank Yuma
1st Bank Yuma
18-Month CD
0.45%
$1,000
Monroe Federal S&L
Monroe Federal S&L
Money Market
0.35%
$100,000
First Bank of Utica
First Bank of Utica
Checking (Super Now)
0.25%
$700
Community State Bank Starke, FL
Community State Bank Starke, FL
Regular Savings Account
0.10%
$100
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
First Technology Federal Credit Union
First Technology Federal Credit Union
Membership Savings
0.05%
$5
First Bank of Central Ohio
First Bank of Central Ohio
Interest Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Technology Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Alliant Credit Union
Alliant Credit Union
15-Year Fixed
6.000%
6.067%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Jumbo ARM
5.125%
6.186%
0.250
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
6.000%
6.284%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.125%
6.332%
0.780
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.250%
6.353%
0.000
First Technology Federal Credit Union
First Technology Federal Credit Union
15-Year Fixed
6.375%
6.375%
0.079
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
15 Year Fixed
6.375%
6.454%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.500%
6.529%
0.000
U.S. Bank
U.S. Bank
15-Year Fixed
6.250%
6.538%
0.943
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
20-Year Fixed
6.375%
6.563%
0.000
Kohler Credit Union
Kohler Credit Union
30 Year Fixed
6.500%
6.610%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.500%
6.619%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed Jumbo
6.500%
6.630%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed
6.500%
6.631%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
20-Year Fixed
6.500%
6.661%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.375%
6.675%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.571%
6.686%
0.000
Chase Bank
Chase Bank
30-Year Fixed Jumbo
6.625%
6.724%
0.000
Accentra Credit Union
Accentra Credit Union
30-Year Fixed
6.500%
6.725%
0.000
Riverview Federal Credit Union
Riverview Federal Credit Union
10-Year Fixed
6.500%
6.752%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.772%
0.500
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
30 Year Fixed
6.625%
6.772%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Technology Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Technology Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
ACFCU
ACFCU
Line of Credit
13.700%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

First Technology Federal Credit Union Information

Credit Union Name: First Technology Federal Credit Union
Full Time Employees: 1659
Part Time Employees: 3
President: Jeff Hank
CEO: Greg Mitchell
Branch Locations: 37
ATM Locations: 30
Corporate Office Address:
2702 Orchard Pkwy
San Jose, CA 95134 2012
Phone Number: 855-855-8805
Fax Number:

First Technology Federal Credit Union Financials

Total Assets:
16,845,174,956
Total Amount of Shares and Deposits:
11,767,894,787
Total Shares and Deposits < 1 Year:
10,855,669,916
Total Shares and Deposits 1 3 Years:
814,670,429
Total Shares and Deposits > 3 Years:
97,554,442
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,323,962,030
Total Uninsured Shares and Deposits > $250K (F+J):
1,323,962,030
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,443,932,757
Total Interest Expense (Sum of items 6 8):
235,962,161
Share Certificates:
61,094
Number of Accounts for Share Drafts:
358,990
IRA KEOGH Accounts:
12,299
Number of Accounts for Regular Shares:
775,476
Non Member Deposits:
93
Money Market Shares:
82,306
Net Income (unless the amount is already included in Undivided Earnings):
23,897,185
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
545,427,388
Total Liabilities:
15,587,706,618
Show More

First Technology Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

The highest savings rates and money market rates didn't increase this month and probably won't increase much for the rest of 2014. Until the FOMC increases the fed funds rate, which is currently near zero percent, deposit rates will remain near current levels. The FOMC released forecasts for the fed funds rate this month and now only one FOMC participant expects there will be a need to increase the fed funds rate in 2014.
Mortgage rates increased the past month, following 10 year U.S. Treasury yields higher. Mortgage rates today on 30 year conforming loans are averaging 4.18 percent. About a month ago, 30 year mortgage rates were averaging 3.85 percent. Where rates move the next week is entirely dependent on how Greece's debt talks play out.

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First Technology Federal Credit Union Reviews

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