First Technology Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Technology Federal Credit Union's 12-Month CD share certificate rates are at 3.93%, 60-Month CD share certificate rates are at 2.96%, 24-Month CD share certificate rates are at 1.98%, 36-Month CD share certificate rates are at 1.79%. First Technology Federal Credit Union's savings rates are at 0.05%. First Technology Federal Credit Union's 5/1 ARM rates are at 7.00%, 30 Year Fixed rates are at 7.00%, 30 Year Fixed Jumbo rates are at 6.88%, 15 Year Fixed rates are at 6.38%. First Technology Federal Credit Union's Personal Loan Rates are at 9.29. First Technology Federal Credit Union's Credit Card Rates are at 12.24.

First Technology Federal Credit Union

Compare First Technology Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Technology Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Technology Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Technology Federal Credit Union? Share your experience about First Technology Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Technology Federal Credit Union.

Overall, First Technology Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.93%
18-Month CD
N/A
24-Month CD
1.98%
36-Month CD
1.79%
48-Month CD
N/A
60-Month CD
2.96%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
12.24%
Personal Loan
9.29%
First Technology Federal Credit Union
San Jose Corporate
2702 Orchard Pkwy
San Jose, CA 95134 2012
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Technology Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Member Advantage Savings
6.17%
$5
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD Jumbo
5.41%
$100,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
5.25%
$500
Charter Bank TX
Charter Bank TX
6-Month CD
4.35%
$1,000
USAA
USAA
24-Month CD
4.25%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
4.07%
$0
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
4.00%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Checking (0-$15K)
4.00%
$0
TowneBank
TowneBank
19-Month CD
3.99%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
12-Month CD share certificate
3.93%
$500
Capital One Bank
Capital One Bank
60-Month CD
3.90%
$0
BankSouth GA
BankSouth GA
Performance Checking
3.56%
$0
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
FNB of Bangor
FNB of Bangor
18-Month CD
3.55%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
3.45%
$100,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
3.44%
$4,000
Halstead Bank
Halstead Bank
36-Month CD
3.30%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
First Money Market
3.04%
$1,000,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
6-Month CD
3.04%
$1,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.03%
$250
First Technology Federal Credit Union
First Technology Federal Credit Union
60-Month CD share certificate
2.96%
$500
State Bank of Newburg
State Bank of Newburg
Swell Money Market
2.78%
$100,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Lindell Bank & Trust Company
Lindell Bank & Trust Company
36-Month CD
2.75%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Money Market
2.57%
$200,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
2.50%
$500
Kish Bank
Kish Bank
Money Market
2.50%
$20,000
Northwestern Bank
Northwestern Bank
Keystone Money Market
2.22%
$900,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
3-Month CD
2.00%
$100
CNB of McConnelsville
48-Month CD
2.00%
$5,000
Park Bank
Park Bank
36-Month CD
1.98%
$2,500
First Technology Federal Credit Union
First Technology Federal Credit Union
24-Month CD share certificate
1.98%
$500
Alliance Bank WI
Alliance Bank WI
24-Month CD
1.88%
$500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
12-Month CD
1.81%
$1,500
First Technology Federal Credit Union
First Technology Federal Credit Union
36-Month CD share certificate
1.79%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
12-Month CD
1.51%
$500
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
The Clay City Banking Co.
The Clay City Banking Co.
Money Market
1.00%
$2,500
Community Bank of Missouri
Community Bank of Missouri
24-Month CD
0.60%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
American Savings Bank, FSB
American Savings Bank, FSB
60-Month CD
0.60%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
6-Month CD
0.50%
$500
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Savings Account
0.25%
$0
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Money Market
0.20%
$5,000
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
Savings
0.10%
$10
RBT Rollstone B&T
RBT Rollstone B&T
Money Market
0.10%
$2,500
First Technology Federal Credit Union
First Technology Federal Credit Union
Membership Savings
0.05%
$5
Regions Bank
Regions Bank
36-Month CD
0.01%
$500
First Citizens Bank
First Citizens Bank
6-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Technology Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
6.159%
0.250
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.500%
6.159%
0.250
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
6.125%
6.175%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Jumbo ARM
5.250%
6.217%
0.250
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
30-Year Fixed
6.000%
6.337%
3.000
First Technology Federal Credit Union
First Technology Federal Credit Union
15 Year Fixed
6.375%
6.376%
0.008
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.375%
6.448%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed Jumbo
6.375%
6.457%
0.500
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.375%
6.494%
0.000
First Community Credit Union
First Community Credit Union
15 Year Fixed
6.500%
6.536%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.500%
6.536%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.375%
6.538%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.500%
6.585%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.375%
6.621%
2.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed Jumbo
6.500%
6.630%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.500%
6.695%
0.794
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.550%
6.703%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.625%
6.721%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.500%
6.766%
1.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.625%
6.767%
0.000
Shipbuilders Credit Union
Shipbuilders Credit Union
15 Year Fixed
6.625%
6.780%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
6.000%
6.866%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.800%
6.878%
0.000
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.625%
6.886%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Technology Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Technology Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

First Technology Federal Credit Union Information

Credit Union Name: First Technology Federal Credit Union
Full Time Employees: 1659
Part Time Employees: 3
President: Jeff Hank
CEO: Greg Mitchell
Branch Locations: 37
ATM Locations: 30
Corporate Office Address:
2702 Orchard Pkwy
San Jose, CA 95134 2012
Phone Number: 855-855-8805
Fax Number:

First Technology Federal Credit Union Financials

Total Assets:
16,845,174,956
Total Amount of Shares and Deposits:
11,767,894,787
Total Shares and Deposits < 1 Year:
10,855,669,916
Total Shares and Deposits 1 3 Years:
814,670,429
Total Shares and Deposits > 3 Years:
97,554,442
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,323,962,030
Total Uninsured Shares and Deposits > $250K (F+J):
1,323,962,030
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,443,932,757
Total Interest Expense (Sum of items 6 8):
235,962,161
Share Certificates:
61,094
Number of Accounts for Share Drafts:
358,990
IRA KEOGH Accounts:
12,299
Number of Accounts for Regular Shares:
775,476
Non Member Deposits:
93
Money Market Shares:
82,306
Net Income (unless the amount is already included in Undivided Earnings):
23,897,185
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
545,427,388
Total Liabilities:
15,587,706,618
Show More

First Technology Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Andrews Federal Credit Union of Suitland, Maryland, is advertising regular share certificates of deposit (certificates), traditional IRA certificates of deposit, Roth IRA certificates of deposit, Educational certificates of deposit and their “First Step Certificates of Deposit.”
As the end of the month rolls around, the deadline for home buyer tax credits is quickly approaching.  These credits include the first time home buyer credit of up to $8,000 and the repeat home buyer credit of up to $6,500.  When combined with a tax credit, a home purchase financed with a low rate mortgage can yield maximum benefits of home ownership.  Informa Research Services, a subsidiary of Informa plc (LSE: INF), suggests home buyers use online rate tables to find a low rate mortgage.
There were several changes to CD rates this week. The good news is, most of the changes were higher and there was only 1 decrease. The biggest increases were on EverBank's 3 month rate and E-Loan's 3 year rate. E-Loan also had the majority of increases this week.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Homeowners Insurance and Renters Insurance

First Technology Federal Credit Union Reviews

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