Syracuse Cooperative Federal Credit Union Rates and Review January 2026
Compare Syracuse Cooperative Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Syracuse Cooperative Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySyracuse Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Syracuse Cooperative Federal Credit Union? Share your experience about Syracuse Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Syracuse Cooperative Federal Credit Union. Overall, Syracuse Cooperative Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Syracuse Cooperative Federal Credit Union Erie Blvd E 1816 Erie Blvd E Syracuse, NY 13210  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Low Rate
14.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Bill Consolidation Loan
8.990%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Syracuse Cooperative Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Syracuse Cooperative Federal Credit Union
Website: https://www.cooperativefederal.org
Full Time Employees: 30Part Time Employees: 2 President: Moise Laub CEO: Christina Sauve Branch Locations: 2 ATM Locations: 4 Corporate Office Address:
1816 Erie Blvd E
Syracuse, NY 13210 Phone Number: 315-471-1116 Fax Number: 315-476-0567 FinancialsTotal Assets:
43,173,687
Total Amount of Shares and Deposits:
34,885,942
Total Shares and Deposits < 1 Year:
33,917,021
Total Shares and Deposits 1 3 Years:
714,461
Total Shares and Deposits > 3 Years:
254,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,898,668
Total Uninsured Shares and Deposits > $250K (F+J):
6,139,737
Total Insured Shares and Deposits > $250K (item 17 less item K):
28,746,205
Total Interest Expense (Sum of items 6 8):
250,093
Share Certificates:
101
Number of Accounts for Share Drafts:
2,011
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
3,628
All other shares:
288
Non Member Deposits:
35
Money Market Shares:
159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,664,339
Total Liabilities:
39,149,501
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Syracuse Cooperative Federal Credit UnionIs a member application needed to join Syracuse Cooperative Federal Credit Union?Yes, to access services at Syracuse Cooperative Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Syracuse Cooperative Federal Credit Union provides a range of mortgage and home equity products. Is Syracuse Cooperative Federal Credit Union a safe place to deposit money?Yes, Syracuse Cooperative Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Syracuse Cooperative Federal Credit Union offer online and mobile banking?Most modern institutions like Syracuse Cooperative Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 0.50% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
