Syracuse Cooperative Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Syracuse Cooperative Federal Credit Union12-month CD rates can be found at 4.05%, 6-month CD rates at 3.90% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.34%. Credit Card rates are at 12.49%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to Syracuse Cooperative Federal Credit Union rates.

Compare Syracuse Cooperative Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Syracuse Cooperative Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Syracuse Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Syracuse Cooperative Federal Credit Union? Share your experience about Syracuse Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Syracuse Cooperative Federal Credit Union.

Overall, Syracuse Cooperative Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Syracuse Cooperative Federal Credit Union
Erie Blvd E
1816 Erie Blvd E
Syracuse, NY 13210
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Syracuse Cooperative Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of the Flint Hills
Bank of the Flint Hills
24-Month CD
4.06%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
60-Month CD
3.97%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
18-Month CD
3.80%
$500
Landmark Credit Union
Landmark Credit Union
18-Month CD
3.75%
$500
Navy Federal Credit Union
Navy Federal Credit Union
36-Month CD
3.70%
$1,000
Vystar Credit Union
Vystar Credit Union
24-Month CD
3.70%
$500
American Eagle Bank
American Eagle Bank
60-Month CD
3.55%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
3.55%
$500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Bank of Star Valley
Bank of Star Valley
24-Month CD
3.29%
$250
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.25%
$1,000
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
3.11%
$25,000
State Bank of Chilton
State Bank of Chilton
24-Month CD
3.02%
$1,000
Cornhusker Bank
Cornhusker Bank
30-Month CD
3.00%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
18-Month CD
2.80%
$10,000
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$500
Axiom Bank
Axiom Bank
36-Month CD
2.50%
$500
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
Clarion County Community Bank
Clarion County Community Bank
36-Month CD
2.20%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
2.20%
$100
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
36-Month CD
2.02%
$500
Genesee Regional Bank
Genesee Regional Bank
48-Month CD
2.00%
$500
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
60-Month CD
1.26%
$1,000
The Berkshire Bank
The Berkshire Bank
24-Month CD
1.26%
$10,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
6-Month CD
1.00%
$5,000
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
South Ottumwa SB
South Ottumwa SB
12-Month CD
1.00%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
3-Month CD
1.00%
$1,000
First State Bank and Trust
First State Bank and Trust
6-Month CD
0.95%
$2,500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
18-Month CD IRA
0.95%
$250
American Eagle Financial Credit Union
American Eagle Financial Credit Union
60-Month CD
0.75%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
36-Month CD
0.75%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
12-Month CD
0.70%
$500
State Bank of Medora
State Bank of Medora
Money Market
0.65%
$0
Ion Bank
Ion Bank
12-Month CD
0.60%
$500
Bank of Buffalo
Bank of Buffalo
48-Month CD
0.60%
$500
Metropolitan Bank
Metropolitan Bank
48-Month CD
0.50%
$2,500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
18-Month CD
0.30%
$500
USLA Union S&L
USLA Union S&L
12-Month CD
0.30%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
Regular Savings
0.25%
$50
Portage Community Bank
Portage Community Bank
Community Statement Savings
0.20%
$0
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market
0.15%
$2,500
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Simply Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Syracuse Cooperative Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.500%
5.691%
0.471
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Syracuse Cooperative Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Syracuse Cooperative Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Syracuse Cooperative Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Syracuse Cooperative Federal Credit Union Information

Credit Union Name: Syracuse Cooperative Federal Credit Union
Full Time Employees: 25
Part Time Employees: 4
President: Frank Cetera
CEO: Christina Sauve
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
1816 Erie Blvd E
Syracuse, NY 13210
Phone Number: 315-471-1116
Fax Number: 315-476-0567

Syracuse Cooperative Federal Credit Union Financials

Total Assets:
42,494,438
Total Amount of Shares and Deposits:
34,550,104
Total Shares and Deposits < 1 Year:
33,430,897
Total Shares and Deposits 1 3 Years:
581,945
Total Shares and Deposits > 3 Years:
537,262
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
727,785
Total Uninsured Shares and Deposits > $250K (F+J):
5,345,626
Total Insured Shares and Deposits > $250K (item 17 less item K):
29,204,478
Total Interest Expense (Sum of items 6 8):
65,617
Share Certificates:
84
Number of Accounts for Share Drafts:
2,136
IRA KEOGH Accounts:
63
Number of Accounts for Regular Shares:
3,599
All other shares:
262
Non Member Deposits:
37
Money Market Shares:
166
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,915,167
Total Liabilities:
40,867,706
Show More

Syracuse Cooperative Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
PALs II (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Just a few years ago 1 year bank CD rates were higher than where 5 year CD rates are today. These days you can't really find 5 year CD rates at banks above 2.00 percent. The best CD rate on our 5 year rate list is from Barclays Bank, a bank that recently entered the U.S. market.
Heritage Bank, NA Money Market Account Jumbo rates are now at 0.60 percent with a yield of 0.60 percent. View current Money Market Account Jumbo rates at Heritage Bank, NA below.

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Syracuse Cooperative Federal Credit Union Reviews

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