1.33% APY – New Top 1 Year Top CD Rate in the Database

There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.

If you're not eligible or you don't want to join Connexus, there are two online banks in our database offering 1 year rates only 3 basis points lower than Connexus' rate. CIT Bank and E-Loan are both offering 1 year rates at 1.29 percent with an APY of 1.30 percent.

Listed below are the highest 1 year CD rates for October 28, 2015.

1 Year CD Rates

•  Connexus Credit Union 1.32% Yield 1.33%
• CIT Bank 1.29% Yield 1.30%
• E-Loan 1.29% Yield 1.30%
• Synchrony Bank 1.24% Yield 1.25%
• Sallie Mae 1.24% Yield 1.25%
• iGObanking.com 1.24% Yield 1.25%
• California First National Bank 1.21% Yield 1.22%
• Bank Direct 1.20% Yield 1.21%
• AloStar Bank of Commerce 1.20% Yield 1.21%
• My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
• Pentagon Federal Credit Union 1.20% Yield 1.21%
• Colorado Federal Savings Bank 1.19% Yield 1.20%

You can check on CD rates for all certificate of deposit terms by searching our database at MonitorBankRates.com/CDRates.