Able Banking CD Rates – Great Rates and $25 to Charity on Account Opening

Able Banking, a new entry to online banking, is offering very competitive CD rates on shorter term certificates of deposit and when you open an account Able Banking will donate $25 to any charity (501c3 Organizations only) of your choice.

Able Banking also donates more money to your charity by giving 0.25 percent of your average balance every year on your "ableAnniversary". In case you didn't get that, the bank donates their money not yours.

Current Able Banking bank CD rates on 12 month certificates of deposit are at 1.00 percent with an APY of 1.00 percent. That 1 year rate is one of the best CD rates around and considerably better than the FDIC's current 1 year national average of .29 percent.

Able Banking's 6 month CD rates are also very good at 0.80 percent with an APY of 0.80 percent. One of the highest CD rates for a 6 month CD these days. The FDIC's national average 6 month CD rate is only at 0.19 percent.

Able Banking CD Rates

• 6 Month Rate 0.80% APY 0.80%
• 1 Year Rate 1.00% APY 1.00%
• 2 Year Rate 1.14% APY 1.15%
• 3 Year Rate 1.29% APY 1.30%
• 4 Year Rate 1.48% APY 1.50%

Able Banking is also offering a personal money market account that has a current money market rate and APY of 0.85 percent.

Able Banking deposit accounts are FDIC insured. Certificates of deposit have a minimum opening balance of $500. The personal money market account has a minimum opening balance of $250. Able Banking is a division of Northeast Bank.

Here is an inspiring video of the charity service the bank does:

To open an account you first have to sign up with the bank for an invitation. When you receive your invitation via email you enter in the invitation code to start the process to open an account.

If you want to speak to someone about opening an account you can call the bank at 1 888 I AM ABLE or go online and chat with someone at join.ablebanking.com.