Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD

Ameriprise Financial CD Rates are competitive for the limited term of certificates offered. The best CD rate available from Ameriprise Financial is on the 13-month certificate, the current rate is 5.50% APY. The minimum opening deposit is $1,000,000. Other Ameriprise Financial CD rates worth mentioning are on the 12-month CD, which has a current rate of 5.40% APY. You can view a complete list of CD rates from Ameriprise Financial below.

Certificate Rates and Terms

Under $100,000 Investment

  • 3 Months: 5.25% Effective Annual Yield
  • 6 Months: 5.35% Effective Annual Yield
  • 12 Months: 5.40% Effective Annual Yield
  • $1,000,000 to $5,000,000 Investment

  • 13 Months: 5.50% Effective Annual Yield
  • Types of Ameriprise Certificates

    Cash Reserve Flexible Savings

    Ideal for building and maintaining your cash reserves. Features include:

  • Guaranteed Rates: 3 months at a time
  • Low Investment Minimum: $1,000 lump sum or $50 per month
  • No Withdrawal Penalties
  • Secure Online Transactions: Add or withdraw money through Ameriprise's secure website
  • Is Ameriprise Right for You?

    An Ameriprise financial advisor can guide you in selecting a certificate that matches your financial objectives.

    Additional Information

    Certificates are backed by Ameriprise Certificate Company reserves but are not federally or FDIC insured. They come with investment risks, including possible loss of principal.

    Compliance and Limitations

    Being a subsidiary of Ameriprise Financial, Inc., Ameriprise Certificate Company must adhere to banking laws that could impact the structure and availability of its products.

    Conclusion

    Ameriprise Cash Reserve Certificates offer a compelling mix of principal protection, competitive returns, and liquidity. Compare these rates with regular CD rates to find the best deal around.

     
    Author: Brian McKay
    October 10th, 2023