ASECU Best CD RatesAlabama State Employees Credit Union (ASECU) is advertising certificates of deposit (share certificates) with terms between 6 months and 4 years. The credit union's CD rates are some of the best CD rates available these days at any credit union or bank. Their 6 month certificate of deposit rate is currently 1.24 percent with an annual percentage yield of 1.25 percent. That rate is more than double the national average 6 month CD rate of .051 percent. The rate also is better than the national average 12 month CD rate and 18 month CD rate. We also recommend staying in shorter term certificates of deposit because interest rates are headed higher later this year. ASE Best CD Rates and APY
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