Bank CD Rates in Boston, MA

Current national average CD rates at banks and credit unions are low these days but rates are expected to head higher later this year. Current 24 month bank CD rates are averaging 1.373 percent, current 36 month CD rates at banks are averaging 1.801 and 48 month CD rates at banks are averaging 1.976 percent. Of course you can find CD rates higher than the national averages.

Looking for the best bank CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates from banks in your area.

We have put together a current list of bank CD rates in Boston, Massachusetts. Our list of the highest CD rates in Boston includes 24 month bank CD rates, 36 month CD rates and 48 month bank CD rates. 

The best 24 month bank CD rate is from Tennessee Commerce Bank. The bank's current 24 month bank CD interest rate is 2.08 percent with an annual percentage yield of 2.10 percent. of 0.90 percent. Bank of Internet USA and American Express Bank FSB are tied for second place on the top 24 month bank CD rate list. Both bank's are currently offering their 24 month CD rate at 1.98 percent with an APY of 2.00 percent.

AIG Bank is third on the list of 24 month CD interest rates at banks. AIG Bank's current 24 month CD rate is 1.97 percent with an APY of 1.99 percent. Fourth on the list of best bank CD rates is Ally Bank. Their current 24 month CD rate is 1.93 percent with an APY of 1.95 percent.

The highest 36 month CD rate is from a credit union. Pentagon Federal Credit Union (PenFed) is offering a 36 month bank CD rate at 2.47 percent with an APY of 2.50 percent.

The best 48 month bank CD rate is from Bank of Internet. Their current 48 month CD rate is 2.88 percent with an APY of 2.92 percent.

Bank CD Rates in Boston, Massachusetts

Bank 24 Month CD Yields

• Tennessee Commerce Bank 2.10% APY Min $2500     
• Bank of Internet USA 2.00% APY Min $1000     
• American Express Bank FSB 2.00% APY Min $ 0      
• AIG Bank 1.99% APY Min $2500      
• Ally Bank 1.95% APY Min $ 1 Option to bump up the rate once during the term.
• Discover Bank 1.90% APY Min $2500    
• Nationwide Bank 1.90% APY Min $10,000     
• EverBank 1.75% APY Min $1500    
• Middlesex Savings Bank 1.75% APY Min $250     
• PenFed 1.71% APY Min $1000     
• Giantbank.com 1.66% APY Min $2500     
• Citizens Union Savings Bank 1.66% APY Min $500    
• First Internet Bank of IN 1.60% APY Min $1000      
• Cape Cod Five Cents Savings Bank 1.55% APY Min $1000

Bank 36 Month Yields

• PenFed 2.50% APY Min $1000     
• Tennessee Commerce Bank 2.50% APY Min $2500     
• Bank of Internet USA 2.42% APY Min $1000      
• Sallie Mae 2.40% APY Min $ 1      
• Ally Bank 2.30% APY Min $ 1     
• AIG Bank 2.30% APY Min $2500      
• Discover Bank 2.25% APY Min $2500    
• American Express Bank FSB 2.25% APY Min $ 0     
• Nationwide Bank 2.25% APY Min $10,000     
• First Internet Bank of IN 2.15% APY Min $1000     
• Middlesex Savings Bank 2.10% APY Min $250      
• EverBank 2.08% APY Min $1500    
• Citizens Union Savings Bank 2.02% APY Min $500     
• Giantbank.com 2.01% APY Min $2500      
• First Trade Union Bank 2.00% APY Min $500

Bank 48 Month Yields

• Bank of Internet USA 2.92% APY Min $1000     
• PenFed 2.76% APY Min $1000    
• Tennessee Commerce Bank 2.75% APY Min $2500      
• Nationwide Bank 2.65% APY Min $10,000     
• First Internet Bank of IN 2.50% APY Min $1000      
• Ally Bank 2.50% APY Min $ 1     
• American Express Bank FSB 2.50% APY Min $ 0     
• EverBank 2.46% APY Min $1500    
• Discover Bank 2.45% APY Min $2500   
• Cape Cod Five Cents Savings Bank 2.35% APY Min $1000      
• First Trade Union Bank 2.25% APY Min $500     
• Capital One Direct Banking 2.20% APY Min $5000   
• Citizens Union Savings Bank 2.17% APY Min $500    
• Middlesex Savings Bank 2.15% APY Min $250     
• E-LOAN.com 2.05% APY Min $10,000     
• Bank of America 2.00% APY Min $10,000     
• Citibank 2.00% APY Min $10,000     
• EmigrantDirect.com 2.00% APY Min $1000