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Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special

Bayer Heritage Federal Credit Union CD rates are some of the highest CD rates available from any credit union right now. 3-month CD rates at Bayer Heritage Federal Credit Union are currently at 5.50% with an APY of 5.65% APY. Another great CD rate worth mentioning is on Bayer Heritage Federal Credit Union's 12-month jumbo certificate special, the current rate is at 5.60% with an APY of 5.75%. View an entire list of Bayer Heritage Federal Credit Union CD rates below and compare those rates to other credit union CD rates by using our free rate search tool.

Bayer Heritage Federal Credit Union Share & IRA Certificates

Certificate Term and CD Rates

  • 3 Months: Dividend Rate APR: 5.500%, APY: 5.654%

  • 6 Months: Dividend Rate APR: 5.500%, APY: 5.654%

  • 12 Months: Dividend Rate APR: 5.500%, APY: 5.654%

  • 18 Months: Dividend Rate APR: 4.600%, APY: 4.707%

  • 24 Months: Dividend Rate APR: 4.650%, APY: 4.759%

  • 30 Months: Dividend Rate APR: 2.500%, APY: 2.531%

  • 36 Months: Dividend Rate APR: 2.750%, APY: 2.788%

  • 48 Months: Dividend Rate APR: 3.000%, APY: 3.045%

  • 60 Months: Dividend Rate APR: 3.250%, APY: 3.303%

    • Bayer Heritage Federal Credit Union Jumbo Certificates

    Jumbo Certificate Term and CD Rates (Minimum $100,000)

  • 12 Months: Dividend Rate APR: 5.550%, APY: 5.706%

  • 18 Months: Dividend Rate APR: 4.650%, APY: 4.759%

  • 24 Months: Dividend Rate APR: 4.700%, APY: 4.812%

  • 30 Months: Dividend Rate APR: 2.550%, APY: 2.583%

  • 36 Months: Dividend Rate APR: 2.800%, APY: 2.839%

  • 48 Months: Dividend Rate APR: 3.050%, APY: 3.097%

  • 60 Months: Dividend Rate APR: 3.300%, APY: 3.355%

    • Bayer Heritage Federal Credit Union Jumbo Certificate Specials

  • Minimum $250,000, 12 Months: Dividend Rate APR: 5.600%, APY: 5.759%

  • Minimum $500,000, 12 Months: Dividend Rate APR: 5.650%, APY: 5.812%

    • Early Withdrawal Penalties

  • Minimum withdrawal penalty: $25.00

  • 3 Months: Lesser of earned dividend on total certificate principal or one month’s dividends on the amount withdrawn.

  • 6 Months: Lesser of earned dividend on total certificate principal or two month’s dividends on the amount withdrawn.

  • 12 Months: Lesser of earned dividend on total certificate principal or three month’s dividends on the amount withdrawn.

  • Over 12 Months: Lesser of earned dividend on total certificate principal or four month's dividends on the amount withdrawn.

    • Membership Eligibility

  • Employees of Bayer Corporation as per BHFCU Charter

  • Immediate family of existing members

  • Individuals and businesses in specific counties and areas (contact local branch for details)

    • Preferred Business Partners

    Check if your employer is a Preferred Business Partner for additional eligibility.

    American Consumer Council

    Join through the American Consumer Council to gain eligibility if other avenues are not applicable. No additional cost for joining.

    How to Join

    Open a Share Account with a $5.00 deposit to start enjoying membership benefits.

    See how certificate (CD) rates compare with other credit union CD rates at: Credit Union CD Rates.

     
    Author: Brian McKay
    October 11th, 2023

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