Car Insurance Rates: Getting the Best Car Insurance Rates and Minimum Car Insurance Coverage for New York

Finding the best car insurance rates and quotes from several different auto insurance companies can be done online. How much car insurance coverage you need depends on the minimum for the state you live in, how much insurance you can afford and how much coverage you feel comfortable having.  

Find the best car insurance rates by searching for companies offering coverage in your state:  Search for auto insurance companies and rates here.

New York State has set a minimum amount of auto insurance liability coverage to register your vehicle. A vehicle registered in New York State must have liability insurance.

Liability auto insurance coverage must be a minimum of $25,000/50,000 for injury, $50,000/100,000 for death, and $10,000 for property damage caused by any one accident.

New York State is a  no-fault state, which means your insurance company will make payments for your injury claims regardless of fault. 

Liability auto insurance coverage must remain in effect while the registration is valid, even if the vehicle is not used. Motorcycles are the one exemption to this rule.