CD Rates at Allegany County Teachers Federal Credit Union

Allegany County Teachers Federal Credit Union based in Maryland, is offering some of the highest CD rates. Their short term rates are the most competitive when compared to other credit union's 6 month rates. Current 6 month share dividend rates at Allegany County Teachers FCU are 1.40% with an APY of 1.41%. To give you an idea of how good that rate is, the current national average 6 month rate is less than a third of that at only 0.402% as reported by monitorbankrates.com.

There are membership requirements to be able to join Allegany County Teachers FCU and not everyone can join. You can find out if you're eligible by checking on the credit union's website here: Who Can Join.

If you are eligible to join, feast your eyes on these rates:

• 6-Month 1.40 APY 1.41
• 12-Month 1.70 APY 1.71  
• 18-Month 1.80 APY 1.81
•  24-Month 2.00 APY 2.02
• 36-Month 2.20 APY 2.22 
• 48-Month 2.40 APY 2.43

The credit union allows you to apply for a membership online but the link on their website isn't working right now. Apply Online. If you're eligible to join and want to open a share certificate account you'll have to call the credit union at 301-729-8015.