Current Citibank CD Rates

current-citibank-cd-ratesCitibank is offering one of the best CD rates available these days for a 5-year certificate of deposit. The current annual percentage rate is 3.44 percent and the current annual percentage yield is 3.50 percent. The minimum opening deposit is $500.

Other banks that come close to Citibank's 5-year certificate of deposit rate include E-Loan, their 5-year certificate of deposit yield is at 3.40 percent and Ally Bank, their 5-year CD yield is currently at 3.30 percent.

Citibank's 4-year certificate of deposit rate is currently at 2.71 percent with and annual percentage yield of 2.75 percent. Discover Bank is offering a 4-year certificate of deposit rate of 3.06 percent and an annual percentage yield of 3.10 percent.

Citibank's 3-year certificate of deposit rate is currently at 2.23 percent with an annual percentage yield of 2.25 percent. Their 2-year certificate of deposit rate is at 1.73 percent with an annual percentage yield of 1.75 percent.

One-year certificate of deposit rates are at 1.49 percent with an annual percentage yield of 1.50 percent. Current online savings account rates are higher than Citibank's one-year CD rates so they might be a better option for you considering interest rates will start heading higher by early next year.

Citibank also has competitive mortgage rates, their current advertised 30-year fixed mortgage rate is 5.125 percent with 0.75 discount points.

 
Author: Brian McKay
September 11th, 2009