First Florida CU CD Rates

First Florida Credit Union is advertising regular certificates of deposit, four "Special" certificates of deposit, a 24 "Month Step" certificate and a 24 month "Sand Dollar" certificate. The regular certificates of deposit have some of the best CD rates available these days.

The regular certificates of deposit have terms ranging from 3 months to 60 months. The promotional certificates come in terms of 5 months, 13 months, 22 months and 45 months.  The regular certificates of deposit have a minimum opening balance of $1,000.

The credit union also offers higher CD rates for members who achieve "Golden Rainbow" and "Executive Gold" status. The CD rate for those member is .10 percent higher than the regular CD rate.

Regular CD Rates and APY

  • 3 Month 0.89% Rate 0.89% APY
  • 6 Month 1.18% Rate 1.19% APY
  • 12 Month 1.58% Rate 1.59% APY
  • 18 Month 1.58% Rate 1.59% APY
  • 24 Month 1.97% Rate 1.99% APY
  • 30 Month 1.97% Rate 1.99% APY
  • 36 Month 2.27% Rate 2.29% APY
  • 48 Month 2.46% Rate 2.49% APY
  • 60 Month 2.85% Rate 2.89% APY

Executive Gold Club Member CD Rates and APY

  • 3 Month 0.99% Rate 0.99% APY
  • 6 Month 1.28% Rate 1.29% APY
  • 12 Month 1.68% Rate 1.69% APY
  • 18 Month 1.68% Rate 1.69% APY
  • 24 Month 2.07% Rate 2.09% APY
  • 30 Month 2.07% Rate 2.09% APY
  • 36 Month 2.36% Rate 2.39% APY
  • 48 Month 2.56% Rate 2.59% APY
  • 60 Month 2.95% Rate 2.99% APY

Special CD Rates and APY

  • 5 Month Special CD 1.07% Rate 1.08% APY
  • 13 Month Special CD 1.61% Rate 1.62% APY
  • 22 Month Special CD 1.99% Rate 2.01% APY
  • 45 Month Special CD 2.47% Rate 2.5% APY

Both the 24 month Step CD and the 24 month Sand Dollar CD have a CD rate of 1.97 percent with an APY of 1.99 percent.

For a list of current CD rates and information about joining First Florida Credit Union visit firstflorida.org.

 
Author: Brian McKay
April 16th, 2010