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First Imperial Credit Union CD Interest Rates and CD Yields

First Imperial Credit Union is advertising some of the highest credit union CD interest rates available right now. First Imperial Credit Union is advertising share CD interest rates, jumbo CD interest rates and IRA CD interest rates. First Imperial Credit Union is also advertising a variable IRA account with tiered interest rates.

First Imperial Credit Union's 12 month CD rate is currently advertised at 1.229 percent with a CD yield of 1.30 percent. That CD interest rate is almost double the current national average 12 month CD rate of0.70 percent as reported by monitorbankrates.com and Informars.

First Imperial Credit Union's jumbo 12 month rates are even higher. The current 12 month jumbo CD rate is 1.399 percent with a jumbo CD yield of 1.40 percent. First Imperial Credit Union's jumbo IRA variable rate account is the best rate available.

The current jumbo IRA variable rate is 1.736 percent with a jumbo IRA yield of 1.75 percent. Considering how low interest rates are right now and where rates are headed investing in this account will probably pay off as rates rise.

CD Interest Rates and CD Yields First Imperial Credit Union

Account   Minimum Minimum Dividend Annual
Name   Opening to Earn Rate Percentage
    Balance Dividend   Yield
3-Month Certificate $500 $500 0.40% 0.40%
3-Month Jumbo Certificate $100,000 $100,000 0.45% 0.45%
6-Month Certificate $500 $500 0.90% 0.90%
6-Month Jumbo Certificate $100,000 $100,000 1.00% 1.00%
12-Month Certificate $500 $500 1.30% 1.30%
12-Month Jumbo Certificate $100,000 $100,000 1.40% 1.40%
18-Month Certificate $500 $500 1.44% 1.45%
18-Month Jumbo Certificate $100,000 $100,000 1.55% 1.55%
24-Month Certificate $500 $500 1.69% 1.70%
24-Month Jumbo Certificate $100,000 $100,000 1.79% 1.80%
36-Month Certificate $500 $500 1.95% 1.95%
36-Month Jumbo Certificate $100,000 $100,000 2.05% 2.05%
48-Month Certificate $500 $500 2.20% 2.20%
48-Month Jumbo Certificate $100,000 $100,000 2.30% 2.30%
60-Month Certificate $500 $500 2.57% 2.60%
60-Month Jumbo Certificate $100,000 $100,000 2.57% 2.60%
3-Month Certificate $500 $500 0.40% 0.40%
3-Month Jumbo Certificate $100,000 $100,000 0.45% 0.45%
3-Month Certificate $500 $500 0.40% 0.40%
3-Month Jumbo Certificate $100,000 $100,000 0.45% 0.45%
3-Month Certificate $500 $500 0.40% 0.40%
3-Month Jumbo Certificate $100,000 $100,000 0.45% 0.45%
3-Month Certificate $500 $500 0.40% 0.40%
3-Month Jumbo Certificate $100,000 $100,000 0.45% 0.45%

Fist Imperial Credit Union has locations in Brawley, CA, Imperial, CA and El Centro, CA. CD interest rates change constantly, for a recent list IRA rates and CD interest rates at First Imperial Credit Union go to ficu.com.

 
Author: Brian McKay
December 30th, 2010

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