Highest 12 Month CD Rates – PA

The Federal Open Market Committee's recent decision to keep the fed funds rate in a targeted range of 0% to 1/4% will keep CD rates at these low levels for the next several months. In fact, we might not see CD rates head higher until late in 2010 or early 2011. That being said, finding highest CD rates isn't an easy task.  To make sure search easier we have complied a list of the highest 12 month CD rates in the state of Pennsylvania. 

Searching for the highest CD rates at banks and credit unions? Use our CD rates table at CDRates.MonitorBankRates.com to find the highest bank CD rates and credit union CD rates in your area.

Flagstar Bank and Sallie Mae Bank have the highest 12 month CD rates on our list of rates in PA. Both Flagstar Bank and Sallie Mae are offering their 12 month CD rate at 1.54 percent with an annual percentage yield of 1.55 percent. That CD rate and CD yield is almost double the current national average rates. Flagstar Bank’s minimum opening CD account deposit is $500 and Sallie Mae Bank’s minimum opening deposit is $1.

Bank of Internet currently has the third highest CD rate on our list in PA. The bank's current 12 month bank CD rate is 1.53 percent and an APY of 1.54 percent. Bank of Internet’s minimum opening certificate of deposit balance is $1,000.

Discover Bank, American Express Bank and Tennessee Commerce Bank have the fourth highest CD rate on our list. The three banks are currently offering their 12 month CD rates at 1.49 percent with an APY of 1.50 percent.

Ally Bank and AIG Bank have the fifth highest CD rates on our list. Both bank's current 12 month CD rate is 1.48 percent with an APY of 1.49 percent.

• Flagstar Bank 1.55% APY Min $500
• Sallie Mae 1.55% APY Min $ 1
• Bank of Internet USA 1.54% APY Min $1000
• Discover Bank CD Rates 1.50% APY Min $2500
• American Express Bank FSB 1.50% APY Min $ 0
• Ally Bank 1.49% APY Min $ 1
• AIG Bank 1.49% APY Min $2500
• Giantbank.com 1.46% APY Min $2500
• Tennessee Commerce Bank 1.45% APY Min $2500
• Nationwide Bank 1.40% APY Min $10000
• PenFed 1.37% APY Min $1000
• American Bank 1.30% APY Min $500
• EverBank 1.23% APY Min $1500
• BankDirect 1.11% APY Min $10000
• HSBC Advance 1.01% APY Min $1000
• ING DIRECT 1.00% APY Min $ 1
• First Internet Bank of IN 1.00% APY Min $1000
• Allstate Bank 1.00% APY Min $1000
• Dollar Bank CD Rates 1.00% APY Min $10000
• Ameriprise Bank FSB 0.90% APY Min $10000
• QNB 0.90% APY Min $500
• E-LOAN.com 0.85% APY Min $10000
• Lafayette Ambassador Bank 0.85% APY Min $500
• Pennstar Bank CD Rates 0.80% APY Min $1000
• Citibank 0.75% APY Min $10000
• Parkvale Savings Bank CD Rates 0.75% APY Min $1000
• Northwest Savings Bank CD Rates 0.75% APY Min $500
• Sovereign Bank 0.70% APY Min $10000
• Bank of America 0.65% APY Min $10000
• PNC Bank 0.60% APY Min $1000
• Keystone Nazareth B&T 0.60% APY Min $500
• Citizens Bank 0.60% APY Min $1000