Louisiana Federal Credit Union Certificate of Deposit Rates

Louisiana Federal Credit Union of LaPlace, LA, is advertising share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The credit union's certificates are available in terms ranging between 3 months and 5 years.  The minimum opening balance for certificates of deposit is $1,000.

Louisiana FCU's 3 month CD currently has a CD rate of 1.00 percent and an annual percentage yield of 1.00 percent. That rate is better then the current national average 12 month CD rate of 0.90 percent.

The credit union's longest term certificate of deposit, their 5 year CD, is currently one of the best CD rates available for a 5 year CD at a credit union or bank. The current 5 year CD rate is 2.96 percent with an APY of 3.00 percent. That 5 year CD rate also beats the national average 5 year rate of 2.29 percent.

Louisiana FCU CD Rates and APY

• 90 Day CD 1.00% Rate 1.00% APY
• 6 Month CD 1.15% Rate 1.16% APY
• 1 Year CD 1.25% Rate 1.26% APY
• 18 Month CD 1.50% Rate 1.51% APY
• 2 Year CD 2.00% Rate 2.02% APY
• 3 Year CD 2.25% Rate 2.27% APY
• 4 Year CD 2.50% Rate 2.52% APY
• 5 Year CD 2.96% Rate 3.00% APY

CD interest rates change often. For their up to the minute CD rates, visit louisianafcu.org. You can also find out what is required to join Louisiana Federal Credit Union.