Mortgage Rates Sunday March 6: 15 Year Mortgage Rates and Refinance Rates at 4.26%Today's average 30 year conforming mortgage rates and refinance rates are at 4.85 percent. Right now in the state of Washington, 30 year mortgage rates and refinance rates are higher than the current national average. Current 30 year Washington rates are averaging 4.94 percent. Current 15 year mortgages rates and refinance mortgage rates are averaging 4.26 percent. 15 year mortgage rates and refinance rates in Michigan are higher than the national average. 15 year Michigan rates are averaging 4.31 percent. 30 year jumbo and refi rates are averaging 5.51 percent. 30 year jumbo loan rates and jumbo refi rates in New Jersey are lower than the national average jumbo rate. 30 year jumbo NJ rates are averaging 5.37 percent. 15 year jumbo rates are averaging 4.88 percent, no change from yesterday’s average jumbo mortgage loan rate. 15 year jumbo rates and 15 year jumbo refi rates in Oregon are higher than the national average. Current 15 year jumbo rates in OR are averaging 4.95 percent. Following is a more in-depth home mortgage loan rates report released by MonitorBankRates this past Monday: Mortgage Rates Today & Refinancing RatesToday’s 30 year conforming mortgage rates and refinance rates are averaging 4.79 percent, down from last week’s average 30 year home loan rate and mortgage refinance rate of 4.99 percent. Today’s 15 year mortgage rates and refinance mortgage rates are averaging 4.22 percent, down from last week when 15 year mortgage rates and refinance rates averaged 4.27 percent. 30 year jumbo rates are averaging 5.41 percent, down from last week’s average jumbo rate of 5.60 percent. 15 year jumbo rates are averaging 4.73 percent, down from the prior week’s average jumbo mortgage loan rate of 4.82 percent. Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Mortgage RatesThe current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.02 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.91 percent. 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.34 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.52 percent. Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.36 percent, down from the prior week’s average rate of 3.46 percent. Current refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.83 percent, down from the previous week’s average 7 year loan rate of 4.05 percent. 10 year adjustable mortgage loan rates are averaging 4.43 percent this week, down from last week’s average 10 year adjustable rate of 4.47 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.43 percent. Adjustable Jumbo Refinance Rates and Jumbo Rates1 year jumbo adjustable loan rates are averaging 3.41 percent, down from the prior week’s average 1 year jumbo adjustable loan interest rate of 3.50 percent. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent. 3 year adjustable jumbo rates are averaging higher at 4.57 percent, down from last week’s average 3 year jumbo adjustable rate of 4.64 percent. Today’s refinance interest rates on 3 year jumbo loans are also lower, averaging 4.57 percent. 5 year adjustable jumbo interest rates today are averaging 3.81 percent, a decrease from last week’s average jumbo adjustable rate of 4.01 percent. Today’s refinancing mortgage interest rates are also averaging 3,81 percent. 7 year jumbo adjustable loan rates today are averaging 4.52 percent, down from last week’s average 7 year adjustable home loan rate of 4.78 percent. 7 year jumbo refinance loan rates are also lower at 4.52 percent. 10 year jumbo loan rates are averaging 5.26 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.33 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.26 percent. Conforming Interest Only Adjustable Rates and Adjustable Interest Only Refinance Rates3 year interest only adjustable mortgage loan rates are averaging 3.53 percent, down from last week’s average interest only mortgage loan rate of 3.61 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.53 percent. 5 year interest only adjustable loan rates are averaging 3.28 percent, down from last week’s average five year interest only mortgage loan rate of 3.69 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.28 percent. 7 year interest only adjustable mortgage loan rates are averaging 4.05 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.18 percent. 7 year adjustable refi loan rates are averaging 4.05 percent. Jumbo Interest Only Mortgage Refinance Rates and Jumbo IO Mortgage Rates3 year jumbo interest only adjustable loan rates are averaging 4.90 percent, up from last week’s average jumbo adjustable interest only rate of 4.83 percent. 3 year interest only adjustable jumbo refi rates are also higher, averaging 4.90 percent. 5 year adjustable jumbo interest only rates are averaging 4.28 percent, down from last week’s average IO home mortgage interest rate of 4.58 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging at 4.28 percent. 7 year jumbo interest only adjustable rates are averaging 4.78 percent, down from last week’s average jumbo 7 year home loan rate of 5.08 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.78 percent. Current Home Equity Loan Rates10 year home equity loan rates are averaging 6.67 percent, down from last week’s average home equity loan rate of 6.71 percent. 15 year home equity rates are averaging 7.02 percent, down from the prior week’s average home equity loan rate of 7.09 percent. Today’s Home Equity Line of Credit Rates (HELOC)Home equity line of credit rates are averaging 5.17 percent, unchanged from last week’s average rate HELOC rate of 5.17 percent. |