Mortgage refinance rates were slightly higher this morning following bond yields higher. The global markets started recovering from the worries of the government debt crisis in Europe. Bond yields and mortgage refinance rates rose yesterday but after the U.S. markets closed on Monday Moody's downgraded Greece's government debt to junk. The downgrade will probably drive investors back into U.S. bonds and drive refinance mortgage rates lower this coming week. 

Looking for mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the lowest mortgage refinance rates. Unlike most websites, no personal information is needed to display our list of mortgage rates.

Current Mortgage Refinance Rates 

30 year refinance mortgage rates are averaging 4.86 percent today, up from yesterday's average 30 year mortgage refinance rate of 4.75 percent. Current 15 year refinance mortgage rates are down to 4.22 percent, down from an average 15 year refinance rate of 4.25 percent.

Today's Jumbo Refinance Mortgage Rates

Today’s 30 year jumbo refinance mortgage rates are averaging 5.43 percent, unchanged from yesterday’s average jumbo mortgage rate. 

Currently, 15 year jumbo mortgage refinance rates are averaging 4.89 percent, down from an average jumbo loan rate of 4.92 percent.

Current Adjustable Mortgage Refinance Rates

Current 1 year conforming adjustable home refinance rates are averaging 3.71 percent, down from an average 1 year adjustable refinance home loan rate of 3.73 percent last week. 

Today's 3 year conforming adjustable mortgage refinance rates are averaging 4.32 percent, up from an average mortgage refinance interest rate of 4.29 percent last week. 

5 year conforming refinance loans are averaging 3.75 percent, down from an average adjustable mortgage refinance rate of 3.73 percent. 

Today's 7 year conforming adjustable mortgage rate refinance are averaging 4.15 percent, down from last week’s average 7 year home refinance rate of 4.21 percent. 

Current 10 year conforming adjustable home mortgage rates are averaging 4.45 percent today, up from an average 10 year home mortgage rate of 4.41 percent last week.  10 year home loan mortgage refinance rates today are averaging 4.45 percent.

Jumbo Adjustable Refinance Mortgage Rates

Current 1 year jumbo adjustable refinance mortgage rates are averaging 5.95 percent, unchanged from last week’s average 1 year adjustable jumbo mortgage refinance loan rate. 

3 year jumbo adjustable refinance mortgage interest rates today are averaging 4.94 percent, a decrease from an average jumbo mortgage refinance rate of 5.00 percent. 

Current 5 year jumbo refinance adjustable mortgage rates are averaging 4.24 percent, a decrease from an average refinance home mortgage rate of 4.40 percent. 

Current 7 year refinance jumbo adjustable mortgage rates are averaging 4.98 percent, a decrease from the prior week’s average 7 year home refinance loan rate of 5.26 percent.

10 year jumbo refinance home mortgage rates today are averaging 5.58 percent, down from an average 10 year jumbo mortgage refinance loan rate of 5.65 percent.

Current Interest Only Mortgage Rates

Current 3 year interest only refinance mortgage rates are averaging 4.51 percent, up from from an average IO home mortgage refinance rate of 4.43 percent.

5 year conventional refinance interest only mortgage rates are averaging 3.88 percent, up from last week’s average five year interest only mortgage refinance rate of 4.84 percent.

Current 7 year refinance IO home mortgage rates are averaging 4.27 percent, a decrease from an average mortgage rate of 4.35 percent.

Jumbo Interest Only Mortgage Refinance Rates

Current 3 year jumbo interest only refinance mortgage rates are averaging 5.51 percent, an increase an average jumbo refinance loan rate of 5.47 percent last.

5 year jumbo refinance loan rates are averaging 4.82 percent, down from an average internest-only loan refinance rate of 5.01 percent.

Current 7 year jumbo interest-only home loan refinance rates are averaging 5.30 percent, a declinse from an average jumbo 7 year home refinance loan rate of 5.51 percent.