Navy Federal Credit Union 12 Month CD Rate of 2.86%

Navy Federal Credit Union is advertising the best 12 month CD rate currently available. The current 12 month CD rate is 2.86 percent with an annual percentage yield (APY) of 2.90 percent.  There are monthly requirements that have to be met to qualify for the EasyStart CD rate and CD yield. Navy Federal Credit Union's EasyStart certificate (certificate of deposit) also has a maximum balance of $3,000.

The requirements include a direct deposit of Net Pay (minimum $300 per direct deposit), a Navy Federal checking account and a monthly automatic deposit of at least $15 within 90 days of the certificate issue date.

Looking for the highest CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates.

The credit union is also offering regular share certificates of deposit and jumbo certificates of deposit. Their CD rates and CD yields are tiered and based on the deposit amount. The minimum opening deposit for a regular certificate of deposit is $1,000. Jumbo certificates of deposit have a minimum opening balance of $100,000.

 

Navy Federal Credit Union CD Rates and APY

Minimum Deposit $1,000

  • 1 Year CD Rate 1.24% APY 1.25%

  • 2 Years CD Rate 1.69% APY 1.70%

  • 3 Years CD Rate 2.18% APY 2.20%

  • 4 Years CD Rate 2.47% APY 2.50%

  • 5 Years CD Rate 2.81% APY 2.85%

  • 7 Years CD Rate 3.54% APY 3.60%

Minimum Deposit $20,000

  • 1 Year CD Rate 1.39% APY 1.40% APY

  • 2 Years CD Rate 1.83% APY 1.85% APY

  • 3 Years CD Rate 2.32% APY 2.35% APY

  • 4 Years CD Rate 2.62% APY 2.65% APY

  • 5 Years CD Rate 2.96% APY 3.00% APY

  • 7 Years CD Rate 3.68% APY 3.75% APY

Navy Federal Credit Union Jumbo CD Rates and APY

Minimum deposit $100,000

  • 6 To 11 Months Jumbo CD Rate 1.19% APY 1.20%

  • 12 To 23 Months Jumbo CD Rate 1.54% APY 1.55%

  • 24 To 35 Months Jumbo CD Rate 1.98% APY 2.00%

  • 36 To 59 Months Jumbo CD Rate 2.47% APY 2.50%

  • 60 To 84 Months Jumbo CD Rate 3.10% APY 3.15%

Information about joining Navy Federal Credit Union, a list of current CD interest rates and jumbo CD interest rates can be found at navyfederal.org.

 
Author: Brian McKay
June 10th, 2010