No Annual Fee Credit Card Rate List

The current average no annual fee credit card rate is 12.36 percent as reported by MonitorBankRates. Of course you can find no annual fee card rates lower than the national average. Right now on our credit card rate list the Applied Platinum Secure Visa Card has an interest rate of 0.00 percent on purchases.  The annual percentage rate on cash advances is 9.99 percent. Since the Platinum Secure Visa Card from Applied Bank is secured you will have to open a deposit account at Applied Bank.

Two credit cards are tied with the second lowest rate on our no annual fee list. The Simmons First Visa Platinum Card and the IberiaBank Visa Classic Card both have an interest rate of 7.25 percent.

Coming in third place on our list of rates are three different cards. The Simmons First Visa Platinum Rewards Card, the IberiaBank Visa Gold Cash Back Rewards Card and the IberiaBank Visa Platinum Rewards Card all have a current rate of 9.25 percent.

Here is a list of current no annual fee credit cards. Some of the cards listed also have zero percent introductory rates.