OneUnited Bank CD Rates

OneUnited Bank, headquartered in Los Angeles, California is offering regular certificates of deposit, IRA certificates of deposit and their Unity Gold certificates of deposit.  The regular CDs and IRA CDs range in terms of 3 months to 48 months. The Unity Gold certificates of deposit have terms of 4 months, 12 months, 24 months and 48 months.

Both the 4 month and 12 month Unity Gold bank CD rates are some of the highest CD rates available for those terms. The 12 month bank CD rate is 1.50 percent with an APY of 1.50 percent for account balances of $1,000 to $99,999.99. Account balances of $100,00o or more earn a higher bank CD rate and APY. The current bank CD rate is 1.55 percent with an APY of 1.55 percent.

OneUnited Bank’s current 4 month bank CD rate is 1.00 percent with an annual percentage yield (APY) of 1.00 percent for account balances of $1,000 or more.

The current 24 month bank CD rate is 1.90 percent with an APY of 1.90 percent for account balances of $1,000 to $99,999.99. Certificate of deposit account balances of $100,00o or more earn a bank CD rate and an APY of 2.00 percent.

The 48 month bank CD rate is 2.40 percent with an APY of 2.40 percent for all account balances.

Certificates of deposit are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. For more current bank CD rates visit oneunited.com.