Best Jumbo Money Market Account Rates — June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Top jumbo money market rates currently available include Mount Vernon B&T Co.Mount Vernon B&T Co.206 1st St Sw, Mount Vernon, IA 52314A+5.0 ★Texas Ratio: 0.00% offering Money Market Account at 5.50% APY, and Mount Vernon B&T Co.Mount Vernon B&T Co.206 1st St Sw, Mount Vernon, IA 52314A+5.0 ★Texas Ratio: 0.00% offering Money Market Account at 5.25% APY, and Mount Vernon B&T Co.Mount Vernon B&T Co.206 1st St Sw, Mount Vernon, IA 52314A+5.0 ★Texas Ratio: 0.00% offering Money Market Account at 5.00% APY, and Interra Credit UnionInterra Credit Union300 W Lincoln Ave, Goshen, IN 46526A+5.0 ★Texas Ratio: 1.62% offering Business LINked Money Market Share Account (Business LINked MMSA) at 4.03% APY. Savings rates as of June 9, 2026 according to verified data from MonitorBankRates.
We evaluate every listed institution using proprietary Safety Grades (A+ to F), Star Ratings, and Texas Ratios — critical for large-balance depositors seeking both yield and institutional security.
APYs reflect actual verified offers. Rates subject to change. Last Updated: June 9, 2026
Compare the Best Jumbo Money Market Rates Nationwide
Interest Rate: 5.37%
Interest Rate: 5.13%
Interest Rate: 4.89%
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As High As. Minimum opening deposit for 4.00% is $1,000,000. No monthly maintenance fees or ongoing balance requirements. No minimum withdrawal requirements. Make deposits in any amount at any time. Dividends are compounded daily and paid monthly. APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 06/03/2026.
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May add deposits at anytime, check writing allowed, and ATM card issued upon request.
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New money is defined as funds from another institution. Current customers may open this account by logging in to online banking. Non-customers must visit their local branch to open this account.
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$250,000.00
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$100,000.00
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Up to $99,999.99
National Money Market Rate Trends
Daily averages from our database of 8,500+ banks and credit unions — updated every evening.
What Is a Jumbo Money Market Account?
A jumbo money market account is a deposit account that requires a high minimum balance — typically $100,000 or more — in exchange for an elevated APY. They are designed for high-net-worth individuals, businesses, and organizations that hold large amounts of liquid cash and want to maximize yield without locking funds in a CD.
Because FDIC insurance covers only $250,000 per depositor per institution, holders of jumbo money market accounts should pay close attention to institutional financial health. MonitorBankRates displays Safety Grades, Star Ratings, and Texas Ratios for every listed institution so you can prioritize both yield and security.
Jumbo Money Market vs. High-Yield Savings vs. Jumbo CDs
Online high-yield savings accounts sometimes match or exceed jumbo money market APYs with no minimum balance requirement. Jumbo CDs offer guaranteed fixed rates for large deposits but lock your funds for a set term. The right choice depends on your liquidity needs, rate outlook, and deposit size. Use our comparison tool above to evaluate all options side by side.
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: We aggregate jumbo money market account rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology. By pulling data straight from institutions’ own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available jumbo money market yields. We include community banks, credit unions, and national institutions to ensure you have full visibility into all available options.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Every product listed features its own specific “last updated” date for full transparency.
Proprietary Institution Health & Safety Grades: For large-balance depositors, institutional safety is paramount. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you deposit with secure, stable institutions.
Deposit Account Calculators
Frequently Asked Questions about Jumbo Money Market Accounts
What is a Jumbo Money Market Account?
How much FDIC insurance covers a jumbo money market account?
Are jumbo money market accounts worth it?
How do jumbo money market rates compare to regular savings rates?
Can I open a jumbo money market account online?
What is the minimum deposit for a jumbo money market account?
Are there fees on jumbo money market accounts?
What are the best Jumbo Money Market rates right now?
- Mount Vernon B&T Co.
Money Market Account — 5.50% APY - Interra Credit Union
Business LINked Money Market Share Account (Business LINked MMSA) — 4.03% APY - Apple Federal Credit Union
Money Market — 4.00% APY - Capital Credit Union
Money MarketPlatinum Select — 3.90% APY - Lake-Osceola State Bank
Money Market Account — 3.56% APY
More Money Market Rate Options
