15 Year Mortgage Rates Under 4.50%Mortgage rates dropped again this past week. Rates for 15-year mortgages are now under 4.50 percent and 30-year mortgage rates stayed under 5 percent. Freddie Mac's survey this week showed rates for 30-year fixed rate mortgages fell 0.6 percent to 4.82 percent from 4.88 percent. Mortgage rates for 15-year fixed rate mortgages also fell from 4.54 percent to 4.48 percent. Five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) averaged 4.88 percent this week, down from last week when it averaged 4.93 percent. For one-year Treasury-indexed ARMs average rate went up this past week to 4.91 percent from last week's average of 4.83 percent. Freddie Mac's vice president Frank Nothaft had the following comments "Mortgage rates on fixed-rate loans and some ARM products eased this week. "The housing industry is starting to exhibit some positive signs, albeit scarce and too early to tell how permanent". Lender
APR / Rate
Fees / Points
Payment
 NMLS #324599
License: 324599
5.045%
15-Year Fixed
4.875%
$4,570
Includes 0.875 points for $3,500
Lender Fees: $1,070
$3,138 /mo
 NMLS #1025894
5.188%
15-Year Fixed
4.990%
$5,248
Includes 0.812 points for $3,248
Lender Fees: $2,000
$3,162 /mo
NMLS #324599
License: 324599
5.853%
30-Year Fixed
5.750%
$4,570
Includes 0.875 points for $3,500
Lender Fees: $1,070
$2,335 /mo
NMLS #1025894
5.967%
30-Year Fixed
5.875%
$3,972
Includes 0.493 points for $1,972
Lender Fees: $2,000
$2,367 /mo
NMLS #324599
License: 324599
6.229%
5-Year ARM
6.125%
$4,506
Includes 0.859 points for $3,436
Lender Fees: $1,070
$2,431 /mo
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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