2010 Year End Home Mortgage Rates and Refinance Rates: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%

Today's conforming 30 year home mortgage loan rates and refinance rates are averaging 4.81 percent, up from yesterday’s average 30 year mortgage rate and refinance mortgage rate of 4.79 percent. 30 year refinance rates and home mortgage interest rates Tennessee are higher averaging 4.87 percent.

Current 15 year conforming mortgage interest rates and refinance mortgage interest rates are averaging 4.21 percent, up from yesterday’s average 15 year conforming mortgage rate and 15 year conforming refinance rate of 4.20 percent.15 year mortgage rates and refinance rates in Mississippi higher averaging 4.24 percent.

Today's 30 year jumbo mortgage interest rates and today's jumbo refinance rates are averaging 5.36 percent, down from yesterday’s average rate of 5.41 percent. 30 year jumbo home mortgage loan rates and jumbo refinance mortgage interest rates in Hawaii are lower averaging 5.25 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
4.831%
15-Year Fixed
4.625%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$3,086 /mo
LifeStone Mortgage
NMLS #1085173
4.949%
15-Year Fixed
4.750%
$5,370
Includes 1.000 points for $4,000
Lender Fees: $1,370
$3,112 /mo
Zoom Loans
NMLS #1312186
5.258%
15-Year Fixed
5.125%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,190 /mo
New American Funding, LLC.
NMLS #6606
5.400%
15-Year Fixed
5.250%
$3,944
Includes 0.986 points for $3,944
Lender Fees: $0
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.426%
15-Year Fixed
5.250%
$4,612
Includes 0.978 points for $3,912
Lender Fees: $700
$3,216 /mo
District Lending
NMLS #1835285
5.625%
5-Year ARM
5.500%
$5,552
Includes 0.888 points for $3,552
Lender Fees: $2,000
$2,272 /mo
Zoom Loans
NMLS #1312186
5.708%
5-Year ARM
5.625%
$3,672
Includes 0.918 points for $3,672
Lender Fees: $0
$2,303 /mo
District Lending
NMLS #1835285
5.750%
30-Year Fixed
5.625%
$5,500
Includes 0.875 points for $3,500
Lender Fees: $2,000
$2,303 /mo
LifeStone Mortgage
NMLS #1085173
5.850%
5-Year ARM
5.750%
$4,422
Includes 0.763 points for $3,052
Lender Fees: $1,370
$2,335 /mo
LifeStone Mortgage
NMLS #1085173
5.860%
30-Year Fixed
5.750%
$4,870
Includes 0.875 points for $3,500
Lender Fees: $1,370
$2,335 /mo
Zoom Loans
NMLS #1312186
6.070%
30-Year Fixed
6.000%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,399 /mo
New American Funding, LLC.
NMLS #6606
6.090%
30-Year Fixed
6.000%
$3,860
Includes 0.965 points for $3,860
Lender Fees: $0
$2,399 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.097%
30-Year Fixed
5.990%
$4,620
Includes 0.980 points for $3,920
Lender Fees: $700
$2,396 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current 15 year jumbo refi rates and home mortgage loan rates are averaging 4.63 percent, down from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.76 percent. Current 15 year jumbo rates in New Mexico are lower averaging 4.60 percent.

 
Author: Brian McKay
December 31st, 2010

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