Today's mortgage rates are mostly lower and 30 year jumbo mortgage rates plunged overnight hitting a new low for 2011. Current 30 year jumbo mortgage rates are averaging 4.83%, down from yesterday's average 30 year jumbo mortgage rate of 5.02%.

Find mortgage rates and refinance rates by searching our rate tables at MortgageRates.MonitorBankRates.com. You can get a list of today’s mortgage rates from several lenders; no personal information is needed to view a list of rates.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #1981224

5.470%

15-Year Fixed

5.250%

$5,780

Includes 0.445 points for $1,780

Lender Fees: $4,000

$3,216 /mo

Next >

NMLS #1689962

License: 02053435

5.680%

15-Year Fixed

5.500%

$4,694

Includes 0.911 points for $3,644

Lender Fees: $1,050

$3,269 /mo

Next >

NMLS #2006915

License: 60DBO-149268

5.685%

15-Year Fixed

5.500%

$4,821

Includes 0.719 points for $2,876

Lender Fees: $1,945

$3,269 /mo

Next >

NMLS #1105497

License: 603L227

5.713%

15-Year Fixed

5.500%

$5,619

Includes 1.000 points for $4,000

Lender Fees: $1,619

$3,269 /mo

Next >

NMLS #401822

5.768%

15-Year Fixed

5.500%

$7,000

Includes 0.750 points for $3,000

Lender Fees: $4,000

$3,269 /mo

Next >

NMLS #1025894

5.781%

15-Year Fixed

5.625%

$4,056

Includes 0.839 points for $3,356

Lender Fees: $700

$3,295 /mo

Next >

NMLS #2326098

License: 60DBO-181478

5.787%

15-Year Fixed

5.625%

$4,381

Includes 0.607 points for $2,428

Lender Fees: $1,953

$3,295 /mo

Next >

NMLS #757416

5.833%

15-Year Fixed

5.750%

$2,156

Includes 0.539 points for $2,156

Lender Fees: $0

$3,322 /mo

Next >

NMLS #1981224

6.039%

5-Year ARM

5.875%

$7,116

Includes 0.779 points for $3,116

Lender Fees: $4,000

$2,367 /mo

Next >

NMLS #2326098

License: 60DBO-181478

6.379%

5-Year ARM

6.250%

$5,673

Includes 0.930 points for $3,720

Lender Fees: $1,953

$2,463 /mo

Next >

NMLS #1981224

6.427%

30-Year Fixed

6.250%

$7,500

Includes 0.875 points for $3,500

Lender Fees: $4,000

$2,463 /mo

Next >

NMLS #2006915

License: 60DBO-149268

6.507%

5-Year ARM

6.375%

$5,537

Includes 0.898 points for $3,592

Lender Fees: $1,945

$2,496 /mo

Next >

NMLS #2561451

6.588%

30-Year Fixed

6.490%

$4,151

Includes 0.539 points for $2,156

Lender Fees: $1,995

$2,526 /mo

Next >

NMLS #2006915

License: 60DBO-149268

6.642%

30-Year Fixed

6.500%

$5,945

Includes 1.000 points for $4,000

Lender Fees: $1,945

$2,529 /mo

Next >

NMLS #757416

6.714%

30-Year Fixed

6.624%

$3,704

Includes 0.926 points for $3,704

Lender Fees: $0

$2,561 /mo

Next >

NMLS #1689962

License: 02053435

6.727%

30-Year Fixed

6.624%

$4,266

Includes 0.804 points for $3,216

Lender Fees: $1,050

$2,561 /mo

Next >

NMLS #1025894

6.732%

30-Year Fixed

6.625%

$4,440

Includes 0.935 points for $3,740

Lender Fees: $700

$2,562 /mo

Next >

NMLS #2326098

License: 60DBO-181478

6.840%

30-Year Fixed

6.750%

$3,861

Includes 0.477 points for $1,908

Lender Fees: $1,953

$2,595 /mo

Next >

NMLS #1105497

License: 603L227

6.849%

30-Year Fixed

6.750%

$4,119

Includes 0.625 points for $2,500

Lender Fees: $1,619

$2,595 /mo

Next >

NMLS #399799

6.856%

30-Year Fixed

6.750%

$4,512

Includes 0.796 points for $3,184

Lender Fees: $1,328

$2,595 /mo

Next >

NMLS #401822

6.896%

30-Year Fixed

6.750%

$5,995

Includes 1.000 points for $4,000

Lender Fees: $1,995

$2,595 /mo

Next >

NMLS #330511

6.941%

30-Year Fixed

6.875%

$2,700

Includes 0.675 points for $2,700

Lender Fees: $0

$2,628 /mo

Next >

NMLS #3030

6.995%

15-Year Fixed

6.875%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,568 /mo

Next >

NMLS #3030

7.689%

30-Year Fixed

7.625%

$2,500

Includes 0.625 points for $2,500

Lender Fees: $0

$2,832 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Today's conventional 30 year mortgage rates are averaging 4.43%, unchanged from yesterday’s average 30 year mortgage rate. Current conventional 15 year mortgage rates are averaging 3.68%, down slightly from yesterday’s week’s average 15 year mortgage rate of 3.69%.

15 year jumbo mortgage rates are averaging 4.24%, down from yesterday’s average 15 year jumbo mortgage of 4.27%.

Following is a more in-depth home mortgage rates survey released by MonitorBankRates.com earlier this past Monday:

Mortgage Rates

Conforming Adjustable Mortgage Rates Today

Current 1 year adjustable mortgage rates are averaging 3.02%, up from last week’s average 1 year adjustable jumbo mortgage rate of 2.95%.

Current 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.00%, down from last week’s average 3 year adjustable mortgage rate of 3.09%.

Refinance rates and mortgage rates today on 5 year adjustable mortgages are averaging 3.04%, up from the prior week’s average rate of 3.40%.

Refinance mortgage rates and mortgage rates currently on 7 year adjustable home loans are averaging 3.36%, down from the previous week’s average 7 year loan rate of 3.37%.

10 year adjustable mortgage loan rates are averaging 3.84% this week, down from last week’s average 10 year adjustable rate of 3.90%. Current mortgage refinance rates on 10 year home loans are also averaging 3.84%.

Today's Adjustable Jumbo Refinance Rates and Jumbo Mortgage Rates

1 year jumbo adjustable loan rates are averaging 3.125%, down from the prior week’s average 1 year jumbo adjustable loan interest rate of 4.05%. Refinance rates on 1 year jumbo mortgage loans are also averaging 3.125%.

3 year adjustable jumbo rates are averaging higher at 3.53%, down from last week’s average 3 year jumbo adjustable rate of 3.82%. Today’s refinance interest rates on 3 year jumbo loans are also lower, averaging 3.53%.

5 year adjustable jumbo rates today are averaging 3.31%, a decrease from last week’s average jumbo adjustable rate of 3.40%. Today’s refinancing mortgage interest rates are also averaging 3.31%.

Current 7 year jumbo adjustable loan rates are averaging 3.87%, down from last week’s average 7 year adjustable home loan rate of 4.05%. 7 year jumbo refinance loan rates are also lower at 3.87%.

10 year jumbo loan rates are averaging 3.34%, down from the prior week’s average 10 year jumbo home loan rate of 4.36%. 10 year jumbo refinance interest rates are also lower, averaging 3.36%.

Conforming Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates are averaging 3.00%, down from last week’s average interest only mortgage loan rate of 3.19%. 3 year interest only adjustable refinance mortgage rates are also averaging 3.00%.

5 year IO adjustable loan rates are averaging 3.09%, down last week’s average five year interest only mortgage loan rate of 3.15%. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.09%.

7 year interest only adjustable mortgage loan rates are averaging 3.51% percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.61%. 7 year adjustable refi loan rates are averaging 3.61%.

Interest Only Jumbo Mortgage Rates Currently

3 year jumbo interest only adjustable loan rates are averaging 4.45%, up from last week’s average jumbo adjustable interest only rate of 4.31%. 3 year interest only adjustable jumbo refi rates are also averaging 4.45%.

5 year adjustable jumbo interest only rates are averaging 3.67%, down from last week’s average IO home mortgage interest rate of 3.87%. 5 year jumbo adjustable IO loan rates are also averaging at 3.67%.

7 year jumbo interest only adjustable rates are averaging 4.04%, down from last week’s average jumbo 7 year home loan rate of 4.41%. Current 7 year jumbo adjustable interest-only rates are also averaging 4.04%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.87%, unchanged from the prior week’s average home equity loan rate.

Current HELOC Rates

Home equity line of credit rates are averaging 4.95%, unchanged from last week’s average rate HELOC rate.

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