Average Mortgage Rates Today Mixed: Current 15 Year Rates at 2.98%

Mortgage rates today are mixed, no big moves in average rates overnight as bond yields were down to 1.50 percent yesterday. Today's mortgage rates on 15 year conforming loans are averaging 2.98 percent just above an all-time record low of 2.96 percent.

There are several mortgage lenders on our rate tables offering 15 year refinance rates as low as 2.75 percent with points. You can search for and compare many types of home loan terms with different refinance rates and point combinations without providing any personal information to view rates.

Current mortgage rates on 30 year conforming home loans are averaging 3.60 percent, unchanged from yesterday's average 30 year mortgage rate. There are also lenders on our rate tables offering 30 year refi rates as low as 3.38 percent with 2 points on a 30 year refinance loan.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #1835285

4.831%

15-Year Fixed

4.625%

$5,500

Includes 0.875 points for $3,500

Lender Fees: $2,000

$3,086 /mo

Next >

NMLS #1085173

4.949%

15-Year Fixed

4.750%

$5,370

Includes 1.000 points for $4,000

Lender Fees: $1,370

$3,112 /mo

Next >

NMLS #1312186

5.258%

15-Year Fixed

5.125%

$3,500

Includes 0.875 points for $3,500

Lender Fees: $0

$3,190 /mo

Next >

NMLS #6606

5.400%

15-Year Fixed

5.250%

$3,944

Includes 0.986 points for $3,944

Lender Fees: $0

$3,216 /mo

Next >

NMLS #1025894

5.426%

15-Year Fixed

5.250%

$4,612

Includes 0.978 points for $3,912

Lender Fees: $700

$3,216 /mo

Next >

NMLS #1835285

5.625%

5-Year ARM

5.500%

$5,552

Includes 0.888 points for $3,552

Lender Fees: $2,000

$2,272 /mo

Next >

NMLS #1312186

5.708%

5-Year ARM

5.625%

$3,672

Includes 0.918 points for $3,672

Lender Fees: $0

$2,303 /mo

Next >

NMLS #1835285

5.750%

30-Year Fixed

5.625%

$5,500

Includes 0.875 points for $3,500

Lender Fees: $2,000

$2,303 /mo

Next >

NMLS #1085173

5.850%

5-Year ARM

5.750%

$4,422

Includes 0.763 points for $3,052

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #1085173

5.860%

30-Year Fixed

5.750%

$4,870

Includes 0.875 points for $3,500

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #1312186

6.070%

30-Year Fixed

6.000%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$2,399 /mo

Next >

NMLS #6606

6.090%

30-Year Fixed

6.000%

$3,860

Includes 0.965 points for $3,860

Lender Fees: $0

$2,399 /mo

Next >

NMLS #1025894

6.097%

30-Year Fixed

5.990%

$4,620

Includes 0.980 points for $3,920

Lender Fees: $700

$2,396 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage rates todays on jumbo loans are higher today for both 30 year loans and 15 year loans. Mortgage rates current on 30 year jumbo mortgages are averaging 4.21 percent, up from yesterday's average 30 year jumbo mortgage rate of 4.20 percent. Right now on our jumbo rate tables there are lenders offering 30 year jumbo refinancing rates as low as 4.00 percent.

Mortgage rates currently on 15 year jumbo mortgages are averaging 3.45 percent, an increase from yesterday's average 15 year jumbo mortgage rate of 3.44 percent. Right now on our15 year refinance rate table in California there are lenders offering 15 year rates as low as 3.25 percent.

Current mortgage rates today on 5 year adjustable loans are mixed. Average 5 year conventional mortgage rates are at 3.05 percent, an increase from an average rate of 3.01 percent. Today's mortgage rates on 5 year jumbo loans are averaging 2.86 percent, unchanged from yesterday's average 5 year jumbo mortgage interest rate.