Best Mortgage Rates in December 2018
Lender
APR / Rate
Fees / Points
Payment
 NMLS #401822
5.478%
15-Year Fixed
5.250%
$6,000
Includes 0.500 points for $2,000
Lender Fees: $4,000
$3,216 /mo
 NMLS #6606
5.652%
15-Year Fixed
5.500%
$3,952
Includes 0.988 points for $3,952
Lender Fees: $0
$3,269 /mo
NMLS #401822
6.506%
30-Year Fixed
6.375%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,496 /mo
NMLS #6606
6.577%
30-Year Fixed
6.490%
$3,612
Includes 0.903 points for $3,612
Lender Fees: $0
$2,526 /mo
 NMLS #3030
6.658%
15-Year Fixed
6.500%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,485 /mo
NMLS #3030
7.338%
30-Year Fixed
7.250%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$2,729 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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The best mortgage rates in December 2018 just keep getting better as mortgage rates decline. The best mortgage rates at the beginning of December for 30 year conforming loans were around 4.80 percent. By the end of the 1st week in December, the best mortgage rates declined to around the 4.63 percent range. Right now the best mortgage rate is even lower at 4.55 percent. Mortgage rates in December declined because bond yields were moving lower all month long. We don't expect current mortgage rates will move much lower this month so you should lock in a rate today. You can compare current December mortgage rates to get the lowest possible rate.Featured On:
