Citizens Bank Mortgage Rates Today

Citizens Bank Mortgage RatesCitizens Bank mortgage rates are very competitive right now and if you setup automatic payments from a Citizens Bank checking account, you get an additional 0.125 percent rate discount. Current 30 year mortgage rates at Citizens Bank are quoted at 3.75 percent with only 0.125 mortgage points. Their 15 year mortgage rates are also a good deal at 3.125 percent. If you're looking for an adjustable mortgage, Citizens Bank's 7 year mortgage rates are quoted at 3.50 percent. To get the best deal on a home loan compare other lenders' rates with Citizens Bank mortgage rates.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Home Simply
NMLS #2473786
4.885%
15-Year Fixed
4.750%
$3,579
Includes 0.621 points for $2,484
Lender Fees: $1,095
$3,112 /mo
iheartloan
NMLS #2562839
4.905%
15-Year Fixed
4.750%
$4,125
Includes 0.750 points for $3,000
Lender Fees: $1,125
$3,112 /mo
LifeStone Mortgage
NMLS #1085173
4.930%
15-Year Fixed
4.750%
$4,870
Includes 0.875 points for $3,500
Lender Fees: $1,370
$3,112 /mo
Approved Home Loans
NMLS #1935422
License: 60DBO-109262
5.006%
15-Year Fixed
4.750%
$6,825
Includes 0.385 points for $1,540
Lender Fees: $5,285
$3,112 /mo
Different Mortgage
NMLS #324599
License: 324599
5.045%
15-Year Fixed
4.875%
$4,570
Includes 0.875 points for $3,500
Lender Fees: $1,070
$3,138 /mo
Statewide Funding
NMLS #1105497
License: 603L227
5.049%
15-Year Fixed
4.875%
$4,625
Includes 0.750 points for $3,000
Lender Fees: $1,625
$3,138 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.116%
15-Year Fixed
4.990%
$3,328
Includes 0.832 points for $3,328
Lender Fees: $0
$3,162 /mo
Bison State Bank
NMLS #757416
5.118%
15-Year Fixed
4.990%
$3,372
Includes 0.843 points for $3,372
Lender Fees: $0
$3,162 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.173%
15-Year Fixed
4.990%
$4,887
Includes 0.945 points for $3,780
Lender Fees: $1,107
$3,162 /mo
Approved Home Loans
NMLS #1935422
License: 60DBO-109262
5.192%
5-Year ARM
5.000%
$8,777
Includes 0.873 points for $3,492
Lender Fees: $5,285
$2,148 /mo
Zoom Loans
NMLS #1312186
5.277%
15-Year Fixed
5.125%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,190 /mo
Peak Residential Lending Inc
NMLS #2433973
5.309%
15-Year Fixed
5.125%
$4,965
Includes 0.750 points for $3,000
Lender Fees: $1,965
$3,190 /mo
Home Simply
NMLS #2473786
5.347%
5-Year ARM
5.250%
$4,363
Includes 0.817 points for $3,268
Lender Fees: $1,095
$2,209 /mo
New American Funding, LLC.
NMLS #6606
5.402%
15-Year Fixed
5.250%
$3,984
Includes 0.996 points for $3,984
Lender Fees: $0
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.416%
15-Year Fixed
5.250%
$4,360
Includes 0.915 points for $3,660
Lender Fees: $700
$3,216 /mo
iheartloan
NMLS #2562839
5.726%
5-Year ARM
5.625%
$4,453
Includes 0.832 points for $3,328
Lender Fees: $1,125
$2,303 /mo
LifeStone Mortgage
NMLS #1085173
5.741%
5-Year ARM
5.625%
$5,198
Includes 0.957 points for $3,828
Lender Fees: $1,370
$2,303 /mo
Approved Home Loans
NMLS #1935422
License: 60DBO-109262
5.812%
30-Year Fixed
5.625%
$8,261
Includes 0.744 points for $2,976
Lender Fees: $5,285
$2,303 /mo
Zoom Loans
NMLS #1312186
5.824%
5-Year ARM
5.750%
$3,232
Includes 0.808 points for $3,232
Lender Fees: $0
$2,335 /mo
Home Simply
NMLS #2473786
5.845%
30-Year Fixed
5.750%
$4,143
Includes 0.762 points for $3,048
Lender Fees: $1,095
$2,335 /mo
iheartloan
NMLS #2562839
5.845%
30-Year Fixed
5.750%
$4,125
Includes 0.750 points for $3,000
Lender Fees: $1,125
$2,335 /mo
DECO Mortgage
NMLS #2561451
5.847%
30-Year Fixed
5.750%
$4,214
Includes 0.866 points for $3,464
Lender Fees: $750
$2,335 /mo
LifeStone Mortgage
NMLS #1085173
5.860%
30-Year Fixed
5.750%
$4,870
Includes 0.875 points for $3,500
Lender Fees: $1,370
$2,335 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.938%
30-Year Fixed
5.875%
$2,736
Includes 0.684 points for $2,736
Lender Fees: $0
$2,367 /mo
Bison State Bank
NMLS #757416
5.942%
30-Year Fixed
5.875%
$2,888
Includes 0.722 points for $2,888
Lender Fees: $0
$2,367 /mo
Different Mortgage
NMLS #324599
License: 324599
5.956%
30-Year Fixed
5.875%
$3,570
Includes 0.625 points for $2,500
Lender Fees: $1,070
$2,367 /mo
Statewide Funding
NMLS #1105497
License: 603L227
5.959%
30-Year Fixed
5.875%
$3,625
Includes 0.500 points for $2,000
Lender Fees: $1,625
$2,367 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
5.982%
5-Year ARM
5.875%
$4,695
Includes 0.897 points for $3,588
Lender Fees: $1,107
$2,367 /mo
Different Mortgage
NMLS #324599
License: 324599
5.984%
5-Year ARM
5.875%
$4,790
Includes 0.930 points for $3,720
Lender Fees: $1,070
$2,367 /mo
Statewide Funding
NMLS #1105497
License: 603L227
5.994%
5-Year ARM
5.875%
$5,158
Includes 0.897 points for $3,588
Lender Fees: $1,570
$2,367 /mo
Peak Residential Lending Inc
NMLS #2433973
6.010%
30-Year Fixed
5.875%
$5,965
Includes 1.000 points for $4,000
Lender Fees: $1,965
$2,367 /mo
Zoom Loans
NMLS #1312186
6.070%
30-Year Fixed
6.000%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,399 /mo
New American Funding, LLC.
NMLS #6606
6.077%
30-Year Fixed
5.990%
$3,720
Includes 0.930 points for $3,720
Lender Fees: $0
$2,396 /mo
Blue Sky Financial, LLC
NMLS #1954591
License: 60DBO-113383
6.079%
30-Year Fixed
5.990%
$3,867
Includes 0.690 points for $2,760
Lender Fees: $1,107
$2,396 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.098%
30-Year Fixed
5.990%
$4,660
Includes 0.990 points for $3,960
Lender Fees: $700
$2,396 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.104%
30-Year Fixed
6.000%
$4,620
Includes 0.823 points for $3,292
Lender Fees: $1,328
$2,399 /mo
Peak Residential Lending Inc
NMLS #2433973
6.256%
5-Year ARM
6.125%
$5,693
Includes 0.932 points for $3,728
Lender Fees: $1,965
$2,431 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
 
Author: Brian McKay
September 2nd, 2019

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