Credit Union of Colorado Current Mortgage Rates

Credit Union of Colorado is advertising fixed 30 year mortgage rates, 30 year FHA mortgage rates, 3/1 adjustable mortgage rates and a home equity line of credit (HELOC) rate.

Their fixed 30 year mortgage rates are currently advertised at 5.125 percent with an annual percentage rate (APR) of 5.257 percent. Their 30 year rates are advertised with 1 mortgage discount point.

Today's 20 year mortgage rates are advertised at 5.00 percent with an APR of 5.178 percent. This advertised rate is also with 1 mortgage discount point.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.353%
15-Year Fixed
5.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,190 /mo
Evolve Capital Lending
NMLS #2273319
5.428%
15-Year Fixed
5.125%
$7,995
Includes 0.750 points for $3,000
Lender Fees: $4,995
$3,190 /mo
PenFed Credit Union
NMLS #401822
5.554%
15-Year Fixed
5.250%
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
$3,216 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.634%
15-Year Fixed
5.490%
$3,760
Includes 0.765 points for $3,060
Lender Fees: $700
$3,267 /mo
New American Funding, LLC.
NMLS #6606
5.884%
15-Year Fixed
5.740%
$3,732
Includes 0.933 points for $3,732
Lender Fees: $0
$3,320 /mo
District Lending
NMLS #1835285
6.266%
30-Year Fixed
6.125%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$2,431 /mo
Evolve Capital Lending
NMLS #2273319
6.312%
30-Year Fixed
6.125%
$7,995
Includes 0.750 points for $3,000
Lender Fees: $4,995
$2,431 /mo
Evolve Capital Lending
NMLS #2273319
6.315%
5-Year ARM
6.125%
$8,131
Includes 0.784 points for $3,136
Lender Fees: $4,995
$2,431 /mo
District Lending
NMLS #1835285
6.371%
5-Year ARM
6.250%
$5,112
Includes 0.778 points for $3,112
Lender Fees: $2,000
$2,463 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.582%
30-Year Fixed
6.490%
$3,856
Includes 0.789 points for $3,156
Lender Fees: $700
$2,526 /mo
New American Funding, LLC.
NMLS #6606
6.715%
30-Year Fixed
6.625%
$3,708
Includes 0.927 points for $3,708
Lender Fees: $0
$2,562 /mo
PenFed Credit Union
NMLS #401822
6.746%
30-Year Fixed
6.625%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$2,562 /mo
Rocket Mortgage
NMLS #3030
6.784%
15-Year Fixed
6.625%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,512 /mo
Rocket Mortgage
NMLS #3030
7.476%
30-Year Fixed
7.375%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,763 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

The credit union is also advertising the following fixed mortgage rates with the following rates:

Credit Union of Colorado Fixed Mortgage Rates

  • Up to 60 months 4.20% Rate 4.61% APY (includes a 1% origination fee)
  • 61 to 120 months 4.30% Rate  4.51% APY (includes a 1% origination fee)
  • 121 to 180 months 4.50% Rate 4.65% APY (includes a 1% origination fee)
  • 181 to 240 months 4.95% Rate  5.07% APY (includes a 1% origination fee)

The mortgage rates advertised are only for homes in Colorado. For information on joining Credit Union of Colorado and a list of their most current mortgage rates go to cuofco.org.

 
Author: Brian McKay
May 6th, 2010

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